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17th September 2009
Anyone considering releasing cash from their property to fund home improvements, offer financial help to friends or family or meet daily living needs – or anything else for that matter – may find themselves facing the worry of losing their means teste... Read >
Author: Geoff Charles31st August 2009
A life settlement, also known as a senior settlement, refers to the sale of a life insurance policy by a policy owner to a third party investor. After the sale, the investor is responsible for the policy, including paying off the monthly premiums. The inv... Read >
Author: David Mickelson21st August 2009
An equity release can shape up your life after retirement - for better of course. If you are over 55 and if you are a UK property owner you could release some additional money and enjoy life after your retirement. The money that is obtained from your equi... Read >
Author: Rahul Rungta04th August 2009
Regardless of if you are about to retire, or have just launched your career, it’s essential that you spend some time thinking about how you’re going to fund your retirement. To do this, there are two key questions you need to ask yourself: How much mo... Read >
Author: Vicky Cochrane07th July 2009
Nowadays, reaching the age of retirement with your pension intact is a feat not to be underestimated.
Your pension is a pot of money that is accrued over the course of your working life. Upon retirement, you should receive regular payments every year, ... Read >
Author: Adam Singleton05th June 2009
Lifetime Mortgages give you the chance to release the thousands of pounds that are tied up in your property and can help you enjoy a more restful and secure retirement. They can be used for anything from topping up pension funds to using the added income ... Read >
Author: Les Patterson09th April 2009
Copyright (c) 2009 Mark Walpole
Buying term life insurance could be one of the best investments you make for your family. Term life insurance is one of the simplest forms of insurance you can buy. Term life insurance lasts for just a limited period. If... Read >
Author: Mark Walpole31st March 2009
The current recessionary climate has encouraged people to think seriously about their long-term financial well-being and retirement planning; and not before time.
Recent research has revealed that many adults from all walks of life face future financi... Read >
Author: Adam Singleton25th March 2009
With each interest cut made by the Bank of England, financial pressures grow for the millions of retired pensioners who rely on savings as part of their retirement planning. It’s not much better for those who are approaching retirement, as UK defined co... Read >
Author: Andrew Regan04th December 2008
What exactly is Equity Release?
The equity or value in your home is its open market value, minus any mortgage or other debt you have secured against it. Equity Release is a way of accessing the cash tied up in your home, without having to move out.
... Read >
Author: SEO Positive03rd December 2008
What exactly is Equity Release?
The equity or value in your home is its open market value, minus any mortgage or other debt you have secured against it. Equity Release is a way of accessing the cash tied up in your home, without having to move out.
... Read >
Author: SEO Positive03rd December 2008
What exactly is Equity Release?
The equity or value in your home is its open market value, minus any mortgage or other debt you have secured against it. Equity Release is a way of accessing the cash tied up in your home, without having to move out.
... Read >
Author: SEO Positive24th September 2008
Very few people like the prospect of organising their life insurance. It's a social reality that arranging a life insurance policy is generally left until as late in life as possible, however there comes a time in life when most of us begin to consider w... Read >
15th September 2008
Copyright (c) 2008 Bill Broich
Want to sell your annuity or structured settlement? Here are some common mistakes to avoid.
1) Only talking to one funding company.
People considering selling their annuity or structured settlement are usually in a ... Read >
Author: Bill09th September 2008
For many, the prospect of retirement can be daunting. What is supposed to be a time for relaxation post-employment, can often be overshadowed with the anxiety of facing a significant drop in income, coupled with increasingly high living costs.
And, ... Read >
Author: pmcindoe30th June 2008
Life insurance is a very important insurance to take out as it protects your loved ones against the worst possible scenarios. However a growing number of people are getting married, buying first homes and starting families later in life. In fact, recent r... Read >
Author: Sofia Abasolo09th June 2008
How would you like that the company, which you work for, or your own business pays for your need to purchase a property? A pension mortgage is the best solution to the problem because you get tax relief on the interest payments and also on the money used ... Read >
Author: steve C clark09th June 2008
How would you like that the company, which you work for, or your own business pays for your need to purchase a property? A pension mortgage is the best solution to the problem because you get tax relief on the interest payments and also on the money used ... Read >
Author: steve C clark08th May 2008
Reverse mortgages have become more popular in recent years as a way of allowing seniors to access the equity in their homes and turn it into cash. But they are not always the best solution. Here are some cases where another option may be better for you.... Read >
Author: Paul Elms25th April 2008
Comprehensive private medical insurance plans can be expensive; but if you are one of those people who are on a budget, there are other ways to protect yourself should the unexpected happen. For instance, some health insurance providers offer lower co... Read >
Author: Andrew Regan07th April 2008
If you are a senior looking to raise finance to help in retirement, you may have heard the term reverse mortgage. There is still a lot of confusion and misconceptions surrounding this financial product. Here we answer the question "What is a reverse mort... Read >
Author: Paul Elms25th March 2008
Thousands are using them to repay their mortgage and debts or to avoid repossession. But how safe are they?
The increase in interest rates, higher loan and mortgage costs, and years of easy credit, has led to more than a million homeowners struggling ... Read >
Author: beneficialuk19th March 2008
Equity release mortgages are a class of financial products that offers customers to benefit from the equity of their homes. Often, older people may find it hard to earn money and if their resources are less, they may find it very difficult to maintain the... Read >
Author: R Rama06th February 2008
Buying mortgage notes isn’t all that hard as you’ve probably heard from some other property investors. There are two basic ways to get into your first mortgage note. One is to approach a bank and the other is to approach a homeowner about their own ... Read >
Author: Judson Voss05th June 2007
Personal Pension Release is the term given to the process of unlocking or withdrawing funds perviously locked in a Personal Pension Scheme.
The process is open to those over the age of 50 who have either Personal Pension Plans, Stakeholder Pensions or ... Read >
Author: Alexis Svenn27th March 2007
With the whole pension fiasco many people are struggling when in their golden years. Releasing the equity from your home can be a good way to supplement your income in retirement. Make sure you use these ten points to avoid the pitfalls.
#1 Make Sure T... Read >
Author: Christopher20th March 2007
Some retirees supplement their pensions by using capital assets, usually their home. For the asset rich, cash poor, equity release is a relatively efficient and safe way to gain a cash lump sum from your property to improve the quality of your life in ret... Read >
Author: dominic whiting13th December 2006
Why you should be thinking about Equity Release
Your home can be your most valuable possession and investment, but many people are 'asset rich and cash poor'- living in a valuable property, with little or no mortgage, but getting by on a relatively low... Read >
Author: Hanson Wealth Management12th June 2006
If you are a homeowner and in need of some extra cash, one possibility you could consider is taking out a second mortgage. If the present value of your house exceeds the amount you paid for it (your mortgage total), then you have equity that can be used t... Read >
Author: Joseph Kenny13th February 2006
Critical illness
One of the worst situations ever to be caught up in is finding out that you or a loved one is critically ill. You cannot help but feel helpless and powerless when you or a person you love gets sick. The effect is not only physical but ... Read >
Author: Adrian Lawrence
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