Articles, tagged with "personal pension", page 1
28th May 2012
A SIPP is a form of pension plan that allows the investor to choose where their investments for their pension are made. They are also pension plans where a broad range of assets other than cash can be included. Flexible, advantageous and with a wealth of ...
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Author:
Sarah Shore
06th February 2012
The wife or husband IRA might appear to be a fairly innocuous retirement device that is really the improper way to view it. The cost of living is usually spiraling upwards and you can count on it to continue to do so. Value of the buck does not search all...
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Author:
shailesh
16th January 2012
With the possibility of wages being reduced and jobs being lost as a result of the government cuts, many thousands of people are at risk of no longer being able to afford their debt management plan payments. We consider what action can be taken.
One of...
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Author:
Beatmydebt
07th October 2011
As you can no doubt imagine there are reams of information concerning the obligations employers must make concerning their employees and a pension. The pensions service outlines what these obligations are and what circumstances where companies do not hav...
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Author:
Richad Teahon
03rd October 2011
Retirement can mean some of the best years of your life if you plan well, and approach it properly. Then again for all too many people who neglected to plan well, or made some bad decisions their retirement years have turned out to be some of their worst ...
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Author:
Rick Gueli
04th July 2011
All rates in this article are for 2009/10.
NIC for Employees
For employees Class1 National Insurance (NI) primary contributions are deducted from their salary each month as part of the PAYE system.
They are paid on earnings between £110 and £844 pe...
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Author:
BenW2811
23rd June 2011
To one enjoying the bloom of youth, many years away from retiring, planning one’s pension may well be the last thing on one’s mind; but Guardian Wealth Management know from much work in the field that there’s no such thing as too soon. Whether you’re thin...
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Author:
Jasmine Lowery
13th May 2011
Plan For Your Retirement
Retirement planning ensures that, when you finally leave work, you have enough money to live a long and happy retirement. If the UK, you are legally entitled to the state pension when you turn 65. A tax year, in which you have...
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Author:
luke.raper
04th May 2011
The annuities can really make a better future for you and make you enjoy your life completely. When you retire, you are not supposed to think about money, where to get it or how to earn it. That’s why many people think of their pensions even before they g...
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Author:
jenniferobodo
17th February 2011
Pension release can be a smart decision for anyone who is over 55 years old and wishes to access a lump sum payment of your pension of up to 25 percent. Whilst a cash lump sum payment may be an incredibly attractive option, you will need to weigh up the p...
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Author:
mediaprecision
16th February 2011
Pension release could be a wise decision if you are over 55 years old and wishes to access a lump sum of your pension of up to 25 percent. Though while this may seem like a good idea that enables you to obtain some instant cash, the move will of course, d...
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Author:
Robert Deans
16th February 2011
Here’s a question for you – have you got a personal pension sorted out yet? Some people will be paying into a pension every month, while others will be relying on the pension that will be provided by the government when they retire.
But if you are...
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Author:
Isla Campbell
03rd February 2011
Many people save towards their retirement with personal and occupational pension schemes. Most of the schemes can be categorized as money purchase schemes. This means that when the person retires the money invested in the pension fund is converted to cash...
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Author:
Edith Hancock
20th December 2010
Pension schemes have come under scrutiny recently, following the British Government's decision to abolish the mandatory retirement age and potentially allow today's fitter and healthier 65-year-olds to continue working for longer.
However, just be...
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Author:
Isla Campbell
07th December 2010
Those who are about to retire may often find that they will get better annuity rates by shopping around, rather than by taking the annuity offered by the company they saved for their pension with. Many people do not realize that they do not have to buy th...
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Author:
sharondarochelle40