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23rd September 2009
As was predicted in a recent Reuters poll, after a meeting on the 6th August the European Central Bank (ECB) have announced they will be keeping interest rates on hold at 1 percent. Holding the rates for the foreseeable future is seen to be good news for ... Read >
Author: MarkeD10th September 2009
Credit cards have nowadays insinuated themselves into all corners of our lives, and it is rare for an adult these days to not carry at least one card. As well as being used in the traditional manner to buy goods or services in person, they are also now us... Read >
Author: wbdoyle08th September 2009
The term bank charge which is also inaccurately known as unfair charges covers all charges made by banks to their customers. The term often relates to the bank charges in respect of personal current accounts.
In the UK, this was not common practice u... Read >
Author: John Smit03rd September 2009
It’s been well publicised lately that the housing market is on the brink of a crisis – in fact, the crisis has hit the US already. As mortgages become harder to come by and homeowners begin to struggle with rising interest rates and lower demand from ... Read >
Author: TerryGreen29th July 2009
With so much turmoil in the banking sector over the past few months, savers are feeling justifiably jittery about the safety of their hard-earned cash - but just how safe are their savings?
Many are nervous about putting their faith in savings institu... Read >
Author: MarkeD24th July 2009
Currently, repossession properties make up 20% of all homes sold at auction. This figure is constantly rising due to the financial crisis in the UK. Banks and lenders are now moving even more quickly when it comes to repossessed houses and are looking to ... Read >
Author: isxrc17th July 2009
In January this year the UK government introduced the Enterprise Finance Guarantee scheme (EFG). The EFG replaced the Small Firms Loan Guarantee Scheme (SFLG) with the commitment to helping small businesses raise the funds they require to trade through th... Read >
Author: Derek Cooper18th May 2009
There was a time when saving money in bank’s savings account was the primary concern. Folks would hardly look forward for making investment. This consist thinking of folks have immensely made banks richer. When the realty and manufacturing companies con... Read >
Author: Mike Simonds12th May 2009
In order to meet financial requirements, people often resort to various kinds of financial assistance from banks and financial organisations. Infact, it has become a common transaction for people in case of emergency needs as well as other financial needs... Read >
Author: Amelie Eve11th May 2009
Free business banking is available for all businesses in the UK rather like free banking for personal accounts where absolutely every transaction made on an account is fee free - and really free and not just "some" of the transactions.
Luckily for busi... Read >
Author: Robert Bell27th April 2009
As we settle into the first confirmed recession in more than a decade, the UK economy as a whole has considerably slowed - this is shown confidently by the harsh slump in the British housing market. Figures have shown prices have fallen on average nearly ... Read >
Author: PJL28th March 2009
Although they tend to be treated as a collective, UK bank accounts are certainly not all the same. The benefits available to account holders can vary considerably dependent upon their choice of financial institution and current account product.
Some b... Read >
Author: Andrew Regan25th March 2009
Many start-ups, small businesses, sole-traders and dot.com companies can find it hard to handle all their prospective customers’ phone calls. Rather than employ a full-time receptionist, many choose to outsource their call handling requirements, usually... Read >
Author: ElliotYoung20th March 2009
It would be utterly wrong to say that, purchasing a vehicles is an extravagant demand for middle class. Infact, it is one of the most basic need of people in UK. Other than buying an apartment which is the foremost requirement for everyone, car purchase i... Read >
Author: Amelie Eve13th March 2009
Do you have a high interest savings account? Well, if not you should consider opening one. In more normal times, high interest saving accounts are one of the safest ways of investing your money and getting a reasonable interest rate in return. The interes... Read >
Author: Mel C10th March 2009
At hearings of the Treasury Committee on 10 February, the former bosses of HBOS and the Royal Bank of Scotland – the two UK banks most seriously damaged by the financial crisis – apologised for their banks' failures.
Lord Stevenson, former chairman... Read >
Author: trumpington13th February 2009
The Credit Crunch is affecting the UK in ever more diverse ways as time goes on. First there are the rising layers of debt which cannot be repaid. The government owes the banks, the banks owe the government, businesses owe the banks and the banks are call... Read >
Author: Robert Palmer09th February 2009
The volatility in global markets amid the credit crunch makes it difficult to forecast how currencies are going to move. So what will 2009 bring for the gold price? There have been sharp fluctuations in the gold price and gold has seen daily swings widen.... Read >
Author: Neil Dennis22nd January 2009
House prices tumbled by a further 2.2 per cent in December, after falls of 2.6 per cent in November and 2.4 per cent in October according to figures from Halifax. Market experts had predicted a 1.7 per cent drop in December.
