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29th September 2009
If you are made redundant, from the 13th week after this happens, the Government will pay the interest on your mortgage up to 200,000 pounds. Although, for couples both need to lose their jobs to qualify and it will not pay for any other borrowings.
... Read >
Author: michael challiner24th September 2009
You may not have heard of the term PPI or payment protection insurance, but there is a high probability you will have been asked if you want it. There are 20 million PPI policies existing in the UK. They are meant to cover you when you take out a form of ... Read >
Author: michael challiner24th September 2009
Payment Protection Insurance (PPI) pays your loan or credit card interest if you aren't able to keep up the repayments yourself, say if you’ve been made redundant or can't work due to illness or for whatever reason. You’d think that sounds like a ver... Read >
Author: michael challiner24th September 2009
The Competition Commission has announced that they intend to ban the sale of Payment protection insurance (PPI) at the point of sale for both loans and credit and store cards. A respected personal finance expert estimates that up to 50 per cent of PPI... Read >
Author: michael challiner24th September 2009
Britain's biggest credit card company is behind a new idea to give the holders of its credit card the option to stop making repayments if their income is drastically cut. In practice, it's a form of payment protection insurance (PPI) which lenders have be... Read >
Author: michael challiner23rd September 2009
Britain's biggest credit card company, is offering borrowers the chance of a two and a half year break from their credit card debts. This is if they opt to pay an extra charge on their spending.
This is an unusual type of plan, as it gives holders of ... Read >
Author: michael challiner21st September 2009
In the past, when you've gone for a loan or credit it was just assumed that you wanted Payment Protection Insurance (PPI) and was included. This has led to thousands of banking consumers complaining about the fact that that they were either not made aware... Read >
Author: Brad Harding15th September 2009
Most people don’t want to spend a lot of money on having a credit card. They will shop around for the best possible deal they can get on a credit card. They will wish to get as low an interest rate as possible and definitely not pay a monthly or annual ... Read >
Author: wbdoyle11th September 2009
Mortgage life assurance is a life insurance policy which pays off any outstanding mortgage debt if the holder dies. It is a decreasing term policy, which means the sum you're insured for reduces in line with your mortgage.
It should not be confused wi... Read >
Author: MarkeD07th September 2009
Mis Sold Mortgage - Are You a Victim of Mis Sold Ppi ?The mis-selling of payment protection insurance has led to a massive headache in the insurance industry, not to mention the harm it has been responsible for thousands of people. If you've been Mis So... Read >
Author: Pete Barton02nd September 2009
Many people rely on the income payment protection as their only source of temporary income in case of an accident or illness. If you have met with an accident and have been hospitalized for a long time and you are unable to resume back to work, then, acc... Read >
Author: Kirthy Shetty02nd September 2009
Have you bought a home? Then, you must have taken mortgage loan and used your house as an equity against these mortgages. Timely payments of your mortgages have been a problem for you due to your financial instability. You must be worried about losing you... Read >
Author: Kirthy Shetty02nd September 2009
Payment Protection Insurance facilitates to make payments on your credit card payments, debt payment, mortgage payments and other loan payment incase you face unexpected redundancies due to sudden unemployment, illness, injury from accident etc. Income pr... Read >
Author: Kirthy Shetty02nd September 2009
Redundancy Protection Plans help those who have lost a job and have become redundant to get a mortgage payment protection, income protection, other loan protection. With the help of this insurance cover you can make your payments on time regardless of los... Read >
Author: Kirthy Shetty02nd September 2009
How to protect your home from being repossessed? How do you make your mortgage payments on time? Unemployment, redundancy, sickness or accident may be the cause for non payment of mortgage on time. This will lead to negative credit scores and gets you int... Read >
Author: Kirthy Shetty02nd September 2009
Unemployment is a serious concern now. Recession has hit the Information Technology and other sectors badly and a huge number of people are being laid off. If you dread to lose your job, which is inevitable how do you protect your loan payments and your r... Read >
Author: Kirthy Shetty31st August 2009
In early April 2007 The Consumer Credit Act was changed drastically to reduce the unlawful practices of mis-selling of financial products such as payment protection insurances,mortgages and loans and credit cards, that, for many years had been incorrectly... Read >
Author: andymitchell31st August 2009
The Consumer Credit Act was changed drastically in early 2007 to reduce the unlawful practices of mis-selling of financial products such as payment protection insurances,mortgages and loans and credit cards, that, for many years had been incorrectly sold ... Read >
Author: andymitchell31st August 2009
In early april 2007 The Consumer Credit Act was changed drastically to reduce the unlawful practices of mis-selling of financial products such as payment protection insurances,mortgages and loans and credit cards, that, for many years had been incorrectly... Read >
Author: andymitchell31st August 2009
In early april 2007 The Consumer Credit Act was changed drastically to reduce the unlawful practices of mis-selling of financial products such as payment protection insurances,mortgages and loans and credit cards, that, for many years had been incorrectly... Read >
Author: andymitchell30th August 2009
On the 6th April 2007 The Consumer Credit Act was given a much needed overhaul to eradicate the rife mis-selling of financial products, including payment protection insurance, secured and unsecured loans and credit cards, that had been sold to consumers f... Read >
Author: andymitchell10th August 2009
PPI or Payment Protection Insurance is an insurance cover that is taken to cover the repayments, if you are not able to provide for repayment; against loans, store cards, credit cards and other financial products like car finance and home loans. As a prod... Read >
Author: Jamie Hanson10th August 2009
Seniors are often a target of mis-selling and other types of investment scams. Elderly people are a favorite among scam artists because they aren’t well informed about the intricacies of such financial products. And because they aren’t very familiar w... Read >
Author: Yossarian10th August 2009
The mis-selling of Payment Protection Insurance (PPI) has caused a massive headache in the insurance industry, not to mention the harm it has caused thousands of people.
If you’ve been mis-sold PPI, you’ll be happy to know that new rules have been ... Read >
Author: Yossarian10th August 2009
The mis-selling of financial products has become rampant over the past few years with customer complaints ranging from misleading sales tactics to unfair provisions that ultimately mean you can’t ever claim on your policy. Payment Protection Insurance s... Read >
Author: Yossarian10th August 2009
The dubious practices employed by insurance agents can significantly eat up your resources and even as the government has been cracking down on mis-selling and other shady tactics, it seems agents are getting bolder in their attempts to make a profit.
