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24th September 2009
The old saying goes that 'God acts in mysterious ways', and never does that ring more true than when you learn that your home has been destroyed by an 'act of God'. Being such a strange term you'd be forgiven for wondering what exactly this means and how ... Read >
Author: Melissa Messer10th September 2009
Anyone browsing the seemingly endless assortment of financial product websites soon becomes accustomed and bogged down by the many slapdash deals, lacking in substance and clarity. Often, the internet can be both a frustrating and exhausting environment, ... Read >
Author: Admin31st August 2009
Insuring the buildings
Although policies vary from one insurer to another, most building policies cover the main dwelling, its garage and other outbuildings, walls, gates, fences, drives, verandas, patios, swimming pools and landlord’s fittings and f... Read >
Author: Robert Dessaix30th August 2009
Burglary is one of the biggest causes of insurance claims in the United Kingdom. There is an estimated 4% rise alone in domestic burglaries in this year to date. It is becoming more important to take the steps needed to safeguard your home and to get the ... Read >
Author: George Carr17th August 2009
Property is a valuable asset for landlords and homeowners. Getting the right buy-to-let insurance with building and content sum insured is essential for landlords’ own protection. When looking at the appropriate insurance, landlords have the responsibil... Read >
Author: kath30th July 2009
Researches have found that many Londoners struggle to get themselves contents insured due to the financial problems. This increases the concerns of Associations of British Insurers (ABI) to promote insurance among homeowners.
Associations of British In... Read >
Author: kath29th July 2009
One of the best ways for you to find affordable motor insurance is to shop around. Each year prices can vary and homeowners thinking of renewing their policies to protect their homes are advised to get several quotes in order to find the best deal. Some h... Read >
Author: Rochelle25th July 2009
When investing in real estate, it is important to set a realistic and attainable budget. If you fail to take everything into consideration, the return on your investment can end up being markedly less than expected. Experienced Brisbane mortgage brokers w... Read >
Author: EvoSeo16th July 2009
If you're lucky enough to own a holiday home in the UK, one downside is that you now have two properties to worry about. One way to lessen the stress is with home insurance.
Buildings insurance for a holiday home
Your holiday home insurance should cov... Read >
Author: MarkeD11th July 2009
Most home insurance will cover flood and storm damage. As a minimum you should have buildings insurance which covers you against the costs of repairing, or in extreme cases rebuilding your home, but you would be wise to also take out contents insurance to... Read >
Author: Foster Carr11th July 2009
Your mortgage lender will normally require that you at least have buildings insurance, but you would need full home insurance including contents insurance to cover your belongings as well as the actual structure of your house. However, if you do not maint... Read >
Author: Foster Carr11th July 2009
If you rent your home then your landlord will probably have buildings insurance to cover the actual building. Anything you own needs to be covered by a separate contents insurance policy.
The most basic policies cover your financial losses if your poss... Read >
Author: Foster Carr11th July 2009
With so many home insurance products on the market the choice can be baffling, and with big differences in the price of policies and the protection they give you, take time to think about your needs rather than just going for the cheapest deal available.
... Read >
Author: Foster Carr11th July 2009
Contents insurance is a type of home insurance. Your belongings that are not actually a part of the physical structure of your house are not protected by buildings insurance, which is usually compulsory if you need to take out a mortgage. Contents insuran... Read >
Author: Foster Carr10th July 2009
A landlord may find a landlord building insurance quite essential without realising the need for tenanted property insurance. There is a difference between the two. A rented property insurance will cover your assets or contents in the rental unit. On the ... Read >
Author: Kirthy Shetty09th July 2009
More than 1 in 10 Brits have failed to take out any form of home or contents insurance.
Boiler breakdown is top home worry for quarter of Brits - but just 23% of building insurance products cover this as standard. 16% of consumers rate theft of Chris... Read >
Author: Josie Anderson06th July 2009
Given the uncertainty of the UK economy many people are looking to reduce their outgoings - just to be on the safe side - and insurances may look like an area where costs can be trimmed. However, if you are in that situation, think hard about the possible... Read >
Author: Adam Singleton05th July 2009
This series of short articles offers some guidelines regarding debt management. First we will look at ways of borrowing money and managing your lifestyle without getting into debt that you cannot afford to repay. We will then look at some simple ways in w... Read >
Author: Robert Palmer01st July 2009
There's nothing like waking up on a summer's morning and opening the windows for a spot of fresh air. But did you know, if a burglar slips in through that open window, you may not be covered by home insurance?
