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28th September 2009
Consolidation loans merge all your debts and bills into a single payment. This means, that if you have several monthly payments or a number of different loans, you can make things easier by consolidating them and taking one single loan to pay off the tota... Read >
Author: wbdoyle22nd September 2009
If you are a loan officer or mortgage broker on the market for mortgage leads, you will have a few different varieties to choose from.
For starters, your budget is the most important thing to consider. If you are on a limited budget, you will need to t... Read >
Author: Mohit16th September 2009
Obtaining a loan can be a daunting process, to say the least. For whatever reason, whether it is an investment loan or for the home, a person has to meet the criteria if they wish to have their application granted. Obviously, everyone cannot get an invest... Read >
Author: David nalin14th September 2009
Most investors know that hedge funds make business loan loans, but few know how to approach a fund or exactly how secure an approval. the first and most important thing to keep in mind about hedge fund executives is they have a Wall Street mindset ; th... Read >
Author: Corey Beasley04th September 2009
Get Yourself Started In Choosing Home Loan Modification ProgramsThe U.S. economy is currently facing a severe economic crunch, due to which loan modification has appeared. Nearly six million homeowners are facing home foreclosures, primarily due to the cu... Read >
Author: Freeman Byers28th August 2009
You may be looking for your first mortgage, remortgaging because your current mortgage deal is nearing the end or regularly checking to find the best value mortgage deal. You will of course be looking for the cheapest provider but you do need to make sure... Read >
Author: DTM20th August 2009
Most backers know that hedge funds make business mortgage loans, but few know the way to approach a fund or exactly how secure an approval. The first and most vital thing to keep in mind about hedge fund chiefs is that they have a Wall Street mind-set ; ... Read >
Author: Scot Johns04th August 2009
Each year the mortgage firms have made straightforward cash from the millions of borrowers whose mortgage deal comes to its natural end and who then decide to make a switch. The shopers have had tracker mortgages, or fixed rate deals for a few years, and... Read >
Author: Freddy Burton18th July 2009
Copyright (c) 2009 Joe Florentine
1. Funding has dried up for residential investment property (1-4 family), but it's plentiful for large multi family projects.
1. Funds are available for large multi family properties, but not for residential investm... Read >
Author: Joe Florentine18th July 2009
In a move that indicates its first rescue plan was insufficient, the Barack Obama administration early Monday announced plans to widen the eligibility parameters of a crucial housing initiative. The change allows borrowers with loans worth atleast 125 per... Read >
Author: Ricky Mitchell16th July 2009
Equity Only Financing
How would you like to know a way to sell your home using seller financing but have no risk in the transaction. This can be accomplished through “equity only” financing. This means that the owner can sell their home and only ... Read >
Author: utreinvestor16th July 2009
Many private investors or alternative lenders will issue financing without any security or collateral, justified through risk mitigation of higher interest rates. However, collateral is not ruled out altogether in alternative financing. On the contrary, ... Read >
Author: Initial Underwriting Group16th July 2009
Reviewing deals that come across your desk can often be a trying task. With numerous abbreviations jumping off the page, it can be hard to decipher the key components of the offering.
Letters such as LTV's and ERV's are ... Read >
Author: Nikolas Kron09th July 2009
Keeping a long term view when investing in real estate is important if one wants to preserve positive cash flow levels during down times. Investors should measure how the property financial characteristics will perform in good and bad times before invest... Read >
Author: Juan Cabrera, MBA30th June 2009
When I think back to my first job out of college, I recall 35 or so quintessential cold callers and I was one of them; flipping DMB’s like they were going out of style. That’s right, hand dialing off of 3 by 5 inch cards with a black phone and a cord... Read >
Author: Carl DAgostino18th June 2009
A lender has to consider many factors when giving a loan and the down payment a borrower is willing to set down can make a big difference. A down payment helps to assure the lender of the borrower's commitment to repayment of the loan while it will ensure... Read >
Author: Mel C17th June 2009
As it is with most industries, the mortgage business has terminology used exclusively within the world of home loans. When securing a mortgage, especially for the first time, you may find your head buzzing with that new terminology. Does your mortgage hav... Read >
Author: Justin Narin04th June 2009
Figures show that the downturn in Britain's mortgage market is crippling homeowners who are trying to get a new loan deal. The number of people succeeding in re-mortgaging has fallen by almost 50 per cent. The most severe drop since the credit crunch bega... Read >
Author: michael challiner20th May 2009
With all the doom and gloom that has accompanied talk of the property sector and the wider economy over recent months, Britons may well have been put off the very idea of buying their own home. Prices have been falling for some time - a fact that would no... Read >
Author: Graeme Knights18th May 2009
If you have a loan modification business and are looking to generate leads, you should consider loan modificaiton mailers.
