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22nd September 2009
Consumers often pay the price for not reading the fine print in trial offers for a service, such as a gym membership, a book club, subscription services or travel clubs. Some may forget that it is their responsibility to cancel during the trial if they do... Read >
Author: wbdoyle17th September 2009
You think you may have misplaced your card and it may possibly be at home somewhere. You do nothing, thinking you will come across it. Then you quickly realize that this is not the case when your credit card bill comes in and there are charges that you co... Read >
Author: Louis Tsui16th September 2009
Image this if you will, one day you receive your statement in your mailbox and of course you do not assume anything out of the ordinary because you only used the card one time last month, which was to buy your niece a birthday present. No big deal you thi... Read >
Author: wbdoyle16th September 2009
For many people, bring up the term, “credit card,” and they’ll roll their eyes. Most of us understand the powerful pull that pulling out the plastic has on us. It’s almost addictive, the ability to pull out your credit card and use it to charge an... Read >
Author: wbdoyle16th September 2009
One of the many reasons for obtaining a business credit card is that you want the guaranteed line of credit on standby to help you maintain the cash flow of your business. Bearing that in mind, it would be prudent of you to take measures that will protect... Read >
Author: wbdoyle16th September 2009
As our economy becomes more and more digital, ATM debit cards have become a frequent payment method. This article discusses your liability for lost or stolen card charges.
ATM Debit Cards
ATM debit cards have certainly made life a lot easier. For ma... Read >
Author: wbdoyle16th September 2009
Has your credit card company ever charged you twice for the same item or failed to credit a payment to your account? While frustrating, these errors can be corrected. It takes a little patience and knowledge of the dispute settlement procedures provided b... Read >
Author: wbdoyle15th September 2009
Have you ever been a victim of credit card fraud? If so, you know just how traumatic it can be. What’s more, if you don't detected it early enough, it could leave bad marks on your credit report that could haunt you for many years. The most commonly tho... Read >
Author: wbdoyle15th September 2009
What is a Debit Card?
The card you use at the ATM is known as a debit card. When debit cards first appeared it was easy to tell them apart from credit cards. Debit cards didn’t have a credit card company logo on them; instead, they usually just had you... Read >
Author: wbdoyle15th September 2009
There are credit card tips, and then there are credit card secrets. These latter are little known tricks that credit card companies play on you, as well as tricks you can use to get rid of fees and pay off your debt sooner. Here are some of the best credi... Read >
Author: wbdoyle11th September 2009
If you paid for defective goods or services on your credit card and the merchant will not resolve the problem, you can file a dispute with the credit card company using a procedure called, Claims and Defenses.
What are claims and defenses?
Claims ... Read >
11th September 2009
Most people want to apply for a credit card online and get the best deal available, including a low interest rate, a reliable credit company, and some sort of reward program like a travel credit card offers. The Bank of America credit card is a card you c... Read >
Author: wbdoyle27th August 2009
With the vast increase in scams going around on the Internet these days, we have to be careful. Even the best of us have been scammed at some point. Hackers are becoming more and more advanced in their scamming processes. You might think you're at the act... Read >
Author: Andrew Green21st August 2009
Every day millions of people are victims of credit card fraud. Identity theft has become a very big problem and credit card fraud happens so much more because of the ability of a thief to remain anonymous on the Internet.
So what can you do to avoid b... Read >
Author: Alton Smith05th August 2009
If you have a stolen debit card, the faster you report it. The better off you will be. With a stolen debit card every day you wait, it makes it that much harder for you. Remember to visit my blog for more information.
1. There is a federal law that ... Read >
Author: Romel Whiteside05th August 2009
You keep hearing about identity theft on the news. An identity scam can come in many different forms. Email theft is also becoming one of the fastest ways to "phish" people out of personal information they have.
It seems like an identity scam pops ... Read >
Author: Romel Whiteside07th July 2009
1. Debit cards have a liability limit, but it depends on the circumstances and how quickly you report it to the financial institution or card issuer. The faster you report it, the better off you are.
2. Call the customer service department number fou... Read >
Author: Romel Whiteside16th June 2009
Just as credit cards are widely-used in the United States, the plastic form of payment is also enjoying huge popularity in Canada. Although using credit cards for payments is convenient and easy, it also presents a negative threat - credit card debt and ... Read >
15th May 2009
The worsening state of world economies due to the onslaught of the global financial crisis has helped bring international debit cards to the spotlight. With all the benefits of international credit cards but without the act of indirectly borrowing money w... Read >
Author: darewin ocampo17th April 2009
Electronic payments are safer than cash.
Credit and debit cards are such a convenient way to pay that many consumers use a card for nearly every purchase. And not only are cards convenient, but they're safer than carrying around lots of cash.
A c... Read >
Author: Robert Palmer03rd March 2009
A wall clock camera can be one of the most important investments for your home or business security you can make. These clocks, with a camera inside, can give you video proof when you need it most.
Just imagine, your first full week of vacation in year... Read >
Author: David English23rd January 2009
To purchase any house, condo or mobile home, many realtors and sellers only receive offers from buyers who have pre-qualified for a mortgage loan or have cash available. It is uncommon that someone has enough money to pay for a new home without some kind ... Read >
Author: Karen Bellas09th January 2009
It's hard to believe that a mere fifteen years ago, we had no idea what the Internet was, let alone have an inkling of how it would change our lives. But now, as we enter the "golden era" of Web 2.0, a lot has changed - especially in terms of the online... Read >
Author: Mark Etinger14th December 2008
People who went through bankruptcy often failed to notice the signs that they're already heading for bankruptcy. Some people know that they have missed a couple of payments but still refused to take action right away. Usually, serious debt problems star... Read >
27th October 2008
Victims of identity theft are often left with lower credit scores and can spend months, or even years, getting credit records corrected. They frequently have difficulty getting credit, obtaining loans and even finding employment.