According to National Statistics Office fi... Read >
Author: MarkeD30th June 2009
In this age of new technology consumers are increasingly using digital downloads to access music, games, films, computer software programmes and ring tones.
If your home were burgled and you lost your iPod, mobile phone and laptop your contents insuran... Read >
Author: michael challiner19th June 2009
If you rent your home then your landlord is responsible for getting buildings insurance to cover the costs of repairing or rebuilding the actual structure. Your possessions will not be insured by the landlord so you need to get a separate contents insuran... Read >
Author: Foster Carr19th June 2009
Most home insurance will cover flood and storm damage. As a minimum you should have buildings insurance which covers you against the costs of repairing, or in extreme cases rebuilding your home, but you would be wise to also take out contents insurance to... Read >
Author: Foster Carr19th June 2009
Contents insurance is a type of home insurance. Your belongings that are not actually a part of the physical structure of your house are not protected by buildings insurance, which is usually compulsory if you need to take out a mortgage. Contents insuran... Read >
Author: Foster Carr19th June 2009
Your mortgage lender will normally require that you at least have buildings insurance, but you would need full home insurance including contents insurance to cover your belongings as well as the actual structure of your house. However, if you do not maint... Read >
Author: Foster Carr19th June 2009
There are many home insurance products available, and it is important to consider your needs before just going for the cheapest possible deal.
Most mortgage providers will require you to have buildings insurance to cover the cost of rebuilding your hom... Read >
Author: Foster Carr13th June 2009
Living in a council house? Bamboozled by home insurance? Find out what type of policy you need with this guide to insuring your possessions in a council-owned property.
Home insurance vs contents insurance
Home insurance is divided into two types: bui... Read >
Author: MarkeD13th June 2009
Home insurance doesn’t actually exist as a policy. Whilst this might seem like an outrageous statement to make, home insurance is actually a conglomerate of two other types of insurance, buildings insurance and contents insurance. Whilst these are often... Read >
Author: Chris13th June 2009
In the current economic climate people are always looking for ways to save money. The Association of British Insurers has reported concerns that people are trying to save pennies by under insuring important things like their possessions and cars. If you a... Read >
Author: Chris12th June 2009
Landlords building insurance is a great way to protect your property against any kind of loss or theft to property. In case, the property or building was to catch fire and was witness to theft, this could provide as a protective mechanism. It is advisable... Read >
Author: Sadhana06th June 2009
Empty homes provide summer burglars with easy pickings. In the excitement of preparing for your holiday, double checking your home cover is up-to-date might not seem very appealing. But when you leave your home empty you leave it at risk, so it is absolut... Read >
Author: MarkeD05th June 2009
In the UK more and more of us are deeming home insurance unnecessary during the recession. Although saving on monthly premiums is no doubt tempting when money is tight, and especially when insurance is reported to be on the increase, many sources in and o... Read >
Author: MarkeD04th June 2009
Home is one of the basic and most essential necessities of life. Today, it becomes crucial to protect and insure your home through home insurance. You can go for the home insurance policy which suits you the most and in order to locate or arrive upon the ... Read >
Author: DirectInsurance04th June 2009
This article is to provide you with feedback to some of the most common questions usually asked about home insurance.
What is Home Insurance?
Home insurance is a policy that can be bought to help protect your house from damage that may occur as a re... Read >
Author: Josie Anderson04th June 2009
Prevention is always better than cure, whatever the situation. Being aware of the most common reasons behind home insurance claims in the United Kingdom can help you to safeguard your own living quarters against these costly culprits.