This form of direct mail marketing works very well in this type of business, due to the fact that you can target your clients ver... Read >
Author: Bob Mason18th May 2009
If you have a loan modification business and are looking to generate leads, you should consider loan modificaiton mailers.
This form of direct mail marketing works very well in this type of business, due to the fact that you can target your clients ver... Read >
Author: Bobby Mason15th May 2009
If you have a business that relies on leads to thrive, you need direct mail advertising.
For one, it is the only way to get taget the customers who need and want your services. There are so many forms of data available, you can literally target hundre... Read >
Author: Bob Mason15th May 2009
Do loan modification mailers work? In short, yes!
Loan modification mailers work for several reasons. The most obvious reason is that you can reach so many more homeowners with loan modification postcards than any other medium. This is due to the fa... Read >
Author: Bob Mason15th May 2009
If you have a business that relies on leads to thrive, you need direct mail advertising.
For one, it is the only way to get taget the customers who need and want your services. There are so many forms of data available, you can literally target hundre... Read >
Author: Bobby Mason15th May 2009
Do loan modification mailers work? In short, yes!
Loan modification mailers work for several reasons. The most obvious reason is that you can reach so many more homeowners with loan modification postcards than any other medium. This is due to the fa... Read >
Author: Bobby Mason13th May 2009
The recession is taking its toll. It’s affecting people from all walks of life and it doesn't discriminate. This is evident in the foreclosure crisis being experienced in the real estate industry. Lenders and borrowers alike are being hit in every dir... Read >
Author: Enric Prologix13th May 2009
Fixed rate mortgages are the mortgage type of choice for homeowners and first time buyers. Hardly surprising with the Bank of England dropping interest rates to 0.5 per cent and holding the rate in April.
Many consumers are realising if they go for a f... Read >
Author: DTM05th May 2009
Living with debt is a heavy burden, but bankruptcy is not for you. The first step is to take action, but sometimes it’s hard to know what all of your options are to get yourself out of debt. Here is a rundown of some alternatives to bankruptcy, brought ... Read >
Author: dexter30th April 2009
Do You Need Money for Financing Your Real Estate Deals?
Big Surprise!
With the Banks tightening guidelines and requirements it has become very difficult to get conventional financing.
Have you heard of a Private Money Loan?
A private money loa... Read >
Author: Ken Spohn17th April 2009
When it comes to buying mortgage leads, there are many good companies out there for you to research, and many avenues to travel down when considering which lead type will work best for you.
While working as a loan officer, I dealt with my fair shar... Read >
Author: Jay Conners09th April 2009
Easy to get a Commercial Mortgage in the UK with UK Financials LTD
UK Financials Ltd provides vital capital for predominantly the small and medium sized business. Each case can be considered against criteria other than audited accounts and detailed proje... Read >
Author: ukfinancials09th April 2009
Easy to get a Commercial Mortgage in the UK with UK Financials LTD
UK Financials Ltd provides vital capital for predominantly the small and medium sized business. Each case can be considered against criteria other than audited accounts and detailed pro... Read >
Author: UK Financials Ltd31st March 2009
Toshiba 23HLV85
Space will never be a concern if you purchase the 23HLV85 from Toshiba. This TV features a 23" LCD screen and a built-in DVD player to complete your HDTV viewing habit.
High-Definition image will look amazing the 23HL V85's high-re... Read >
Author: Julia Solomon27th March 2009
What is Hard Money?
http://bluelightfinancial.biz
The word “hard money” does not mean that the lender is hard to work with, although humorously you might think that describes some of the traditional lenders you have approached about your potent... Read >
Author: Lightblue7727th March 2009
Creative Financing
http://bluelightfinancial.biz
In order to succeed in business you need to have creative ideas and an ability to sell that idea even if that idea is just an “ideal” or “belief in something or someone” that at present nobod... Read >
Author: Lightblue7703rd March 2009
What is Hard Money?
