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24th September 2009
With the uncertainty in the economy at the moment general advice for the public on whether to overpay their mortgages is hard to give. Many mortgage lenders have been writing to borrowers and encourage them to overpay on their mortgages so they reduce the... Read >
Author: DTM23rd September 2009
Uruguay is a place that people fall in love with. The extensive, untouched beaches, old-world charm of capital Montevideo, and warm Uruguayan attitudes towards foreigners all play their part. In fact the most trouble tourists have in Uruguay is when tryin... Read >
Author: Offshorebanking23rd September 2009
There are many benefits to buying a house rather than renting. Many people would argue that renting a property essentially creates ‘dead money’, in that the money for all intents and purposes vanishes into thin air.
Contrary to this, those who choo... Read >
Author: Adam Singleton23rd September 2009
The recession has impacted many businesses and individuals in different ways. The slump in the property market, which saw house prices fall by 18.9% in 2008, has left many owners unable to sell their homes.
Those wanting to sell their home just as th... Read >
Author: Adam Singleton22nd September 2009
With the commercial situation worsening, bills rising and house prices falling, many folks are having to borrow even more to remain financially afloat.If you've into debt, the smartest thing you can do for the sake of your wallet - and your well-being - i... Read >
Author: Moises Baxter22nd September 2009
Traditionally there are two means of measuring the cost of living in the UK. These are the Consumer Prices Index and the Retail Prices Index. Both are used to estimate just how much the cost of living is rising over set periods and they’re employed in v... Read >
Author: michael challiner18th September 2009
Homeowners are facing the worst crisis due to the present recession and the economic crisis. Due to the ever increasing foreclosures, house prices are at an all time low. This is because of the depressed sentiment that even one foreclosed home can create ... Read >
Author: radhika18th September 2009
Now is a great time to buy property to renovate. Here we look at how to buy property to renovate and what to look for.
House prices are still comparatively low and interest rates are their lowest rates ever. But prices are beginning to creep up - by 0.... Read >
Author: Wheres My Property16th September 2009
Interest rates are low and are expected to remain low for the next year. House prices are low. Here we look at whether buying rental property is a good idea and if you are keen, then what you need to look for.
Interest rates are the lowest they ever ... Read >
Author: Wheres My Property15th September 2009
Homeowners are facing the worst crisis due to the present recession and the economic crisis. Due to the ever increasing foreclosures, house prices are at an all time low. This is because of the depressed sentiment that even one foreclosed home can create ... Read >
Author: MOHANSINGH10th September 2009
With the business situation worsening, bills rising and house prices falling, many people are having to borrow even more to remain financially afloat.If you've into debt, the smartest thing you can do for the sake of your wallet - and your fitness - is to... Read >
Author: Branden Lynn07th September 2009
If you listen to bankers and politicians, what we really need right now if for banks to start lending again. Then, all the problems we now see; house prices falling, stock market panics, mass currency movements, will sort themselves out. It might not happ... Read >
Author: Bob Smith III07th September 2009
Nationwide - the UK's largest building society, today revealed that this month saw house prices rise again for the fourth consecutive month, as the demand for houses continues to outweigh supply.
The latest figures from Nationwide showed that the aver... Read >
Author: Sam Gooch07th September 2009
The amount of approved home-loans hit a 17-month high last month, which has sparked new claims that the housing market is emerging from recession.
Figures from the British Bankers' Association (BBA) showed that in July, banks approved 38,181 mortgages,... Read >
Author: Sam Gooch07th September 2009
When the leading lights of Wall Street are suddenly dropping into bankruptcy or being sold off, you are right to ask the question, “Is this the right time to be looking to refinance or borrow some more money?” The answer is always to look at what is r... Read >
Author: Norris Rios07th September 2009
The majority of people refinance their mortgages because they are being squeezed by the current loan terms. But there are other reasons for looking seriously at a refinancing strategy. The point of refinancing is to renegotiate what you pay. It’s import... Read >
Author: Norris Rios07th September 2009
When the going is good and home prices keep rising, the gap between the resale value and what you owe on the mortgage keeps widening. So, if your home is worth $250,000 but the mortgage debt is only $100,000, the equity is $150,000. That’s a big slice o... Read >
Author: Norris Rios07th September 2009
The problem with credit and store card debts is that you’re looking at high rates of interest for personal lending. Worse, it’s easy to get caught with penalty charges if you miss a payment. Debt consolidation always looks a good idea because you can ... Read >
Author: Norris Rios06th September 2009
Wherever you look, the story is the same. House prices are in free fall. What are the facts? According to the S&P/Case-Shiller national index, house prices fell by 14% in the year to April 2008! Those of you who like history will know that's a faster fall... Read >
Author: Norris Rios03rd September 2009
It seems as if the Irish working population do not like pensions. With roughly half the workforce opting to do without a Personal or Occupational Pension, the figures speak for themselves.
Perhaps these figures are not unsurprising; pensions often rec... Read >
Author: Rochelle03rd September 2009
One rule of thumb regarding history is that it tends to repeat itself. Could the current economic situation in the United States, which has stretched from 2008 to 2009, become somewhat reminiscent of what occurred during the recession of the early 199... Read >
Author: GreenDegree03rd September 2009
It’s been well publicised lately that the housing market is on the brink of a crisis – in fact, the crisis has hit the US already. As mortgages become harder to come by and homeowners begin to struggle with rising interest rates and lower demand from ... Read >
Author: TerryGreen03rd September 2009
Being an efficient short or long term funding solution for homeowners, secured loans are very popular among UK loan seekers. Having the equity in your property will give you the chance of availing this loan to meet your monetary needs. These loans are som... Read >
Author: Amelie Eve02nd September 2009
Copyright (c) 2009 Frank Patrick
Foreclosure Filings Rise 32% Year-to-Year
REO properties will continue to make up a large part of the housing market for some time to come, judging by the latest foreclosure and mortgage data.