The forecast also suggested... Read >
Author: Mildred Parker16th January 2009
Whilst the financial condition has witnessed a major blow, people in the UK are becoming more and more dependent on loans, in order to compensate their economical havoc. Loans in UK are available on various aspects. The various types of loans include pers... Read >
Author: gracy05th January 2009
It was another relatively quiet week for stock markets last week as the Dow, S&P 500 and FTSE all finished relatively unchanged over the trading week. UK banks were under pressure yet again as the tide of bad news kept rising. Reports that half a million ... Read >
Author: cordieliea19th December 2008
After an opening surge on Monday, markets had a mixed time of it for the remainder of the week. President elect Barack Obama’s announcement of a huge public works program helped virtually every market rally against the main trends of the last few weeks.... Read >
Author: cordieliea15th December 2008
Here we give an update on the UK property market and on what you need to consider if you want to sell in the current market.
Firstly let's briefly look at what’s happened to the property market. In the summer of 2007 property prices reached their pe... Read >
Author: Wheres My Property15th December 2008
Here we give an update on the UK property market and what you need to consider if you want to sell in the current market.
Firstly let's briefly look at what’s happened to the property market. In the summer of 2007 property prices reached their peak ... Read >
Author: Wheres My Property04th December 2008
The credit crunch is affecting people in multiple ways, and it is not only the borrowing that has become difficult. The major affect of the credit crunch has presented in the form of decreased lending with the banks not willing to give out money. Another ... Read >
Author: RicReev22nd October 2008
My goodness what a rollercoaster it has been recently!
It seems that not a day goes by without more gloom. A bank goes bust or is rescued, an insurance company is swallowed up by another or is nationalised.
It is in times like these that people quit... Read >
Author: Ray Prince21st October 2008
Nobody likes talking about it but it is something many people are dealing with. Debt has become common practise during the 18 months of the credit crunch and many people have accrued a considerable amount of debt.
People do not realise that debt can b... Read >
Author: Karl Bantleman07th October 2008
Ever wondered how busy the UK’s banks really are when it comes to processing the number of transactions you make on your current and other bank accounts?
There are over 60 million people in the UK, of which approximately 90% are estimated to have a ... Read >
Author: Vicky Cochrane07th October 2008
So you have accumulated a steady amount of savings through sheer hard work and extreme discipline and now you have been forced to dip into your life savings to foot the monthly food and energy bills?
This is an unappealing fact the average household ma... Read >
Author: barryloughran@live.co.uk01st October 2008
With another major bank set to become nationalised, savers are turning to our overseas neighbour to ensure their savings stay safe. The Irish government have backed all savings 100% which has lead to the Irish banks being swamped with calls to set new acc... Read >
Author: barryloughran@live.co.uk09th September 2008
Whenever new technology makes a universal impact the business world soon finds a way of harnessing it to suit its own and also its customers’ ends. That axiom is particularly true in banking which as an industry tends to be a keen ‘early adopter’ wh... Read >
Author: Adam Singleton10th July 2008
When it comes to embracing net technology silver surfers are leading the way, according to recent research from two leading online advertising and measurement companies.
Those aged 55 and over are classified as silver surfers, referring to the prevale... Read >
Author: Daniel Collins08th July 2008
Fewer people are purchasing luxury items as there is just not enough cash left in people’s accounts. Could it be that we spend more than we really should on personal treats such as the latest electronic gadget? Is it that we no longer understand the imp... Read >
Author: Arti Manani 20th June 2008
In order to assist you with your immediate financial requirements, a delay to which can turn up to a denial, loaning firms figured out online cash loans. These loans pay you immediately after approval. Money borrowed can be put to any personal or professi... Read >
Author: Mathew Kenny18th June 2008
As a result of the recent much-publicised credit crunch, UK banks are now seeking to offer better interest rates on their savings accounts in order to attract additional customers and alleviate the loss of income from the falling numbers of mortgage app... Read >
Author: mpressman17th June 2008
Cash loans are framed as a facility where cash is present for the immediate suspension within 24 hours of application. Sometimes our need and requirements are so immediate and desperate that we need urgent cash to settle it. A delay or no to it can cause ... Read >
Author: Mathew Kenny17th June 2008
Man’s need and desires are unpredictable. Any miscalculation in budgeting or planning often leads us to multiple debts. Situations worsen to such an extent at times that one keep on borrowing to catch to the different dates of several installments. Espe... Read >
Author: Baidehi Creeper23rd May 2008
A loan which is given to you without asking any type security against it from you is known as unsecured loans and when the repayment time is not that much long, it is called short term unsecured loans.
The money secured by these loans can be used for a... Read >
Author: Andrea Fletcher23rd May 2008
A loan which is given to you without asking any type security against it from you is known as unsecured loans and when the repayment time is not that much long, it is called short term unsecured loans.