The word “hard money” does not mean that the lender is hard to work with, although humorously you might think that describes some of the traditional lenders you have approached about your potential investment, pretty accurately... Read >
Author: Jorgeparrott03rd March 2009
Creative Financing
In order to succeed in business you need to have creative ideas and an ability to sell that idea even if that idea is just an “ideal” or “belief in something or someone” that at present nobody knows. Creativity is inventivene... Read >
Author: Jorgeparrott20th January 2009
De-levaraging by Landlords
Landlords paying down their loan
The talk about 'landlord town' is all about ‘de-leveraging’.
This means landlords and property investors who have financed their buy-to-let investments with cheap credit are looking at... Read >
Author: Propertyhawk09th January 2009
Whether you're a real estate agent assisting buyers and sellers with rental income property or an investor about to get started in real estate investing, chances are good you can use some real estate investing help. If not, then you probably know someone ... Read >
Author: James Kobzeff31st December 2008
Imagine what it would be like if you knew the one question to ask your mortgage broker during a refinance that could save you huge amounts of money over time.
Everyone is thinking about refinancing. You know what I mean, don't you? Mortgage rates are t... Read >
02nd December 2008
A private mortgage lender is essential to the success of your real estate venture and your business relationship with the lender during the life of the real estate loan. For many real estate investors, working with the right lender means the difference b... Read >
Author: Mike Lautensack01st December 2008
Business Lending Future
The Government has requested to lenders to start to lend again to businesses especially small businesses who are struggling in the UK economic downturn. The problem is though the government have backed some of the major banks wi... Read >
Author: Mortgage Services13th October 2008
Have you ever found yourself in a conversation with a real estate professional that leaves you dumfounded at their industry’s jargon? As consumers in any field in which we do not operate in ourselves; industry jargon can be confusing and frustrating. W... Read >
Author: Avi Solutions13th October 2008
A commercial second mortgage is an important commercial real estate tool. Commercial second mortgages are often used in conjunction with a new first commercial mortgage loan. Typically, the commercial second mortgage will have a term of one to five years... Read >
Author: Donna Lewczuk16th September 2008
This past spring I was reading an article about customer retention and how to figure out the LTV (life-time-value) of loyal customers. Being in the ultra-competitive financial planning industry, I was hoping to find ways to satisfy my customers beyond jus... Read >
Author: Rahul Rungta09th September 2008
While it doesn't seem as grossly belied as six months to a year ago, prospective buyers of bulk REO (known as real estate owned, bank owned or foreclosed properties) portfolios are still experiencing immense frustration in finding product with the afterma... Read >
Author: Marcel Ford05th September 2008
Nearly all Churches necessitate the need of a commercial real estate financing. The financial sources for real and substantial estate includes: Regional banks, Private investors, Insurance companies, Saving and Loan institutions and Mortgage banking firms... Read >
Author: John25th August 2008
These days, nothing in our economy is certain. In reality, many people and businesses are still in good financial shape, but for many others things have gotten quite a bit more difficult in recent times. Some people have had to close their businesses, and... Read >
Author: Rate1st24th August 2008
These days, nothing in our economy is certain. In reality, many people and businesses are still in good financial shape, but for many others things have gotten quite a bit more difficult in recent times. Some people have had to close their businesses, and... Read >
Author: Rate1st24th August 2008
These days, nothing in our economy is certain. In reality, many people and businesses are still in good financial shape, but for many others things have gotten quite a bit more difficult in recent times. Some people have had to close their businesses, and... Read >
Author: Rate1st14th August 2008
Mortgages have never been easy to work out for the average homebuyer. With so many different types of mortgage available and at so many different rates and periods, it's often been difficult to decide which mortgage is best.
Recent months have seen th... Read >
Author: Christian Ward24th July 2008
Arranging a mortgage is one of the biggest financial decisions you can make in your life and as such it pays to know exactly what all the terminology means. This will allow you to avoid any surprises further down the line which might arise from misconcept... Read >
Author: Isla Campbell04th July 2008
Summary: Co-operative banks will now offer home loans according to the recent guidelines of RBI. This step will help the rural mass a lot.