In July, foreclosure... Read >
Author: Frank Patrick30th August 2009
In a recent survey it was found that many people in the UK desire to own a home in some quiet countryside.
In the opinion of all those with such a dream, a countryside home brings the most happiness.
But the trouble for anyone hoping to translate th... Read >
Author: Musa25th August 2009
Our home is the single most expensive thing that most of us will own during our lifetime; and getting approved for a mortgage loan can be stressful, complicated and time consuming. And unfortunately, obtaining a loan is even more difficult today than it h... Read >
Author: RachelJacksons24th August 2009
The current financial crisis has resulted in slow real estate markets and as a result most people are dropping their house prices until they sell, but many of them fail to use every possible sales tactic in order to improve probability of making the sale ... Read >
Author: Rahul Rungta24th August 2009
What role does debt management have to play today? In a recession, many households are facing a hard time, so how can debt management help?
You can manage your debts on your own, and many people choose to do so. However, many others will approach a pro... Read >
Author: KevinC20th August 2009
Housing associations have had £174million written off their assets in 2008/9 as land and house prices tumbled.
During the year, 92 housing associations reported the impairment charges, driving the figure up 40% on last year. But the Tenant Services Au... Read >
Author: tugsearch15th August 2009
Since the credit crunch, the mortgage market has been left suffering from a great freeze after more and more lenders became increasingly reluctant to lend.
As a result, a number of mortgage products such as the 100 per cent mortgage became extinct. Fir... Read >
Author: Arti13th August 2009
According to UK lenders, the total number of mortgages granted to home buyers in June increased by 23% compared with May.
The Council of Mortgage Lenders (CML) has said that around 45,000 mortgages were approved for property purchases in June, falling ... Read >
Author: Which4u11th August 2009
You might want to buy a nice house and land. Melbourne, being the capital of the state Victoria, is a great place where you can buy both a house and land. Melbourne has the second most inhabitants in Australia.
Living in a big city as Melbourne has a l... Read >
Author: Mel C11th August 2009
Shopper confidence is one of those leading economic indicators mentioned in yesterdays A Lesson in Downturn, and it is increasing! Despite out of work numbers that customers have cared so much about that also causes cash problems, combined with low home p... Read >
Author: Robert Bell11th August 2009
Here we look at the current house prices and review the predictions of how they will fair in the future.
According to Nationwide house prices rose by 1.3% in July, taking the annual change in prices from -9.3% in June to -6.2%.
Whilst house prices w... Read >
Author: Wheres My Property10th August 2009
During an economic downturn, many people are facing a difficult time financially - so how could debt management help?
A debt management plan is intended to help people who can't afford their debt repayments.
When someone enters a debt management pla... Read >
Author: Susan Chalmers10th August 2009
Increasing house prices are making it unfeasible for many first time buyers to get on the property tree, however the potential, probability of auction properties are open to us.
Buying at auction is one of the most excellent ways to discover a propert... Read >
Author: Nisha 10th August 2009
Homeowners are facing the worst crisis due to the present recession and the economic crisis. Due to the ever increasing foreclosures, house prices are at an all time low. This is because of the depressed sentiment that even one foreclosed home can create ... Read >
Author: Lindsy Emery10th August 2009
When UK citizens leave the country, where do they decide to buy overseas houses and for what reasons are they moving?
Some have had enough of the UK and its weather and others want to start a new and exciting adventure in another country living in a di... Read >
Author: Tailored Home08th August 2009
At a time like this, many people are finding it increasingly difficult to manage their finances. So how - and who - could debt management help?
Debt management is designed to help people who cannot afford their debt repayments.
When someone enters... Read >
Author: Susan Chalmers08th August 2009
When will the best mortgage rates be available? The short answer is: ‘No-one knows’, but that’s not what you’re looking for. The long answer is more complicated, and the subject of much discussion – but here are a few of the important factors:
... Read >
Author: Susan Chalmers07th August 2009
Recently released figures by the Nationwide Building Society have suggested that house prices have risen slightly in March. Does that mean that we have reached the bottom of the market? And how has this affected the demand for houses for sale in Cornwall?... Read >
Author: annabarrington03rd August 2009
Despite the bad rap the real estate industry is suffering from in recent months because of the world wide financial slump it caused, a great number of people are still interested in buying houses. Maybe because house prices now are much lower compared to ... Read >
Author: Mel C02nd August 2009
According to the land registry, the cost of houses across England and Wales increased on a month-on-month basis for the first time since January 2008.
The results from a survey, which compares the price of homes recently sold with the price paid previo... Read >
Author: Which4u02nd August 2009
It has been revealed that Nationwide - the UK's largest building society, believes there is a "reasonable chance" that 2009 will end with house prices standing higher that they were at the start of the year.
This was branded an “unthinkable” scenar... Read >
Author: Which4u30th July 2009
Are you thinking of selling? Should you wait or should you sell? Here we are looking at what your options are.
Selling property, buying property, it's all been a bit of a mess. The fact is that sometimes you can't wait for longer and you need to sel... Read >
Author: Wheres My Property24th July 2009
In recent weeks a number of signs coming from the housing market have begun to suggest that Britain may well have seen the worst of the slump in both house prices and sales.
