|
23rd September 2009
As the beginning of a new university year draws closer, students are left with an important decision that could determine the bank that wins their custom for life.
Banks are always keen to attract students by offering a number of features, including fr... Read >
Author: Sam Gooch23rd September 2009
More than 50 per cent of the UK population are so worried about becoming a victim of fraud that they won't shop online. The research shows that one in three people know someone who had been the victim of fraud.
But a prepaid card might just be the ans... Read >
Author: michael challiner16th September 2009
A bank account is a very important financial tool and facility to most people, and it is important that you ensure that your bank account offers everything that you need to conduct your day to day finances with ease and convenience. There are a number of ... Read >
Author: syed anjum16th September 2009
Most people fail to think ahead. That means they get caught up in a panic when an emergency arises and, more often than not, end up taking short-term finance at very high rates of interest. This does nothing more than make the emergency worse. So, even th... Read >
Author: Norris Rios21st August 2009
It is never too early to start taking control of your finances and learning about how to manage money from an early age can do no harm. One of the best ways of teaching youngsters about how to take care of finances is by opening their very own bank accou... Read >
Author: Adam Singleton08th August 2009
In today’s society, almost everyone owns some form of current account. Indeed, offering a secure place to store one’s money, they’re essential for everyday banking solutions. However, according to the financial experts, not enough people are aware o... Read >
Author: Adam Singleton17th July 2009
‘Never a borrower nor a lender be' may have been wise words in the 15th century, but Shakespeare's advice just doesn't cut it in the modern age.
Access to credit is part of our day-to-day lives and we wouldn't be able to buy our homes, cars or live i... Read >
Author: MarkeD30th June 2009
Identity theft is a very serious crime, and if your identity has already been targeted and compromised then you will need to report this immediately to the following authorities and organizations.
Credit Reference Agencies:
* Equifax (www.equifax.com)... Read >
Author: Jason Popper01st June 2009
A student credit card is a highly valuable and helpful commodity, and there is a surprising amount of choice available. If you're looking at obtaining a credit card aimed at students then it will be important to be aware of exactly what is on offer, the a... Read >
Author: Margaret20th May 2009
When it’s time to open up a new bank account, it can seem confusing and overwhelming to learn about all the options that are available to you. Whether you’re sticking with your tried-and-true bank, or switching institutions all together, there’s a l... Read >
Author: Andrew Regan27th March 2009
Shopping around for the best price, quote or deal is something that most people are familiar with but may not necessarily think of performing for their bank account; especially if they have been banking with the same company for several years.
Banking... Read >
Author: Vicky Cochrane10th March 2009
Despite the fact that some people hold current accounts that offer little or no interest on their hard earned cash, we all seem to be reluctant to switch our current accounts. However, it is never too late to re-evaluate and take stock of how your persona... Read >
Author: Andrew Regan20th October 2008
Current bank accounts are an essential part of life for most people. Providing a secure service in which to store one’s cash, as well as offering various payment facilities, a current account can provide individuals with the means to effectively prote... Read >
Author: Isla Campbell28th August 2008
Summary: In comparison to savings account the current account interest rate is lower. The interest rate varies from banks to banks but the facilities like hassle free transaction, free ATM card, overdraft facility is offered by all.
Current account cat... Read >
Author: addi14th August 2008
No need to worry for urgent cash, even your credit rating is unsatisfactory; you can apply for bad credit loans.
An urgent financial requirement may arise at any point of time when you might be the least prepared for it. You may require funds for any rea... Read >
Author: Jennifer12th August 2008
Some banking products are available in the Indian market offering the unique mixture of liquidity of saving accounts, current account interest rate and the high returns of fixed deposit simultaneously. Different banks have started offering these multi dim... Read >
Author: addi29th July 2008
The Individual Voluntary Arrangement popularly known as an IVA was introduced as an legal binding alternative to bankruptcy by the Insolvency Act of 1986. The logic behind the introduction of the IVA was to empower people facing financial difficulties to ... Read >
Author: gracy25th July 2008
If you are a student or have recently graduated, then there a large number of bank accounts and financial products designed specifically for you. Although students used to be much derided for the large government grants they received, those days are long ... Read >
Author: Ajaay Kumar21st July 2008
Summary: Loan against property is the easiest way to raise finance at the time of needs. It is one of the most cost-effective methods to purchase a second property without selling the first one.