... Read >
Author: Yossarian10th August 2009
The insurance industry has lately been rife with cases of mis-selling and scams have now extended to other financial and investment products as well. Many people may not be aware that they’re being scammed until a considerable amount of money has been t... Read >
Author: Yossarian04th August 2009
Opting for PPI, or Payment Protection Insurance, as it is also known as, when taking out a loan or mortgage, can offer total peace of mind in the knowledge that in the event of accident, sickness or unemployment your loan payments will be repaid for a set... Read >
Author: Admin24th July 2009
If you are not familiar with the finance section in the news papers, there is no way for you people to hear it elsewhere. Recently the word “PPI” has got a special place in the media mostly in the negative side. For those who have no idea about the te... Read >
Author: Andrew Smythe23rd July 2009
Commentators have welcomed moves by the UK's Competition Commission to ban the sale of controversial Payment Protection Insurance (PPI) alongside credit agreements in 2010. But some have warned that this could mean that loan and mortgage rates could rise.... Read >
Author: michael challiner23rd July 2009
Mortgage Payment Protection Insurance (MPPI) covers your mortgage interest payments if you're unable to work due to an accident or illness, or if you lose your job. It can also reduce the risk of your home being repossessed.
What exactly does it cover?... Read >
Author: MarkeD18th July 2009
You may not have heard of the term PPI or payment protection insurance, but there is a high probability you will have been asked if you want it. There are 20 million PPI policies existing in the UK. They are meant to cover you when you take out a form of ... Read >
Author: michael challiner09th July 2009
The phrases "deep in recession" and "credit crunch" have been ringing in our ears for months now. So it's no surprise to see that payment protection products are more popular than ever. But it's worrying to hear that the consumer watchdog, Which?, has rel... Read >
Author: Harvey McEwan07th July 2009
Today there are a lot of people out there who are unable to make payments on their credit cards, loans, and mortgages. Often this is due to Britain's tanking economy. A few years ago, their ability to meet the obligations to these companies was no probl... Read >
Author: Robert Palmer04th July 2009
PPI or Payment protection insurance, also known as Credit protection insurance or Loan repayment insurance is designed to cover a debt that is currently outstanding. It is made to protect your mortgage, credit cards or loan payments in the unfortunate eve... Read >
Author: JessicaThomson04th July 2009
If you have taken a personal loan or mortgage, applied for a credit card or merge your debts, it means that there are chances that you have purchased a PPI or Payment protection insurance. It is also known as Credit protection insurance or Loan repayment ... Read >
Author: JessicaThomson04th July 2009
People who take loans or mortgage something valuable, they should go for a Payment Protection Insurance. This is a loan insurance specially designed to protect your mortgage, credit card and loan payments, and to avoid loss due to unanticipated events lik... Read >
Author: JessicaThomson02nd July 2009
The Competition Commission has asked for a ban on selling payment protection insurance (PPI) when people take out credit agreements. However lenders say the price of personal loans will rise.
PPI covers repayments if the holder is not able to pay due ... Read >
Author: michael challiner02nd July 2009
By the end of this month some of the country's largest high street banks will cease selling single premium Payment Protection Insurance known as PPI because of continuing pressure from the City Regulator. Payment protection Insurance is generally sold to ... Read >
Author: michael challiner29th June 2009
Payment Protection insurance is an insurance on any outstanding debt, usually a loan or overdraft. Payment protection insurance or PPI as it is known is often sold by financial service companies, banks and other credit services as an add-on to the finan... Read >
Author: Eugene Henry27th June 2009
Financial companies and insurers are declining 100's of thousands of insurance claims, Punters are being denied thousands of pounds per claim in compensation for being mis sold. High street financial companies and Insurance companies choose to avoid claim... Read >
Author: Challenge My Credit12th June 2009
The advent of widespread broadband access in the last decade has meant that households across the UK have been able to harness the power of the internet like never before. From online shopping to sharing photos with friends in one click, speedy and reliab... Read >
Author: Harvey McEwan11th June 2009
Commentators have welcomed moves by the UK's Competition Commission to ban the sale of controversial Payment Protection Insurance (PPI) alongside credit agreements in 2010. But some have warned that this could mean that loan and mortgage rates could rise.... Read >
Author: michael challiner01st June 2009
If the fear of losing your job is preventing you from buying a home, keep reading to find out about mortgage payment protection insurance.
It's common knowledge that today is an optimal time for home buying. In fact it may be the best opportunity to bu... Read >
29th May 2009
HIGH RISK BONDS:Otherwise known as 'Precipice' Bonds or 'high income' bonds which originally surfaced around 2000. Lloyds TSB again faced a substantial compensation bill of £98 million, 44% of the policies sold being unsuitable for those individuals. The... Read >
Author: Martyn Witt19th May 2009
The cost of personal loans could increase say lenders after the competition watchdog called for a ban on the sale of payment protection insurance at the same time as loans are organised.
The Commission's proposals follow an investigation lasting sixtee... Read >
Author: michael challiner15th May 2009
In the present economic climate people are looking to cut back on their monthly outgoings and one of those that may be over-looked is unnecessary insurance.
By law we must have motor insurance but that is the only compulsory insurance and ideally it i... Read >
Author: michael challiner03rd April 2009
PPI, also known as payment protection insurance, is often sold with various forms of finance, such as credit cards, loans, and car loans, and this type of cover has been at the centre of controversy for the past couple of years. It was found by regulators... Read >
Author: Alisdair Cosgrove27th March 2009
A great many people have heard about PPI, what with the last two years’ worth of media that it has received being so unbelievably negative. If you are unable to recall what PPI is then here is a quick recap: PPI stands for Payment Protection Insurance, ... Read >
Author: rudi oneil27th March 2009
A great many people have heard about PPI, what with the last two years’ worth of media that it has received being so unbelievably negative. If you are unable to recall what PPI is then here is a quick recap: PPI stands for Payment Protection Insurance, ... Read >
Author: Nigel Thomas12th March 2009
There are a number of insurance covers designed to protect your home and earnings, Mortgage Protection Life Insurance, otherwise known as Mortgage Payment Protection Insurance, or MPPI, is one of them.
Mortgage Protection Life Insurance being one of th... Read >
Author: Michiel Van Kets12th March 2009
Mortgage protection life insurance is a form of payment protection insurance and one of a number of types of cover related to protecting the family home and income. This type of cover is also known as mortgage payment protection insurance or mppi.
Mort... Read >
Author: Michiel Van Kets10th March 2009
Contrary to other insurance policies required for different aspects of a loan risk, Payment Insurance is required by the borrower. Some very twisted minds may think there is some link between the insurance company and the lender, but… Is it logical? The... Read >
Author: Devora Witts06th March 2009
The talk around very many financial services products gets surprisingly and perhaps unnecessarily complicated when, all along the concepts behind the vast majority of these products is really quite simple and straightforward. Take Mortgage Life Insurance,... Read >
Author: MarkeD05th March 2009
Payment Protection Insurance (PPI), we believe, is generally not value for money and that there are better plans to be had for relatively little more. If you have PPI and do not fully understand it and how it works, then it is likely to have been mis-sol... Read >
Author: michael challiner05th March 2009
The expected rise in redundancies has made insurers consider the withdrawal of unemployment insurance policies from their portfolios. A policyholder, who is made redundant, will receive an income from unemployment insurance cover. Hopefully this will be ... Read >
Author: michael challiner05th March 2009
It is of paramount importance that you have some insurance cover to protect you if you are unable to work due to an accident, illness or the loss of your job.