Taking care to... Read >
Author: Isla Campbell03rd June 2009
Damage to possessions in your own home is covered by contents insurance, whereas damage to the fabric of the building is covered by buildings insurance. Typically, contents insurance will cover damage resulting from leaking or escaping oil or water, movin... Read >
Author: michael challiner19th May 2009
Landlord insurance is a type of cover that a property owner can take against his / her property. It is similar to normal home owner buildings insurance. You invest a sizeable amount of money on property. Risking it against various kinds of loss is not a w... Read >
Author: Sadhana12th May 2009
Cheap home insurance is all very well and useful if the pennies are tight in the household, but selling yourself short can prove very costly indeed if you don’t get the right insurance policy. Covering yourself adequately may make your cheap home insura... Read >
Author: Kim06th May 2009
The average contents insurance policy covers your possessions against loss or damage from a number of different perils; including storm damage, fire, flood, theft, and water and oil leaks to name but a few. Many also include accidental damage cover as sta... Read >
Author: Adam Singleton05th May 2009
In essence landlords insurance is very similar to the normal home owner buildings insurance you would take out on your property. Just like you would insure your home to protect your investment against damaged caused to your property - eg through fire, ter... Read >
Author: dezbroatch29th April 2009
Are you aware of the importance of having appropriate home insurance? So many people have home insurance that does not provide them with an adequate amount of cover. There is much to be considered when it comes to home insurance, and being under-insured c... Read >
Author: rudi oneil28th April 2009
Nowadays, insurance is a must for health, property or vehicles. It gives an assurance to the insurer. In case of an untoward incident, the insurer can recover the loss quickly. If you own a property or building, it makes sense to have Buildings insurance ... Read >
Author: Sadhana28th April 2009
Property owners and those who have let out house on rent often face difficulty getting rent. The tenant may not pay the amount due on time and may altogether miss out paying. It is indeed a difficult situation for landlords. In such circumstances, having ... Read >
Author: Sadhana22nd April 2009
Firstly, the best thing to do is make sure you keep all your policy details in a safe, easily accessible place, so you can put your hand on all the information you need if you want to make a claim.
If something unfortunately does happen to your home an... Read >
Author: michael challiner31st March 2009
Being a landlord, it is very likely you have made a significant investment of your hard-earned money into your property. This means it is very important that your investment is protected should the unthinkable happen.
There’s no point in assuming tha... Read >
Author: Les Patterson13th March 2009
It’s all too easy for a slight hint of complacency to creep into everyday home security. A window accidentally left open, spare keys left in all too obvious places or even valuables left in sight of passers-by. All these factors can attract burglars w... Read >
Author: pmcindoe10th March 2009
The majority of people have insurance for the structure of their property because it is a necessity in order to procure a mortgage. In certain cases such cover will provide protection for certain items within the home but realistically it is a necessity t... Read >
Author: rudi oneil16th February 2009
As soon as it comes to insurance the majority of individuals in the British Isles and even in major countries around the world will look on the net, and more predominantly comparison websites to get the best reductions and quotes to save them a fortune. B... Read >
Author: chloeramsbottom11th February 2009
Sometimes the most unexpected of things can happen and your home is no exception to this rule. Home is where the heart is and it pays to protect one of your most valued possessions against the unknown.
If you’re looking for an insurance policy tha... Read >
Author: Isla Campbell09th February 2009
When you think to buy home insurance then there is a lot of confusion in choosing the appropriate plan according to the requirement. There are number of citizens who think that number of accidents will get covered in their insurance plan, whereas such acc... Read >
Author: Alien08th February 2009
Landlord property portfolio is a package which covers a volley of insurance such as building insurance, contents insurance, and cover for loss of rent and claim, landlord’s liability and legal expenses.
Property portfolio coverage of the landlord:
... Read >
Author: Kirthy Shetty02nd February 2009
A new policy launched by More Than home insurance this week has gone some way to simplify the somewhat complicated business of home insurance by removing any small print.
The revolutionary policies split contents insurance into two straightforward cate... Read >
Author: Carys Robshaw02nd February 2009
A new policy launched by More Than home insurance this week has gone some way to simplify the somewhat complicated business of home insurance by removing any small print.
The revolutionary policies split contents insurance into two straightforward cate... Read >
Author: Carys Robshaw26th January 2009
If there is one division of insurance where corners should not be cut and where getting appropriate cover is unbelievably important then it is home insurance. you would not want your property to be razed by a fire and not have the recourse to be able to g... Read >
Author: Nigel Thomas20th January 2009
When it comes to home insurance, there can be some confusion about what type of cover is needed. Lots of people think there are things that will be covered for accidental damage within their house insurance policy, whereas they may in fact come under buil... Read >
Author: michael challiner16th January 2009
If you have building insurance, contents insurance or both types of policy, you should see a financial advisor to see if there is a cheaper alternative or do a price comparison through a insurance comparison website which will list all of the policies tha... Read >
Author: Spot Biddle16th January 2009
Those days are very truly gone away when the home insurance plans were found only on the high street. Nowadays you can very easily make a search for a United Kingdom policy for home insurance right from your home and that too with a lot of comfort.
