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Articles, tagged with "policyholder", page 1

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Is My Insurance Company Trying to Cheat Me?

28th March 2012
Letís be honest, anyone who has had an insurance claim has had this or a similar thought run through their head. For many years insurance companies have done things to earn a bad rep. Iíve been in the insurance restoration industry for the last 10 years, ... Read >
Author: SnellExperts

Whole Life Insurance vs. Term Life Insurance: A Quickie

16th February 2012
Copyright (c) 2012 Joe Maldonado Life insurance companies provide two broad types of life insurance covers to people. They are the term life and the whole life. However, there are many sub heads under both the categories. People often get confused betw... Read >
Author: Mr.Guru

Swiss Annuities Are Better Investment Options Than Other Investment Tools

08th August 2011
My name is Jim Truong, and here are the results of my research on Swiss annuities. Everyone in my classes has been asking me to look them up. I researched the information and found that the most credible sources are the Swiss Annuity Consumer Bureau and G... Read >
Author: kenyemmark mark

ULIP Ė NEW GUIDELINES: As per IRDA annual report 2009-10

04th March 2011
In January, 2008 the IRDA made it compulsory for all the life insurance companies to provide a detailed account of the premium received, charges levied and money available for investment to be provided to the policyholder with respect to unit linked insur... Read >
Author: Bimadeals

A Guide to Understanding Your Insurance Excess

08th June 2010
The excess is an insurance clause designed to lower premiums by sharing some of the insurance risk with the policy holder. A standard insurance policy will have an excess figure for each type of cover (and possibly a different figure for particular types ... Read >
Author: Simon Christopher

Your car insurance covers you for negligent driving

04th May 2010
A recent ruling by the Ombudsman for Short-Term Insurance shows that negligence is in fact covered by automotive insurers, even if the negligence constitutes a crime. According to the Ombudsman, "one of the objects of insurance is to protect the insured f... Read >
Author: Jason Esch

Nine Mistakes To Avoid When Negotiating Settlement With Your Insurance Company

07th May 2009
I am not an insurance adjuster, I am a courtroom lawyer that represents only policyholders in cases against insurance companies. Here are some of the mistakes and problems I see people make over and over that hurt their own case. 1. Don't take their w... Read >
Author: Robert Bell

Insurance policy - Nomination and Assignment

06th May 2009
In an insurance policy you get a benefit of a nomination and assignment besides the other benefits available. Nomination is when the policyholder nominates a beneficiary to avail the proceeds of the policy incase of his death. And assignment is where the ... Read >
Author: Bimadeals

LIC-Endowment Assurance Policy- With Profit

01st May 2009
* Moderate Premiums * High bonus * High liquidity * Savings oriented This policy not only gives benefit to the family of the Life Assured in event of his early death but also guarantee a lump sum at a desired age. The lump sum can be reinvested to ... Read >
Author: Bimadeals

Typical characteristics of insurable risks

10th March 2009
Typical characteristics of insurable risks Ahead of buying any insurance policy either for your life or property, there are those issues you normally would seek to understand. One reason people buy insurance policies is to ensure their peace of min... Read >
Author: paulina08

What is Auto Insurance? A brief definition

03rd July 2008
Auto insurance covers you from losses incurred regarding automobile usage and safeguards your financial security in the event of an accident. You can buy different coverages depending on what you want. This contract is between the insurance company and yo... Read >
Author: Diego gaitan
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