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10th September 2009
AccountingToday January 8-28 2007
THE BUSINESS NEWSPAPER FOR THE TAX & ACCOUNTING COMMUNITY
Selling life insurance policies for profit
By Lance Wallach
Insurance policies with rising or re-appearing premiums can often cause th... Read >
Author: Lance Wallach28th June 2009
Until very recently, there were only a few options available to people who no longer needed their life insurance policies. They could either surrender their policy to the insurance company that had issued it for its cash surrender value or they could just... Read >
Author: Denise27th March 2009
Insurance is a complex subject for most of the people. It is high involvement intangible products and right choice of universal life policy promises a secure life.
Universal life insurance is a long term relationship between insurance company and poli... Read >
Author: illuminator03rd January 2009
Insurance policies act as an aid to protect ourselves against the uncertainties of our life. They act as a beam of light during the dark leap of time in our life. As their purpose is fulfilled then they just tend to be either surrendered or stand lapsed. ... Read >
Author: shijina17th December 2008
Selling a life insurance policy by the policy owner to a life settlement company or a third party is referred to life insurance settlement. Life settlements are only beneficial if the selling amount offered for it is more than the policy’s current cash ... Read >
Author: DavidMickelson13th November 2008
One of the reasons why people need life settlement is because they may be terminally ill. A person may be having an insurance cover, but he can’t recover money from the policy right now. What would it would be use to him then. So if he goes in for life ... Read >
Author: jacobchris13th November 2008
One of the reasons why people need life settlement is because they may be terminally ill. A person may be having an insurance cover, but he can’t recover money from the policy right now. What would it would be use to him then. So if he goes in for life ... Read >
Author: jacobchris17th September 2008
A life insurance settlement takes place when you sold your policy to a third party. The policyholder may sell his policy because he needs cash for medical expenses as he is ill for a longer period of time. The policyholder will do this because he is need ... Read >
Author: jacobchris05th September 2008
As if seniors were not already aware, aging can be expensive. In the June 9th, 2008 edition of BusinessWeek, page 11 presents some interesting data on just how much more seniors are spending than the “young” (25 – 34 year olds).
On average:
... Read >
Author: Chris Chidgey04th September 2008
As if seniors were not already aware, aging can be expensive. In the June 9th, 2008 edition of BusinessWeek, page 11 presents some interesting data on just how much more seniors are spending than the “young” (25 – 34 year olds).
On average:... Read >
Author: Chris Chidgey21st August 2008
What used to be a well kept secret is slowly becoming common knowledge: A senior life insurance policy owner can sell their life insurance policy for a sum that is generally 2 to 5 times greater than the policies cash surrender value with a financial inst... Read >
Author: jrwolf21st August 2008
What used to be a well kept secret is slowly becoming common knowledge: A senior life insurance policy owner can sell their life insurance policy for a sum that is generally 2 to 5 times greater than the policies cash surrender value with a financial inst... Read >
Author: jrwolf17th July 2008
As the life settlement market grows, more and more people interested in potentially selling a life insurance policy are familiarizing themselves with this burgeoning market. How much a policy might be worth on the secondary market, taxation issues, and ... Read >
Author: Michael Hanley17th July 2008
In the late 1980s, the AIDs epidemic gave birth to the viatical market, in which a terminally ill patient would sell their life insurance policy to a viatical firm for more than the cash surrender value. As AIDS patients began living longer, this practic... Read >
Author: Michael Hanley09th July 2008
A life settlement is a financial deal wherein an owner of a policy (this could be a life insurance that the owner no longer needs or wants) sells the said policy to another individual. This is usually sold at a much lower value than the cash surrender va... Read >
Author: Caitlina Fuller09th July 2008
The economy over the recent years have lead many people to ponder on the true value of their assets as well as the financial needs they would encounter in the not-so-distant future. Senior citizens, compared to the middle aged citizens are considerably be... Read >
Author: Caitlina Fuller07th July 2008
What is life insurance?