No... Read >
Author: Alien08th January 2009
Whether you have lived in rented accommodation for a long period of time or you are thinking about making the leap, there are a few golden rules that you should follow to make your time as a tenant a happy one.
For new tenants, even before signing the ... Read >
Author: Daniel Collins08th January 2009
This Christmas there’s plenty of scope for things to go wrong, whether its presents being stolen or your car being involved in an accident with the icy conditions on the roads. It’s no surprise that the insurance industry will receive thousands of cl... Read >
Author: Andy Adams04th January 2009
If you have building insurance, contents insurance or both types of policy, you should see a financial advisor to see if there is a cheaper alternative or do a price comparison through a insurance comparison website which will list all of the policies tha... Read >
Author: Spot Biddle31st December 2008
Getting insurance quotes offline is an actual drag. People can waste hours on the phone explaining their details to life insurance telesales operators in an attempt to get the lowest insurance quotes offered. It is time wasting processes that require extr... Read >
Author: Alien04th December 2008
It’s every parents worst nightmare, to leave your teenager at home for the weekend then coming back to find your house has been trashed. With the latest craze of social networking sites taking the UK by craze, many parties are being arranged online with... Read >
Author: Dan Collins27th November 2008
Of course, there are pros and cons to both buying and renting property. For those who have a regular, steady income and are settled in their work and personal life, stepping onto the property ladder may seem like the most sensible move to make. However, f... Read >
Author: Adam Singleton27th November 2008
If you live in a flood prone area, there is a good chance that you will not be able to obtain relevant home insurance or may be charged extremely high premiums. This may be frustrating for the few who live in no danger but are located near houses that are... Read >
Author: barryloughran@live.co.uk07th October 2008
1. Shop, shop and shop again – the main thing people forget to do is to shop around. The one thing to do if you do nothing else is to call a few insurance companies and get a few car insurance quotes. Surprisingly to some, the quotes can change by hundr... Read >
Author: Karl Guevara19th September 2008
Tell neighbours to be vigilant, install low fences and plant defensive shrubs and bushes around the perimeter of your property. This is what insurance companies are telling the churches as their insurance claims have rocketed in recent years now to a stag... Read >
Author: barryloughran@live.co.uk19th September 2008
The recent floods in Britain have devastated thousands of people, destroying homes and leaving many homeless. The homeowners of the affected areas are going to be hit with even more bad news as the out of pocket insurance companies are planning to raise p... Read >
Author: barryloughran@live.co.uk09th September 2008
The summer holidays are a time every child looks forward to but for their parents, this could be a time or breakages and bills.
Hundreds of families could be hit by bills for more than £500 due to their children causing damage to their homes. The num... Read >
Author: Gill09th September 2008
Home insurance premiums appeared to change very little over the first three months in 2008; however, it appears that insurers are still very wary about issuing quotes to their customers.
According to some information from a leading insurance company, t... Read >
Author: Gill14th August 2008
People could be wasting thousand of pounds on useless and expensive insurances, says the new Which? Money Saving Handbook.
Although some insurances are must-haves, such as buildings insurance, contents insurance, life insurance, and car insurance, othe... Read >
Author: Christian Ward13th August 2008
Though natural disasters are rare, they can and do happen. Floods, freak storms, and high winds have hit the UK in recent years.
The UK has even experienced uncommon natural disasters like earthquakes and typhoons. Changing weather patterns across the... Read >
Author: Brad Swarner13th August 2008
Insurance has developed into a major business with time, simply due to the amount of money to be made. More and more companies are being set up to claim a stake in today's ever so valuable market.
Let's say you own an insurance company and you have on... Read >
Author: barryloughran@live.co.uk12th August 2008
Recent research by Zurich Insurance has found that tenants across the UK are gambling nearly £8billion of personal possessions by not protecting themselves against bad weather or crime.