Co-operative banks will recently join the queue of providing housing finance. Soon, they will provide loans for s... Read >
Author: addi03rd July 2008
There are specific loan plans available in the UK loan market to make your real estate deal a success. These loans are available against the security of your home or property. This type of advance was formed to bridge the time difference between selling a... Read >
Author: Aisha Cristal02nd July 2008
Summary: Reverse finance is a special form of loan against property and the loans are available to senior citizens only. This loan is gaining popularity in India.
The recent provision under the Union Budget 2008-09 could will help reverse mortgage sche... Read >
Author: addi01st July 2008
In the space of only two years the mortgage market has been turned upon its head, sparked by the near collapse and subsequent nationalisation of the Northern Rock, and accentuated by a full scale credit crisis. It appears that the cost of borrowing seems ... Read >
Author: Daniel Collins20th June 2008
Hundreds of thousands of British homebuyers who opted for foreign currency mortgages with lower interest rates are the latest victims of the property crunch.
Latest statistics now show that the euro has soared by nearly 20% against sterling during the... Read >
Author: jack albert17th June 2008
This is another very common mistake... Thinking that the deal is done all in the first transaction(s).
Let me explain...
Many companies see the value of a client simply as the value of all the purchases that customer has made to date, so for examp... Read >
Author: Andrew Ludlam02nd June 2008
Your commercial real estate transaction does not close unless the loan is approved. You can also improve the cash flow if the interest rate for the loan is low. So the more you know about commercial loans the better decision you can make about your commer... Read >
Author: Chris Carter29th May 2008
Commercial building owners have struggled for decades on how to effectively and economically tap their commercial property's equity. This lack of liquidity seems to be one of the biggest complaints in commercial real estate ownership; equity rich, cash po... Read >
Author: Chris Carter21st May 2008
Found Some Gas Stations For Sale? Try Getting SBA Financing NOW!
Financing gas stations and convenience stores has never been at the top of the list for most banks and lending institutions. Now it’s gotten even tougher. Because of recent changes in... Read >
Author: hjaynes19th May 2008
Different kinds of firms opt for business loans if their credit is not good. By obtaining the loan from the institutions, the firms are able to redistribute their debts, decrease expenditure, strengthen the firm’s accessibility of money and preserve wor... Read >
Author: Akhil Shahani16th April 2008
With the continued rise in house prices and interest rates, it's little wonder that first-time buyers have been finding it difficult to make those first, tentative steps onto the property ladder - especially when you consider that in the current UK proper... Read >
Author: Adam Singleton16th April 2008
Mortgages have never been easy to work out for the average homebuyer. With so many different types of mortgage available and at so many different rates and periods, it's often been difficult to decide which mortgage is best. Recent months have seen the ... Read >
Author: pmcindoe07th April 2008
Why is no one helping car buyers(until now)?
"Know your credit score before going to buy your car."
Huh? What for? There are 3 credit bureaus with dramatically different scores, there might be 30 banks and 15 credit unions that a dealer will shop... Read >
Author: Peter W. Robinson01st April 2008
You find yourself suddenly behind on your mortgage, and you wonder, “Does this mean I’m a bad person?” No, you’re not a bad person. You’re actually one of millions all around the USA who have fallen upon hard times, and have fallen behind in... Read >
Author: Equifree31st March 2008
If you're are a real estate investor or are working with real estate investors, this may be the best news you've heard in years...
This question has been asked so many times. I get asked "why can't I consolidate all my loans under one blanket loan".
... Read >
27th March 2008
Being a reverse mortgage loan officer, I often talk with homeowners that find themselves in financial trouble and fearing foreclosure. Many of them share the same problem; they bought their homes within the last five years and watched the prices rise rapi... Read >
Author: Luke Helm23rd February 2008
When applying for a remortgage, there are several factors you need to take into account, apart from the obvious amount and rate and lender that you would prefer.These factors determine the amount of loan and the rate and also determine the lender.
The ... Read >
Author: Alan Reed23rd February 2008
I’ve always thought the 100 per cent mortgage was a bad idea in the first place. It was something my parents warned me against taking out when I bought my first house with my girlfriend, and if your parents warn you to steer clear of something when it c... Read >
Author: SimonDuffy21st February 2008
A Bad Credit Remortgage is a remortgage where the applicants have some form of Bad Credit or Adverse credit registered against them.These types of remortgage have also been called Adverse, Sub prime or non status remortgages.