The money secured by these loans can be used for a... Read >
Author: Andrea Fletcher15th May 2008
Experts predict that the amount of mortgage collateral available from British banks will fall by a half this year. Warnings have come from The Council of Mortgage Lenders (CML) that mortgage funds could fall to half last year’s £108 billion fund as b... Read >
Author: Sarah Othman15th May 2008
You have found the right place for you and want to shift there as soon as possible. But you may not have the enough financial support to make the transfer of places. You need some financial help from market. And if your are ready to sell you existing home... Read >
Author: Andrea Fletcher15th May 2008
You have found the right place for you and want to shift there as soon as possible. But you may not have the enough financial support to make the transfer of places. You need some financial help from market. And if your are ready to sell you existing home... Read >
Author: Andrea Fletcher15th May 2008
You have found the right place for you and want to shift there as soon as possible. But you may not have the enough financial support to make the transfer of places. You need some financial help from market. And if your are ready to sell you existing home... Read >
Author: Andrea Fletcher29th April 2008
In the test case against UK banks overdraft charges, it was ruled that the OFT (Office of Fair Trading) can decide if bank overdraft charges are unfair or not and this means it's up to the OFT to decide what is a fair overdraft charge.
The banks have s... Read >
Author: SimonDuffy08th April 2008
Last year UK banks lent a total of £20.9 billion on personal loans without checking people’s income.
Research by a leading comparison site found that 70 per cent of loan applicants were not questioned on how much money they earned. A further 45 per... Read >
Author: Gill06th April 2008
The recent Bank of England interest rate cut comes as cold comfort to millions of homeowners who saw their mortgage payments rise in the weeks before the reduction, as UK banks and building societies are struggling in the wake of the global credit crunc... Read >
Author: mpressman07th March 2008
Are we really going to be facing a property price crash in the near future?
Over the last few weeks there have been comments from industry experts all warning us that the UK is heading for a house price crisis or property price crash in the very near ... Read >
Author: SimonDuffy28th February 2008
Every borrower wishes for a low cost loan. For such a loan, the UK people can opt for secured personal loan, but it is not going to be of low cost just because you applied for it. Instead, there are certain conditions that you must meet.
First, you ha... Read >
Author: Johns26th February 2008
Most UK banks offer a packaged current account are these accounts really good value for the monthly fee incurred and will any of these accounts really offer you a better service than a ‘normal’ current account.
It seems quite good at a glance; you ... Read >
Author: SimonDuffy05th February 2008
The financial news stories seem to be full of the crisis at Northern Rock, who’s going to buy them, how will it be funded and the credit crunch. But what does it all mean and what affect will it have?
Firstly you should know that mortgages are funded... Read >
Author: SimonDuffy02nd August 2007
Money has got an unpredictable nature. One can never say which moment will bring you burden of needs which certainly will require some extra capital. Salaried persons are often having problems regarding the availability of liquid cash at their disposal. B... Read >
Author: Mathew Kenny05th July 2007
A recent report has found that there are drastic differences between unauthorised overdraft charges levied by UK banks. For example going £60 overdrawn will result in charges of £25 to £133 depending on the bank. The lack of consistency in charges be... Read >
Author: JamesQuinton03rd July 2007
In the UK, Banks have been ordered by the financial watchdog, the Financial Services Agency (FSA) to refund Mortgage Exit Fees to clients they have overcharged when they redeemed a Mortgage. This is of major significance to those involved within the areas... Read >
Author: Stephen Morgan15th June 2007
Credit cards have nowadays insinuated themselves into all corners of our lives, and it is rare for an adult these days to not carry at least one card. As well as being used in the traditional manner to buy goods or services in person, they are also now us... Read >
Author: Michael Strauss05th April 2007
Let's face it, getting a tenant loan when you have a history of poor credit is difficult. Few of the major UK banks or building societies will entertain you and out of the hundreds of lenders that provide finance in the UK, only a tiny percentage will con... Read >
Author: Carol Jameson30th March 2007
In this age of on demand access to info and people happily airing their views, it has never been more important for brands to get on with their consumers. Failure to do so can lead to a rapid backlash online. Just ask Dell.
Brands might be increasingly... Read >
Author: Matt Ambrose06th December 2006
It is a sad fact of everyday life that many consumers will at some point find themselves in debt. Whether the debt is accumulated through credit cards, personal loans, hire purchase, catalogues or utility bills, falling into debt is unfortunately becoming... Read >
Author: martymac29th September 2006
In recent years, it seems as though the European banking industry has gone through a collective boom. However, it is still unclear as to whether or not this boom will have positive or negative affects on the actual people of Europe and their banking.
... Read >
Author: Serdar Pala22nd August 2006
Things are not looking too rosy on the loans front. It appears that there are huge problems with debt in the UK. Banks are increasingly nervous about the state of things and feel that lending is risky at present as a result of this. The result is an incre... Read >
Author: michael challiner24th July 2006
Being a homeowner has its own advantages! With the UK banks becoming stricter in lending terms and conditions, procuring secured personal loans against the security of your house is a readily available option for borrowing!
You can borrow Secured Pers... Read >
Author: Carleton Carl16th February 2006
More people are signing up for new financial and banking services online. If your bank provides real-time online banking services, you may be able to access up-to-the-minute information about your accounts. Additionally, online banking services feature ... Read >
Author: Daniel Lesser05th January 2006
Personal loans have a very old history of use in the UK. Banks, even in the yesteryears, would similarly lend money to people for a certain term. The manner in which personal loans are offered may have undergone a vast change because of the incorporation ... Read >
Author: James Taylor
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