Almost a million private renters (37 per cent of those surveyed)... Read >
Author: Christian Ward29th July 2008
With the ever changing climate around the globe and with the current recession also affecting numerous home owners in the UK, do you know if you are up to date with your home insurance policy?
Most insurance policies will cover the majority of perils, ... Read >
Author: barryloughran@live.co.uk04th July 2008
It appears the UK is a nation determined to cause confusion for its inhabitants, there is no way one can plan their wardrobe, it starts with showers, big heavy cold rain drops and by mid morning you are likely to have experienced an audience with some sun... Read >
Author: Onome Okwuosa01st July 2008
1 in 4 families in the UK, have not insured their belongings with contents insurance. This is an alarming fact considering that a house gets broken into every 90 seconds in the UK! The two basic types of home insurance comprise of contents and buildings i... Read >
Author: Karl Guevara01st July 2008
Research has shown that almost half a million bicycles are stolen every year in the UK. That works out as one bicycles stolen every 65 seconds, almost once a minute.
The capital is most badly affected place with four out of the top ten highest risk ar... Read >
Author: Carys Robshaw01st July 2008
Recent reports have shown that one in ten people have been burgled, whilst they have been on holiday, according to research survey conducted by Churchill home insurance.
Nine per cent of UK homeowners how have been away for a weekend or even a day trip... Read >
Author: Ruth05th June 2008
In light of the recent freak weather the UK has been experiencing, home insurance has proved to be a vital bit of cover for all individuals whether you rent, own or let your property. With thousands left desperately out of pocket as they have watched the ... Read >
Author: Onome Okwuosa30th May 2008
When you think of home insurance, what comes to mind? Perhaps you think it's just in case of a fire, or to cover those DIY disasters? Well, while it's always good to be insured for those things, there's much more to home insurance than simply safeguarding... Read >
Author: Jay Tillotson25th April 2008
Home insurance is a type of protective cover that helps to ease the financial implications involved with the loss, theft, or damage of your belongings and the damage of your actual home, and can be broken down into two parts, buildings insurance and conte... Read >
Author: Tsuyoshi E. Suzuki02nd April 2008
Summary: Every business that travels needs cheap van contents insurance for tradesmen to ensure that their travelling tools and investments are fully covered in case of accident. If you aren't covered right now, this article describes the best way to go a... Read >
Author: Robert19th March 2008
Don't mention the words 'box' or 'cardboard' in the same sentence. Also on the vetoed list of words are: tape, van and, obviously, packing.
Moving house. I could stop there, but why spoil the fun. It's high up on the list of stress inducing life events... Read >
Author: MarkeD28th February 2008
Most people have some kind of home insurance. Seeing as it's probably the most valuable asset most people will ever own, it's sensible to have some form of protection against it, just in case the worst happens.
Many first time buyers will be offered ch... Read >
Author: Nick Cox26th February 2008
According to research carried out by a price comparison site, homes in London prove to be the most expensive to insure in the UK.
Lambeth in south London is the most expensive area in the UK, with home insurance and contents insurance costing £342 a ... Read >
Author: Nick Cox26th February 2008
There are two types of home insurance which owners should have for ultimate peace of mind. They are available as separate policies but it's often cheaper to get two-in-one policies which will cover everything. Having said that, you still need to be vigila... Read >
Author: Jay Tillotson14th February 2008
For the majority of the population, their home is the most expensive and important thing they own. Not only does it provide a place for them to live, put also one to store most of their worldly possessions.
For this reason, you would think that home i... Read >
Author: Liam Gerken02nd February 2008
Homeowner cover is one of those things that we hate every month when we are paying our premiums, but when we have to make a claim, it is a god send. Home insurance, also known as homeowners insurance or hazard insurance is a necessity for all in todays wo... Read >
Author: Nigel M18th January 2008
Most Britons aspire to owning their own home, and those about to get on the first step of the property ladder need to ensure that they have all the relevant insurances against mishaps, not just those relating to the home but also to the homeowner.