Bad Credit/Adverse can mea... Read >
Author: Alan Reed30th January 2008
A self cert offset mortgage, also known as a self certified offset mortgage, combines the benefit of declaring your own income with the freedom of an offset mortgage that allows overpayments, lump sum payments, underpayments, and payment holidays.
Sui... Read >
Author: Darren Carson22nd January 2008
Businesses have recurrent financial requirements irrespective of their age. As a result, whether you have an old organization, or a new one, financial aid is one of the key worries. The best solution to this problem is to have a business credit for your v... Read >
Author: Trent Lee22nd January 2008
Self Certification for a loan is essentially the method whereby a client self declares their income. This may occur when a client is self employed, or is employed but also has an income derived from work outside of their normal employment. Many lenders, e... Read >
Author: Alan Reed14th November 2007
Financial ups and downs are the inherent parts of life. The lean period related to finance never comes with a notice. They are the unwanted but definite visitors. So when visited by such unwanted guest, you need not be tensed. You have a bank in the form ... Read >
Author: Angelo Drew14th November 2007
The proportion of UK remortgages as a percentage of loans approved over the last six months has grown significantly as cautious homeowners are turning their back on buying houses in a period of perceived financial instability.Figures produced by Hamptons ... Read >
Author: pmcindoe14th November 2007
The recent credit crunch has had a major effect on the secured loan market. Several Lenders have pulled out and many have tightened their criteria, which means that it is now more difficult to get a secured loan, especially If you are looking to Self cert... Read >
Author: Alan Reed09th November 2007
Are you disturbed by the financial constraints that hamper the smooth functioning of your life? Do you think that the deficits in your budget have left you in a lurch? Do not be worried any more. Financial ups and downs are an integral part of everybody... Read >
Author: gracy09th November 2007
When you are planning for a new business venture or seeking an expansion of the current business or renovating your home, small amounts can not suit the purpose. These activities need lump sum amount of money. The loans sanctioned without a security also ... Read >
Author: Angelo Drew20th September 2007
Those days have gone when arranging money was an uphill task. Deferring plans for the fulfillment of any requirement due to shortage of funds has no place in these days. Today UK market is packed with host of lenders offering you with lucrative financial ... Read >
Author: Anaya Erika28th August 2007
Are you looking to refinance? Maybe you want to purchase a new home. Don’t listen to all of the media hype surrounding mortgage rates and expect to get the rate that you hear advertised. Even if you have perfect credit, you may have a higher rate tha... Read >
Author: Drew Tyler15th August 2007
Just because you have had credit problems in the past doesn’t necessarily mean that you are doomed to a life of dealing with landlords. Poor credit can be a result of people simply not paying their bills, or more uncontrollable circumstances such as il... Read >
Author: Drew Tyler14th August 2007
In this competitive age, lenders have a range of financial products that can mitigate your money related problems. These financial products are available in the form of credit cards and loans. Every loan has its own utility. If you want a loan that can ge... Read >
Author: Amenda03rd August 2007
Over the last 10 years the American housing market has been booming, property values rising across the board and construction was up to near all time highs. This led to empowerment of the American homeowner and first time buyers. With more possibilities... Read >
Author: gcampbell26th July 2007
Secured loans are inexpensive and, therefore, easy on your pocket. It is very easy to take out such loans. With a variety of competitive loan plans available in the market, there is every chance that you can get the best possible loan deal. You would do w... Read >
Author: Angelo Drew24th July 2007
For many homeowners seeking help to stop foreclosure, refinancing their current mortgage is quickly becoming the option of choice, especially if they feel their home has enough equity in it to justify the decision. The only way this can be determined, how... Read >
Author: Tired Dad Of Four24th July 2007
If you are a homeowner, then your status certainly increases in the lending market. As most of you are going top be aware, there are maximum amount of online offers and schemes against this type of loan.