Figures for June, released by high-street lender Nationwide revealed that pric... Read >
Author: Darrell24th July 2009
Barbro Zeineh, family lawyer with Franklins Solicitors LLP based in Milton Keynes and Northampton, has personal experience of the conveyancing procedure in the UK and abroad. Barbro writes :
“I have recently sold a two bedroomed property in Sweden w... Read >
Author: Franklins Solicitors LLP24th July 2009
So, it’s official – Manchester is better than London. Or at least, according to the Economist Intelligence Unit, it would appear that this is the case. Indeed, our capital city fails to make even the top 50 of the worlds’ most liveable cities, accor... Read >
Author: isxrc23rd July 2009
After the economic turmoil of late 2008, some economists are saying that the green shoots of recovery can now be seen in the housing market. Below are three indicators that the housing market has stopped its descent, and has started to pick up:
1. Mort... Read >
Author: SearchPath21st July 2009
The biggest bank in Britain, HSBC, is re-launching its popular Rate Matcher deal. The scheme offers mortgages with interest rates fixed as low as 2.49 percent for two, three, or five years - in an effort to urge homeowners to re-mortgage before interest ... Read >
Author: MarkeD18th July 2009
After a (very) long winter, spring seems to have brought a touch of sunshine to American house prices. The latest Case Shiller indices were released last week and they showed that average prices continued to fall in April 2009: the ten city index was 0.7%... Read >
Author: torcana.com@gmail.com17th July 2009
There has never been a better time in over 10 years to buy property than right now, as property prices continue to drop month on month and interest rates remain at an all time low, property buyers have never had it so good.
Many investors who I come in ... Read >
Author: Steve McCall17th July 2009
The property market in South Africa has already started to experience great falls in house prices, many people are unfortunately being hit by this and many more stand the risk of losing their homes. Despite the tough times we are currently facing, solutio... Read >
Author: srini17th July 2009
Selling a house quick can be very tricky in the current market but do remember that there are a considerable number of people who are buying now in order to take advantage of the fallen house prices.
Keep in mind that 95% of people buying a house are ... Read >
Author: Carmen17th July 2009
With house prices widely reported to be the lowest they are likely to get, research by the Association of Rental Letting Agents (ARLA) showing the increase in activity amongst landlords is not particularly surprising. However, a lack of buy to let mortga... Read >
Author: MarkeD17th July 2009
Over the last couple of months there have been a few glimmers of hope for the property market in the United Kingdom. While the industry is still obviously in a troubled position the decline has reportedly been slowing and last month certain areas were ev... Read >
Author: sam lowe16th July 2009
House prices have fallen, mortgage costs for lenders have increased so fixed rate prices are increasing and will the economy start to recover soon?. All these factors will affect how the mortgage market will perform and if you are trying to decide when to... Read >
Author: cborthwick916th July 2009
Last week you may have read some headlines about the UK government reports that were released containing a few interesting pieces of information. First of it was good to hear that many citizens are making the most of the lower interest rates to overpay on... Read >
Author: DTM16th July 2009
UK's families are worse off by 17 per cent after twelve months of sliding house prices and the collapse of the stock market.This fall is the highest for at least 40 years.
On average each household's wealth has fallen 45,000 pounds because the both the... Read >
Author: michael challiner10th July 2009
One rule of thumb regarding history is that it tends to repeat itself. Could the current economic situation in the United States, which has stretched from 2008 to 2009, become somewhat reminiscent of what occurred during the recession of the early 1990s... Read >
Author: GreenDegree09th July 2009
A ratings agency has revealed that negative equity figures have reached an all time high this month, displaying that one in six prime mortgages in the UK is now affected by negative equity.
Presently one in ten homeowners with otherwise clean credit re... Read >
Author: catherine09th July 2009
For many in the current financial climate renovation of their property has become an important issue. As house prices dropped, the majority decided to refurbish their existing properties rather than move. For others decorating their property is a task whi... Read >
Author: Admin05th July 2009
If you are a potential seller waiting to put your house on the market you need to consider your options carefully. Here we go through the issues to help you decide what to do.
Perhaps you were thinking of selling your house and just as you were going ... Read >
Author: Wheres My Property04th July 2009
Happy Homes Investments is a Property Investment Company that can help you profit from investing in the UK property market, whether you're an experienced or novice property investor. We offer our clients the all-in-one property solution for those who want... Read >
Author: Jennifer Stover01st July 2009
West Lothian Property Market
Enquiries on the rise as West Lothian house prices represent a good deal for the buyer.
During the turbulent last year in the property market, with house prices crashing all around us, people have been wondering where t... Read >
Author: Fuzzyzola29th June 2009
The Bank of England has just released its findings from a study of lending throughout May. Within the report it was stated that while there were 67,000 mortgage applications filed for home purchases throughout the month (a rise of over 45% since December... Read >
Author: sam lowe29th June 2009
A recent survey of estate agencies has revealed that there are now approximately four potential buyers for every home that is currently for sale in the United Kingdom.
The recent study has unveiled that while the average number of potential buyers re... Read >
Author: sam lowe28th June 2009
First-time buyers have faced a conundrum over the last couple of years. After years of house prices spiralling out of reach of the average first-time buyer, they have finally fallen.
But in a cruel twist, the mortgage market froze up last year and len... Read >
Author: MarkeD28th June 2009
So why should you go and buy a property in Cyprus?
Simple it's Europe's number one spot for holiday makers, plus it makes great sense to invest in your future. Cyprus properties are now the hottest items in the real estate market for Europe. Over the l... Read >
Author: TimMartins28th June 2009
Copyright (c) 2009 Frank Patrick
Why the Housing Market Won�t Improve Soon
While most real estate agents and brokers are desperately searching for signs that the housing market is recovering, those signs are simply not there yet. The foreclosures... Read >
Author: Frank Patrick26th June 2009
Homes For Sale Alessandro HeightsPart of the American Dream is for everyone to have their own house. However, not everyone is capable of buying one but you should consider in acquiring a house now. Looking at the Homes for sale Alessandro Heights will mot... Read >
Author: Jonathon Robinson23rd June 2009
As house prices tumble it could be time to think about going for a paddle. Whilst property values across the UK have fallen by over 20 per cent in the last 12 months, the prices of residential house boats have remained relatively buoyant.
