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19th September 2009
Do not skip the idea of refinancing your home mortgage. Time is now to take action or you may miss the bus. Going by the trends of the recent years, every time Federal Reserve Board Chairman Alan Greenspan opens his vocal shutter, the interest rates go up... Read >
Author: jsolutions01616th September 2009
Majority of homeowners rely on mortgage loans in providing finances necessary for their home purchase. Thus, in previous years, the federal government is regulating more laws and implementation to strengthen the existence of lending companies in the real ... Read >
Author: F. Morgan10th September 2009
First-time homebuyers (FTHB) are taking advantage of one of the best real estate environments we have ever seen. Home affordability this year has been at an all time high with low interest rates and declining home prices. However, buyers on th... Read >
Author: John Jarvis07th September 2009
The Federal Reserve Board changed the disclosure requisites for mortgage loan under Regulation Z or also known as Truth in Lending. The changes apply to Mortgage Disclosure Improvement Act which was ratified in July 2008 as an amendment to the Truth in L... Read >
Author: Flynna Sarah E. Molina02nd September 2009
If you have lived in your home for several years or more, it might be time to look into the refinance home mortgage option. As the housing market has slowed, the interest rates have fallen steadily and chances are you are paying a higher interest rate tha... Read >
Author: Morgan Hamilton12th August 2009
There’s been a lot of attention focused on recent regulatory changes in the mortgage industry. And although we’ve heard that the impact can be significant on consumers, it’s important to understand exactly how this affects home buying and home refin... Read >
Author: Lisa Zapalac31st July 2009
On July 30, 2008, Congress enacted the Housing and Economic Recovery Act of 2008 (HERA). Within HERA, Congress included amendments to TILA which are known as the Mortgage Disclosure Improvement Act of 2008 (MDIA). On October 3, 2008 Congress further amend... Read >
Author: davemillerloans@gmail.com31st July 2009
The Mortgage Disclosure Improvement Act goes into effect on July 30, 2009. Please understand that this is federal legislation that could affect your closing date. All mortgage professionals must comply with the requirements as noted below. A loan cannot c... Read >
Author: davemillerloans@gmail.com26th July 2009
A good cause for pause is deciding whether to rent or buy. In the current economy, some people think renting is best because it affords time to save, assess and make a composed decision. But buying also has advantages. Home prices are extremely low. The r... Read >
Author: michael russell 23rd June 2009
A good cause for pause is deciding whether to rent or buy. In the current economy, some people think renting is best because it affords time to save, assess and make a composed decision. But buying also has advantages. Home prices are extremely low. The r... Read >
Author: michael russell 09th June 2009
Because credit scores have been dropping for even the most responsible consumers, rumor has it that the change comes from changes in the FICO scoring model. The change actually comes from actions on the part of credit card issuers.
Lenders are steadily... Read >
Author: John Rasor05th June 2009
One of the great misconceptions about the foreclosure crisis, collapse of the banking industry, and resulting economic depression has been that there was just too little regulation of the mortgage and financial sectors of the economy. Unfortunately, the e... Read >
Author: Nick Adama08th May 2009
On Thursday the House of Representatives passed legislation that will prohibit all credit card companies from performing some of their most common practices that can leave consumers feeling like they can’t keep up with their monthly payments. The bill, ... Read >
Author: Scott P. McKay03rd March 2009
Despite the United States Federal Reserve Board’s diligent attempts to stimulate the economy throughout the year of 2008 by repeatedly reducing the Federal Funds rate, the typically correlating thirty-year average mortgage rate stubbornly remained uncha... Read >
Author: Brian S. Icenhower18th February 2009
Anybody who has the intention of investing in stocks, shares and bonds in the share market has two options. Either he can go online, and place his order upon the form on an online trading website. Or he can call up his stock broker and place the order u... Read >
Author: AnnaCove18th February 2009
Anybody who has the intention of investing in stocks, shares and bonds in the share market has two options. Either he can go online, and place his order upon the form on an online trading website. Or he can call up his stock broker and place the order u... Read >
Author: AnnaCove08th January 2009
The debt-to-income ratio is a measure of how far buyers are "stretching" to buy real estate. Buyers have historically committed larger sums to purchase real estate when prices are rising in order to capture the appreciation of rising prices. Conversely, b... Read >
Author: Robert Bell06th January 2009
Credit card interest rates are how lenders make their money, but that amount of money usually depends on the card holder. Interest rates have been going down in past few weeks and are likely to be seeing even more changes in the next few months, they are... Read >
Author: Art Penz08th September 2008
Larry Lindsey is probably not a name that you know, but he is an important figure in the history of personal finance. Currently, Mr. Lindsey is President Bush's chief domestic economic advisor. Prior to that, he was a Federal Reserve Board Governor. But... Read >
Author: C Smith15th August 2008
Every industry has it’s own buzz-words and key phrases. They can aid the communication of experts within their industry, but often times these same phrases serve to confuse clients, hindering them from understanding the the options available for the ma... Read >
Author: Matthew Freeman08th May 2008
It looks like the government will be getting serious about credit card regulations. The Federal Reserve Board proposed rules to prohibit unfair practices regarding credit cards and overdraft services that would among other provisions, protect consumers fr... Read >
Author: Mike Clover28th March 2008
Have you ever dreamed of having a house near the bay where you could sit on the deck, unbend and watch the sunset without worrying about the rent? I have. We all have versions of our American dream. Perhaps one of the popular things we aspire the most in ... Read >
Author: Jason Lee26th February 2008
"The economic outlook for Texas during 2008 points towards slower growth, yet that’s still better than most parts of the country, which will see no growth at all. Texas, with the 2nd largest state economy in the U.S. and the 15th largest economy in the ... Read >
Author: ericbramlett08th October 2007
The credit card industry has become a favorite punching bag for consumer groups and lawmakers, who accuse the card issuers of doing everything in their power to raise rates, charge new (and hidden) fees and punish card holders with unjust policies. The Fe... Read >
Author: groshan fabiola22nd August 2007
Well, it goes without saying that the more measures you are able to create the more possibilities you have in order to skip the difficulties. And the examples of two crises happened in 1929 and 1987 prove all these words.
