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29th September 2009
When you hear someone say the words "basement renovation," it often evokes images of enjoying a game of pool or darts, the family watching the television together, or even regular gatherings of friends. That's because a renovated basement is almost always... Read >
Author: Todd Cella25th September 2009
In certain areas of the United States, it's become fashionable to use riding mowers rather than the traditional hand mower. These mowers are not cheap-Sears sells riding mowers for $2200 and up. So why are such a lot of folks purchasing riding mowers? Man... Read >
Author: Ted Mclaughlin22nd September 2009
If you are looking to invest in real estate than the Toronto real estate market is calling your name. The sky is the limit in the market right now. A Toronto mortgage broker can help you to invest in a family home, downtown condo, or commercial real estat... Read >
Author: AmandaCluett22nd September 2009
Bring in more customers. Thats what a sidewalk sign will do for your small business. Lets face it. Without customers you are out of business. It is your job to get customers into the store so you can stay in business. In comes the sidewalk sign. Not only ... Read >
Author: H. Miller21st September 2009
You Only Get One Chance to Make a First Impression
It has been said many times before, but it is certainly true: you only get one chance to make a first impression. For a business, this first impression might not be a face-to-face encounter, but rathe... Read >
Author: Andre Savoie, 18th September 2009
While a pearl bracelet speaks volumes of the wearer's fine tastes, it's luxury is more affordable than a necklace, and would be a great gift for someone who already wears pearl jewelry. The delicate sheen of the pearl can be enjoyed peeking out from the ... Read >
Author: Sharon Austin17th September 2009
Plasma TV Buying Tips
Plasma technology seems to be the buzz these days and its popularity continues to grow as HDTV, DVD-video, DTV, and digital satellite become more commonplace. These plasma TV buying tips will help you make the right decision.
P... Read >
Author: wbdoyle15th September 2009
To the uninitiated, Life Insurance is often a blur of paperwork associated with minimum liquidity but maximum security. To the well informed, Life Insurance serves as a liquid, robust investment with moderate to high returns, lifelong security and smart s... Read >
Author: Nail Ramp13th September 2009
If you’ve been thinking about buying a property as a smart investment or as a home for your family, there are a large variety of foreclosures in Florida available at great bargain to suit your requirements as well as your budget.
Nicknamed as the “... Read >
Author: fionalivnat11th September 2009
Mold Inspection is an important practice that needs to be carried out on a regular basis. Molds can cause severe damage to property as well as health of a person or even animals too. Thus it is necessary to get the Molt testing done as you come to know wh... Read >
Author: Jamie Hanson10th September 2009
Tax foreclosure homes on sale, may seem like an investment only for people looking at second homes. However, you would be surprised at the bargain deals that you can find in areas like Los Angeles and Florida where families from all over the US look forwa... Read >
Author: JosephSmithJr10th September 2009
Instride’s most popular walker is called the Newport, and it is available for both men and women. The Newport is a great choice for diabetics who have an active lifestyle. It can be used as a walking shoe, or as footwear for everyday. Remember: diabe... Read >
Author: jane baron10th September 2009
Instride’s most popular walker is called the Newport, and it is available for both men and women. The Newport is a great choice for diabetics who have an active lifestyle. It can be used as a walking shoe, or as footwear for everyday. Remember: diabe... Read >
Author: jane baron10th September 2009
For any boating enthusiast, it is important to realize before taking the vessel to water that he or she needs to invest in a boat insurance motor part as a necessary safeguard for this expensive piece of equipment that is costly to repair and change. The ... Read >
Author: shinyumi07th September 2009
Prada is one of the most sought after brands in the fashion industry. Known worldwide for their luxury leather goods, Prada has brought style to men and women since 1913. The Italian founded company has been setting standards for the fashion industry and ... Read >
Author: Shawnsum107th September 2009
Now more than ever, Americans are keeping a close eye on their money. Budgets are tight, priorities are set, and for some, long-term expenditures like investments are being put on the back burner. But what most may not realize is that not only is it poss... Read >
Author: cbelden03rd September 2009
Interactive marketing involves an investment of resources that requires a return to fund further investment into the development of the brand. As with any other smart investment, interactive marketing strategy requires a solid foundation to achieve succes... Read >
Author: cbelden31st August 2009
There are many people who failed in real estate investing. Reasons could be, they don't know what they got in, or they just don't ask for management consultancy services that can surely help them when it comes to the problem of investing. Before you pierc... Read >
Author: Lars Stork25th August 2009
Having a generator can be a lifesaver in the aftermath of a major storm. Just ask the people of Houston, Texas. After Hurricane Ike struck in September 2008, many were left without power for weeks and dealt with all sorts of trouble, mostly because many h... Read >
Author: JMSarticle17th August 2009
Heating and cooling in Houston can put a strain on the wallet when it comes to paying for energy bills. One thing that might help reduce those bills is replacing old and worn out windows and doors with new vinyl double pane Energy Star qualified windows a... Read >
Author: JMSarticle15th August 2009
Real estate investments can help individuals develop a solid financial portfolio and a steady cash flow as long as decisions are well thought out. In today's market, making smart investment choices can be challenging. As real estate prices continue to dec... Read >
Author: Simon Volkov10th August 2009
In this article I will outline the key differences of building a barn shed and a conventional garden or storage shed. Without considering these keys you could run into big trouble.