As far as unlocking the value of your property is concern... Read >
Author: addi15th July 2008
More than ninety percent of population in UK is going mad and crazy about their debt hazards. Under this scenario, bankruptcy is seen as the only way out, to tackle the situation. Here is another alternative solution to the problem which is less restricti... Read >
Author: Precious Almas14th July 2008
More than ninety percent of population in UK is going mad and crazy about their debt hazards. Under this scenario, bankruptcy is seen as the only way out, to tackle the situation. Here is another alternative solution to the problem which is less restricti... Read >
Author: Precious Almas20th June 2008
Summary: HSBC and Citi bank have designed a unique product that offers the liquidity of savings account and the higher interest benefit of fixed deposit. Senior citizen will earn more interest on these accounts compared to others.
There’s a number of... Read >
Author: addi25th March 2008
Summary: Commercial loans can be significant contributors to the growth of your business. The interest rates applicable on these loans may differ in the market.
It is really disappointing when your application for a loan is rejected by the lender. A... Read >
Author: Anaya Erika22nd January 2008
Business entities require a regular flow of working capital so that their business should not get hampered. The business requirement may be on a higher side if you are engaged in a manufacturing business. Service based businesses usually have less capital... Read >
Author: Aisha Cristal14th January 2008
Credit card debt consolidation calculator is a very useful tool, if you wish to turn around that heap of bills and unpaid loans. The consumerist society that we live in, make us all easy targets for debt traps. Easy availability of plastic money makes t... Read >
Author: apurva10th January 2008
Credit card debt consolidation calculator is a very useful tool, if you wish to turn around that heap of bills and unpaid loans. The consumerist society that we live in, make us all easy targets for debt traps. Easy availability of plastic money makes thi... Read >
Author: apurva10th November 2007
A leading youth charity has claimed that the majority of young people are falling into debt before they reach the age of 21, and that it is becoming an accepted part of their lifestyle. Rainer, a charity that aims to help under-supported young people, fou... Read >
Author: Elisha Burberry05th November 2007
Funds are vital for all types of businesses. The Small and medium sized enterprises are usually short of the required funds for their businesses. There are several ways in which they can finance their projects. A help from bank in the form of overdraft fa... Read >
Author: Aisha Cristal20th September 2007
The website MoneyExpert.com has reported that in the past year more than 3.6 million people in the UK have switched current account providers which breaks down to around 300,000 switchers per month! These figures indicate that people are willing to switc... Read >
Author: Adam Singleton11th September 2007
Debt financing has never been popular with small business owners. I can understand why it is being avoided as if it is a disease. It can become a financial burden with the high interest rate that is pegged to unsecured credit facilities. However do not di... Read >
Author: Joyce TM Leong21st August 2007
Finance from a lending institution can be a useful tool for a number of reasons, whether to make a luxury purchase or simply to make ends meet. Finding a personal loan depends greatly on your individual circumstances, including your employment status and ... Read >
Author: David Bruce24th July 2007
It's easier to incur debts than to pay them. Every time you borrow money either through loans, credit and store cards or your overdraft facility, you are adding on new responsibilities on to your shoulders. But, life can't be lived either without meeting ... Read >
Author: Aisha Cristal31st May 2007
If you are considering making home improvements, purchasing a new car, or consolidating you debts, an unsecured loan could be a sensible answer. These loans let you avail money without putting forth any of your valuable assets like your home as collateral... Read >
Author: Aisha Cristal30th May 2007
Do you know that an average credit card user in the UK spends in excess of £150,000 on plastic over the course of his lifetime? It’s really true. A recent study by the life assistance company CPP also found that regular purchases such as food or petrol... Read >
Author: Angelo Drew21st May 2007
The ability to manage your personal finance is key for successful long term financial health and stability. Regardless of how much you earn, being able to make your income work for you is essential. Not everyone requires a large salary and an expensive ho... Read >
Author: Carolyn Clayton25th April 2007
As the days grow shorter and the nights get colder, our thoughts might start turning towards festive matters. Christmas is coming, and while this should be a cause for excitement and anticipation of good family times, for many of us there's something less... Read >
Author: Nicholas Hunt25th April 2007
What is an overdraft?