Victims of Identity T... Read >
Author: pablo17th October 2008
When someone uses another person’s personal information to take on that person’s identity, it is a crime called “identity theft.” Identity theft could be a misuse of a Social Security number, a credit card and a mail fraud, but there are ways to h... Read >
Author: jaimehartel17th October 2008
When someone uses another person’s personal information to take on that person’s identity, it is a crime called “identity theft.” Identity theft could be a misuse of a Social Security number, a credit card and a mail fraud, but there are ways to h... Read >
Author: JaimeHartel02nd September 2008
Running your own small business can get tough. You have to compete with other small businesses as well as big companies. Your resources dwindle and you have to count every penny.
What can be a solution to this problem? A good credit card. A credit limit ... Read >
Author: Elizabeth A. Beck01st May 2008
Running your own small business can get tough. You have to compete with other small businesses as well as big companies. Your resources dwindle and you have to count every penny.
What can be a solution to this problem? A good credit card deal. A credit l... Read >
Author: Michelle Jackson15th April 2008
It did not take long for Minnesota state senator Mary A. Olsen, who was elected in 2006, to introduce new legislation calling for change in the cell phone industry. According to Businessweek, wireless operators have generated more complaints than any othe... Read >
Author: Mike Podlesny26th March 2008
My first time overseas, I had to exchange cash in $200 of travelers checks to pay a mountaineering guide who hadn't heard of American Express. The bank charged me $8. During the same trip, I used my debit card at an ATM to get $200 from my checking accoun... Read >
Author: An Introduction To Selling on eBay for Profit29th February 2008
The chances are good that each and every one of us will lose or have our credit card stolen at least once in our lifetime. When talking about cash, this would be a lose-lose proposition every time. But fortunately, by law, credit cards come with built i... Read >
Author: Scott Stadler22nd February 2008
After a hard day's work, you sit down to the dinner table looking forward to a nice, relaxing meal with those you love, and the inevitable happens: your telephone rings.
It's your credit card company and it's imperative that they speak with you right n... Read >
Author: Darrin Roseborsky - OMAC Mortgage Specialist01st February 2008
If you suffer from bad credit, it is most likely that you've had or you still have unpaid debts in your account. When was the last time you checked your credit report? Are you 100% sure that your credit report is accurate and that there are no unauthori... Read >
18th September 2007
Citibank has been around for nearly thirty years as a marketer of credit cards. The company came in when two credit card companies were already dominating the market and, through their aggressive consumer marketing campaigns, rose to the leader of a trill... Read >
Author: Morgan Hamilton24th August 2007
Report the loss immediately. Those four words are probably the most important words you can remember should you lose your credit card. Let's look at this a bit more closely.
There is no debate that in the US more people are carrying credit cards and de... Read >
Author: Peter Kenny01st June 2007
One of the many reasons for obtaining a business credit card is that you want the guaranteed line of credit on standby to help you maintain the cash flow of your business. Bearing that in mind, it would be prudent of you to take measures that will protect... Read >
Author: creditwisdom24th May 2007
There are four main credit cards offered by Shell in association with Citibank. Two are designed for personal use and the other two for business use.
The cards carry the standard benefits and features like any other gas credit card so there is not muc... Read >
Author: Anthony Samuel04th June 2006
Having a bad credit history may greatly affect a user's future credit card applications, at least for the next seven years down the road. With tainted, poor or bad credit history, there are only two options left for the down-on-its-luck credit card user: ... Read >
Author: Eric Wasselman10th May 2006
In addition to protecting your credit rating, it is also important to protect the physical credit card itself. Having the card in your possession is not enough, as people can write down the number on the card and use it to make fraudulent purchases. Ident... Read >
Author: Joseph Kenny09th April 2006
Credit cards for college students are available online. The downside is that card issuers realize that most students do not have a direction established. This is true, since if you go to college and ask students what are their goals, most will say, I have... Read >
Author: Kim Stevens03rd April 2006
Image this if you will, one day you receive your statement in your mailbox and of course you do not assume anything out of the ordinary because you only used the card one time last month, which was to buy your niece a birthday present. No big deal you thi... Read >
Author: Bob Benson17th February 2006
What are your credit card rights?
In some ways, it is actually safer to use your credit card than use cash. In fact, federal law protects many aspects of your credit card use. For example:
If you purchase a defective product with your credit car... Read >
Author: Chris Robbins17th October 2005
As our economy becomes more and more digital, ATM debit cards have become a frequent payment method. This article discusses your liability for lost or stolen card charges.
ATM Debit Cards
ATM debit cards have certainly made life a lot easier. For ma... Read >
Author: Richard Chapo17th October 2005
We are quickly approaching that time of the year where the Internet pays off in spades the holidays. Here's a primer on protecting yourself while buying online.
Avoiding the Malls
I hate going to the malls during the holidays. They are packed wit... Read >
Author: Richard Chapo13th August 2005
By: James Dimmitt
J.P. Morgan Chase & Co., the nation's #2 bank and leading issuer of credit cards, has announced it will issue new "contactless credit cards" to its account holders beginning June 1. The new cards can be "waved" in front of a spe... Read >
Author: James Dimmitt01st May 2005
By now, you have undoubtedly heard of credit card fraud, an alarming and damaging trend that is sweeping the country. Here's the bad news: It is disturbingly easy for thieves to obtain your credit card number-usually from discarded receipts or even direc... Read >
Author: Beth West
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