Key 1 Size
By and large a barn shed will be bigger than your normal ... Read >
Author: John O Toole02nd August 2009
In order to be successful in the real estate business, it is vital not only to research, but to learn and to become familiar with the current market trends. Knowing the market cycles, you as a potential buyer, can make a smart investment decision by devel... Read >
Author: Dave Lindahl01st August 2009
Whether you are an investor looking to buy and flip the property, or you are a first-time buyer for a vacation home that suits your family's vacation needs; with our detailed property listings and information on tax foreclosure homes for sale you can rest... Read >
Author: JosephSmithJr31st July 2009
As a home owner, you eventually reach a point in your life when garden sheds really start to sound like a smart investment. It is usually when you can’t find your garden tools because there is too much stuff in your garage, or you simply have nowhere to... Read >
Author: MJ30th July 2009
Affordability
The most obvious fact as to why silver is better to buy than gold is affordability. Sterling silver is more inexpensive than gold primarily due to issues of quality and abundance. Gold is rarer in the ground than its counterpart. Althou... Read >
Author: Jansen Davis29th July 2009
If you have recently shifted to a new house and are looking for some exclusive furniture items then you should head for the stunning furniture variety offered by bedroom furniture New York. Bedroom furniture New York includes a dynamic range of furniture ... Read >
Author: classicsofabed0127th July 2009
Building homemade solar panels is not tricky, if you can follow straightforward plans. If you are like me you grew up thinking that some day vehicles would fly and robots would be serving us in our homes. These realizations have not come into style at t... Read >
Author: Thomas Oliver16th July 2009
In this article I will outline the key differences of building a barn shed and a conventional garden or storage shed. Without considering these keys you could run into big trouble.
Key 1 Size
By and large a barn shed will be bigger than your normal ... Read >
Author: John O Toole10th July 2009
Things to Remember when Promoting with Flyers
Promotion is a must for your grocery shopping business, because this is the only way you can create awareness about your service. No matter how small your business is, promotion is still a good and smart in... Read >
Author: Girlie29th May 2009
'Cash fast offers' refers to purchasing real estate with cash instead of obtaining financing. Buyers with cash have more negotiation power than buyers who need a loan. Property owners will usually lower the purchase price because cash deals close quickly.... Read >
Author: Simon Volkov29th May 2009
College graduates as well as professionals who prepare to enroll themselves to earn business management degrees
often struggle through the initial phase of selecting a good management school. With thousands of colleges and universities to choose from, se... Read >
Author: Leadzoomer18th May 2009
To buy good quality luggage should be a smart investment for its durability. You had better spend a little bit more money to get a good set of luggage that can last for ten or more years than to buy cheap luggage that easily goes broken. Here somethin... Read >
Author: Wendy18th May 2009
Pittsburgh Roads – Tackled by the Matrix
If you’re searching in Pittsburgh for a new Toyota, you may or may not know exactly what you want. Many consumers looking for a new or used car have an idea in their head, but nothing specific. Toyotas are s... Read >
Author: William11th May 2009
Many people will disagree with me on this specific matter most of them are the people that crying like babies about their financial situation, let me tell you something my friends, if you want to make money from basketball coaching you need to learn to co... Read >
Author: uziohana05th May 2009
A Gazebo for Every Style Home
Warm weather is approaching quickly and the thoughts of outdoor entertaining may be creeping into your mind. If you’re tired of dragging tables and chairs into the backyard for your spring and summer gatherings, installi... Read >
Author: Kristina Keffer23rd April 2009
It is no wonder medical and dental offices nation wide turn to medical billing software. Simplifying the complex system of patient accounting, this smart investment has become a necessary staple for office staff and doctors alike. But, what should you ex... Read >
23rd April 2009
Investing in used IT equipment has carried with it certain stigmas in the past that span the spectrum between good and bad. Certainly, used equipment has a broad appeal to budget-conscious or cash-strapped companies that are looking for ways to save in th... Read >
Author: AnthonyWilliams23rd April 2009
A smart investment?