All of your principle outgoings need to be covered, rather than just one debit.
Payment P... Read >
Author: michael challiner04th March 2009
Mortgage Payment Protection Insurance (MPPI) may not be your prime consideration when taking out a home loan. However, recent Government legislation now ensures policies meet or exceed minimum standards, which is reassuring when you are looking at the ter... Read >
Author: michael challiner04th March 2009
Private insurance is seen as a safety net if problems arise due to the risk of unemployment, debts, repossession and the possibility of illness. If someone has a 100,000 pound mortgage, an increase of ten to twelve pounds a month would provide cover for ... Read >
Author: michael challiner04th March 2009
There are many different kinds of products on the market that will protect your income if you have an accident, become ill or are made redundant, three of them are described below:
Mortgage Payment Protection Insurance (MPPI) - Mortgage payment protec... Read >
Author: michael challiner04th March 2009
We are experiencing extraordinary changes in financial security. After years of job security, job losses are now becoming the norm in virtually all sectors and it’s becoming more and more essential that homeowners protect themselves against loss of inco... Read >
Author: michael challiner18th February 2009
If you have taken out insurance for your home or your loan then you are at serious risk of being charged far too much, just for protecting yourself. The Competition Commission has been carrying out reports again, and have found there to be little or no co... Read >
Author: rudi oneil17th February 2009
The risk of debts, unemployment, repossession and sickness is compelling many homebuyers to seek private insurance which will increase monthly repayments by 10-12 pounds per month per 100,000 pounds of mortgage. This would cover the homebuyer for the mon... Read >
Author: michael challiner17th February 2009
Mortgage Payment Protection Insurance (MPPI)
Mortgage Payment Protection insurance will pay your mortgage if you are made redundant, fall ill or are injured, for one year, sometimes two. Of the 11.7 million current mortgages just 2.3 million are prot... Read >
Author: michael challiner17th February 2009
Every time you sign up for a mortgage, secured loan, credit card or personal loan you will be offered insurance. This type of policy is called Payment Protection Insurance or PPI. The basic sell is that your payments will be made should you be unfortunate... Read >
Author: michael challiner16th February 2009
The end of an avaricious era in banking is coming to an end, as laws have finally been passed that serve to put an end to the mis-selling of PPI. It has been a famously lucrative money-spinner for banks for a long time now, and up until quite recently was... Read >
Author: rudi oneil12th February 2009
To say that the actions of financial institutions in this country in relation to Payment Protection Insurance (PPI) have been rapacious is an understatement. Now that banks are being handed out fines, and a whole new set of laws have been introduced, to s... Read >
Author: Nigel Thomas08th February 2009
Have you ever given thought to questions like would be the case incase you land up in a situation where you are unemployed and the loan of mortgage on top of you. Further if you find yourself to be seriously ill and can’t work until you recovered for mo... Read >
Author: shijinaseo02nd February 2009
THE COMPETITION Commission will ban the sale of payment protection insurance (PPI) alongside credit agreements to give customers a better chance of finding a cheaper policy with better terms.
It will also ban the sale of ‘single premium’ policies ... Read >
Author: alisteed23rd January 2009
Hire Agreement
A hire agreement is a written agreement regulated by the Consumer Credit Act and must include specific information in a specific format and if not it is not it is questionable as to its authenticity - particularly important when hiring a c... Read >
Author: michael challiner14th January 2009
PPI stands for Payment Protection Insurance that provides an income facility to maintain debt repayments of borrower in case of an accident or illness that prevents them from working, or unemployment. PPI is a product service offered by financial services... Read >
Author: Munish Kumar09th January 2009
With Christmas almost upon us many of us are now thinking about getting the Christmas shopping completed and purchasing gifts for our loved ones. At the same time most of us have had a very difficult year financially, and we don’t want to end up spendin... Read >
Author: Alisdair Cosgrove09th January 2009
Imagine paying double what your loan was worth, in order to have payment protection insurance, and then not be able to claim for it. Well this is the case for some people, and this is why a large-scale investigation into this sector, was implemented by th... Read >
Author: Nigel Thomas09th January 2009
2005 saw the Financial Services Authority initiate an enquiry involving the sector of payment protection. This was after a complaint was received by the Office of Fair Trading. The Citizens Advice Bureau was not happy. The policies that customers were bei... Read >
Author: Nigel Thomas09th January 2009
During 2005, the payment protection sector came under investigation from the Financial Services Authority, after it was found that there were serious failings in regard to the service and the products that people were being sold. This was all initiated by... Read >
Author: Nigel Thomas31st December 2008
Whenever you take a loan or apply for a credit card among the many offers you will receive, payment protection insurance is the most common one. You surely have heard about this insurance product but you may not know what it is. And moreover, you probably... Read >
Author: Amanda Hash29th December 2008
Credit Card Write Off - BBC Panorama 10th November 2008
A recent episode of the BBC's Panorama delved into the world of credit card debt. The show, aired on the 10th of November, examined the measures being taken by some consumers to force credit card ... Read >
Author: jmillar200529th December 2008
Credit Card Write Off - BBC Panorama 10th November 2008
A recent episode of the BBC's Panorama delved into the world of credit card debt. The show, aired on the 10th of November, examined the measures being taken by some consumers to force credit card ... Read >
Author: Credit Comp19th December 2008
Add a new look to your home, seek out for home improvement loan advice. If you want to improve your equity tied up in your home, easy way to do it, is to renovate it slightly. A complete new look or some small changes will also help in changing the value ... Read >
Author: Sadhana19th December 2008
Mortgage payment protection schemes’ are under thereat following the news that homeowners made redundant and thus struggle to keep up with their mortgage payments, are to be given a two year grace period.
