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17th September 2009
Mention Life Settlements and you’re bound to hear strong opinions, both positive and negative. The life settlement market has grown into a billion dollar industry in the last few years. If you're over 50 and own a term life insurance policy you no long... Read >
Author: Leonard Robbins10th September 2009
AccountingToday January 8-28 2007
THE BUSINESS NEWSPAPER FOR THE TAX & ACCOUNTING COMMUNITY
Selling life insurance policies for profit
By Lance Wallach
Insurance policies with rising or re-appearing premiums can often cause th... Read >
Author: Lance Wallach31st August 2009
A life settlement, also known as a senior settlement, refers to the sale of a life insurance policy by a policy owner to a third party investor. After the sale, the investor is responsible for the policy, including paying off the monthly premiums. The inv... Read >
Author: David Mickelson28th June 2009
Until very recently, there were only a few options available to people who no longer needed their life insurance policies. They could either surrender their policy to the insurance company that had issued it for its cash surrender value or they could just... Read >
Author: Denise09th February 2009
We’ve all heard of life insurance and most of us try to have some sort of life insurance coverage, but the term life settlements is something that is new to a lot of people. Life settlements have probably been around longer than most of us even realize... Read >
Author: Caitlina Fuller29th January 2009
As time changes every thing changes accordingly, earlier policy selling was done by the insurance companies but now the same are buying it as life settlement. In addition to it they are providing finance to make premium payments and also viatical settleme... Read >
Author: shijina06th January 2009
In todays changing world every small thing has changed. First there were companies which used to sell policies. But now there are companies which are buying back policies. Don’t get confused because todays new trend is of LIFE INSURANCE POLICY SETTLEMEN... Read >
Author: shijina13th November 2008
One of the reasons why people need life settlement is because they may be terminally ill. A person may be having an insurance cover, but he can’t recover money from the policy right now. What would it would be use to him then. So if he goes in for life ... Read >
Author: jacobchris13th November 2008
One of the reasons why people need life settlement is because they may be terminally ill. A person may be having an insurance cover, but he can’t recover money from the policy right now. What would it would be use to him then. So if he goes in for life ... Read >
Author: jacobchris14th October 2008
The viatical settlement, senior settlement, and life settlement all provide the same service to the insured individual. Both life and viatical settlements are considered same. They have very little difference. Both the settlements have a policy owner and... Read >
Author: jacobchris02nd October 2008
Have you recently heard of a simple way to invest and be sure that you are going to make money? If so, you have probably heard of life settlements. Unlike the stock market this is a type of investment that is sure to be fruitful because it has to deal w... Read >
Author: Caitlina Fuller09th September 2008
In a special report by MSNBC (a joint venture between Microsoft and NBC) titled “Economy hitting the elderly especially hard” – the author suggests that the slumping economy is affecting retired and the elderly more than any other demographic.
Ci... Read >
Author: Chris Chidgey03rd September 2008
A life settlement is the sale of ownership of a life insurance policy to another outside third party. The proprietor of a life insurance policy receives monetary funds for the policy. The buyer turns into the new proprietor as well as the beneficiary of t... Read >
Author: Sarah Martin21st July 2008
In my last post he talked about life using an arrangement to sell its life insurance policy to an investor. In this post I’ll give you a few things to consider before you sell your policy.