The sad truth of the matter, is that there are very few, if any, smart investments to be made at the moment. The financial markets are in such turmoil that nothing is any longer certain, even a managed fund.
What is a managed fund?... Read >
Author: Mel C02nd April 2009
Hawaii is a great place to live in. However, with a heavy flow of tourists throughout the year the chances of having an accident are even higher. Therefore, it is vital that people living in Hawaii have car insurance. In today’s day and age it is not a ... Read >
Author: domaingamer30th March 2009
Even the most eco-conscious can be daunted by the task of a packing up a household or business while being “green”. Trying to use green-wise packing materials, transport and store belongings responsibly, and properly dispose of unwanted stuff can add ... Read >
Author: Jim Stevens28th March 2009
One of the first things you notice about someone when you go to their house is their neighborhood, then as you pull into the driveway the condition of the yard and house. Sometimes people can get behind on taking care of their house, landscaping and housi... Read >
Author: Martin Meeks27th March 2009
With the declining values of stocks, it is difficult to know which stock will yield the greatest results. Here’s in an insider tip…invest in your self. Online degrees are convenient, attainable, and overall a smart investment. Everyone knows an edu... Read >
Author: Kimberly Diane22nd March 2009
Do you wish to own a luxurious car but the limited budget is restricting you? Now you can simply fulfill your dream of driving a luxurious car by choosing the option of buying used cars. The auto dealers dealing in pre owned cars offer cars of various ma... Read >
Author: Tejrin Raghav19th March 2009
How to Make Grape Wine
To make your own wine at home, you are going to need an instruction guide, wine making equipment, ingredients and recipes but let's begin by learning the basic process of wine making.
Three-Period-Fermentation-Process
Ext... Read >
Author: Sandee Lembke17th March 2009
In the current global economic crisis or meltdown or whatever the press are calling it today, it is becoming more and more dificult to sell anything.
Never mind trying to sell “big ticket” items like cars, boats or God forbid HOUSES.
Houses like... Read >
Author: abscomm10th March 2009
Gemstone adornment has consistently been an admired accent of women. Chunk accept consistently been women’s best friend, but gemstones are acceptable accepted because of their radiance, which radiates to the women acid them. The address of gemstones is ... Read >
Author: Bella Mclaine23rd February 2009
Together with the long-running housing crunch that New York has been facing, homeowners are yet again challenged with one of the greatest financial crisis that hit not only the U.S.A., but the entire world as well. Now more than ever is the time to be an... Read >
Author: Eugene Makeev20th February 2009
If you have been reading real estate news lately, you're probably wondering why there's so much fuss about property in the Collingwood area of Ontario and why the buzz these days is about how buying or renting property there is such a great idea. Elsewher... Read >
Author: Robert Bell20th February 2009
Many of us have often dreamt of having the perfect home - the dream house that draws everyone attention as they cross the street. In a red-hot real estate market, home improvements seem like a smart investment.
Reveal the hottest tips for making the ... Read >
Author: kouguan18th February 2009
What the media is writing about why the stock market is opening and closing at whatever level is pure guesswork, at best. Have you noticed that often the same circumstance or instance is listed and/or credited for the market's upturn AND downturn?
Let... Read >
Author: Debra L. Morrison17th February 2009
There are plenty of brand promotions which can be aimed at kids. School organizations attend parades, soccer games, and musical competitions. All of these venues require uniforms of some kind, and it is difficult for the schools and the parents to affor... Read >
Author: JenB09th February 2009
The Best Gift, The Unique Gift, The Everlasting Gift - Just Buy Her Diamond Earrings!