Chancellor Alistair Darling has filled in the... Read >
Author: Darren17th December 2008
PPI stands for Payment Protection Insurance that provides an income facility to maintain debt repayments of borrower in case of an accident or illness that prevents them from working, or unemployment. PPI is a product service offered by financial services... Read >
Author: Munish Kumar02nd December 2008
PPI stands for Payment Protection Insurance that provides an income facility to maintain debt repayments of borrower in case of an accident or illness that prevents them from working, or unemployment. PPI is a product service offered by financial services... Read >
Author: Munish Kumar30th November 2008
PPI stands for Payment Protection Insurance that provides an income facility to maintain debt repayments of borrower in case of an accident or illness that prevents them from working, or unemployment. PPI is a product service offered by financial services... Read >
Author: Munish Kumar30th November 2008
PPI stands for Payment Protection Insurance that provides an income facility to maintain debt repayments of borrower in case of an accident or illness that prevents them from working, or unemployment. PPI is a product service offered by financial services... Read >
Author: Munish Kumar22nd November 2008
The current growth of UK debt is £1million every 8 minutes and we all contribute a Stonking £263 million in interest a day. There is currently 27.4million credit cards transactions made a day with a total value of £1.56billion. The total credit card de... Read >
Author: SEO Positive20th November 2008
The current growth of UK debt is £1million every 8 minutes and we all contribute a Stonking £263 million in interest a day. There is currently 27.4million credit cards transactions made a day with a total value of £1.56billion. The total credit card de... Read >
Author: SEO Positive30th October 2008
PPI or Payment Protection Insurance is a product designed to guarantee loan repayment if the insured is unable to honour their repayment obligation due to sickness or unemployment. The basic idea seems sound, but the product has a history of mis-selling b... Read >
Author: michael challiner30th October 2008
"You have left it too late." Thousands of people are hearing this every day and experiencing that sinking feeling when they realise something once so freely available, is now denied to them. People without savings or perhaps with less than 2 months wages ... Read >
Author: David Lakins21st October 2008
Numerous things have been said about payment guard insurance of which finance insurance is one part. One of the things supposed about it is that it is not anything but a huge "rip-off". In a number of cases this was verified true as policies have been sel... Read >
Author: Alien26th September 2008
If you have taken out PPI (payment protection insurance) for a loan or a mortgage then there is a good chance that you are being charged too highly for this. There is a report that has been compiled by the Compensation Commission and they have deemed that... Read >
Author: Nigel Thomas24th September 2008
The number of payment protection insurance (PPI) policies being mis-sold by banks and building societies has recently been on a steady increase. This has been closely monitored by the financial watchdog for some time now and finally the banks have been fo... Read >
Author: barryloughran@live.co.uk11th September 2008
Do you think the time taken to approve unemployed loans is justified or not?
The speed of approval of unemployed loans if compared with fast cash loans, or pay day loans is definitely higher. There is a valid reason behind it. In case of unemployed bor... Read >
Author: Sadhana09th September 2008
When hefty or multiple bills trouble you and you do not have enough money to pay those bills, you can get rid of all the bills at once by availing Non profit bill consolidation. It is one of the best solutions that lets you pay all the bills easily. A sin... Read >
Author: Article Manager08th September 2008
Imagine paying double what your loan was worth, in order to have payment protection insurance, and then not be able to claim for it. Well this is the case for some people, and this is why a large-scale investigation into this sector, was implemented by th... Read >
Author: Nigel Thomas08th September 2008
In 2005, the Office of Fair Trading received a massive complaint from the Citizens Advice Bureau. It was in relation to the sale of payment protection insurance, and it caused an investigation to be started by the Financial Services Authority. It was deem... Read >
Author: Nigel Thomas05th September 2008
When taking out any type of finance deal, you will almost definitely be offered payment protection insurance of some kind. This is an insurance policy which acts as a safeguard if you fail to miss your repayments through no fault of your own such as losin... Read >
Author: barryloughran@live.co.uk04th September 2008
The problem is secured dept can be good and bad for you. Secured debt is the best way to borrow money and that’s a fact. Securing a loan on your property can be a great way to get rid of some debt and buy expensive items like cars, boats and second ho... Read >
Author: Robert20th August 2008
With adverts about loans being commonplace on the TV, radio, magazines, online and in newspapers, it certainly appears that getting a loan is easy, while often also suggesting it’s a good idea to get into debt for the sake of a luxury holiday or a new... Read >
Author: mpressman18th August 2008
With over 3,000 mortgage deals currently on the market, you will need to search thoroughly before possibly making the biggest financial commitment you will ever have to make. You are ready to borrow hundreds of thousands of pounds from a company in order ... Read >
Author: barryloughran@live.co.uk16th August 2008
Recent proposals by the CC (Competition Commission) may force a ban on lenders pushing the controversial PPI (Payment Protection Insurance) on customers.
Such insurance is often bundled with financial products like loans and credit cards to protect co... Read >
Author: Liam Gerken14th August 2008
People could be wasting thousand of pounds on useless and expensive insurances, says the new Which? Money Saving Handbook.
Although some insurances are must-haves, such as buildings insurance, contents insurance, life insurance, and car insurance, othe... Read >
Author: Christian Ward24th July 2008
Consumers looking for unsecured loans may find that the interest rates on the loans may start to increase as Payment Protection Insurance loan sales begin to drop.
A leading financial research website has found that a drop in the sales of Payment Prote... Read >
Author: Gill22nd July 2008
If one is already in possession of a loan protection policy, the possibility of cancelling it in order to take out a new deal is much more difficult than one would assume.
The right of the consumer to cancel any existing Payment Protection Insurance (... Read >
Author: Hadassah18th July 2008
PPI, or Payment Protection Insurance, was invented to protect the borrowers in finance deals whose circumstances have changed and they are no longer in a position to make repayments. These circumstances could be, for example, loss of income due to redunda... Read >
Author: Jonathan Walker18th July 2008
Payment Protection Insurance (PPI) was designed to be sold in association with all sorts of monetary borrowings, such as transactions involving credit cards, store cards, and secured or unsecured loans, to protect the borrowers. It will take care of your ... Read >
Author: Jonathan Walker15th July 2008
Majority of people are not good personal finance managers. When they stop and think, there are umpteen things that they could do better. As credit situation in the UK gets tighter in 2008,effective personal finance management is the only way out. When you... Read >
Author: Aisha Cristal14th July 2008
People who take out payment protection insurance for a loan or mortgage are at risk of being grossly overcharged for the privilege of protecting themselves. A report being carried out by the Competition commission said that there is too little competition... Read >
Author: Danielle Fletcher07th July 2008
Final part of a three-part guide on the various exclusions encountered within insurance policies. Never be refused a claim again!
Another little-known fact of travel insurance is that the majority of policies which cover lost or delayed baggage will on... Read >
Author: Jay Tillotson03rd July 2008
British consumers are being overcharged for Payment Protection Insurance by £1.4billion a year due to a lack of competition in the market, according to a watchdog.