As for the measures in 1987, th... Read >
Author: nickrichardson54422nd August 2007
Well, it goes without saying that the more measures you are able to create the more possibilities you have in order to skip the difficulties. And the examples of two crises happened in 1929 and 1987 prove all these words.
As for the measures in 1987, th... Read >
Author: nickrichardson54426th July 2007
There has been a lot of speculation on the state of the U.S. real estate market as of late. Buyers, sellers and realtors alike are wondering if we will see a return to the remarkable market that much of the nation enjoyed for the last few years. At this p... Read >
Author: M Shane24th July 2007
Florida Mortgage: Just Another Cycle
Florida mortgage broker Jim Kemish discusses the ups and downs of the economic cycle. Has the Florida real estate market hit bottom? Is this the right time to purchase a home? Here are some thoughts that might surpr... Read >
Author: Jim Kemish19th June 2007
Refinancing your Arizona mortgage could save you thousands if interest rates have dropped by a percentage point or more since you got your first mortgage. It is an easy way to tap into equity to remodel your home, buy a new car, or pay off high interest c... Read >
Author: Mike Hamel12th May 2007
A Certified Identity Theft Risk Management Specialist explains the FACTS about Identity Theft. What it is and what it isn't.
The overwhelming focus the media places on financial identity theft does a great disservice to those who will rely on the infor... Read >
Author: Belinda Rachman, Esq.08th March 2007
by Andrew L. Witherspoon
Date 3/8/2007
Internet Marketers who are looking to capitalize on a niche market will generally focus on one sub category of that particular market and run with it. While niche marketing is good, this does not mean that you sh... Read >
Author: andrew_writes15th December 2006
The Federal Reserve Board has been raising rates for two years now. Bottom line, this activity has meant higher rates for the investor. It follows a period in which America experienced the lowest rates in several decades. Therefore, it's no wonder that ... Read >
Author: craighigdon17th November 2006
Homeowners continue to use mortgage refinancing to cash out their home equity. In the first quarter of 2006, 44% of all Freddie Mac mortgages were refinanced loans, down slightly from 45% in the fourth quarter of 2005. ?While more of the borrowers who ref... Read >
Author: Mike Hamel01st September 2006
Copyright 2006 Paul Jerome
I've noticed a few things lately. Revolving debt is approaching a trillion dollars and there are quite a few homes for sale. Today I'll offer some insight into credit cards, Bill Gates, the housing market and saving money.
... Read >
19th August 2006
Weekly Mortgage News from Rodney Anderson of Dallas Mortgage Company - CTX Mortgage
Week of August 15th, 2006
THE PAUSE THAT REFRESHES; THE PAUSE THAT BRINGS FRIENDS TOGETHER; PAUSE AND REFRESH YOURSELF...Coca-Cola's ad slogans from the 1920's and 3... Read >
Author: Mark Barrera17th August 2006
Here are a few steps one might take in addressing that question.
First and foremost, do I have a target and a stop? Until you can
answer this in the affirmative, go no further. Does my trading plan
allow for me to hold overnight positions? If the a... Read >
Author: Larry Potter06th August 2006
Do not skip the idea of refinancing your home mortgage. Time is now to take action or you may miss the bus. Going by the trends of the recent years, every time Federal Reserve Board Chairman Alan Greenspan opens his vocal shutter, the interest rates go up... Read >
Author: Greg Andrews20th June 2006
What should you look for when you are thinking of acquiring a credit card? Many of us have no idea as to what we need to look for while getting a credit card. A credit card company issues you a card if you are eligible for it. But have you read the fine p... Read >
Author: Jim Glu16th May 2006
Debt is a fact of life in America, making debt relief a national obsession. A search for "debt relief" on Google pulls up over 34 million pages; on Yahoo and MSN, the total is over 12 million pages.
The average American household has $9,300 of credit c... Read >
Author: Mike Hamel21st April 2006
When you get a credit card offer in the mail that says you are pre-approved, what is the first thing you look at on the letter? The interest rate, right? And when you get an offer from a credit card company after filling out an application either through ... Read >
Author: Rebecca Spitzer13th April 2006
Financing Your Golden, Colorado Real Estate
You've found the perfect Golden, Colorado real estate—and it is no surprise. With dozens of outdoor activities and its convenient location near Denver, Golden offers you everything you want in a home. But now... Read >
Author: mark keller31st March 2006
Consumers seeking debt assistance are faced with a bewildering assortment of debt companies, services, programs, books, ebooks, and websites. How to tell the scams from the legitimate options? The purpose of this article is to help consumers easily spot a... Read >
Author: Charles Phelan
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