Home » tags

Articles, tagged with "debt to income ratio", page 1

Bookmark and Share

Common RV Loan Calculator Mistakes

07th February 2012
All RV buyers must review their financial circumstances before looking for RVís using a RV loan calculator. This tends to establish the basis for making good personal decisions during the RV buying process. A strong idea of what is actually easily afforda... Read >
Author: Shelby McCarthy

How To Reduce Credit Card Interest Rates

15th October 2010
IntroductionCredit cards are nothing new to American consumers. Everywhere you look, Americans are constantly being asked to apply for a new credit card! Now, you probably know what the selling point is with most cars, THE INTEREST RATE! This is because t... Read >
Author: Financial Help

Debt To Income Ratios For Mortgages

17th June 2010
Debt to Income Ratios, often referred to as "DTI's", are a key calculation used in the refinance, debt consolidation, and purchase mortgage application process. A debt to income ratio is arrived at by dividing your monthly debt payments by your pre-tax in... Read >
Author: Dane Pearson

How Does Bankruptcy Affect Your Home Loan Modification?

17th May 2010
When a homeowner falls behind on debt and risks losing his home, filing for bankruptcy is often the first thing that comes to mind. Many think it helps increase their chances of getting mortgage aid, particularly in home loan modification. But does bankru... Read >
Author: Brook

Principal Reduction Programs Tricks For Victory

27th April 2010
Beginning less than a year ago a organization in Scottsdale, Arizona backed by a $50 Billion hedge fund has started providing underwater home owners a permanent solution to their nightmare of negative equity. Offering a Principal Reduction Program which e... Read >
Author: HowardRonstone33

What if your loan modification is Denied?

12th February 2010
What happens if after months of painstaking waiting you are denied a loan modification by your lender? Although it is easy to do your own loan modification: filling out the paperwork and making sure everything is together, once your file is faxed to the b... Read >
Author: Shawn

Loan Modifications Factors From Citibank

17th August 2009
Until a few months ago, the situation looked very bleak for homeowners who had problems with paying the monthly mortgage payment. There were no provisions for them which were provided by the bank. But recently, due to agreements with the government, the b... Read >
Author: Jennifer Hayes

Been Denied A Chase Loan Modification

16th July 2009
If you have tried to get a Chase loan modification and have been denied, you may still have options. The problem with homeowners trying to get a loan modification approved themselves is that they do not understand the guidelines like a professional do... Read >
Author: Bobby Mason

The Real Story on Countrywide Home Loan Modification

05th May 2009
Countrywide, one of the nation's largest housing lenders, became notorious due to its unethical lending policies and practices. Some of the main complaints about Countrywide have been due to poor communication among its staff, which often resulted in borr... Read >
Author: Lindsy Emery

New Loan Modification Guidelines: The Standard Waterfall

13th March 2009
It used to be a prelude to foreclosure when a homeowner fell behind on the mortgage payment. Lenders had no consistent set of guidelines on what to do when a borrower defaults, so they usually tacked the missed payments plus late fees onto the principal o... Read >
Author: Lindsy Emery

Loan Modification Help

20th February 2009
So, you're all ready to submit your loan modification application to your lender to get the loan workout you need to stay in your home. There is a lot riding on this-are you sure you have completed all of your paperwork properly so that it has the best ch... Read >
Author: Jennifer Forbes
Bookmark and Share