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23rd September 2009
As a nation that likes a credit card or ten, it is a safe bet that many Britons choose to pay just the minimum repayment necessary each month, barely making a dent in the figure they owe.
Granted, this approach will work for some, especially those who ... Read >
Author: Graeme Knights23rd September 2009
Interest rate on loans is a term which for a borrower is a determinant for deciding, which loan to take. There are various rates available in the market varying from lender to lender. Wrong choices of loan rate and you have to be ready to pay the damages ... Read >
Author: Andrew15th September 2009
In today's world of online shopping and bill servicing, credit cards have become almost an essential part of our everyday lives. No one would argue that they don't make life easier, but it's also true that they have a dark side in that it's all to easy to... Read >
Author: wbdoyle15th September 2009
If you are thinking of taking up one of many credit card or personal loan offers that you see on the telly, in the paperspapers or hear on the radio, consider the following : An individual loan that may merge your liabilities into one convenient monthly... Read >
Author: Scot Johns11th September 2009
In no particular order, the following are viewed as being the top 10 common credit card mistakes:
1. Applying for a card and limit you cannot afford to repay
Most people have bad debt management skills and are swept away with the fact that they have... Read >
11th September 2009
Credit card balance transfers are one of the financial world's great empowering features, but they can only be done successfully if you follow the rules and don't fall foul of them. Firstly you must consider the benefits, then the pitfalls. These two aspe... Read >
13th August 2009
Using your low interest credit card is a convenient way to shop and spend money. You don't have to worry about going to the bank to get cash to pay for your goods before you go shopping and the added advantage of using a low interest credit card is that y... Read >
Author: therusgroup03rd August 2009
Don't damage your credit rating
If you have recently missed debt repayments, defaulted on a past debt, or made late payments, this will all show up on your credit report - and make a huge dent in your credit rating. Even the smallest debts on your repo... Read >
Author: Robert Palmer30th July 2009
Credit cards are a great method of payment offering many benefits compared to the traditional bank debit card. If you are using your credit card properly and understand how it works you will have a pleasant experience with a credit card and will find it v... Read >
Author: Kim05th July 2009
When we take out a credit card most of us do our best to try and find a card that offers a competitive rate of interest on borrowing. However, the problems can occur when credit card providers start to hike up the interest rates that they charge on their ... Read >
Author: Reno Charlton01st July 2009
Asking the question "How much can I save with a consolidation loan?" is very much like asking "How long is a piece of string?"
How much you can save depends on various factors.
If you are a tenant it will be virtually impossible to be granted a cons... Read >
Author: Champion Finance01st July 2009
What are consolidation loans? The term consolidation really makes the word consolidation loans self explanatory. Consolidation of course means consolidating several items, that is putting them into one single entity.
In the case of consolidation loans it... Read >
Author: Champion Finance04th June 2009
Credit cards are a great method of payment offering many benefits compared to the traditional bank debit card. If you are using your credit card properly and understand how it works you will have a pleasant experience with a credit card and will find it v... Read >
Author: Kim29th May 2009
If you are suffering from sleepless nights and recurrent nightmares with respect to the mammoth burden of your family mortgage, needless to say, its time you looked up the ‘saving money ideas’ bible. By making a mere attempt of exercising ... Read >
Author: tomer h.18th May 2009
Many of us have balances to pay off on high interest credit cards, and due to restrictions on credit for many of us switching to an interest free card is not an option. With the financial climate in the state that it is in at present, many of us that have... Read >
Author: Reno Charlton17th April 2009
A variable rate home loan is another type of home loan that is typically different from that of a basic home loan or an ordinary home loan. According to expert opinion, the former type of loan offers a number of advantages to prospective house buyers sinc... Read >
Author: Mel C02nd April 2009
Over recent years credit cards have become increasingly popular amongst consumers, and this is because they provide a simple, effective, and convenient method of payment that is more secure than cash or cheque. However, it is important to be careful when ... Read >
Author: Alisdair Cosgrove09th March 2009
In today's world of online shopping and bill servicing, credit cards have become almost an essential part of our everyday lives. No one would argue that they don't make life easier, but it's also true that they have a dark side in that it's all to easy to... Read >
Author: M S Nath28th February 2009
In today's world of online shopping and bill servicing, credit cards have become almost an essential part of our everyday lives. No one would argue that they don't make life easier, but it's also true that they have a dark side in that it's all to easy to... Read >
Author: M S Nath28th February 2009
In today's world of online shopping and bill servicing, credit cards have become almost an essential part of our everyday lives. No one would argue that they don't make life easier, but it's also true that they have a dark side in that it's all to easy to... Read >
Author: M S Nath09th February 2009
Credit card giant American Express has already come under fire recently as a result of hiking up the annual fee on one of its credit cards, resulting in the APR rising to forty six percent. However, there has been further controversy because the credit ca... Read >
Author: Reno Charlton12th January 2009
You don’t always have to invest your income in savings and investments to become better off. This article shows you how to save money by reducing your debts.