Want to see the sparkle in her eyes? Wondering how to make her face glow in excitement on your anniversary? Buying a present for your dear lady is not that hard when ... Read >
Author: Tom Ladow17th January 2009
Mass produced furniture has become very common as furniture outlets, low quality manufacturers and super store outlets become more prevalent. Rarely can someone go to a superstore and expect the level of quality that would be expected from a piece of fur... Read >
Author: Robert Palmer17th January 2009
One of the best tools available to real estate investors and real estate professionals who want to analyze and evaluate rental income property is real estate investment software.
Here's why.
Good real estate investment software provides the forms, m... Read >
Author: James Kobzeff09th January 2009
Network marketing opportunities abounds in the business world. There are millions participating in this excellent business opportunity, and there are no signs that numbers are going to slow. Now, these network marketing representatives are in every city a... Read >
Author: Jaz Lai03rd December 2008
The world is changing, the economy is struggling and the chance that we may be out of work for a week, a month or a year has increased. The prices of food and clothing seem to be accelerating at a faster rate than our paychecks. We're stressed out, we wan... Read >
Author: Jaycee Fox01st December 2008
An internet marketing home study course can be an extremely smart investment if you are looking to make money online and if you are also willing to take massive action to make your dreams a reality.
Does Your Marketing Course Cover Everything You Need... Read >
Author: shokeen khan27th November 2008
A unique IP hosting sounds rather special in terms of web hosting. We are all familiar with free web hosting, dedicated hosting and shared hosting. But what is it really about?
It is like any other hosting but it is a kind of hosting where the web... Read >
Author: Claudia Walters26th November 2008
Whether the purpose of your garage is only as a parking space for your vehicles, or also as a workshop, extra accommodation or storage space for heavy equipment, adding a garage to your property is always a smart investment. However, when considering a ro... Read >
Author: ThomasJohnsen26th November 2008
Whether the purpose of your garage is only as a parking space for your vehicles, or also as a workshop, extra accommodation or storage space for heavy equipment, adding a garage to your property is always a smart investment. However, when considering a ro... Read >
Author: ThomasJohnsen20th November 2008
Ask any seasoned investor what the key is to making smart investment choices and, without hesitation, they will tell you research. Sure, it can be fun to play a hunch or a hot stock tip from your cousin’s best friend’s brother, but if you base your en... Read >
Author: Brent Crouch04th November 2008
Ever wondered what it takes to get the most out of your retirement investments and build a secure financial future? Contrary to popular belief, estate planning with IRAs is not reserved for the rich. Estate planning is necessary if you want to avoid commo... Read >
Author: Laurel Cohen23rd October 2008
Learning to paint is more exciting that you never imagine. The painting is an art that expresses the imagination as well as various stages of life. If you have conditions to paint, you should consider studying art as a profession. Maybe the painting is no... Read >
Author: CapybaraSEO25th September 2008
In this article, I'm going to reveal 3 simple yet powerful website marketing strategies to help you start making decent profits online.
Website Marketing Strategy # 1: Find Products To Sell.
You can either create one yourself, or outsource the pro... Read >
Author: jeremy10th September 2008
A cheap web hosting does not mean that it is not good. If it is able to perform for you, then it is a smart investment. Most people turn to cheaper host because they can’t afford it. Even so, they might still get the most out of their money spend. ... Read >
Author: Claudia Walters05th September 2008
Many homeowners find the condo lifestyle to be highly rewarding, and a smart investment. But there's some investigation to be done before a wise purchase is made. Here's a thorough list of questions to ask, at least consider before you go ahead and purcha... Read >
Author: Todd Levinson02nd September 2008
TI-Nspire Graphing Calculator Helps Students Excel in Math
Texas Instruments(from: http://www.office-products-suppliers.com/buy-Instruments/) latest technology a smart investment
taking students from beginning algebra through college math
HealthN... Read >
Author: sws24th August 2008
Life insurance policies ensures to offer financial support to the family of the insured bread earner of the in case of any premature demise. They also act as a smart investment tool and there are tax saving Insurance Policy in this domain.