The competition and rates
If you decide to sell your polic... Read >
Author: waldo18th July 2008
There will come a time when a life insurance policy is no longer required or wanted, especially in old age. A viatical settlement provides you the capability to regain needed financial safety. The logical thing to do in such a case like this will be to se... Read >
Author: jacobchris18th July 2008
There will come a time when a life insurance policy is no longer required or wanted, especially in old age. A viatical settlement provides you the capability to regain needed financial safety. The logical thing to do in such a case like this will be to se... Read >
Author: jacobchris17th July 2008
As the life settlement market grows, more and more people interested in potentially selling a life insurance policy are familiarizing themselves with this burgeoning market. How much a policy might be worth on the secondary market, taxation issues, and ... Read >
Author: Michael Hanley09th July 2008
A life settlement is a financial deal wherein an owner of a policy (this could be a life insurance that the owner no longer needs or wants) sells the said policy to another individual. This is usually sold at a much lower value than the cash surrender va... Read >
Author: Caitlina Fuller09th July 2008
The economy over the recent years have lead many people to ponder on the true value of their assets as well as the financial needs they would encounter in the not-so-distant future. Senior citizens, compared to the middle aged citizens are considerably be... Read >
Author: Caitlina Fuller19th June 2008
People alive with a terminal illness often face tough financial problems. A viatical settlement is an option that can provide you cash to help with expenses. It is the sale of a life insurance policy to a third party. The holder of the policy sells it for... Read >
Author: jacobchris19th June 2008
People alive with a terminal illness often face tough financial problems. A viatical settlement is an option that can provide you cash to help with expenses. It is the sale of a life insurance policy to a third party. The holder of the policy sells it for... Read >
Author: jacobchris18th June 2008
Someone once said that change is the only constant in life. Life insurance, of all places, provides the underlying proof to this remark. Something called a Life Settlement has sprung up in this heretofore stodgy industry.
As one would expect, a Life Se... Read >
Author: Grant Shellhammer21st May 2008
An American couple that were duped into allowing an insurance agent to look at their medical files has sparked debate in the life insurance industry.
The agent approached Goldwyn and Sylvia Schroeder and gave Mr Goldwyn $1000 to complete a questionnai... Read >
Author: Linsey Summers25th April 2008
Everyone knows that life is completely unpredictable. No one knows what would happen the very next moment. We save some amount from our monthly income, to live a hassle free life after retirement. One has to deal with the hardest situation when the need o... Read >
Author: Regal09th April 2008
It is true that a king can any day become a beggar. So it is crucial to do proper planning of things to ensure one’s future and his loved ones also. Future is unpredictable and one needs to secure it. No one knows what will happen in the next moment. Wh... Read >
Author: Regal25th March 2008
Most of the life insurance policies are purchased to protect loved ones and to shield them from the "what ifs" in life. But in reality majority of these policies are never needed. Once the policies have served their purpose, the owners either allow them t... Read >
Author: ron victor10th March 2008
We all have good days and bad days in our lives. Time and again we have seen that with age and with time, we all face various things in our lives. We all have to go through ups and downs and therefore, it is very important that we plan things accordingly ... Read >
Author: Regal07th March 2008
Life Settlements: Like a deer in headlights!
It seems Business Brokers and some of their largest Associations still need to learn about the Life Settlement opportunity! I have spent hours listening to some of the most successful Business Brokers shari... Read >
Author: Lance Wallach03rd March 2008
A worthy investment at the right time can indeed make a major difference to your life and stands you in good stead when the time comes. So, most individuals make intelligent investments while they are in active service in order to secure their old age. So... Read >
Author: Regal03rd March 2008
According to the general scenario, there is nothing fixed about life. However, we can provide some certainty by securing our life with good financial planning. Many companies are now making a step in providing economic policies that are rich with several ... Read >
Author: Regal03rd March 2008
After retirement your life has several deft changes. Many people enjoy their life with no tension of work and other related responsibilities. However, these changes are not always good for everyone as most people suffer financial crises once their monthly... Read >
Author: Regal28th February 2008