Also known as second charge mortgage, secured lo... Read >
Author: Aisha Cristal23rd July 2007
Caution vital for 100% Buy-to-let Commercial Mortgages
An increasing number of 100% business mortgages are being provided to commercial premises landlords, and industry specialists are concerned that this will lead to a growing number of repossessions... Read >
Author: Robert Palmer29th June 2007
In this day and age of rising costs and low housing affordability, various schemes have arisen to assist first-time-buyers get onto the property ladder. One is these is 100% mortgages, which provide enough funds to the borrower to purchase a property outr... Read >
Author: michael sterios26th June 2007
Is refinancing your loan a good option to stop foreclosure on your home? Sometimes it is the best option for homeowners facing foreclosure. Refinancing your loan can help you stay in your home and possibly create a better financial situation. Additiona... Read >
Author: SMeFF15th June 2007
Caution vital for 100% Buy-to-let Commercial Mortgages
An increasing number of 100% business mortgages are being provided to commercial premises landlords, and industry specialists are concerned that this will lead to an growing number of repossessio... Read >
Author: Tom S21st May 2007
They may be called tagged with a colour, brown and green, but that’s not the only thing they have in common. Both types of mortgages are ecological in their outlook.
Brown mortgages are specifically targeted at buyers who wish to convert or restore ... Read >
Author: JamesQuinton15th May 2007
If you are a homeowner and thinking of taking financial assistance of some kind, then there are some things that you need to think about before taking out a loan. First and foremost, decide on the amount that you require and the loan type that you want to... Read >
Author: gracy11th May 2007
With the commercial property market booming across much of the western world, and emerging economies providing many investment opportunities, there has never been a better time to invest in commercial property.
The biggest single challenge facing devel... Read >
Author: Salieri10th May 2007
Anyone wanting to borrow money is going to be required to have a credit search. Tenant loans, unsecured personal loans, secured loans and mortgages are all the same in this respect but what is a credit search and what difference could it make to your appl... Read >
Author: Carol Jameson02nd May 2007
Thinking of refinancing your home mortgage can seem overwhelming, with so many options on the market. If you break your thought processes into four categories it will be a whole lot easier for you to focus: Think about the term of your mortgage, your cu... Read >
Author: CharleyHwang26th April 2007
When you apply for a commercial mortgage, your chosen lender will require you to use the assets of the company as collateral on the loan. Lending money can be a risky business and even more so in certain industries. A responsible lender will therefore mak... Read >
Author: Carol Jameson25th April 2007
When you are applying to a broker or direct to a lender for a business loan or a commercial mortgage, the lender will need to satisfy themselves that firstly, their investment is safe and secondly, that your business will be in a position to realistically... Read >
Author: Carol Jameson25th April 2007
The world of personal finance can sometimes seem to have a language all of its own, and it can be difficult to seperate the wheat from the chaff when comparing products such as loans. With all things financial, it's vital to have a good understanding of w... Read >
Author: Martin Sumner04th April 2007
New Commercial Lending Initiatives
Things are changing in the area of commercial mortgage lending. Some commercial lenders have introduced a new, innovative, residential-style approach to commercial mortgage lending. New programs provide an alte... Read >
Author: stephen consterdine27th March 2007
How Does Bridging Loan Finance Work ?
Business and commerce is a popular use for bridging loan finance. Although many believe that this kind of secured credit is expensive there is a time and place for this kind of loan. To give a typical cost of brid... Read >
Author: dyouell19th February 2007
The name is self-suggestive that any loan given without any security is unsecured loan. To avail this loan one is not required to furnish a house as collateral. A person can use it for various purposes like
-Credit consolidation
-Buying a car
-Home i... Read >
Author: steve C clark24th January 2007
I had the opportunity this past week to answer a number of questions about apartments. I find a great deal of misinformation out there concerning the financing of this excellent type of income producing investment. Before going into some common misconce... Read >
Author: craighigdon05th January 2007
One ‘ruler’ in commercial real estate transactions that defines the real estate deals for the bank or investor is the LTV Rate.
The LTV Rate compares the amount of financing to the sales price of the commercial real estate deal.
Commercial real ... Read >
Author: Tony Seruga, Yolanda Seruga and Yolanda Bishop08th December 2006
After finishing a course in 1031 Tax Free Exchanges in the early 70’s the first deal put together on this “revolutionary” means of doing business was a “NON Qualifying 1031 Tax Free Exchange” using “pure boot”. This was not “like property... Read >
Author: Dale Rogers05th December 2006
As we all know, an IRA fund is a great way to invest in your future by deferring taxes and building equity for retirement. The fluctuating state of the stock market has many people feeling unsafe with their current investments. As a result, more and mor... Read >
Author: Kathy Fettke24th November 2006
All properties at least a 80% LTV
All properties owner occupied residential - condos, single family, and townhouses. Owners are typically retired Americans with assets, retirement income and good credit.