The emerging... Read >
Author: Rahul16th August 2008
Never before have there been so many external pressures to look younger then we actually are. Likewise, never has there been so many different facial wrinkle creams to help us look younger and hide our wrinkles. How can you navigate these new anti aging t... Read >
Author: D Fraser20th July 2008
Simply put, capital gain is the gain in the selling price of your asset and capital gains tax (CGT) is the tax amount levied on you for any capital gain that you have included in your annual income tax return form. It is wrong to consider CGT as a separat... Read >
Author: calistastacy17th July 2008
Summary: In an order to give a respite to the home loan customers in the increased interest rate scenario, the banks have decided to waive the early penalty clause. The penalty used to count for 2-3 percent of the balance amount of the loan.
The last d... Read >
Author: addi17th July 2008
An internet marketing home study course can be an extremely smart investment if you are looking to make money online and if you are also willing to take massive action to make your dreams a reality.
Does Your Marketing Course Cover Everything You Need ... Read >
Author: Richard Legg15th July 2008
It is common that when most people think of a brand of mp3 player to buy, they think of the i-pod. This reason can probably be associated with the success of the company behind the player. But when the company behind the music player is known moreover f... Read >
Author: Dean McGowan01st July 2008
Network marketing opportunities abounds in the business world. There are millions participating in this excellent business opportunity, and there are no signs that numbers are going to slow. Now, these network marketing representatives are in every city a... Read >
Author: Jaz Lai21st May 2008
When you bring home a pet, it implies that you are ready to take on the responsibility of another life for as long as it lives and that is a mammoth task indeed. I have heard many pet owners comment that having a pet at home, is like dealing with an infan... Read >
Author: Robert Scott15th May 2008
There are many reasons why you should seriously consider buying Puerto Vallarta real estate, but it will ultimately come down to both personal choice and individual circumstances. One thing's for sure, however, before buying, you need to decide what your... Read >
Author: Tom Budniak12th May 2008
Find a solution to your company’s marketing challenges when you consider distributing promotional merchandise. You can find high-quality items with your business name branded on them to encourage higher brand recognition, increased sales and employee mo... Read >
Author: Justin Blackhurst11th May 2008
As if 300 days of sun every year wasn’t enough, Scottsdale luxury real estate is convenient to world-class golf, cultural and educational institutions, entertainment venues, fine restaurants, upscale shops and the most spectacular natural desert scenery... Read >
Author: Wayne Hemrick08th May 2008
There are many reasons why you should seriously consider buying Puerto Vallarta real estate, but it will ultimately come down to both personal choice and individual circumstances. One thing's for sure, however, before buying, you need to decide what your... Read >
Author: Tom Budniak01st May 2008
Hi all! Nicole Ocean here,
I have been working with a very sensible, patient and smart investment property buyer who I feel got an amazing deal on a home that is valued at $375,000-$395,000.
I had been working with this investment buyer for the l... Read >
Author: nicoleocean04th February 2008
Trade shows can cost a lot – in time, energy and money. But there are ways to make sure your investments pay off. Start with these basics:
1) Are trade shows right for you?
A trade show is the closest thing to a retail environment most B2B mar... Read >
Author: Claire Cunningham01st February 2008
When we talk weight loss we think fat. That's all you hear today. Burning fat, binding fat, good fat, bad fat...
Some people are talking calories, how to minimize the intake, how to burn faster! Honestly we should worry about both. We should make sure ou... Read >
Author: Dadrian31st January 2008
The Toronto condo market is a great alternative to home ownership if you are a first time real estate buyer or looking to downgrade your current real estate investment due to changes in your personal finances or other outside factors. As each year passes,... Read >
Author: earnest15th November 2007
Many people don't appreciate a home security system until it actually goes off. That's what my neighbor told me at three in the morning a week ago Wednesday. The wake-the-dead noise of his home burglar alarm had ripped me from sleep about 30 minutes earli... Read >
Author: Matt P14th November 2007
Do you own a personal computer? Protect your investment with the proper insurance.More people are import personal computers. For many, this is a chief investment trailing only behind import a home and car in language of outlay. It's important to know how ... Read >
Author: Jowy Bee06th November 2007
There are many reasons why you should seriously consider buying Puerto Vallarta real estate, but it will ultimately come down to both personal choice and individual circumstances. One thing's for sure, however, before buying, you need to decide what your... Read >
Author: Tom Budniak06th November 2007
There are many reasons why you should seriously consider buying Puerto Vallarta real estate, but it will ultimately come down to both personal choice and individual circumstances. One thing's for sure, however, before buying, you need to decide what your... Read >
Author: Tom Budniak20th October 2007
Deciding on a franchise may be one of the most important decisions you will make in your lifetime. Before rushing right into it out of sheer excitement, please take some time and ask yourself the basics. This franchise opportunity may potentially be your ... Read >
Author: Morten12th October 2007
A smart investor’s earning potential is really high, as a Real Estate property only appreciates with the passage of time. With the booming Real Estate markets, the youngsters have actually started looking at Real Estate investments as great options to s... Read >
Author: William King28th September 2007
Although jewellery has reportedly been a big hit with men over the past years, men wearing excessive jewellery can hardly be called a phenomenon. Wearing earrings, rings, bracelets or necklaces is usually left up women, while most men prefer to stick to e... Read >
Author: groshan fabiola01st July 2007
Most people, when investing their money, will ask what their “return on investment” will be. They want to know that they will get the most interest possible by putting their money into this investment versus that investment.