The Competition Commission made the disclosure today adding that the market for the ins... Read >
Author: Mildred25th June 2008
Explore the financial options available to you. If you are looking out for corporate finance, hunt for that specially designed loan just for corporate financial needs. Plan your finances accordingly, before opting out for a loan, check out the various opt... Read >
Author: Sadhana25th June 2008
Explore the financial options available to you. If you are looking out for corporate finance, hunt for that specially designed loan just for corporate financial needs. Plan your finances accordingly, before opting out for a loan, check out the various opt... Read >
Author: Sadhana13th June 2008
Payment Protection Insurance (PPI) is used as a sort of safety net for those who take out credit cards and other financial commitments.
These additional policies are small monthly payments that are paid to your provider, and are supposed to provide a l... Read >
Author: DCollins30th May 2008
The terms and conditions of your credit card are made up of a number of clauses, one of which is the allocation of payments clause. This tells you the order in which your monthly repayments are allocated to your total balance.
Your credit card's tota... Read >
Author: Zoe Badowska15th May 2008
The major bank has admitted that a computer disk containing the life insurance details of nearly 400,000 customers has been lost. The disk went missing at some stage during courier transportation between a HSBC office and the office of reinsurers Swiss ... Read >
Author: Sarah Othman09th May 2008
Which has warned consumers that they could be wasting thousands of pounds of their hard earned cash on unnecessary insurance? The consumer body said that life insurance, car, buildings and contents insurance was vital, however it argued that other pol... Read >
Author: Jemma08th May 2008
Which has warned consumers that they could be wasting thousands of pounds of their hard earned cash on unnecessary insurance? The consumer body said that life insurance, car, buildings and contents insurance was vital, however it argued that other policie... Read >
Author: Jemma29th April 2008
Which has warned consumers that they could be wasting thousands of pounds of their hard earned cash on unnecessary insurance? The consumer body said that life insurance, car, buildings and contents insurance was vital, however it argued that other policie... Read >
Author: OnlyFinance11th April 2008
Mortgage Basics
Unfortunately, in this day and ages, mortgages are virtually unavoidable for the common man. Paying rent, in my selfish capitalist view, has as much use as burning cash. And in some ways I'd prefer burning it than funding a stranger's... Read >
Author: Jon C25th March 2008
A bad credit history loan is often confused with a traditional loan offered by a traditional bricks and mortar lending company. However, there is a difference between a bad history credit loan and the loans offered to people with good credit.
Many b... Read >
Author: Paul Rogers05th February 2008
Research conducted by a homelessness charity has revealed that the number of people seeking help with financial difficulties has increased eightfold since last year.
The report follows stark warnings from the Financial Services Authority (FSA) – whic... Read >
Author: DCollins02nd February 2008
The Financial Services industry in the UK has taken a real battering over the last few years. Endowment misselling, bad advice on pensions, bank charges, credit card charges and mortgage exit fee penalties are just some of the big financial rackets to su... Read >
Author: Sukhdeep02nd February 2008
PPI Payment Protection Insurance: Another Scandal In The Financial Services Industry.
The Financial Services industry in the UK has taken a real battering over the last few years. Endowment misselling, bad advice on pensions, bank charges, credit ca... Read >
Author: Sukhdeep31st January 2008
When you apply for a loan you will often get offered Payment Protection Insurance (PPI) along side their loan, credit card or mortgage as a safety measure so that if you fall ill or lose your job then you are not going to incur any further charges and wil... Read >
Author: Andy Adams31st January 2008
Those consumers struggling with their finances following the festive period should look to switch to more competitive deals, it has been suggested.
According to Moneyfacts, now is the ideal time for the thousands of people who are now facing up to the ... Read >
Author: ARouse29th January 2008
Your dream of driving down a freeway without a road map is not too far in the distant future thanks to best auto loans and the car loan calculator. If you think you are being confused and misled by financial institutions, you need to stop worrying and sta... Read >
Author: apurva23rd January 2008
Subjects that this report on mortgage credit will examine are PPI, credit history and improving it, debt consolidation, APR rates and why this can lead you off track plus much more.
Today we will uncover some practical tips to help those with poor paym... Read >
Author: dyouell21st January 2008
If you are new to the world of credit cards, then it pays to familiarise yourself with the way they work before you go on any lavish spending sprees. Arming yourself with the necessary knowledge can prevent you from slipping too far into the red. Remember... Read >
Author: Nick Cox20th January 2008
With the multitude of car loans in the market comes the introduction of a very handy tool-the car loan calculators. Many a time, your expectation of getting an appropriate car finance loans may be shattered on discovering that the monthly payments to be... Read >
Author: apurva20th January 2008
With the multitude of car loans in the market comes the introduction of a very handy tool-the car loan calculators. Many a time, your expectation of getting an appropriate car finance loans may be shattered on discovering that the monthly payments to be m... Read >
Author: apurva07th January 2008
Accident Sickness and Unemployment
If you had an accident, fell sick or were to be made involuntary redundant (unemployed) you might struggle to meet your monthly mortgage and other commitments. The result would be very onerous as mortgage arrears can l... Read >
Author: Mortgage Services14th November 2007
Whenever you apply for finance such as a personal loan or a credit card, you're likely to be encouraged to take out an insurance policy to cover your repayments should you be unable to work because of illness or redundancy. Payment Protection Insurance, o... Read >
Author: Martin Sumner21st October 2007
Many individuals would rather avoid taking out secure homeowner loans if at all possible. This may not come as a surprise purely and simply because it requires putting their home up as security against the loan repayments, meaning that if the repayments a... Read >
Author: Jason Hulott17th October 2007
A debt consolidation loan is taken to meet up the outstanding bills, develop the credit status. But it is better advised the counselors to delve much in to the process. To restrict debt consolidation, they have processes of how to consolidate debt.Aside f... Read >
Author: James Arther11th October 2007
Britons are usually keen to cover their risks with various types of insurances. Many of them opt for health covers, life insurance, home insurance, motor vehicle insurance, etc. The protection is also available to borrowers in the form of payment protecti... Read >
Author: Amenda04th October 2007
Loan providers have made life a lot simpler. People everywhere are resorting to loans to fund not just their larger expenses but sometimes even our regular monthly bills. Turning to one's friends or relatives for a loan is becoming passé. People now pref... Read >
Author: ajeetkhurana28th September 2007
When buying a home there are a number of types of insurance you may have to take out.Mortgage Payment Protection Insurance (MPPI) is one of them. Its purpose is to ensure that mortgage repayments will be met in the events of unemployment, sickness or acci... Read >
Author: Liam Gerken27th September 2007
The debt culture is deep rooted in the UK. Little doubt that personal debts are increasing at such a high pace. People are so dependent on loans that they try to finance everything. This makes them vulnerable to bad credit and debt problems. The cases of ... Read >
Author: Angelo Drew30th August 2007
Thousands of people lose their homes due to repossession. To a certain extent, payment protection insurance helps you in avoiding such situations. Some situations are covered under this type of insurance. Whenever you face these situations, the PPI policy... Read >
Author: Amenda30th August 2007
Despite public awareness campaigns highlighting the issues facing people with mental health problems and the fact that no one is immune to developing a mental illness, people with mental health problems are still facing unfair discrimination, prejudice an... Read >
29th August 2007
New rules imposed by the Financial Services Authority (FSA) regarding the way that personal loans are sold online are good news for consumers. Prior to the FSA intervention payment protection, cover was automatically included with most personal loans boug... Read >
Author: Adam Singleton29th August 2007
Today we will uncover some practical tips to help those with poor payment histories, when applying for a new mortgage. Although we don't promise earth shattering savings, by following the simple steps a substantial saving could be made on your monthly mor... Read >
Author: dyouell06th August 2007
Every time a first-time borrower decides to opt for a loan, there are a few common queries that enter their minds. The most important one being; what type of loan do I take? There are various types of loan products in the market and it is a personal choic... Read >
Author: Angelo Drew02nd August 2007
If you decide to take out mortgage protection insurance (MPPI) along with your mortgage, you will find your monthly payments are higher. This may give you a sense of security, as you believe that your repayments are safe whatever happens. However, some ... Read >
Author: Robert Palmer02nd August 2007
Mortgage Payment Protection Insurance (MPPI) is a form of insurance designed to cover your mortgage payments, in case anything happens to cause you to lose your income.
