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08th September 2009
The Advisor’s Guide to Premium Financing
California Broker Magazine
Oct. 2008
by Lance Wallach, CLU, CHFC
Premium financing allows your clients to purchase life insurance without liquidating their investments or changing their cash flow. Clien... Read >
Author: Lance Wallach03rd September 2009
Taking stock of your current life insurance policy should be a regular event, but the reality is you probably haven’t given it much thought beyond making your premium payments. If that is the case right now is a great time to evaluate your life insuranc... Read >
Author: barclaywin03rd September 2009
Taking stock of your current life insurance policy should be a regular event, but the reality is you probably haven’t given it much thought beyond making your premium payments. If that is the case right now is a great time to evaluate your life insuranc... Read >
Author: barclaywin05th June 2009
With the continuing global economic crisis, there has been a lot in the press recently concerning the importance of life insurance at such a time and whether it is even certain that we'll receive our money when we are due it. This is particularly relevan... Read >
Author: MarkeD03rd June 2009
Increased threat to life from natural and man-made dangers has made everyone sit-up and take notice of the importance of free term life insurance quotes available on the Internet. Going online in search of term life insurance quotes is the most easy and i... Read >
Author: Henry Funk15th May 2009
Insurance Regulatory and Development Authority (IRDA) shows the fall in the life insurance sector in the forth quarter. The down has been noted in the collection of life insurance premium about 6%.
The major player in the sector Life Insurance Corporat... Read >
Author: Gian Brett17th April 2009
Ordinarily, the life insurance sector should be a safe haven for those needing help at a time of crisis of this magnitude to run to for solace. But the credit crunch is not one crisis that will easily succumb to pressure or a bailout. Several bailouts, so... Read >
Author: Musa13th March 2009
Life insurance is a financial tool that helps protecting the interests of the family members at the event of a premature death of the bread earner of the family. Hence, if you have financially dependant family members, you may consider buying a life insur... Read >
Author: Juanita 23rd February 2009
Life Insurance Industry is in full bloom. With wide marketing from Private Players, LIC and Government insistence, people from all class are realizing the importance of taking Life Insurance Cover. Short term, long term, pension and child insurance plan... Read >
Author: Heena Vasnani23rd February 2009
Life Insurance Industry is in full bloom. With wide marketing from Private Players, LIC and Government insistence, people from all class are realizing the importance of taking Life Insurance Cover. Short term, long term, pension and child insurance plans ... Read >
Author: Heena Vasnani30th January 2009
At not-for-profit insurance business has launched a scheme which offers fish-eaters and vegetarians a reduced price life insurance policy.
The deal, believed to be the first of its type, is being pioneered by Animal Friends Insurance (AFI). The company i... Read >
Author: michael challiner09th January 2009
The older you are the more difficult it is to purchase life insurance without needing to have a medical exam. Thankfully there are many insurance providers who specialize in this type of insurance and have an online presence.
It is very quick and easy... Read >
Author: Sarah Martin11th December 2008
Life insurance news over the past week has revealed that the industry may be in line for a major recession in the very near future.
According to rating agency Moody’s the predictions are grave for life insurance policies as the economic bite continue... Read >
Author: Darren03rd December 2008
Longevity is becoming a concern for many in the life insurance industry.
Investments in health and care for the elderly means that for many, the three score years and ten is not a good measure for how long one is likely to live. What is good for some m... Read >
Author: George Carr05th November 2008
In the life insurance industry it became less and less true that only the lower income groups were industrial policyholders. Industrial insurance, far from providing only burial funds, became more generally part of a larger family program. In the late 194... Read >
Author: Sarah Martin14th August 2008
An early form of life insurance can be traced back to Roman times when, because of the high costs of funerals, clubs were formed, known as ‘burial clubs’. The guarantee of such an organisation for its members was that for a regular contribution they k... Read >
Author: Daniel Collins22nd July 2008
The life insurance industry has been growing at a steady pace over the last few years. A low 2.6% contribution to the GDP figure in 2006 it rose to 3.26% and 4.09% in 2006 and 2007, respectively. The biggest propeller of this growth has been the unit-li... Read >
Author: Sofia Abasolo22nd July 2008
DUBLIN, Ireland - (Business Wire) Research and Markets (http://www.researchandmarkets.com/reports/c89216) has announced the addition of “China Life Insurance Market Report, 2007″ to their offer.
In China, until 2005, 47 foreign insurance organizati... Read >
Author: waldo18th July 2008
+ PAYMENTS ARE EXCLUDED FROM GROSS INCOME. Tax-free pursuant to § 104(a)(2) of the Internal Revenue Code (Title 26 U.S.C.) if based on personal physical injury or physical sickness, or to fund future payments for a workers’ compensation claim under §... Read >
Author: Robert Risk15th July 2008
World ur life insurance industry profile is an essential resource for top-level data and analysis covering the life insurance industry. It includes detailed data on market size and segmentation, plus textual and graphical analysis of the key trends and co... Read >
Author: waldo21st June 2008
The warning echoes of reading the small print, are resounding for potential policy holders, when they consider buying a life insurance cover. Whether this be from an established financial services company, or straight off the shelf at a supermarket chain... Read >
Author: Ruth25th May 2008
The life insurance industry has reported a rise in the number of British soldiers taking out accident and life insurance policies. Many believe that this is due to the uncertain environment in which many service personnel now operate.