Life is a treasure that no one wants to miss out on. However, another word that is synonymous with life is uncertainty. Many instances can occur in your life, when you feel totally compelled to suffer and face the hard time. This situation often gets wors... Read >
Author: Regal28th February 2008
Since financial market is offering finest financial services for their consumers, senior citizens are also taking interest in specific financial services. It is quite true that every human being requires money at every stage of life but old age is such a ... Read >
Author: Regal24th February 2008
Since everyone dreams to live a prosperous and financially free life, financial services that are helpful in making this dream true, are getting high heed by consumers. Purchase of life insurance policy is one of those financial activities that are helpin... Read >
Author: Regal22nd February 2008
Finances can be a tricky issue to handle and in spite of our best planning we can still find ourselves in a financial crisis in times of emergency. Keeping this fickle nature of finance in mind, people carry out smart investments throughout their working ... Read >
Author: Regal13th February 2008
“Man proposes and God disposes”, this famous saying has always been held in a high position because time and again we all have witnessed the fact that even if we humans make n numbers of plans, it completely depends on the supreme being whether it wil... Read >
Author: Regal13th February 2008
Since everybody dreams to live a contended and financially free life, life insurance policies can prove to the best solution. Basically, life insurance policies refer to a long-term investment that gets matured after a certain time period. This time pe... Read >
Author: Regal11th February 2008
We all know that life is unpredictable and in spite of all our efforts, we can never be sure whether we will live a contended life or not. Usually, we fail to settle such unexpected expenses and get depressed, as all our long term savings get drained in s... Read >
Author: Regal08th February 2008
It is widely observed that the tendency of selling and purchasing existing insurance policy is rapidly growing among policyholders and investors. In fact, this transaction is beneficial for both the parties, as it gives them an excellent opportunity to se... Read >
Author: Regal07th February 2008
Viatical settlement policy is a kind of life settlement policy whereby the holder will be responsible for the amount received from the sale of the policy. When the holder of the document makes a sale of the belongings, superb cash payment can be obtained.... Read >
Author: ron victor24th January 2008
The introduction of n number of loan schemes and loan policies has facilitated the lives of people to a great extent. With the help of these policies, people have found respite in living life comfortably. However, the one problem is that senior citizens f... Read >
Author: Regal24th January 2008
The present insurance industry has plenty of schemes to make their consumer’s life financially secure. However, most of the insurance companies offer insurance policies provide the policyholder with finest financial benefits but very few of them offer p... Read >
Author: Regal23rd January 2008
As we grow older, we realize that life is not going in a smooth manner. It is quite true that old age come with different types of financial, medical and personal problems therefore, a senior must secure a solution to deal with all these problems. If tru... Read >
Author: Regal22nd January 2008
Since the money market is full of uncertainties, no one can guess whether his or her investments will provide pleasing results or not. Every human being wants to live a financially secure life therefore he is investing his hard earned money in various fin... Read >
Author: Regal22nd January 2008
Life is beset with sorrow and happiness. Uninvited financial crisis can knock a person’s door anytime and so he should always be ready with enough funds to fight against it. When a person is pressed under any financial crisis, his life insurance policy ... Read >
Author: Regal21st January 2008
With time, we all realize that we need to do proper planning of things to insure our future and that of our loved ones. This is indeed a necessity because future seems to be really abstract to all human beings. No ones knows what awaits them the very next... Read >
Author: Regal21st January 2008
Life is one of the most unsecured and one of the most surprising things. As life is full of surprises, we barely get to know what would hit us or what would we come across in the very next moment. We plan things just to realize that most of our plans do n... Read >
Author: Regal20th January 2008
These days solving a financial problem these days is no longer a thing to be pestered about. The upcoming of n number of financial solutions in the form of loans and loan schemes have been able to create a marked difference in people. Today, they no longe... Read >
Author: Regal18th January 2008
Each day brings in some or the other new thing in our lives. Each morning we wonder about the various things that life might have in store for us. Life and uncertainty are synonymous and this is one fact that we all human beings are aware of. Today, we al... Read >