You may find that when you take out a mortgage, your lender automatically offers ... Read >
Author: Robert Palmer26th July 2007
According to a survey by Abbey, Britons have wasted billions of pounds in purchasing unnecessary things. More than £169 billion have incurred on these purchasing. This might result in managing their day-to-day finances. If Britons go on mismanaging their... Read >
Author: Angelo Drew25th July 2007
E is for...
Early repayment charge (ERC) or redemption penalty
If you sign up to a special-rate mortgage and later decide to pay off your loan early, then expect to pay a hefty fee for the privilege of bailing out before time.
Endowment policy
... Read >
11th July 2007
When you take out your mortgage, your mortgage lender will often try to sell you a mortgage protection insurance policy. The lender gets a good commission on it, so might well put some pressure on you. But don�t be bullied. You don�t have to get i... Read >
Author: Robert Palmer11th July 2007
When you apply for a store card, personal loan or new credit card, you will almost certainly have had this experience. Your attention is drawn to a little box on the form labelled �insurance� � often with the words �strongly recommended� beside... Read >
Author: Robert Palmer11th July 2007
Loan insurance is a product that is nearly always offered to you when you take out any kind of loan or credit agreement. However, many people have found out that it can be a seriously expensive product that hugely increases the cost of the loan.
First... Read >
Author: Robert Palmer11th July 2007
If you sign up for a new loan or credit agreement, you usually feel slightly nervous. You realise it�s yet another financial commitment on top of the ones you already have. So if the lenders recommend a loan insurance policy �for peace of mind�, i... Read >
Author: Robert Palmer05th July 2007
There's nothing scary in opting for a loan where your property is involved. People do avoid risk to their property as non payment of loan amount can cost their property. But the truth is that it is just a matter of repaying your loan amount on time.
T... Read >
Author: bernard05th July 2007
Whenever you take out an asset-based loan, you also assume an element of risk associated with it – the risk of repossession. If you have pledged your home before the lender and you make any default in repayment, the repossession proceedings may follow. ... Read >
Author: bernard05th June 2007
Having one's own hose is a matter of great pride. Apart from a roof above your head, a house is your most treasured possession that gives you respect in the society. Being a homeowner, is therefore, a great privilege. What more can a home give? It gives t... Read >
Author: Rodney Elvis01st June 2007
An asset based lending involves some risk also. No doubt, you get loan at a low rate of interest but if you do not take proper care and precaution you may land yourself in trouble. If you have taken a loan by pledging your home, you should ensure that you... Read >
Author: Angelo Drew30th May 2007
In so many ways, secured loans can be said to be the best credit option for long term use. For starters, the loan amount is quite huge. The maximum amount that can be taken against secured credit is £250,000. Depending on the creditor’s policy, borrowe... Read >
Author: Eric15th May 2007
If you are a homeowner and thinking of taking financial assistance of some kind, then there are some things that you need to think about before taking out a loan. First and foremost, decide on the amount that you require and the loan type that you want to... Read >
Author: gracy15th May 2007
Several subjects that will be covered during the report are early redemption charges, life and payment insurance, fixed rates, along with other important subjects.
The aim of this short report is to help those with poor credit histories that are lookin... Read >
Author: dyouell14th May 2007
Are you having problems looking for a Non homeowner loans with CCJs? Unfortunately getting a Non homeowner loans with CCJs is harder than expected and trying the wrong companies can lead to turn downs. Although not common knowledge there are some things y... Read >
Author: dyouell10th May 2007
The goal of this small article will be to share with you insider information of mortgages and re-mortgages. The ideas that we give will educate you and may save you a great deal over the term of a mortgage. With remortgages for people with bad credit gett... Read >
Author: dyouell10th May 2007
Who else needs advice and help with Fast loans for tenants with CCJs? Many customers looking for Fast loans for tenants with CCJs may have been getting rejections. Now we will look at various tips and tricks to help you get cheaper deals on the finance yo... Read >
Author: dyouell08th May 2007
Nowadays the mortgage and finance industry is very competitive, the aim of this page is to give you enough knowledge to take advantage of the increase in bargain deals. Although we don't promise earth shattering savings, by following the simple steps a su... Read >
Author: dyouell08th May 2007
Experiencing rejections when applying for Fast loans for tenants with CCJs? Many customers looking for Fast loans for tenants with CCJs find it harder than expected and trying the wrong companies can lead to turn downs. This short informative article will... Read >
Author: dyouell03rd May 2007
Looking to compare remortgages with CCJs - Find the right package here !
