Articles, tagged with "credit opportunity act", page 1
06th April 2011
Credit card laws were legislated to safeguard the rights of consumers who enter into contractual agreements with card companies. Possessing a simple knowledge of these laws can be invaluable when looking for debt relief solutions. A knowledgeable credit c...
Read >
Author:
Carl Willis
31st March 2011
Despite the fact that balance is always in favor of the lender in approving mortgage loans of any kind the borrower also has certain rights under the existing law of the land. In fact the laws prescribe both rights and responsibilities for the borrower as...
Read >
Author:
brainrobin
11th March 2011
Contrary to popular belief, the three major credit bureaus are not a division of the federal government. They are independent for-profit companies that operate under the regulations and restrictions of federal consumer protection laws. These laws govern p...
Read >
Author:
Allan Henry
11th March 2011
The new loan modification federal laws can uncover fraudulent lenders
New loan modification federal laws, which have been approved during last year, have helped homeowners to avoid foreclosure and to make their monthly mortgage loan payments affordable...
Read >
Author:
ArticleSubmit Auto
23rd February 2011
Credit Card companies are pests to our economy that eat our lives without our knowledge. Credit card companies are money players that twist the laws per their requirement. The Fair Credit Billing Act of 1974 came as a jolt to credit card companies. This A...
Read >
Author:
robertanderson1
17th November 2010
As per the Equal Credit Opportunity Act (ECOA) no person can be refused credit on the basis of race, creed, religion or sex. The Federal Trade Commission (FTC) enforces this act to prevent any discrimination. The financial institutions may ask you many qu...
Read >
Author:
Cachet Gomes
18th August 2010
The government has introduced a set of mortgage laws to govern the mortgage lending process. There are also laws to protect borrower's rights and financial information. The borrowers should be aware of these mortgage laws and consumer rights in order to d...
Read >
Author:
Cachet Gomes
09th August 2010
Isn't it interesting that the score most important in our financial lives, our consumer credit score does not even contain full disclosure? As stated above the Federal Trade Commission has ruled that it is ok for Fair Isaac & Co not to disclose the algori...
Read >
Author:
Maxwell Gould
06th August 2010
The 3 major credit bureaus, Experian, Equifax and Trans Union are similar and feature a "Credit Score", which is derived from credit report information submitted to them about you.
Uner the Equal Credit Opportunity Act, a credit scoring system may not ...
Read >
Author:
Lenard Ashley
27th October 2009
Though nowadays one might think that women and men have the same opportunities when it comes to obtaining credit, truth is that it has not always been so and even today there are still some differences that can put a question mark after the terms: equal o...
Read >
Author:
Devora Witts
22nd September 2009
The Fair Housing Act, developed in 1968, is a legal policy that abhors prevention and prohibition on any discrimination for the sale, rent and financing of a housing property, by the owners of the housing and direct providers. These, such as real estate o...
Read >
Author:
Mary D.
11th September 2009
Many of us wonder even if it is this legal to do so. Well, YES, you are given the right under the Fair Credit Reporting Act (FCRA), including the right to challenge inaccurate, misleading and obsolete items appearing on your credit report. Disputing items...
Read >
Author:
08th August 2009
Over the course of the last year, federal laws regarding loan modifications have changed radically. Between the end of George W. Bush's presidency and Barak Obama's new administration, federal laws have opened new opportunities for homeowners to avert f...
Read >
Author:
Loan Modification Help Center
02nd July 2009
When buying a home, remember to shop around, to compare costs and terms, and to negotiate for the best deal. There are many mortgage lenders out their. They will all have something different. Your local newspaper and the Internet are good places to start ...
Read >
Author:
Robert Bell
06th June 2009
The number of federal laws ostensibly designed to protect homeowners and borrowers from predatory or discriminatory lending is mind boggling. With the dozens of laws in place that were supposed to protect people buying homes and regulate the financial ind...
Read >
Author:
Nick Adama
RSS Feed