Author: Regal09th January 2008
Life is one such thing that every one takes good care of. After all, one does not get to live life to the fullest. People try to secure it by purchasing life insurance policies and other programs, so that they can lead a good normal life. However, the rea... Read >
Author: Regal14th November 2007
The basic necessity of leading a good and happy life is to be able to live up to the expectations and obviously, money. Money is the one basic requirement of everybody’s lives and no one can actually do without it. We all work hard to have a constant in... Read >
Author: Regal14th November 2007
Uncertainty is the name of life and there are not many things which we can do to take care of things when faced with such an unexpected crisis. A person spends his entire life trying to make money to take care of all his needs, and this becomes very diffi... Read >
Author: Regal10th November 2007
To lead a normal life, one needs money, especially when one gets old enough for the problems. However, life acts cruelly and one is left in a financial lurch. Hence, for a normal life, one takes help from relatives and friends, but not any more as one can... Read >
Author: Regal09th November 2007
Life demands many things sometimes and one takes every possible step to make it comfortable and protected. In fact, people buy all kinds of insurance policies and schemes to protect oneself and the family against all odds that life sometime showers. Howev... Read >
Author: Regal07th November 2007
A life settlement policy, as you must be aware of, is a financial transaction in which a policy owner possesses an unneeded or unwanted life insurance policy. He further sells the policy to a third party for more than the cash value offered by the life in... Read >
Author: Regal06th November 2007
Life is uncertain, one moment you may be enjoying the best things in life and the very next moment you may be down in the dumps. You cannot predict what will happen the very next moment, but perhaps what you can do is be prepared to face any such situatio... Read >
Author: Regal06th November 2007
Times have changed and so have you. You do every thing that is possible in your way to live a normal and well protected life. You take care of all possible measures to secure yourself against mishappenings and situations in life. In fact, you indulge in g... Read >
Author: Regal05th November 2007
Life is one of the most unexpected things. No one knows what can hit them at any given point of time. The graph of a person’s life can go anywhere and probably that is why people opt for various mediums of precautions. A life insurance is one kind of a ... Read >
Author: Regal31st October 2007
Despite the fact that nothing is sure in life, everyone wishes to live a long and happy life. In between so many worries of life, a firm and long lasting financial security is the only thing that makes a person able to survive. Usually, people spend all t... Read >
Author: Regal30th October 2007
It is a known fact that life is a vicious circle and can take unforeseen turns that can actually break a person both emotionally and financially. So, people get themselves insured for life so that these circumstances if at all crops can be taken care of p... Read >
Author: Regal22nd October 2007
Life is precious for all of us and we would like to ensure every possible means of safeguarding it. However, in case an unfortunate event was to occur, we would not like our loved ones to be stranded or inconvenienced due to the early or unexpected demise... Read >
Author: Regal22nd October 2007
Investing in life settlement is not something that everyone will just do, till they know about the various benefits that this can bring to them. Life settlement is a financial transaction which can benefit the person who is opting for this solution, as we... Read >
Author: Regal19th October 2007
Life is unpredictable and what turn it will take in future, you never know. For a secured financial life, you invest in insurance policies and schemes that will buy you benefits in your hour of needs. Hence, a life settlement insight will be better deal a... Read >
Author: Regal16th October 2007
A person usually likes to plan ahead for his family and loved ones to ensure that there are no financial constraints once the person has retired from active service. Earlier a person would consider curbing his way of life and rearranging his lifestyle to ... Read >
Author: Regal12th October 2007
Life is uncertain and you never know when you might come across unforeseen circumstances. It is best to be prepared to face the worst and arm yourself against unfortunate situations. Taking an insurance policy is the best example of such financial prepara... Read >
Author: Regal09th October 2007
Life is full of uncertainties and one is always prepared to face the troubled waters with courage. Moreover, to steer away from all the mishappenings and obstacles one needs to have a support in every possible way. However, your beloved are always there t... Read >
Author: Regal25th September 2007
