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16th September 2009
Ever since Stacey Smith got her credit card, she has been trying to decode the alien credit card terms that the credit card companies use. Deciphering credit card terms is a task in itself! The credit card companies use fancy language, which we don’t us... Read >
Author: wbdoyle10th July 2009
If you have bad credit, or have no credit history established, a secured card may be the most effective way to establish a healthy credit score. As with every purchase and financial selections, it's a good idea to make a comparison prior to selecting a se... Read >
Author: Diego Sanchez05th June 2009
Do you have credit card sense? If you do, then apply credit card sense in this following point of views to see which side is right:
The consumer’s story
The world’s economy is in shambles. It is so bad; many people are losing their jobs. They are ... Read >
Author: J. Owens05th June 2009
Many people will not experience a crime like identity fraud during their lifetime. However, the crime is not uncommon; most of us will at least know someone who has been a victim of ID theft, if we ourselves have not been. Because of this fairly high prol... Read >
Author: Andrew Regan09th April 2009
There are no rules that stipulate why or what reasoning is used to lower consumers credit limits on their credit card accounts. Normally, the consumer has had to do something to prompt a negative action from their credit card company, but now the only rea... Read >
Author: Janice Devereau09th April 2009
There are no rules that stipulate why or what reasoning is used to lower consumers credit limits on their credit card accounts. Normally, the consumer has had to do something to prompt a negative action from their credit card company, but now the only rea... Read >
Author: Janice Devereau17th September 2008
Credit card companies all will charge some common fees and the average long term card user will be charged these fees at one tome or another.Some of the fees on most credit cards are the initial set-up fee, annual fees, and a fee is charged to raise the c... Read >
Author: Alisdair Cosgrove13th August 2008
Nowadays everyone can get a credit card no matter what type of credit history he/she has. Credit card market is full of different plastics from excellent plastics or credit cards for people with good credit score, to fair credit cards or plastics for peop... Read >
Author: Nicole Duff09th August 2007
Do you belong to the category of credit consumers who are faithful to one credit card company through the whole term of credit card use? Is your credit card deal based on trust and mutual benefit? If you are an experienced credit card holder, knowing all ... Read >
Author: Anne R. Sparks04th June 2007
Most of us get credit card offers through traditional snail – U.S. Postal Service - mail, and we know how those offers work.
Many credit card offers in the mail claim that you are already approved, though you may not be, and you still have to wait... Read >
Author: Art Taylor15th November 2006
Travel rewards cards let you accumulate rewards points as you spend. Those points can then be used for rewards like airline miles or discounts on hotel stays and other travel expenses. The number of points accumulated and the value of the points vary fr... Read >
Author: Beth Derkowitz15th November 2006
There are a wide variety of credit card offers available specifically to students. Some companies even set up booths on campus, and there are more that provide information online. Here are five tips to help you choose the best student credit card for yo... Read >
Author: Beth Derkowitz15th November 2006
Secured credit cards can be ideal for those who have no credit or damaged credit. In general, the credit line for a secured credit card is guaranteed by collateral such as a boat, a car, or a deposit of money. Secured credit cards often also have low cr... Read >
Author: Beth Derkowitz15th November 2006
Rewards credit cards offer benefits based on how much you spend within a certain time period. In general, you can accumulate points towards your rewards with every purchase, although the number of points per dollar and value of the points vary from card ... Read >
Author: Beth Derkowitz15th November 2006
With prepaid credit cards, the credit limit is determined by how much money you deposit in advance for yourself to use. Since there is no line of credit, they are not technically credit cards at all, but they are used exactly the same way for purchases i... Read >
Author: Beth Derkowitz15th November 2006
MasterCard credit cards are one of the most common types, and they are widely accepted around the world. MasterCard is a method of payment, but the credit cards are not actually issued by MasterCard. Instead, the cards are issued by banks or finance com... Read >
Author: Beth Derkowitz13th August 2006
So your thinking about getting a credit card but your not exactly sure what to look for right? Well there are a lot of different things to consider when applying for a credit card. Some things to think about are the interest rate, annual fees and features... Read >
Author: John Ross13th August 2006
Many companies offer 0 APR interest rates as introductory specials to encourage consumers to try out their credit card. With either balance transfers or expensive purchases, the 0 APR introductory rate can help consumers to pay off large balances faster ... Read >
Author: Beth Derkowitz13th August 2006
Airline or frequent flyer cards can be the perfect credit card for people who travel a lot! Simply put, every purchase you make on an airline card accumulates points that can then be redeemed towards tickets for future flights. Each airline card is a li... Read >
Author: Beth Derkowitz13th August 2006
Bad credit can be a difficult situation to get out of, but there are ways to get a new credit card and work on repairing your credit rating. Some companies may offer cards with low limits, high APRs, annual fees or all three. Others, like secured credit... Read >
Author: Beth Derkowitz13th August 2006
If you have a large balance on a high interest credit card, then a balance transfer card might be the one for you. Balance transfer cards have low or 0% APR rates which allow you to continue paying off the balance without accumulating as much in interest... Read >
Author: Beth Derkowitz13th August 2006
Choosing a credit card for your business can be even more complicated than choosing a card for personal use. Interest rates, grace periods, rewards, credit limits, additional services and annual fees are all important to consider in order to save money a... Read >
Author: Beth Derkowitz13th August 2006
Cash back cards can be great if you use your credit card for a lot of purchases and pay off the balance quickly. Using the card a lot means that you earn more cash back, and paying it off right away means that you don't lose what you earn to interest cha... Read >
Author: Beth Derkowitz13th August 2006
HSBC Bank offers a variety of credit cards designed for several specific markets. Their offerings include rewards cards, high end platinum cards, and even cards designed to help improve weak credit ratings. Here are five tips to help you choose the best... Read >
Author: Beth Derkowitz20th June 2006
What should you look for when you are thinking of acquiring a credit card? Many of us have no idea as to what we need to look for while getting a credit card. A credit card company issues you a card if you are eligible for it. But have you read the fine p... Read >
Author: Jim Glu12th October 2005
Understanding Credit Card Terms And Conditions
Michael Knowles
When you're looking at a credit card offer, take a look at the small print. It seems like a maze, but it's vitally important. With the trend nowadays towards easier-to-read 'summary boxes... Read >
Author: Michael Knowles31st May 2005
Are you one of the many credit card holders who signed up for a credit account with an 8.9% interest rate and then later had your interest rate inflated to 27.4%? Have you read the fine print in your latest statement? Do you know that a little clause in t... Read >
Author: Jeanette Fisher
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