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22nd September 2009
TransUnion LLC is an example of a consumer credit reporting agency that is also recognized as a credit bureau. It is considered as one among the three major credit agencies in the United States that is also composed of the other two companies namely Equif... Read >
Author: bocksoli812316th September 2009
Image this if you will, one day you receive your statement in your mailbox and of course you do not assume anything out of the ordinary because you only used the card one time last month, which was to buy your niece a birthday present. No big deal you thi... Read >
Author: wbdoyle16th September 2009
For many people, bring up the term, “credit card,” and they’ll roll their eyes. Most of us understand the powerful pull that pulling out the plastic has on us. It’s almost addictive, the ability to pull out your credit card and use it to charge an... Read >
Author: wbdoyle16th September 2009
Credit cards are popularly used by busy people who do not have the time for breaking down their salaries to different personal and family allocations. It will really consume time if you will still segregate your money to allocate it for electric utility p... Read >
Author: wbdoyle16th September 2009
Has your credit card company ever charged you twice for the same item or failed to credit a payment to your account? While frustrating, these errors can be corrected. It takes a little patience and knowledge of the dispute settlement procedures provided b... Read >
Author: wbdoyle12th August 2009
As a well known credit guru people regularly ask me if credit repair really works. Credit repair can be very effective if performed the right way.
The real issue is that many “credit repair” companies collect money from consumers for credit repair... Read >
Author: BlakeK10th August 2009
Credit cards are the safest and most convenient way to pay for expenses while on vacation, but they can and do get stolen, and thieves often pick heavily populated vacation spots to grab their opportunities. Protect yourself this vacation season by taking... Read >
Author: John Rasor24th July 2009
If you are beginning to feel debt mounding around you, it is time you consult the Truth in Lending Act and learn your rights. It is a federal law designed to protect consumers in credit transactions, it lays down regulations requiring clear disclosure o... Read >
Author: breezego.css18th May 2009
The undoubtedly growing use of international debit cards has been very evident over the passed years. It has knocked of the use of credit cards as the king of the electronic payment mountain. The numerous benefits of international debit cards cannot be de... Read >
Author: darewin ocampo17th April 2009
Electronic payments are safer than cash.
Credit and debit cards are such a convenient way to pay that many consumers use a card for nearly every purchase. And not only are cards convenient, but they're safer than carrying around lots of cash.
A c... Read >
Author: Robert Palmer04th September 2008
Have bad credit? Need credit repair? Care to repair your own credit or even hire a credit service organization? Before you do so, you should tune into the Credit Restoration Consultants Hour with credit repair expert Bill Lewis. Bill can be heard weekday'... Read >
Author: William E. Lewis, Jr.28th August 2008
Freeware account billing management software is a client invoicing program that creates and maintains sales, expense, bills and ledger report details of company. Inventory Control reduces costly inventory errors, improves customer service, and will increa... Read >
Author: Billing and Accounting Tool14th July 2008
Credit Restoration Consultants basically is a credit service organization. They are basically specialized in the restoration of consumer credit worthiness and also identity theft if any. They are there to assist consumers and provide help to achieve a man... Read >
Author: Bill Hartzer15th May 2008
Freeware account billing management software is a client invoicing program that creates and maintains sales, expense, bills and ledger report details of company. Business finance tool automatically generates hard copy of ledger folio bills, income and exp... Read >
Author: Hard Drive Data Recovery08th May 2008
Nobody likes late fees and being late will cost you thousands of dollars. For some credit cards today, if you are late, you will have to shell out as much as $40 each time. This can put a nice sized hole in your pocket very quickly.
Now, I will provide... Read >
06th May 2008
Copyright (c) 2008 Stephen Lau
As a consumer, under the law, you are protected in matters regarding billing errors, defective products, interest rate on loans, lost or stolen credit cards, and leasing a personal property, such as cars, appliances for o... Read >
Author: Stephen Lau24th August 2007
Report the loss immediately. Those four words are probably the most important words you can remember should you lose your credit card. Let's look at this a bit more closely.
There is no debate that in the US more people are carrying credit cards and de... Read >
Author: Peter Kenny03rd August 2007
If you’re like most people, you probably love using debit cards for your online purchases. These cards (also known as money cards, check cards, ATM cards, or cash cards) not only save you from paying the high interest rates of credit cards, but they ar... Read >
Author: chris120306th May 2007
Figuring your finance charge is generally not so difficult. This is usually figured by the amount of your outstanding balance of your card and the reflection of the current APR you are being charged. Credit card issuers use several ways to determine your ... Read >
Author: Sam Donaldson09th February 2007
Sadly, dishonest activity exists in the marketplace. The good news is that the federal government has passed laws that protect home buyers from the negative affects of these unscrupulous activities. As a home buyer, there are certain rights granted to y... Read >
Author: david smith13th January 2007
Not everyone can make every payment on time, every time. Unfortunately, when a payment is late, or even missed, it’s a catch-22 situation. You missed the payment because you couldn’t afford to pay it, yet the next month you need to pay twice your pa... Read >
Author: Frank Bruno03rd January 2007
There is a command called the Equal Credit Opportunity Act (ECOA) which watches out for discrimination on:
- Race
- Sex
- Marital status
- Religion
- Age
- National origin
Creditors have the right to ask for this information but not to use it aga... Read >
Author: Martin Rogers06th July 2006
Flashing a credit card of some reputed company has become a way of life and a major style factor in recent times. It is a fashion statement with the youngsters. This is the magic of the advertisers to lure such innocent victims into the credit card trap. ... Read >
Author: Jim Glu09th June 2006
Credit cards are popularly used by busy people who do not have the time for breaking down their salaries to different personal and family allocations. It will really consume time if you will still segregate your money to allocate it for electric utility p... Read >
Author: Hector Milla04th June 2006
payments, late payments, defaults, credit billing information, and personal information. It is
important to have a look at this document even if you do not have any substantial credit history to
ensure that the report is accurate and does not misrepre... Read >
Author: tima ashar20th April 2006
If you have ever received your credit card statement and found an error, you know how frustrating it can be. You either call the credit card company and they say you need to talk to the merchant. You call the merchant and they tell you to call the credit ... Read >
Author: Rebecca Spitzer03rd April 2006
Image this if you will, one day you receive your statement in your mailbox and of course you do not assume anything out of the ordinary because you only used the card one time last month, which was to buy your niece a birthday present. No big deal you thi... Read >
Author: Bob Benson15th March 2006
Forget the mall! As you by now know, shopping online offers numerous benefits over traditional stores. There are no lines to wait in, no traffic, no pushy salespeople, and in most states no sales tax! However, there are some things that you should know be... Read >
Author: Thomas Campbell
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