Properties are generally new, sometimes pre-own... Read >
Author: Jean Bouttet17th November 2006
The California State Teachers' Retirement System (CSTRS) is the second largest public pension fund in the nation, providing retirement, disability and survivor benefits to California schools educators. Over 776,000 kindergarten through community college e... Read >
Author: Patricia Hawke15th November 2006
Creative Financing For Investors
For decades, the golden rule of property investment was 80-20, with 20 percent going toward a down payment, and the remaining 80 toward the loan. Now, there are dozens of ways to finance the purchase of a new propert... Read >
Author: Paulie Sabol03rd October 2006
Mortgage Denial - The Facts you Need To Know To Succeed
Often, when your lender scrutinizes your loan application for a new home or piece of property so thoroughly that it is finally turned down, it can be very distressing. If this happens, you should ... Read >
Author: Ben ORourke19th August 2006
For loan officers and mortgage brokers on the market for internet mortgage leads, buying in real time is one method you definitely want to consider.
For starters, without the internet, it would be impossible to even buy your mortgage leads in real time... Read >
Author: Jay Conners08th August 2006
The mortgage process can be a bit mystifying for borrowers when they undertake it for the first time. There are a lot of factors a lender considers, as shown here.
Factors Considered By A Lender When Evaluating Your Loan
Many first time homebuyers m... Read >
Author: Dan Lewis26th June 2006
Whether you're in the market to purchase your first home, or simply refinancing your existing home loan, bad credit can cause some troubling headaches throughout the entire lending process. Have no fear, for modern day brings with it sub-prime lenders t... Read >
Author: John Cassidy12th June 2006
If you are a loan officer or mortgage broker on the market for mortgage leads, you will have a few different varieties to choose from.
For starters, your budget is the most important thing to consider. If you are on a limited budget, you will need to t... Read >
Author: Jay Conners24th April 2006
"Without birth can you imagine growth?" I'm sure you're wondering how this fits here. Well, considering that your answer to the question is "no", let us apply this in commercial terms - Finance is the root or the very foundation of any business, company o... Read >
Author: Marsha Claire28th March 2006
Loans today have become one of the primary part of everyone's life, you may be a student striving for good education, a newly-wed couple trying to set up home, an auto-fan desiring a new car or an entrepreneur seeking equity to help set up a business. Y... Read >
Author: Arsha Hanif20th February 2006
"Wherever you see a successful business, someone once made a courageous decision." - Peter F. Drucker
Taking a bold decision requires guts and this bold decision may be in the form of leaving your home to move out and start a new business or i... Read >
Author: Puneet Nayyar14th January 2006
Before you even consider a refinance, ask yourself this fundamental question: "Why do I need it?"
"Many times, people take out a new, larger loan to pay off credit cards, automobiles or even to purchase another home," says Norm Bour, host of the national... Read >
Author: Michael Rad01st January 2006
Mortgage industry is playing an important role today to meet the people's needs. The industry is constantly engaged in making changes and bringing new ways to assist people in some of their most important personal and financial decisions. The industry is ... Read >
Author: Lance Williams12th December 2005
The number one question from all new real estate investors is "Where do I get the Money"? Here are 7 resources used by investors across the country in their businesses everyday and very successfully .
1.Owner Financing Using the present owner to fin... Read >
Author: Bill Carey31st August 2005
If you invest in real estate, you need cash to buy houses. Even if you have a full bank account and great credit, you'll eventually run short on funds - or short on time to obtain a loan - for the next deal. Private lending is the answer. It is a bottomle... Read >
Author: Lou Castillo16th August 2005
When it comes to buying mortgage leads, there are many good companies out there for you to research, and many avenues to travel down when considering which lead type will work best for you.
While working as a loan officer, I dealt with my fair share of... Read >
Author: Jay Conners20th July 2005
Welcome to the third and final segment of a three-part series about income property. In this segment we will be discussing financing options for industrial income properties as well as the upside (and downside) of owning this type of property.Financia... Read >
Author: Cameron Brown27th May 2005
There are many benefits in choosing a business loan, some of which are listed below:
What's the fastest way of raising money for your business idea? A business loan, but what kind of loan should you get and who should you get your loan from. You could ... Read >
Author: John Mussi
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