There is a n... Read >
Author: michael challiner23rd June 2009
A good cause for pause is deciding whether to rent or buy. In the current economy, some people think renting is best because it affords time to save, assess and make a composed decision. But buying also has advantages. Home prices are extremely low. The r... Read >
Author: michael russell 22nd June 2009
Many people know that I have an eye for a bargain and they often ask me about how much money they should spend on particular items. It's a question that frequently seems to be posed in connection with home improvements.
Estate agents have made it known... Read >
Author: Keith Barrett17th June 2009
Moving to another country is always a big adventure. It involves number of considerations before arriving at a decision. These considerations are in the form of purpose, resources etc. For a long time New Zealand has been among the preferred location amon... Read >
Author: Alien15th June 2009
This according to the Halifax FTB affordability review. It stated the house price to earnings ratio is the lowest it has been for 6 years. Martin Ellis housing economist for the Halifax said:
"There has been a marked improvement in housing affordabili... Read >
Author: Article Anuva15th June 2009
House prices are on the rise but be careful, the rise may not last.
In recent years much of the British public have made property into a sort of hobby. The TV shows have followed enthusiastic DIY'ers doing up some half derelict house into a lovely fam... Read >
Author: Wheres My Property15th June 2009
House prices are on the rise but be careful, the rise may not last.
In recent years much of the British public have made property into a sort of hobby. The TV shows have followed enthusiastic DIY'ers doing up some half derelict house into a lovely fam... Read >
Author: Wheres My Property13th June 2009
If you're currently better off thanks to your mortgage provider's low standard variable rate (SVR), you probably won't be considering a switch to a new mortgage deal. However, with fixed rate deals currently at a low level, and the possibility that intere... Read >
Author: MarkeD12th June 2009
The secured loan market has been somewhat depressed for some time as banks look to recoup their losses, which in some cases have been substantial. With the media furore about the banks being bailed out and the ensuing credit crisis has led to a tightening... Read >
Author: Admin12th June 2009
Homebuyers with spotless credit records are being warned that they could find it difficult to take out a new mortgage as banks continue to tighten their lending criteria. Banks and building societies are rejecting loan applications at short notice as hous... Read >
Author: michael challiner12th June 2009
There is one thing that we Brits love and that is our homes. We are a very house proud nation, you only have to turn the television on and there are a whole host of popular programmes dedicated to home improvement. It all started in the nineties with prog... Read >
Author: Scott Wells12th June 2009
Financial markets are fickle monsters. Whichever way the herd moves the market will go the other direction. During the Great Housing Bubble rally, prices were pushed up the herd mentality. As prices rose, more and more people were convinced prices would c... Read >
Author: Robert Bell12th June 2009
Like a Phoenix rising from the ashes, Subprime lending will make a comeback. Lenders focus on the three Cs: Creditworthiness, Capacity, and Collateral. Creditworthiness is measured by one's FICO score, Capacity is based on one's income, and Collateral is ... Read >
Author: Robert Bell11th June 2009
Anyone who is brave enough to be thinking about getting on the property ladder at the moment needs know what they are doing as prices continue to fall.
In the present state of the property market, and in the next year or so at least, homebuyers must be ... Read >
Author: michael challiner11th June 2009
A good number of well-intentioned families have put off the thoughts of purchasing a home. They are waiting for a time in the distant future when house prices are stable and job security is no longer a joke. Unfortunately, they are missing out on a great ... Read >
Author: Robert Kennedy11th June 2009
News about house prices come every month from various sources and all slightly vary. Here we look at who says what and why.
Let's start with Nationwide and Halifax. Both provide mortgages and their house price figures are based on their mortgage appr... Read >
Author: Wheres My Property09th June 2009
During 2005-2006, real estate was regarded as one of the safest investments on the market and one in which you could make a quick profit. Although many did realize that there were risks involved in this type of investment, no one could predict how far and... Read >
Author: Paul J Coulter09th June 2009
It all starts in the housing market. Realtors peddle fantasies of unlimited wealth that leads to people wanting to overpay for houses. The desire for real estate at any cost provides an opportunity for lenders and mortgage brokers to make huge origination... Read >
Author: Robert Bell06th June 2009
There is a great deal of price volatility in California. There are significant periods of time where house prices will appreciate faster than incomes increase. This is purely the result of irrational exuberance. Prices cannot rise faster than incomes on a... Read >
Author: Robert Bell05th June 2009
Let's look at the latest information on house prices to see when house prices are likely to go up. Are we at a turning point?
In May this year, according to Nationwide, house prices have gone up by 1.2% and subsequently the annual house price fall has ... Read >
Author: Wheres My Property05th June 2009
The conventional wisdom in California real estate is that you buy a home, and when it appreciates, you sell it and move up to a better home. There is some truth to this idea, but not in the way most people think.