Life insurance is a contract made between the policyholder and the life insurance company. The policyholder agrees to pay a certain amount at regular intervals and the company issuing a life insurance policy agrees to pay out a... Read >
Author: Adam Valentine01st July 2008
You love your family and you're concerned about their future financial well-being. You want to make sure your family is taken care of so you are considering investing in life insurance. There are many, many options available today and a whole life insur... Read >
Author: Adam Valentine01st May 2008
Everybody knows the importance of buying a life insurance. However before buying one, it is essential for you to know some important life insurance terms. Why? So that you can choose the insurance policy that offers a life insurance protection suitable fo... Read >
Author: Nail Ramp25th March 2008
Most of the life insurance policies are purchased to protect loved ones and to shield them from the "what ifs" in life. But in reality majority of these policies are never needed. Once the policies have served their purpose, the owners either allow them t... Read >
Author: ron victor14th March 2008
As an experienced professional in life insurance settlements, I talk to seniors and financial planner everyday providing advice on the best ways to maximize the profit on the sale of their life insurance policy.
For an overview of Senior Life Insuranc... Read >
Author: jrwolf07th March 2008
Life Settlements: Like a deer in headlights!
It seems Business Brokers and some of their largest Associations still need to learn about the Life Settlement opportunity! I have spent hours listening to some of the most successful Business Brokers shari... Read >
Author: Lance Wallach12th October 2007
Life is uncertain and you never know when you might come across unforeseen circumstances. It is best to be prepared to face the worst and arm yourself against unfortunate situations. Taking an insurance policy is the best example of such financial prepara... Read >
Author: Regal20th September 2007
We all need money at some point of our lives and especially after getting old or retirement. However, thanks to the development of insurance industry that has introduced various innovative methods to procure loans that can make lives of needy. Coventry li... Read >
Author: Regal18th September 2007
Life insurance as an industry has come a long way and has evolved a lot since its conception. It has definitely affected the lives of several elderly people who are always in a dearth of cash or are always looking for a respite from creditors they are acc... Read >
Author: Regal21st May 2007
Life settlement is a sale transaction takes place in life insurance policy, where the policy holder is responsible for the cash payment received from the sale of life settlement policy. The person who posses the life settlement policy, obtains all benefit... Read >
Author: ron victor06th February 2007
Your Life insurance policy may be worth much more than you think. If you are over age 70, you might be able to profit from your policy now, while you are alive and still here to enjoy it. What’s more, you may be able to sell your insurance policy for ... Read >
Author: Alan Kaye29th September 2006
Many seniors own life insurance policies that they no longer need or want, or that they can no longer afford. Often, they allow their policies to lapse or cash them into the insurance company for the surrender value. What many seniors don't realize is t... Read >
Author: Matthew Tuttle28th September 2006
When you cash in your life insurance it is often called a Senior settlement, a Life Insurance Settlement or sometimes just an Insurance Settlement. The way it works is that you are trading the cash value (i.e. surrender value) of your policy to a third pa... Read >
Author: Matthew Meyer13th July 2006
What is a Tax-Deferred Annuity? A tax-deferred annuity is a contract between you and the insurance company with guaranteed interest and guaranteed annuity income options. There are no upfront sales charges or administrative fees during the life of your co... Read >
Author: Jeff McLeod26th May 2006
Universal life insurance is insurance with convenience of i.e. flexible premium, manageable benefit life insurance policy that accumulates account value. Universal life insurance is an improvement over the ordinary form of life insurance in terms of flexi... Read >
Author: Mansi Gupta09th February 2006
Life is precious to every creature (big or small) on earth. From a tiny ant to big rational agents every living being loves life and wants to protect it. For a human being the most prudent way to shield his life from all the forthcoming perils is to get l... Read >
Author: Mansi Gupta08th January 2006
Life settlements can be a viable option for seniors willing to exchange their life insurance policy for immediate cash. A life settlement is the sale of an existing life insurance policy for a lump sum of money. It allows policyholders to access the fair ... Read >
Author: David Springer01st July 2005
Unneeded or underperforming life insurance policy holdings? Ever thought or heard of a financial services valuation tool and strategy called life insurance settlements? Well, if not, the capital markets certainly have heard and taken notice. Life Insuran... Read >
Author: Life Insurance For Seniors27th May 2005
A "Life Settlement" is a lump sum settlement paid to the owner of a life insurance policy by one of many funding sources in exchange for the ownership of the policy. Never before have non-terminal policyholders been able to receive capital in excess of th... Read >
Author: Grant Shellhammer
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