Everybody dreams of a secure future thus, people buy insurance and other security cum investment policies to secure their financial aspect. Conventionally, life insurance policies are long-term investments that benefit policy holder after a certain period... Read >
Author: Regal25th September 2007
Many seniors have started considering new sources of income because of the changing lifestyle requirements. They are moving towards life settlement schemes to fulfill their post retirement livelihood needs. These life settlement schemes are relieving them... Read >
Author: Regal21st September 2007
Life settlement schemes and programs are gaining popularity day by day by loan seekers, insurance agents, financial planners, estate planners, elder law attorneys, and other financial professionals. It is a quick way to receive money after selling an unde... Read >
Author: Regal20th September 2007
We all need money at some point of our lives and especially after getting old or retirement. However, thanks to the development of insurance industry that has introduced various innovative methods to procure loans that can make lives of needy. Coventry li... Read >
Author: Regal18th September 2007
Life insurance as an industry has come a long way and has evolved a lot since its conception. It has definitely affected the lives of several elderly people who are always in a dearth of cash or are always looking for a respite from creditors they are acc... Read >
Author: Regal26th July 2007
Life settlement sellers are available more in number of large number of policy holders are coming forward to sell their policy in the market. Policy sellers of life settlement policy have increased in number and nowadays, life settlement policy becomes im... Read >
Author: ron victor30th May 2007
Most people do not know they can sell an insurance policy. There are companies that will pay you more than the cash value. Even term insurance, which has no cash value, is a candidate for purchase.
This transaction is called a life settlement. Life set... Read >
Author: Robert D. Cavanaugh, CLU21st May 2007
Life settlement is a sale transaction takes place in life insurance policy, where the policy holder is responsible for the cash payment received from the sale of life settlement policy. The person who posses the life settlement policy, obtains all benefit... Read >
Author: ron victor12th February 2007
The term structured life settlement is usually applied to a personal injury settlement of some type whereby an agreement has been reached to pay the settlement over an extended period of time rather than in a lump sum payment. The idea of life time settle... Read >
Author: Natalie Arandaa16th November 2006
When we start being referred to as a ?senior citizen,? we cringe at the thought of not having steady income. Of course there are perks to retired life ? including vacations, sleeping in, and not having to answer to anyone else. Yet with so many perks come... Read >
Author: Natalie Aranda27th September 2006
Kids are easily pleased by almost any gifts as the whole world is new to them. Senior citizens may have experienced and owned everything they wanted in their life. That's what makes a challenge when it comes to choose gifts for your grandmothers or grandf... Read >
Author: Natalie Aranda26th July 2006
Ok, I'll admit it--I'm a bit biased about life settlements. Someone close to me recently received a small but respectable chunk of money from an unwanted insurance policy. They used the money for some fun things and to pay bills, and it got me interested ... Read >
Author: Chris Cottle12th May 2006
Life Settlements, also commonly referred to, as Life Insurance Settlements are quickly becoming an exciting financial planning tool for seniors and the financial advisors who assist these seniors.
The initial process before determining if a settlement ... Read >
Author: Grant Shellhammer12th December 2005
As a retired person or someone being faced with an expensive medical illness who is in need of a large sum of money, you have an option that may be better for you than seeking a personal loan. If you have a life insurance policy, you may want to consider ... Read >
Author: David Springer12th December 2005
Selling your life insurance is an option you might consider if you're in a difficult financial situation for which you don't see a close end. A terminal illness or old age could cause you to think twice about paying those hefty premiums at this stage of y... Read >
Author: David Springer24th June 2005
The Life Settlement market is all about providing due access to needed cash from existing life insurance.
This so-called free market referred to as the life insurance industry's secondary market is based on a central premise, namely that the value of l... Read >
Author: Life Insurance For Seniors27th May 2005
A "Life Settlement" is a lump sum settlement paid to the owner of a life insurance policy by one of many funding sources in exchange for the ownership of the policy. Never before have non-terminal policyholders been able to receive capital in excess of th... Read >
Author: Grant Shellhammer
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