Look at a hypothetical example. Assume... Read >
Author: Robert Bell05th June 2009
Why not list your house with Sell Your Own Home and save thousands of pounds compared to using an estate agent. There’s no legal requirement to use an estate agent, and we provide you with all the tools you need to sell your own home, so why not try us ... Read >
Author: Lisa Simmons05th June 2009
Why not list your house with Sell Your Own Home and save thousands of pounds compared to using an estate agent. There’s no legal requirement to use an estate agent, and we provide you with all the tools you need to sell your own home, so why not try us ... Read >
Author: Lisa Simmons05th June 2009
Although the property sector might not be the most buzzing market at the moment, homes which offer a little something extra, such as a cliff-top location, view down the estuary, or glimpse of the surf, are always going to be sought after - and more likely... Read >
Author: MarkeD05th June 2009
All bailout measures have embedded within them serious issues of moral hazard. Both lenders and borrowers were extremely foolish during the real estate bubble. To bail them out at the expense of the wise and prudent will discourage fiscally responsible be... Read >
Author: Robert Bell05th June 2009
Changing your mind on a stock purchase is relatively easy. Stocks are very liquid, and transaction costs are very low. However, changing your mind about a real estate transaction is not so easy. Real estate is very illiquid in a declining market, and the ... Read >
Author: Robert Bell05th June 2009
Lifetime Mortgages give you the chance to release the thousands of pounds that are tied up in your property and can help you enjoy a more restful and secure retirement. They can be used for anything from topping up pension funds to using the added income ... Read >
Author: Les Patterson05th June 2009
Borrowing against your home has pro's and con's and before you proceed with any refinancing you need to consider them both.
The money you can borrow on the one hand will have a lower interest rate than other loan sources and can help reduce your monthl... Read >
Author: Adam Till04th June 2009
To fully understand what caused the housing bubble, one needs to examine some of the purported causes that are not valid because these often lead to incorrect policy initiatives. Bad policy initiatives include interest rate regulation, hedge fund regulati... Read >
Author: Robert Bell04th June 2009
Figures show that the downturn in Britain's mortgage market is crippling homeowners who are trying to get a new loan deal. The number of people succeeding in re-mortgaging has fallen by almost 50 per cent. The most severe drop since the credit crunch bega... Read >
Author: michael challiner04th June 2009
It could be 2016 before house prices recover to the levels they reached at their height last year, according to researchers. The findings by Savills will be bad news for Britons who purchased houses recently and could face living in negative equity for a ... Read >
Author: michael challiner04th June 2009
Maybe you would love a pretty cottage up in the Highlands or a fancy warehouse in one of London's chic areas. Property prices are at present falling so your dream home maybe achievable. Consequently if you have some cash in the bank and are able to get a ... Read >
Author: michael challiner01st June 2009
There are circumstances that are becoming all too more common in which there is no alternative other that declaring oneself bankrupt. It is certainly not something to be taken lightly and should only be contemplated when all other ways of dealing with deb... Read >
Author: Robert Palmer01st June 2009
Many people who bought their house at the peak of the market before the recent crash in house prices are currently in negative equity. This means that if they sold the house they would fail to raise enough cash to pay off their mortgage on the property.
... Read >
Author: Robert Palmer01st June 2009
Though all of us would like to stay in our homes, you also need to look at the future and consider your home as an investment, not just in setting up your family life, but also financially especially when it comes to selling it. Though house prices may be... Read >
Author: yanita29th May 2009
Smaller building companies benefit from a rise in first time property buyers:
The U.K property market is slowly starting to show signs of recovery after the global economic setback. According to online property news site; “hotproperty” the CML (Coun... Read >
Author: OBC Building29th May 2009
Six months ago mortgage lenders demanded high deposits and impeccable credit references and as a result first time buyers were all but out of the market. However, things have changed...
According to the mortgage broker, John Charcol, just over 20% of ... Read >
Author: Wheres My Property29th May 2009
Good news! Property prices increased by 0.9% last month and mortgage approvals rose to 37,937 in February, the highest since May 2008. Whilst this appears to be the end of the property downturn you need to look at the overall picture.
Property prices... Read >
Author: Dat29th May 2009
Much has been made of the recent 'boom' in buy to let mortgage lending, with a great number of Britons deciding to invest their cash in property and generate returns by renting it out. But as the credit crunch has taken hold borrowing of all kinds has bee... Read >
Author: Graeme Knights29th May 2009
In 2007 and 2008, house prices declined nationally for the first time since the Great Depression. From 2002 to 2006, there was a massive Ponzi Scheme of ever-increasing debt that fueled the Great Housing Bubble. People bought in to this Ponzi Scheme becau... Read >
Author: Robert Bell29th May 2009
As the global economic crisis continues to impact the housing market in the United Kingdom there has been a sharp rise in the number of people looking to both rent out property and move into rental property. Due to the constantly dropping house prices ho... Read >
Author: sam lowe29th May 2009
A new initiative aims to cut down on the number of rogue landlords currently operating in the UK. The proposed initiative involves creating a register of genuine landlords that conform to a specific set of standards; if it is then discovered that a landl... Read >
Author: sam lowe29th May 2009
In the past few years we have not heard a great deal about debt management. The reason has been that credit was very readily available and it was rather easy to transfer one unmanageable form of debt into some other form of debt and thus stay solvent. As ... Read >
Author: Robert Palmer20th May 2009
Today, most of the countries are experiencing a slump in the Real Estate Sector and it's a bad news for many as house prices had reached ceilings but today they are on floors. People are really submitting high EMIs for homes whose prices have lowered down... Read >
Author: Mark Zagorski20th May 2009
There are a number of factors that will influence the timing and the depth of the price decline. There are a number of psychological factors and technical factors in play. These include:
* Smaller Debt-to-Income Ratios
* Increasing Interest Rates and ... Read >
Author: Robert Bell19th May 2009
House repossessions rise in Q1
Nearly 13,000 Britons lost their homes to repossession in the first three months of this
year as the recession deepened, but there are tentative signs things could get better as the
year wears on.
The Council... Read >
Author: tugsearch19th May 2009
House repossessions rise in Q1
Nearly 13,000 Britons lost their homes to repossession in the first three months of this
year as the recession deepened, but there are tentative signs things could get better as the
year wears on.