Several subjects that will be covered during the report are PPI, credit history and improving it, debt consolidation, APR rates and why this can lead you off track plus much more.... Read >
Author: dyouell03rd May 2007
Your home is one of your dearest and most treasured possessions. So, taking loans against your home is definitely to some extent putting your home at risk. But, at times, when you need money to fund major concerns, you may require hefty amounts at low rat... Read >
Author: Angelo Drew01st May 2007
The idea of taking an insurance against any kind of borrowing is considered as a good deal by most financial experts. A PPI or Payment Protection Insurance protects the borrowers in case they are unable to meet their payment deadline due to unavoidable ci... Read >
Author: gracy27th April 2007
To cope up with unforeseen circumstances like accident, sickness, job loss, and death, many financial companies now offer payment protection covers on loans. Since different customers have different requirements, at different stages in their lives, compan... Read >
Author: Angelo Drew18th April 2007
It has been observed that most borrowers fear availing secured loans because of the risk of repossession attached to it. But, they forget that this happens only if the borrower defaults on the loan repayments. Moreover, there are many insurance plans avai... Read >
Author: Angelo Drew18th April 2007
If you have a credit card, then it is likely that you were offered or took out payment protection on the card. Although many people take out this insurance, there are few people who can benefit from it, and often you are just wasting money by having it. H... Read >
Author: Peter Kenny12th April 2007
Those who are looking for a smaller loan amount with a shorter repayment term can easily gratify their needs with unsecured loans. Many homeowners in the UK prefer this loan type, because they don’t want to put their home as collateral. Thus, they can a... Read >
Author: gracy05th April 2007
The benefits that a secured loan can fetch you can never be availed through an unsecured loan. Secured loans are backed by assets like home or other residential property belonging to the borrower. This decreases the risk assumed by the lender. The assets ... Read >
Author: Angelo Drew02nd April 2007
As the number of credit card holders in the UK continues to soar, new research reveals that most UK consumers have a credit card that does not offer them any perks or bonuses.
According to a recent survey by credit card provider Goldfish, 52 per cent o... Read >
Author: Andrew Regan27th March 2007
Borrowers prefer loans that can take care of their financial requirements in all circumstances. The requirements may vary from borrower to borrower. Some may be aiming to purchase a sports car; some would like to borrow to help their children receive bett... Read >
Author: Braden27th March 2007
Loan insurance is a product that everybody will be offered when they buy a loan, or might even have included in their loan package without them really knowing about it. If you are in the process of looking for a loan or want to know more about loan insura... Read >
Author: Peter Kenny27th March 2007
A home loan is a secured loan, i.e., the loan seeker’s home serves as collateral against the loan amount. However, along with other loan papers, the borrower needs to sign an agreement too, which gives the lender the right over the house.
To get a f... Read >
Author: Anaya Erika14th March 2007
There are times when you require a higher loan amount for meeting your needs. In such cases, a secured loan option would be a viable loan type for you to take. A secured loan necessitates the presence of collateral. Since, you can borrow a larger loan amo... Read >
Author: Gracy Jain14th March 2007
It is true to say that these days you can arrange an insurance policy for almost every eventuality. The most common insurance policies that people take out will include buildings insurance, contents insurance, life assurance and critical illness cover.
... Read >
Author: Christopher13th March 2007
Unsecured Personal Loans are popular among the borrowers for two major reasons. First, you do not need to own a home to qualify for the loan. In other words, the borrower can avail an unsecured loan without pledging any asset as collateral. Secondly, thes... Read >
Author: Jack watson06th March 2007
A loan can be cheap only if it comes with low APR. It is the Annual Percentage Rate that reflects the overall cost of the loan. It includes the interest rate, processing fees, early repayment penalty etc. Thus, if you are looking for Cheap car loan to fin... Read >
Author: Joanne06th March 2007
A loan can be cheap only if it comes with low APR. It is the Annual Percentage Rate that reflects the overall cost of the loan. It includes the interest rate, processing fees, early repayment penalty etc. Thus, if you are looking for Cheap car loan to fin... Read >
Author: Joanne05th March 2007
As one of life's basic financial needs, insurance can cover a range of different aspects. And while some methods of insurance, including home insurance and life insurance, are now fairly common aspects of a consumer's financial education, it's important f... Read >
Author: Andrew Regan09th February 2007
Draw up a monthly budget that shows you how much money you have left once all your bills have been paid. Ensure you stick to your budget, otherwise continued overspending will put you back in the red and cost you money in fees and interest charges that ... Read >
Author: Marco Barra30th January 2007
Nowadays, there are many options available in the loan market. If you are a UK homeowner in need of fast cash, you may avail a secured loan. You will have to place your home against the loan amount that you will take. As the lender is convinced about reco... Read >
Author: Anaya Erika26th January 2007
1. Thou shalt understand interest rates
There are two common types of interest rates: fixed rates and variable rates. The fixed rates will remain constant throughout the duration of the
repayment period, protecting you from unfavorable fluctuations... Read >
Author: Robert Palmer19th January 2007
When taking out a mortgage, you will need various types of insurance. For example, to cover your monthly payments - in case you get ill - and home insurance- in case it burns down etc.
Household Insurance
You need to insure the building and your pos... Read >
Author: Robert Palmer18th January 2007
1. Thou shalt understand interest rates
There are two common types of interest rates: fixed rates and variable rates. The fixed rates will remain constant throughout the duration of the
repayment period, protecting you from unfavorable fluctuations. A ... Read >
Author: Michael Bironneau11th January 2007
The multitude of loans available in the market today has enabled even the ordinary man on the street to chase his dreams. For most of us, a luxury car is an ultimate dream! Such dreams do not appear to be so distant with the easy availability of auto loan... Read >
Author: Suzanne Macguire28th November 2006
Consumers and consumer protection organisations are increasingly putting pressure on financial providers to make the payment protection insurance (PPI) market as transparent as possible, in order to help consumers gain a better understanding of their fi... Read >
Author: Andrew Regan23rd November 2006
A survey carried out by Advantage Loans, the national Loan arrangers,has uncovered some surprising statistics. Amazingly only one third of people surveyed in an Advantage Loans online poll admitted to shopping around for the best APR before taking out fin... Read >
Author: Emily Harris17th November 2006
If you are having difficulty in meeting your mortgage commitments through a spiralling debt problem and considering a problem remortgage, then this could be a good read.
? The Office of Fair Trading (OFT) estimates that, in 2002, ?32 billion of unsecur... Read >
Author: Joe Kocsis17th November 2006
Almost every time you try to buy a financial product someone tries to sell you an add-on. It doesn't seem to matter whether you are signing up for a mortgage, loan, credit card or store card. Most lenders try to get borrowers to sign up for payment prot... Read >
Author: Joseph Kenny16th November 2006
THERE has been so much written in the past few months about payment protection insurance it has all become a little confusing. Most of what has been written has been very negative, indeed dangerously negative ? witch-hunt proportions even in some quarters... Read >
Author: John Smith20th October 2006
A year after the Office of Fair Trading (OFT) began investigating the widespread mis-selling of payment protection insurance (PPI), the Financial Services Authority (FSA) has, for the first time, fined a mortgage broker for selling the policies to custome... Read >
Author: Jack Mack19th October 2006
When you are looking for a loan, you need to compare loans by working out the total cost of repaying the loan. Although many web sites allow you to compare the APR costs, working out the real total cost of a loan is a little more complicated. However, it ... Read >
Author: Peter Kenny02nd October 2006
Following a complaint made by Citizens Advice in 2005, claiming that aspects of the payment protection insurance (PPI) market were severely harming the interests of consumers, a report has been published by the Office of Fair Trading.
