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16th September 2009
It goes without saying that credit cards have a lot of advantages. Nowadays they have become an integral part of our life. More and more people prefer plastics to cash, as having a credit card is much more convenient that carrying cash. More than that, pe... Read >
Author: wbdoyle16th September 2009
It is estimated that about a third of people fail to pay off their credit or store card balances in full every month, and therefore pay interest on the balance. If that applies to you, the chances are you could save money by applying for a new credit card... Read >
Author: wbdoyle11th September 2009
What Is A Balance Transfer Credit Card?
Simply put, a balance transfer credit card allows you to transfer your card balances over from your other credit cards. Through this transfer you can save money on the APR. If you can consolidate all your balance... Read >
Author: wbdoyle19th August 2009
Your credit repair makeover Credit fixing can make-over your credit score and improve your credit scores. But the true potential of credit fixing and debt consolidation loans goes well beyond a credit makeover ; done right it can carry you all of the wa... Read >
Author: Scot Johns07th August 2009
Credit cards can be considered to be among the many basic necessities of the present time. Credit cards are available nowadays in abundance. One type of charge card specifically is the so-called 0% APR credit card. 0% APR credit cards were introduced in ... Read >
Author: stevany27th June 2009
Debt consolidation has become a common tool for eliminating debt. However not all debt should be consolidated. There are some types of debt that due to their nature are not suitable for consolidation and the consequences of consolidating those loans are m... Read >
Author: Melissa Kellett06th June 2009
Introduction
Effective credit repair requires a combination of technical and legal skill along with a healthy dose of common sense. The technical approach requires an understanding of the inner workings of the FICO credit scoring model. The legal appro... Read >
Author: Ian Webber13th May 2009
Your Credit Repair Makeover
Credit repair can makeover your credit report and improve your credit scores. But the true potential of credit repair goes well beyond a credit makeover; done right it can carry you all the way to credit perfection, that elu... Read >
Author: Ian Webber03rd March 2009
Careful credit card management could mean the difference between qualifying for a home mortgage and not qualifying. And, when you do qualify, it can mean a difference of a point or two in the interest rate you'll pay.
Why? Because the way you handle cr... Read >
Author: bestrateforcreditcards09th January 2009
The slowing economy hit retailers hard this past shopping season. Many stores depend on the holiday gift giving season for up to 40% of their annual sales. When the December sales don't produce enough revenue, many face the real prospect of closing down... Read >
Author: True Debt Advisor19th December 2008
Are you suffering from poor credit history? If yes, perhaps you may consider getting a bad credit credit card. What are these cards and how can they help you? Are they recommended for everyone with poor credit?
These types of cards are sometimes also c... Read >
15th December 2008
Maxing Out Credit Cards
For the record, there is nothing wrong with using credit cards. But if you are attempting credit repair you must understand the relationship between your card balances and your scores. Max out your cards if you must, but pay the... Read >
Author: Ian Webber27th October 2008
The problem with debt is that it creeps up on you – all of a sudden! You know what I mean. We happily go about our daily lives, not paying too much attention to our spending. Just pop it on the credit card. After all it’s only a few dollars.
The bo... Read >
Author: Jack Stevinson16th April 2008
Put an end to the ever-increasing load of heavy debts! Get your online debts cleared within a span of less than five years. Can’t believe it try the online route of debt management plan(DMP). DMP is an informal agreement chalked out to allow a person wh... Read >
Author: Sadhana07th April 2008
If you have been in a life situation like a divorce or sudden medical emergency that leaves you with a bad credit rating, there are still different credit cards that are available for your use. By starting fresh with a low APR credit card, you can actual... Read >
Author: Susan Slobac03rd March 2008
Credit card transfers allow you to move the balance of one credit card to another. By doing this, you can save money and help to pay down debt faster. But you have to use them correctly to avoid digging yourself into a financial hole. You will see more... Read >
Author: Robert Alan05th November 2007
As you know standard credit card changes 18% of interest rate, unless you have not owed any credit card debt, this percentage means a lot to you especially if you just paying the minimum due of your monthly balance, the higher the number, the more interes... Read >
Author: Cornie Herring04th June 2007
Credit card rewards are excellent incentives for using your credit card, but are only beneficial if you will actually use the rewards. Credit card rewards are a wonderful way to get excited about using your credit card, however credit card rewards are onl... Read >
Author: Art Taylor03rd January 2007
1. Identify your debt problem – It’s important you find the main problem that created your credit card debt. Try to cut that specific payment by at least 20%. If you don’t, your credit card debt will only worsen and in the future eliminating your cr... Read >
Author: Joel Cohen07th November 2006
A 0% APR is essentially a credit card offered by credit card companies to their consumers with an ‘annual percentage rate’ (APR) of zero percent. However, this rate does not exist forever, and after a period that ranges between three to twelve months,... Read >
Author: Joseph Kenny12th October 2006
If you are looking at owning a new credit card then obviously 0 interest credit cards hold a lot of appeal for you. Anything with 0 interest does grab attention, for that matter! But in the name of 0 interest credit cards, there is a lot of subtle dodging... Read >
Author: Robert Alan11th October 2006
When it comes to 0% APR credit cards, you may be wondering how you can take full advantage of these offers. There are many f them out there, actually. The ability to offer this service is usually something of a ploy though. To get you into their card pr... Read >
Author: Robert Alan12th August 2006
Say you recently got divorced, and your divorce decree states that your late husband (or wife), is responsible for your two visa card balances. Time goes on after the divorce, and you get a call from the credit card company stating th... Read >
Author: jason bracken12th July 2006
Some credit card advantages we take for granted are buyer protection in a dispute with a merchant over an inadequate repair or a defective purchase, delivery insurance, and all kinds of incentives and rewards from airline tickets to cash.
Credit cards ... Read >
Author: Peter Amaral20th May 2006
What Is A Balance Transfer Credit Card?
Simply put, a balance transfer credit card allows you to transfer your card balances over from your other credit cards. Through this transfer you can save money on the APR. If you can consolidate all your balance... Read >
Author: Robert Alan18th April 2006
Generating capital for your business is highly dependent on your personal credit score. Your Payment History makes up 35% of your entire personal credit score. The other key indicators that make up your credit score are Length of Credit History, New Cre... Read >
Author: David Gass
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