The Council... Read >
Author: tugsearch18th May 2009
Studies show that areas of West Hollywood are still hurting from the recession. Now is a good time to rent an apartment here. But in order to find an ideal place in the right neighborhood, you've got to be prepared. That means working with the right renta... Read >
Author: michael russell 18th May 2009
There is no one better to sell your home than you. There will be no one more passionate and driven to sell your home, no matter what commission they are promised. So why not try selling your own home before using an estate agent? You have nothing to lose,... Read >
Author: ds.dhillon18th May 2009
So what happens when you give poor people money? They spend it. The stories of people who won the lottery and managed to spend themselves into bankruptcy a few years later are classic examples of the pathology of the beliefs of spenders. A great many Cali... Read >
Author: Robert Bell15th May 2009
Having a mortgage approved is getting easier with more mortgage products available and now smaller deposits are required. Good news for house buyers and house sellers.
There are at last signs that the mortgage market is beginning to ease its grip on it... Read >
Author: Wheres My Property14th May 2009
There are many identifiable stages in a financial mania. These include: enthusiasm, greed, delusion, denial, fear, capitulation, and despair. In the greed stage of a financial bubble, the bullish sentiment reaches a feverish pitch and prices rise very rap... Read >
Author: Robert Bell13th May 2009
There are many identifiable stages in a financial mania. These include: enthusiasm, greed, delusion, denial, fear, capitulation, and despair. At the beginning of the enthusiasm stage of a financial bubble, prices are already inflated, so there is cautious... Read >
Author: Robert Bell13th May 2009
There is often a precipitating factor causing the initial price rally that pushes prices above their supported fundamental values. A bubble rally is usually kicked off by some exogenous event, but it may occur simply because prices have been rising and in... Read >
Author: Robert Bell13th May 2009
With interest rates at historic lows of only 0.5 per cent many consumers are deciding to apply for fixed rate mortgages as it has been well documented that interest rates aren’t going to fall any further. It is however difficult to know the best time to... Read >
Author: DTM12th May 2009
The efficient markets theory is the idea that speculative asset prices always incorporate the best information about fundamental values and that prices change only because new information enters the market and investors act in an appropriate, rational man... Read >
Author: Robert Bell08th May 2009
When house prices stopped their dizzying ascent in the Great Housing Bubble, many speculators found themselves with large monthly debt service costs and no income to offset expenses. Many chose to quit paying their mortgage obligations and allowed the pro... Read >
Author: Robert Bell07th May 2009
Judging by the number of enquiries coming through for CeMAP training courses, whether for CeMAP 1 or the combined CeMAP 2 & 3 course, there are still many people interested in getting into the financial industry and particularly in becoming a mortgage adv... Read >
Author: Brendan O'Neill06th May 2009
Many of us who are thinking about buying their first home do have a lot of concerns before they take that step on the property ladder. With house prices plummeting over the last year many have seen thousands of pounds come off the value of their home. Unf... Read >
Author: cborthwick905th May 2009
Landlords, there’s no doubt about it. We live in extraordinary and complex times. Would any landlords have thought a couple of years ago that some whiz, bang, financial derivatives such as mortgage backed securities or credit default swaps invented in... Read >
Author: Propertyhawk05th May 2009
Landlords, there’s no doubt about it. We live in extraordinary and complex times. Would any landlords have thought a couple of years ago that some whiz, bang, financial derivatives such as mortgage backed securities or credit default swaps invented in... Read >
Author: Propertyhawk05th May 2009
The credit crunch has had a significant effect on buy-to-let landlords over the past 12 months: the number of landlords accruing more than 3 months of arrears doubled in the second half of 2008, hitting an incredible 27000 - this figure was almost 4 times... Read >
Author: Mark Jenkins05th May 2009
The system for determining the price of a house can be different depending on who is asked about it. The government has a system, and many other leading companies and indices also have their version of house prices. These are created from comparable home ... Read >
Author: Robert Palmer05th May 2009
Looking back now as we approach the end of April, this was an active month for the real estate scene. Here are some of the highlights of the April housing scene – some good, some not so good:
Short Term Interest Rates Exceed Long Term:
Finally for... Read >
Author: Lauren Kline01st May 2009
WHAT MAKES ONE LOAN DIFFERENT FROM ANOTHER?
A great many people think that a loan is a loan, and that's it, but the facts are very different.
So assuming that you're looking for a loan, let's take a quick look at the different types, and at the diff... Read >
Author: Michael Redbourn30th April 2009
Great opportunities for business start-ups during recession
It might sound unlikely, with all the talk we hear of gloom and doom, but a recession can actually provide good opportunities for those thinking of starting a new business. Competitors may be ... Read >
Author: SoftwareMatters27th April 2009
Due to the current financial situation, a growing number of companies are either downsizing or closing, and they're firing folks, laying them off, or both, and more and more employees are finding themselves working for companies that don't offer either me... Read >
Author: Michael Redbourn26th April 2009
Why Do Houses Sell For Below Market Value?
As the 'credit crunch' hits the UK, US, Europe and the rest of the world - many will have noticed the decline in the prices of housing. Not so long ago, house prices globally were on the up and sellers could c... Read >
Author: PJL23rd April 2009
I spoke at a seminar recently. It's always fascinating to meet the people who go to these events, but this was the first time I'd been to one after the crash of last October.
Needless to say, the mood wasn't a happy one...
The speakers at this event... Read >
Author: League of Power22nd April 2009
A financial advice company has revealed that more than half of UK homeowners think that property prices will not increase until at least 2010.