Bu... Read >
Author: Andrew Regan07th January 2008
Also known as property insurance, this is a mandatory insurance with a mortgage and you must have it in place. With a re-mortgage even if you already have insurance the solicitor will ask for buildings insurance that is covering the up to date rebui... Read >
Author: Mortgage Services14th November 2007
All about the essence of Home InsuranceEssence - well, essentially, Home insurance comes in two flavours. One is buildings insurance which insures the fabric of the building against unlikely outcomes such as fire, flood, tornado strikes and the like, and ... Read >
Author: George Carr08th October 2007
Your home is likely to be the biggest investment you'll ever make, so protecting it against potential disasters is a smart and logical step to consider. If you have a mortgage, it will likely be part of the conditions that you have insurance to cover the... Read >
Author: Adam Singleton03rd September 2007
Should I Buy or Should I Rent?
A regularly asked question is “is it better to rent your house or to buy it?”. Very often this question actually translates into “is it cheaper to buy than to rent?” The fact is that these are different questions... Read >
Author: Francis Ghiloni07th August 2007
A topic that has dominated the news of late, the widespread flooding and torrential rainstorms are still causing havoc for many even after the flood waters have receded.
Many thousands of people are now left struggling to rebuild their lives, shattered b... Read >
Author: Chris Rowlands06th August 2007
Insuring your home can be a long and complicated process. Have a look at this brief but informative guide for 10 tips that could make the whole experience a little bit more bearable.
1. It's worth making sure that your house is fully protected with a p... Read >
Author: Katie Brown26th July 2007
Pet Insurance Why Bother?
I recently read a piece of advice to pet owners that really annoyed me, basically the author suggested that pet insurance was a waste of money and pet owners would be better off putting the money in a savings account to cover ... Read >
Author: Terry King05th July 2007
Not all home insurance policies are created equal. Dig below the surface and you may be shocked to discover that your policy does not cover you for the event that you thought it covered you for.
For example, 1 in 3 get burgled and yet estimates show th... Read >
Author: Katie Brown05th July 2007
You may know somebody who is a landlord/landlady and seems to do very nicely. They are apparently enjoying a substantial extra income, and can look forward to a nice fat profit when they sell their properties. You think �I�d like some of that, too.... Read >
Author: Robert Palmer16th May 2007
To most people the benefits of home insurance are obvious. Contents insurance will cover your furniture, clothes, electronic equipment and other prized possessions while buildings insurance will cover damage caused to your property, from fire and flood da... Read >
Author: Peter Ecob26th April 2007
Recent reports suggest that if you’re a newlywed, your gifts might not be as safe as you thought. Is your shiny new stainless steel toaster (with matching kettle, of course) as protected as you’d like it to be?
Picture the day; you’ve been plann... Read >
Author: Chris Rowlands13th March 2007
As one of life's essential financial products for consumers, insurance - whether it's home insurance, travel insurance or life insurance - can be overwhelming. After all, in today's diverse financial market there is a vast variety of insurance products fo... Read >
Author: Andrew Regan13th December 2006
Nowadays, many people in UK own a holiday or a second home outside UK—be it Spain, France, Italy etc. It is estimated that second homes are one of the major source of income for the people of UK. But you may never know when some mishaps might happen and... Read >
Author: Henry Bell16th November 2006
With the compensation culture increasing around the world, having public liability insurance is becoming more and more important. If you don't have public liability insurance included in your current building insurance, then now is the time to look at g... Read >
Author: Peter Kenny01st September 2006
Contents insurance is something that most people who own or rent a home will take out in their lives. However, many people don't get adequate cover or pay too much for their insurance. If you are unsure how to get the best contents insurance deal then thi... Read >
Author: Peter Kenny10th June 2006
You've moved in, you're paying your mortgage; you're ready to finally breathe outCongratulations! You are now a homeowner, and should be enjoying the change. Now you're firmly on the property ladder, you can start to make the most of your new status.
... Read >
Author: Joseph Kenny11th May 2006
Of course, you need to check with an accountant or lawyer for specific information, but in this article, you'll learn what small business insurance has worked for our computer consultants and customers in the past.
What Type of Small Business Insurance... Read >
Author: Computer Consulting Kit Home Study Course10th July 2005
Almost anything can be insured these days: breasts, legs, your goldfish, your mental health, physical health, your own life, your child's life. You can insure against the bad weather, good weather, political events.
This week in Scotland, triathlon c... Read >
Author: Rachel Lane
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