For many people, an organised and well prioritised approach to reducing expensive personal d... Read >
Author: alangill12307th January 2009
With the current economic climate making things difficult for both lenders and borrowers, many consumers will look to various financial services in order to be able to afford Christmas.
Small loans and short-term credit cards can be useful tools for af... Read >
Author: DCollins05th November 2008
Despite the prevailing economic conditions in the UK there are still various credit card deals that are currently on offer. However, if you are in the market for a new card, perhaps look at the entire offering before signing on the dotted line. That is be... Read >
Author: Adam Singleton13th October 2008
You have finalized a property but at the end you realize that you are falling short of some cash. In this scenario you might be thinking of how to get a loan instantly so that the property can be bought. The solution for this can be an instant bridging lo... Read >
Author: Richard Pasic13th October 2008
You have finalized a property but at the end you realize that you are falling short of some cash. In this scenario you might be thinking of how to get a loan instantly so that the property can be bought. The solution for this can be an instant bridging lo... Read >
Author: Richard Pasic02nd September 2008
Being in debt is the reason when you are not able to afford to make the minimum repayment on all of your exiting debts and meet your necessary outgoings. A debt management IVA can be used to resolve any debt problem you may have with your unsecured debts.... Read >
Author: Precious Almas02nd September 2008
Being in debt is the reason when you are not able to afford to make the minimum repayment on all of your exiting debts and meet your necessary outgoings. A debt management IVA can be used to resolve any debt problem you may have with your unsecured debts.... Read >
Author: Precious Almas10th July 2008
Credit cards. Most of us have one and some of us use it on a daily basis. But when the bill comes every month it’s easy just to make the minimum repayments to avoid having to pay bank penalty fees. This however could be a big mistake. Many people today ... Read >
Author: Edward Woodward10th July 2008
Credit cards. Most of us have one and some of us use it on a daily basis. But when the bill comes every month it’s easy just to make the minimum repayments to avoid having to pay bank penalty fees. This however could be a big mistake. Many people today ... Read >
Author: Ed Wood15th May 2008
Economic adversity only the compulsion that makes the way through to search out a path-breaking financial hit upon in order to gratify your diverse financial needs. Problem still gravitates towards if your lender sniffs the stench of your poor credit. Non... Read >
Author: Johns14th May 2008
It is a financial irony that you ponder over managing something while the other things stand with opening mouth. Monetary disparity is not doubt is such problem that is being faced by millions of people across the country. No matter it at all now, unlike ... Read >
Author: Johns08th May 2008
Being in debt is the reason when you are not able to afford to make the minimum repayment on all of your exiting debts and meet your necessary outgoings. A Debt Management Iva can be used to resolve any debt problem you may have with your unsecured debts.... Read >
Author: Allan10th April 2008
Credit cards are plastic cards that are used to make payments in lieu of hard cash. It is a plastic card that stores the details of the customer. When the customer swipes the card, the information from the card is used to locate the account of the borrowe... Read >
Author: R Rama02nd February 2008
If you are looking to borrow money then you may well be considering whether to use your credit card to raise some cash or whether to take out a loan instead. Both of these financing routes can work well if managed correctly but both of them won't suit eve... Read >
Author: Jill01st February 2008
It is gratifying when one has a high amount of credit limit in one’s name. This is because having a higher credit limit enables one to spend more and also be prepared for any emergencies that may require a bit more cash than one can afford, at least for... Read >
Author: R Rama19th January 2008
It can be frighteningly easy to get into debt, as many millions of people have found to their cost over the last few years. Easy access to cheap credit over the last decade or so, along with a generational shift in attitudes to borrowing, has left huge nu... Read >
Author: Martin Sumner18th January 2008
Even just a generation ago, there was a markedly different attitude to credit cards among the majority of people. They were seen as somewhat unnecessary, mildly exotic, and definitely quite dangerous. In many people's minds, they were merely a fast track ... Read >
Author: Michael Strauss15th November 2007
My husband and I have recently bought our first home. Initially, the journey towards our dream felt very overwhelming, mainly due to the need for fairly extensive research of both the property & finance markets in Sydney. One of the first steps we'd recom... Read >