Whilst 18% of respondents believe house prices will not go up until 2011, 40% of people thought the property ... Read >
Author: catherine17th April 2009
A recent study by the Association of Residential Letting Agents (ARLA) has been looking into the increasing trend for home owners to rent out rather than sell their properties. Fuelled on by the dramatically decreased house prices and the difficulty ... Read >
Author: sam lowe17th April 2009
Small Business Profit - has this been put on hold whilst we live through the downturn? Or is it available for those who see the tough market place as an opportunity?You can't pick up a newspaper or magazine or turn on the TV or radio without getting a con... Read >
Author: Jan Edwards17th April 2009
Yet again another fall in house prices! Is the doom and gloom in property market ever going to end? The short answer is yes but in our opinion not in the near future and certainly not in 2009. Figures from the major banks did show a rise in mortgage ... Read >
Author: devk17th April 2009
Like many of our readers and clients, I'm the type of person who tunes in regularly to radio chat shows, current affairs programs and newspaper reports on how the global turbulence is affecting our house prices, our labour markets, our stock markets and o... Read >
Author: torcana.com@gmail.com17th April 2009
Like many of our readers and clients, I'm the type of person who tunes in regularly to radio chat shows, current affairs programs and newspaper reports on how the global turbulence is affecting our house prices, our labour markets, our stock markets and o... Read >
Author: torcana.com@gmail.com17th April 2009
Recently released figures by the Nationwide Building Society have suggested that house prices have risen slightly in March. Does that mean that we have reached the bottom of the market? And how has this affected the demand for houses for sale in Cornwal... Read >
Author: annabarrington17th April 2009
Recently released figures by the Nationwide Building Society have suggested that house prices have risen slightly in March. Does that mean that we have reached the bottom of the market? And how has this affected the demand for houses for sale in Cornwal... Read >
Author: annabarrington17th April 2009
Price-to-income ratios represent the amount borrowed relative to the incomes of the borrower. There are many variables that impact house prices, and some of the variability in prices over time can be attributed to changes in these variables; however, sinc... Read >
Author: Robert Bell15th April 2009
One of the most common questions that first time homebuyers ask is "Should I buy a house now or wait". It is very common for first time homebuyers to feel anxious about purchasing their first home, if you add to that the speculation about the Canadian Hou... Read >
Author: Penny-Ann Lupton15th April 2009
Applying for a mortgage can be a daunting proposition if you listen to all the myths that surround what makes a successful mortgage application. In reality all mortgage applications are assessed on the three main factors detailed below. In short these fac... Read >
Author: Jerry Figueroa-Lee15th April 2009
Banks closed. Lending came to a screeching halt. The first quarter of 2009 seemed dark and dreary for would be home buyers. If you don't have $250,000 or more stashed under your mattress you were out of luck. At least that was the spin the news media ... Read >
Author: Southern Home Inspections12th April 2009
Here is a simple article to know about the sub-prime crisis, current hot topic. Let us know whats going on around us and why...
What is a sub-prime loan?
In the US, borrowers are rated either as ‘prime’ - indicating that they have a good ... Read >
Author: Vicky Advani09th April 2009
You may be one of the many people who have never heard of the LIFT scheme. Lift stands for Low Cost Initiative for First-Time Buyers. It’s the housing scheme for Scotland, helping those on low incomes buy a property. It has been recently announced that ... Read >
Author: cborthwick908th April 2009
As house prices continue to plummet, currently at a 21% drop from their peak, it has become increasingly difficult for many first time buyers to buy a home. Even those with a 10% deposit saved already are still faced with mortgage rates of over 6% despite... Read >
Author: Robert Palmer07th April 2009
Conveyancing solicitors may allow themselves to breath a very cautious sigh of relief, as recent studies indicate that activity in the property market may finally be picking up. This news will come as a welcome relief to those solicitors who have been hit... Read >
Author: pmcindoe07th April 2009
The economy is in trouble - but that doesn't mean your personal finances have to be. Asking the right questions is the first step in ensuring your finances are secure.
Here are just a few of the points you should be considering:
Your Mortgage
If ... Read >
Author: Gareth Flanagan07th April 2009
Buying a home is usually the biggest purchase a person makes in his or her lifetime. It is essential then, to do some research before you sign up. You will want to know you bought what you want at the right price and in the right place before paying out a... Read >
Author: Mel C04th April 2009
Is now a great time to buy your council house, over the last ten years house prices in the UK have gone up over 300%. This has been great for home owners but for council tenants this has stopped them buying the property they live in. However you can still... Read >
Author: Sarkin02nd April 2009
The Scottish Government offers a number of shared equity schemes to assist first-time buyers buy a home. The schemes come under the umbrella of the LIFT, Low Cost Initiative for First-Time Buyers. The main schemes are the New Supply Shared Equity Scheme t... Read >
Author: cborthwick901st April 2009
The valuation of land used for residential housing is mysterious and often misunderstood. The valuation of lots and raw land requires a detailed knowledge of construction and marketing costs as well as a good estimate of the sales price of the final produ... Read >
Author: Robert Bell01st April 2009
With house prices slowing and even dropping in places, selling might not be the best option right now. It is the time to make the most of what you have.
As families grow the most obvious benefit to moving house is extra space, this however can be achie... Read >
Author: Robert Bell01st April 2009
The negotiating abilities of buyers and sellers and the overall market environment greatly impact the profits from real estate. Sellers almost universally believe their properties are worth more than the market will bear. People become emotionally attache... Read >
Author: Robert Bell31st March 2009
The credit crunch became an economic downturn, and the economic downturn has become a recession. Life in Britain is tough at the moment as some financial experts suggest that the country’s finances are at their worst for a hundred years. As house prices... Read >
Author: sam lowe31st March 2009
With the bottom falling out of the United Kingdom property market, investing in any kind of property is challenging. However, people will always move home and whether you are looking for a new house for your family or you are still in a position to invest... Read >
Author: Laura room30th March 2009
Low can mean high -
Let me reveal or explode the myth surrounding the mortgages rate. Almost everyone is possessed by the almighty mortgages rate but the lowest rate can cost you more than a higher rate. So low can mean high! How can that possibly be?... Read >
Author: Monty27th March 2009
Landlords Should Be Cautious Before Investing in a Falling Property Market
Landlords are probably familiar with the expression that 'fortune favours the brave.'