An overdraft is a facility (usually at a bank or other financial institution) that enables an account holder to borrow up to an agreed amount and often for an agreed time. The agreed amounts on an overdraft exceeds the deposits by... Read >
Author: Angelo Drew27th March 2007
A current account is an instant access bank account that is used for everyday deposits and outgoings. Most people will use a current account to receive their monthly salary, pay bills via cheque, direct debit or standing order, pay for items via a debit c... Read >
Author: Andrew Regan09th February 2007
With bank charges in the spotlight again following the recent BBC Money Programme investigation, and the numerous campaigns to reclaim charges pending the outcome for the OFTs research due in the first quarter of 2007, Moneyfacts.co.uk takes a look at the... Read >
Author: Marco Barra09th February 2007
Are you one of the millions of people in the UK who have remained loyal to the current account you opened with your high street bank when you first left school or started work?
Are you one of the millions of people in the UK who have remained loyal to ... Read >
Author: Marco Barra20th October 2006
Jingle bell, jingle bell, jingle all the way! It is celebration time! Christmas is knocking at your door! Santa is standing outside wit-h a smiling face and loads of gifts for you. Hey! Why are you not in the festive mood? What makes you look so worried i... Read >
Author: Gracy Parker10th October 2006
If you are a student or have recently graduated, then there a large number of bank accounts and financial products designed specifically for you. Although students used to be much derided for the large government grants they received, those days are long ... Read >
Author: Peter Kenny04th October 2006
Christmas is a time of year when people like to enjoy some quality time with their loved ones. During these period lots of celebration takes place and lot of money is spend. People go for credit cards or use their overdraft facilities for bearing the expe... Read >
Author: James Taylor31st August 2006
One of the most common reasons for building up of debts of a person is increasing use of credit cards. Credit cards provide a comfort in using money anywhere and at any time. Nevertheless, despite of this fact, the people forget its another aspect, that i... Read >
Author: Eva Baldwyn14th August 2006
Small business owners often fail to understand the consequences of inadequate cash flow management until the harsh realities of business life kick in. Typically one significant occasion is when insufficient funds are available within the business to mee... Read >
Author: David Willetts22nd July 2006
Credit cards are accessories that once anyone has them, he is almost compelled to use them to pay off the expenses, without realizing that he can go into overdraft if he is not careful and keeps a regular track of the incidents happening in relation to th... Read >
Author: Aldrich Chappel30th June 2006
While payday loans have long been popular in the USA, they are a relatively new service for UK customers, and many people aren't sure exactly what they are. With all the controversy over whether they're a worthwhile service or simply a form of legalised s... Read >
Author: Nicholas Hunt29th June 2006
Credit cards have proven to be a great help to the holders of the credit cards. These cards have provided many benefits to the population all over the world. However, things can still go wrong sometimes even with credit cards. That is why it is recommende... Read >
Author: Alex Jonnes24th May 2006
Despite easier than ever access to personal finance services, there are still 3 million adults in the UK today who are completely outside the banking system, and don't have access to a bank account.
Many of these people are unable to get a standard acc... Read >
Author: Nicholas Hunt20th April 2006
For a businessman or even for a person involved with other things the one way to increase one's worth is through our business or by the asset we possess.
With that some people get a head start whereas others have to work for it. What it means is that so... Read >
Author: michael brian24th December 2005
Christmas marks the beginning of everything good, filled with happiness and celebrations. Your children may want to buy new toys on christmas while your wife may have plans to through a big party on the christmas's eve. Are you prepared for all these expe... Read >
Author: Maria Smith
|