Author: Vicky Edema05th November 2007
Everyone in today’s world needs a bank account of some sort in order to get paid, most jobs will only pay you direct into your bank so if you want to earn money you will have to have one. It is also safer than keeping all of your money under the mattre... Read >
Author: Andy Tao19th October 2007
Looking to buy a home in Australia and want to know your borrowing power? A mortgage calculator will get you started.A mortgage calculator helps home buyers determine how much they can expect to borrow for a home based on their current salary and existing... Read >
Author: Vicky Edema15th October 2007
My husband and I have recently bought our first home. Initially, the journey towards our dream felt very overwhelming, mainly due to the need for fairly extensive research of both the property & finance markets in Sydney. One of the first steps we'd recom... Read >
Author: Vicky Edema21st September 2007
Most people in Australia, while keen to purchase a first home or investment property, are often unsure about how much they are able to borrow. A mortgage calculator is a quick and easy way to determine your borrowing capacity in Australia. A mortgage calc... Read >
Author: Vicky Edema01st June 2007
New Year Resolutions, do you ever keep them? Join the gym on the second January, never set foot inside after the middle of February. Yes, I know you were full of good intentions, but good intentions don't get you fit. The same goes for your cash. If you'r... Read >
Author: Katie Brown09th April 2007
On Wednesday April 4, the Reserve Bank of Australia (RBA) decided leave the official cash rate on hold at 6.25%, saving homeowners the much anticipated 0.25% increase in variable mortgage rates. Many analysts are tipping the RBA is waiting on official Mar... Read >
Author: Rhys16th December 2006
Quite simply a credit card gives you a loan of money to finance purchases. Everybody has a limit as to how much they can spend, and this is known as your credit limit. At the end of each month you have a decision as to how much you would like to pay off.... Read >
Author: Devin Gilliland14th December 2006
In today's world of online shopping and bill servicing, credit cards have become almost an essential part of our everyday lives. No one would argue that they don't make life easier, but it's also true that they have a dark side in that it's all to easy to... Read >
Author: Michael Strauss03rd June 2006
Interest rate on loans is a term which for a borrower is a determinant for deciding, which loan to take. There are various rates available in the market varying from lender to lender. Wrong choices of loan rate and you have to be ready to pay the damages ... Read >
Author: Peter Taylor26th May 2006
Many people love their credit cards. It's a fact of life and the figures bare this up. If you look at the rate at which UK credit card debt is rising it is quite amazing. Millions are being spent all day every day in an endless frenzy of spending. Pretty ... Read >
Author: Joseph Kenny26th May 2006
In no particular order, the following are viewed as being the top 10 common credit card mistakes:
1. Applying for a card and limit you cannot afford to repay
Most people have bad debt management skills and are swept away with the fact that they have... Read >
Author: Joseph Kenny22nd May 2006
Left unchecked, one of the worst feelings in the world is opening a credit card statement that you know you have no chance of making the minimum repayment, let alone paying off the entire balance. Times such as these are stressful and if ongoing can cause... Read >
Author: Joseph Kenny10th May 2006
Credit card balance transfers are one of the financial world's great empowering features, but they can only be done successfully if you follow the rules and don't fall foul of them. Firstly you must consider the benefits, then the pitfalls. These two aspe... Read >
Author: Peter Deakin12th March 2006
This may come as a surprise but if you only ever pay the minimum repayment on your credit card it will take you over 20 years to get out of credit card debt.
Borrowing long term on a credit card not a sensible way of managing money but millions of ca... Read >
Author: John Edmond19th January 2006
There are certain things in life that you will wish to avoid if you want to have a secure financial present and future for yourself and your family. Credit card debt is certainly one of those things that you should be avoiding. People do not always realis... Read >
Author: Peter Kenny09th September 2005
Consumers reject financial advice in favour of financial frivolity
It would appear that even though their "friends" aren't as flexible as they used to be, consumers are still stretching their credit cards beyond the comfort zone.
The vicious c... Read >
Author: Rachel Lane29th June 2005
Consumers reject financial advice in favour of financial frivolity
It would appear that even though their "friends" aren't as flexible as they used to be, consumers are still stretching their credit cards beyond the comfort zone.
The vicious circle ... Read >
Author: Rachel Lane
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