Articles, tagged with "self certification", page 1

Improvements To The Fate Of Secured Loans

Before the recession, secured loans were ever bit as popular as remortgages and were one of the main means by which homeowners borrowed. A secured loan is a product that is only available to homeownes because, as their very name makes clear, they requi... Read >
Author: Champion Finance

New Regulations Over Lending To be Announced

This week will see announcements made by the UK’s financial regulator, the Financial Services Authority, with regards to mortgage lending. Regulations over lending are to be tightened up to make sure that lenders are only giving out loans to those that ca... Read >
Author: louiseward

Mortgage Mis-Selling Compensation, Can I Claim ?

In 2008 the Financial Services Authority (FSA) launched an investigation in to the growing practice of mis sold mortgages. This was a result of lenders and mortgage brokers giving inaccurate advice to borrowers and then profiting from this advice. If you ... Read >
Author: tcapper

There Are Now More Mortgages And Remortgages Available Without The Need For A Large Deposit

During the last few years the state of the housing market has been in a worse state than at almost any other time in the past. Until a few years ago, the largest percentage of the population, just as always, wanted to own their own home, but at that ti... Read >
Author: Champion Finance

Apply Now For Mortgages, Remortgages And Secured Loans While Rates Are Still Low

With interest rates probably set to rise this is the time to take out all sorts of finance. During the recession the Bank of England reduced the base lending rate to half of 1% in order to encourage borrowing of all kinds of finance, including mortgage... Read >
Author: Champion Finance

How to manage time and attendance

Time and attendance are two words that often generate concern from those who manage people. How can employer’s best deal with absence while still maintaining their duty of care? First things first, managers need to know exactly how much time off their ... Read >
Author: Elizabeth Smythe

Dad’s the Word

Additional Paternity Leave (APL) will challenge the stereotypes which exist today around the different parenting roles of males and females. Some people believe that caring for a baby comes naturally to women and less so to men. Traditionally, men have ... Read >
Author: KateRussell

Who Can Use A Self Cert Loan For College Tuition?

Did you know that one of the best ways you can create a secure future for yourself is through furthering your educational credentials? And self certification loans can be the perfect answer for anyone looking to pay for education, even if they are non tr... Read >
Author: Milford Bender

Million Pound Mortgages on the High Street - Maximum Mortgage Limits

Finding and arranging a large mortgage used to be easy. Lenders used to fall over themselves to arrange a million pound plus mortgage and many had specialist high value departments who offered a premium application service to their well healed prospects. ... Read >
Author: Rubel Zaman

What Is a Non Status Mortgage?

A non status mortgage is a specific lending instrument designed to allow individuals who are unable to establish normal income to qualify for a loan. This mortgage type was originally intended to provide loans to people who owned their own businesses or w... Read >
Author: NeilStevenson

Self Employed With No Accounts Can Obtain Secured Loans Instead Of A Remortgage

Until the beginning of 2007 remortgages, mortgages and secured loans were readily available to the self employed without any concrete proof of income, and income proof, so called, was based purely on a self certification of income by the applicant. Ma... Read >
Author: Champion Finance

There Has Been A Number Of Underwriting Changes To Secured Loans, Remortgages And Mortgages

Many thought that the end of the credit crisis would see homeowner loans, mortgages and remortgages returning to the position that they were in before. Mortgage, remortgage and secured loan lending fell during the credit crunch. However there have b... Read >
Author: Champion Finance

Barriers to Home Ownership - What's Stopping You?

If you're working in the UK property market at the moment, especially with first-time buyers and anyone with a low deposit or credit problems, its really hard going. Potential buyers are facing more hurdles then ever before, and the dream of home ownershi... Read >
Author: Les Sheppard

Florida Mortgage Tips For Brits

British property buyers have for the last 10 year or so ensured the ever rising popularity of purchasing homes in Florida. With the newest financial crisis having caused vast disruption with regards to avenues to go down whilst looking for a Florida mort... Read >
Author: chris sorrell

The Future of Remortgages, Mortgages And Secured Loans.

Over the course of the last few years we heard on and of that the recession was about to end and the rumours never came to anything, but now the recession really is over. The slack underwriting of all sorts of lenders both for loans, remortgages, mortg... Read >
Author: Champion Finance

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