Over the last fi... Read >
Author: Danielle Fletcher21st May 2008
An American couple that were duped into allowing an insurance agent to look at their medical files has sparked debate in the life insurance industry.
The agent approached Goldwyn and Sylvia Schroeder and gave Mr Goldwyn $1000 to complete a questionnai... Read >
Author: Linsey Summers20th May 2008
Insurance companies calculate the cost of a persons life insurance cover by assessing risks in their lifestyle and high-risk lifestyle choices such as smoking and being overweight can increase your premiums by a significant amount.
One study found that... Read >
Author: Jenny Longmuir28th April 2008
02nd April 2008
"Not a single week passes where someone does not ask me about the prevailing trends that are having an impact on today's insurance products," says Rene Lacape, Marketing Manager for eQuote Life Insurance. "Increasingly, I have been answering by focusing o... Read >
Author: JCarlson05th February 2008
UK life insurance companies are becoming so concerned at the amount of false claims that they have issued a reminder to would-be fraudsters of the existence of the Insurance Fraud Bureau (IFB), first launched in 2006.
The life insurance industry is w... Read >
Author: Andrew Regan18th January 2008
Many in the UK life insurance industry believe that too many couples are opting for joint life assurance or insurance when they would be better off taking out two single-life policies. Indeed, independent company Lifesearch has gone so far as to suggest... Read >
Author: Andrew Regan08th October 2007
Standard Life caused a stir amongst the UK life insurance industry recently by declaring its interest in acquiring Resolution - the largest specialist manager of in-force UK life funds - in a cash and shares offer deal that is believed to value the compan... Read >
Author: Elisha Burberry03rd September 2007
Vegetarians have long claimed that their diet means that they are healthier than the meat-eating counterparts and now it seems that at least one life insurance company agrees. Pointing to the belief that vegetarians suffer less fatal illnesses such as can... Read >
Author: Andrew Regan14th March 2007
It makes sense that those with the most dangerous occupations find it most difficult to get cheap life insurance at a reasonable level of cover.
After all, the chances of an accountant living life with the same knife-edge panache as a stuntman or a rac... Read >
Author: BTQNate12th February 2007
The term structured life settlement is usually applied to a personal injury settlement of some type whereby an agreement has been reached to pay the settlement over an extended period of time rather than in a lump sum payment. The idea of life time settle... Read >
Author: Natalie Arandaa03rd February 2007
The life insurance industry has been misunderstood when it comesdown to the sale of life insurance policies. Folks mustappreciate the fact that dying is just a part of life.
There are many things that must be considered before purchasing any life insur... Read >
Author: Joe Stewart05th December 2006
LIFE SETTLEMENTS: TOO GOOD TO BE TRUE?
A relatively new segment of the life insurance industry has emerged which is creating quite a stir. I am referring to the rapidly growing life settlement industry. Essentially, a life settlement is the sale of ... Read >
Author: Jay Gaudreau31st August 2006
As the life insurance industry web site lifeiline.org says: "If someone depends on you financially, chances are you need life insurance."
It's simple. Having life insurance is the way to make sure your loved ones will have the money to replace the in... Read >
Author: No Last Name11th May 2006
An Explanation of the Operation of a Legal Reserve Life Insurance Company, underwriters of Fixed Annuities.
Through devastating world wars, financial recessions and depressions, sweeping epidemics, earthquakes and fires, inflation and deflation, the li... Read >
Author: Jeff McLeod07th March 2006
Copyright © 2006 Daniel Levis
Web copy that's intended to sell or generate leads needs to quickly reach out and grab attention and build rapport with a target audience. You can connect with your audience more effectively if you understand something abou... Read >
Author: Daniel Levis01st January 2006
Copyright 2005 Donna Gunter
"There's no way I can hire anyone to do what I do. No one can do it as well as I can."
Do you resemble that remark? If so, you've got much in common with most other business owners in the world. We never think that any... Read >
Author: Donna Gunter19th December 2005
The life insurance industry is becoming tougher on smokers and those of us who are overweight.
When an insurance company calculates its premiums, it has to work out the risk of you dying whilst the policy is in force. (Or with Critical Illness Insurance... Read >
Author: michael challiner22nd November 2005
There are no laws in the UK that require a person to have life insurance. It's an entirely voluntary insurance. About 40% of the UK's working population are covered by life insurance either through their own policy or via an arrangement through their emp... Read >
Author: michael challiner19th September 2005
Everybody is running out to get term life insurance quotes now. May, be the phrase I should use is, going online to get quotes. Is it that the number of people interested in life insurance have increased dramatically with nothing driving them, or is the r... Read >
Author: Donald Lusan05th August 2005
Life insurance is typically taken out to offer valuable financial protection for your family in the event of your death, upon which a payment is made to your financial beneficiaries, heirs or family members. The extent of this payment will depend on your... Read >
Author: Rachel Lane24th June 2005
The Life Settlement market is all about providing due access to needed cash from existing life insurance.
This so-called free market referred to as the life insurance industry's secondary market is based on a central premise, namely that the value of l... Read >
Author: Life Insurance For Seniors
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