Obviously, this is a l... Read >
Author: Erik Luhrs25th May 2007
For many people finding good coins to add to their coin collection is considered as a smart investment. There are others who are constantly seeking to buy at least one rare coin. For these people the rare coins that can be found have to be worth the amoun... Read >
Author: Peter Gitundu31st March 2007
Snow, skiing, beautiful scenery and winter vacations. They all just go together. But what happens to a well known ski resort that can boast the best skiing in the Pyrenees, when there is such a drastic change in the weather that the snow just can't fall? ... Read >
Author: Robert Palmer08th March 2007
Real estate foreclosures or bank owned properties are one of the top categories in the foreclosures real estate market. If you are searching for an opportunity to break into the real estate industry or smartly invest your money, then you can definitely co... Read >
Author: Rick Martin01st March 2007
Bodrum is a turkish port and is currently one of the most popular holiday resorts in Turkey. However, given the rise on the real estate market in the past few years, Bodrum has also become as a place where properties are often purchased.
Foreigners are... Read >
Author: Ken Wilson23rd December 2006
With nearly a third of the average household's energy use attributed to heating water, the installation of a solar water heater is a smart investment. Installing a solar water heater is one of the easiest ways to get the sun to work for you and conserve o... Read >
Author: andy bowen01st December 2006
First thing Monday morning I'm going to march into my boss's office and demand a pay cut so that I'll be in a lower tax bracket next year.
Of course that's ridiculous, but isn't it about the same as the financial community's "Conventional Wisdom" (C... Read >
Author: Steve Selengut17th November 2006
No matter what kind of investing you do - bonds, stock options, mutual funds, gold, commodities, real estate - in order to be successful you need to have a thorough understanding of your personal investment style. Some investors are risk takers, some inve... Read >
Author: David Silva04th October 2006
If you're a first time home buyer, you may find the process a little daunting. You'll need a reliable, recommended realtor to lead you through the purchase of a new home. Your realtor can start you off on the right foot by helping you evaluate your buying... Read >
Author: Roger Glass02nd October 2006
Watching a TV program showing HDTV programming on a plasma display makes you find out why so many people are switching to plasma televisions and the online revolution.
Plasma screens and televisions have excellent sharp, crisp images and are perfect fo... Read >
Author: Jack Lee07th September 2006
If you've been thinking about buying a foreclosure property as a smart investment or as a second home for your family, you may be on the right track. However, buying a foreclosed home is a task that should not be taken lightly. You need to know the ins ... Read >
Author: Leigh A. Zaykoski28th June 2006
Business cards are very important part of a first impression when you are in business. These business cards can be able to help to promote your business some says that it is a valuable promotion tool. However, in reality, most business cards only do half ... Read >
Author: salvador daet jr30th April 2006
Investor: So what do you look for in your investments?
Analyst: Big bottom, and I cannot lie.
Investor: Excuse me? You mean a big bottom line?
Analyst: That's right. Double bottom is phat. Triple bottom, even phatter.
Investor: A double bottom... Read >
Author: Noel Brinkerhoff15th March 2006
Moving Boxes
Boxes for moving are the last thing on your mind when you want to relocate to another city, state, or country. But let's face it, anyone who has ever moved, first goes to the grocery store to look for boxes for moving, only to find that ... Read >
Author: Becky King
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