Payment protectio... Read >
Author: michael challiner01st September 2006
If you're taking out a loan, beware of being misled into taking out payment protection insurance. From a recent questionnaire, it appears that around 25% of consumers were under the impression that by taking out this expensive and often totally unnecessar... Read >
Author: michael challiner30th August 2006
When you take out a loan, it is likely that you will be offered loan insurance to protect your payments should you be unable to keep up with them due to illness or unemployment. However, many of the loan insurance policies on offer cover you for very litt... Read >
Author: Peter Kenny21st August 2006
The Debt Consolidation Loan
Debt consolidation is a way of combining all your individual debts from various sources, such as credit cards, overdraft, personal loans, etc, into one. This way you deal with just one creditor instead of many and therefore... Read >
Author: Joe Kocsis27th July 2006
If you have a credit card, then you will have been offered payment protection insurance to go with it. You may or may not have taken the insurance, or it may have been included in your charges without you knowing. Many people have payment protection, but ... Read >
Author: Peter Kenny19th July 2006
Mortgage payment protection insurance is the insurance, which ensures that your mortgage repayment is duly made in case you become unemployed, fall critically ill or unable to earn money because of serious accident. It is very easy to maintain mortgage pa... Read >
Author: Alexa Wilsoon03rd July 2006
Mortgage payment protection insurance acts as a protection in case you are unable to pay mortgage payment due to prolonged illness, accident and unemployment. Mortgage payment protection suits first time mortgage buyers as they are young and there is alwa... Read >
Author: Alexa Wilsoon30th June 2006
One of the most overwhelming features of any cheap secured loan is the lower rate of interest and the longer repayment period that it offers.
When a person goes to the lender for the loan, he has to fill an application. These applications generally as... Read >
Author: Aldrich Chappel27th June 2006
The various types of loans are students loan, refinancing, home loans etc. In case of students loan the prerequisite or instructions while applying for loan is that the student should provide the student aid report, complete entrance counseling and given ... Read >
Author: Jim Glu07th June 2006
You work hours earning money to give your family the right way of living. Sometimes it happens that deficiency of money arises and then you go for loans to cover up that deficiency. Cheap secured loans are the best way of getting the money which can be ea... Read >
Author: Aldrich Chappel31st May 2006
Need to borrow some money then a personal loan maybe for you, most people take a personal loan for home improvements, to purchase a car and holidays. Loans are very simple you borrow a sum of money and pay it back over a period of time say anywhere betwee... Read >
Author: Peter Kenny31st May 2006
Most people don't want to spend a lot of money on having a credit card. They will shop around for the best possible deal they can get on a credit card. They will wish to get as low an interest rate as possible and definitely not pay a monthly or annual fe... Read >
Author: Peter Kenny11th May 2006
Many of us feel when we are taking out a loan, that we are not so sure on how they work or how much that you feel that you should apply for, unless you have a specific purchases that the money is going on.
Deciding on how much and over which length of ... Read >
Author: Peter Kenny26th April 2006
If you check your credit card bill carefully, you will notice that there is sometimes an optional extra charge there. You may have selected it and in that case it will cost you a set amount, or it may be that you have not selected it and in that case it w... Read >
Author: Peter Kenny20th March 2006
Insurance is a great way to safeguard your self from the uncertainties in life. Mortgage Payment Protection Insurance is designed to protect you from getting into debt or missing the mortgage payments due to unemployment. If you are living in a country li... Read >
Author: rakshit d09th March 2006
Insurance is a great way to safeguard your self from the uncertainties in life. Mortgage Payment Protection Insurance is designed to protect you from getting into debt or missing the mortgage payments due to unemployment. If you are living in a country li... Read >
Author: N A15th February 2006
A Debt consolidation loan is a loan used to repay several other loans or other debts. A Debt Consolidation Loan is a low cost loan secured on collateral in the form of any securable property, your home, your vehicle or any valuable asset. Debt consolidati... Read >
Author: Marsha Claire30th January 2006
Are you thinking of taking out a personal loan! If the answer is yes then you have to ask yourself some questions first. This will make sure that the loan you choose is the right one to suit your needs.
Below are some of the most common questions you s... Read >
Author: Peter Kenny27th January 2006
A mortgage is a long-term financial commitment and you have to maintain the monthly repayments for the full duration of the mortgage. That's going to be over many years but non of us have the benefit of a crystal ball so no one knows how your circumstan... Read >
Author: michael challiner19th January 2006
One way to save money on your credit card bill is to not take the payment protection insurance, this is a waste of money and the only one who will benefit from this is the credit card company.
Some people don't realise that they are actually paying the... Read >
Author: Peter Kenny14th January 2006
How many monthly bills do you get? You may have a mortgage bill, a car payment, heating, electricity, gas, telephone, television, and that doesn't even begin with your credit card and store card payments. The fact of the matter is that people today have m... Read >
Author: Joseph Kenny24th December 2005
"Victims of circumstance that affect credit rating can now easily get money through a poor credit unsecured loan. Unfortunately, poor credit at times hounds you even if you have not defaulted on repaying loans in the past. A self-employed person could end... Read >
Author: Steve No Last Name19th December 2005
The Financial Services Authority (FSA) has been investigating the way Payment Protection Insurance is being sold by loan providers which include some of the UK's biggest banks and building societies. And it's big business. Sales of PPI as it's called, ear... Read >
Author: michael challiner05th December 2005
Getting a mortgage is bad enough what with terms like fixed rate, discount, variable etc so mention mortgage insurance and naturally your eyes will start to glaze over.
However, mortgage insurance is an extremely important insurance to have in f... Read >
Author: Jason Hulott22nd November 2005
Nowadays, every time you apply for a loan you will most likely be offered payment protection insurance. If you are taking out a particularly large loan, the idea may seem very attractive. These insurance policies will take over repayments on your loans in... Read >
Author: Joseph Kenny10th August 2005
By: Carrie Reeder
Payment protection plans are offered by payday companies to protect you in any number of unexpected situations. The payment protection plan is an inexpensive form of insurance that payday companies offer on all payday loans. The ... Read >
Author: Carrie Reeder13th July 2005
According to the Council of Mortgage Lenders, first-time buyers are the most susceptible group of homeowners to debt, as they are more likely to have higher loan-to-value ratios and commit a higher proportion of their income to mortgage repayments. Despi... Read >
Author: Rachel Lane27th May 2005
A Personal secured loan can offer many benefits, some of which are listed below:
Personal secured loans are loans that are offered to individuals rather than businesses.
Rates for a personal secured loan will be way lower than for other loan produ... Read >
Author: John Mussi
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