Belief in this sentiment is certainly being challenged at the moment.
Property prices... Read >
Author: Propertyhawk27th March 2009
Landlords Should Be Cautious Before Investing in a Falling Property Market
Landlords are probably familiar with the expression that 'fortune favours the brave.'
Belief in this sentiment is certainly being challenged at the moment.
Property prices... Read >
Author: Propertyhawk27th March 2009
Are you amonst the thousands of U.S. homeowners hit very hard by the ongoing financial crisis in America? Are you concerned that you are unable to pay your mortgage payments any longer? If you apply to the above, you need to hurry to a financial advisor t... Read >
Author: Lindsy Emery27th March 2009
Our President recognizes the recent catastrophe with the economy that we are facing has been hard for several people. Foreclosures are happening everywhere. The pricing of housing have plummeted because a foreclosed house in the locality lessens the cost ... Read >
Author: Lindsy Emery27th March 2009
Our President recognizes the current catastrophe with the economy that everyone is facing has been extremely difficult for thousands of homeowners. Foreclosures are emptying out our neighborhoods at a fast pace. Home prices have plummeted because a forecl... Read >
Author: Lindsy Emery27th March 2009
When a borrower takes out a home loan, the interest is tax deductible up to a certain amount. For borrowers in the highest marginal tax bracket, the savings can be significant, and this can make a dramatic difference in the true cost of ownership. However... Read >
Author: Robert Bell25th March 2009
A house should not be viewed as an investment. When investments go bad, it causes financial hardship and anguish. When the bad financial investment is a family home it ruins everything. The joyous memories that are supposed to be associated with a person'... Read >
Author: Robert Bell25th March 2009
It seems lenders forget basic facts about lending every so often and create a new financial bubble. Perhaps they succumb to the pressure of the investment community or their own shareholders, or perhaps they just start believing their own "innovation" mar... Read >
Author: Robert Bell25th March 2009
Conveyancing solicitors may allow themselves to breath a very cautious sigh of relief following the release of a recent study. The latest figures indicates that activity in the property market may finally be picking up. This news will come as a welcome r... Read >
Author: Adam Singleton23rd March 2009
Modern 2 Modern offers customers the chance to buy modern and contemporary furniture at fantastically low prices.
Like brewing fresh coffee, stylish home furnishings are said to impact positively on house prices and with furniture being one of the def... Read >
Author: ServicePR21st March 2009
The Great Housing Bubble witnessed many foolish ideas and beliefs about real estate. Among the most foolish was the idea that prices went up because everyone wants to live wherever they are. When rational arguments fail to explain something, it is only na... Read >
Author: Robert Bell17th March 2009
With houses prices falling all over the world are world property prices good for the UK? This is becoming a real benefit for people who have the money and want to buy. A resent survey has revealed that house prices have fell all over the world as the rece... Read >
Author: sam lowe17th March 2009
The housing and mortgage market is the main factor that would affect the prices, supply and demand of the real estate in a particular area. For commercial areas the building and their designs would be considered as the main factor determining the cost of ... Read >
Author: Robert Palmer17th March 2009
In the current finical climate that is both unstable and unpredictable alongside a recession that shows no signs of slowing down, and add to that rising unemployment figures its was only a matter of time before the housing market crumbled. With many hous... Read >
Author: Robert Palmer13th March 2009
A negative amortization loan is any loan where the monthly payment does not cover the monthly interest expense. Interest-only or conventionally amortizing loans do not have this feature, and the monthly payments are based on the interest rate charged and/... Read >
Author: Robert Bell13th March 2009
The initial equity in a home is equal to a purchaser's downpayment. If a buyer pays cash for a home, all equity is initial equity. There is an opportunity cost associated with downpayment money. This cost should be considered when someone considers buying... Read >
Author: Robert Bell13th March 2009
The epicenter of the Great Housing Bubble is located in Irvine, California. One of the primary causes of the bubble was the lowering of lending standards and the extension of credit to people who could not handle the responsibility: Subprime borrowers. Th... Read >
Author: Robert Bell12th March 2009
Even if your business is in relatively good shape... it's difficult not to get completely caught up in the uncertainty and fear that's gripping many people.
We'll have to patient while the past financial excesses -- such as massive consumer debt loads,... Read >
Author: Guerrilla Profits10th March 2009
People have not fully grasped the changes that will result from the deflation of The Great Housing Bubble. There are many historic parallels with the closest being The Great Depression. When the stock market bubble of the 1920s began to deflate in late 19... Read >
Author: Robert Bell10th March 2009
The current housing market situation has meant more people are looking to ‘stay put’, choosing to improve their current home rather than looking for a new one. The quantity of loans taken out for home improvements has risen by 24% according to Sainsbu... Read >
Author: Eugene Henry10th March 2009
Since house prices peaked in the UK last October many homeowners have lost track of what their properties are now actually worth. This is because house prices have been falling month on month for almost a year, and with a range of reports claiming that ho... Read >
Author: Alisdair Cosgrove10th March 2009
The whole world economy has gone into a massive state of turmoil recently following the aftermath of the sub-prime-loan fiasco. It seems that no-one is very happy to lend out money right now, and consumers are tightening their belts. Consequently, real es... Read >
Author: Mel C10th March 2009
The remortgage advice market has grown massively over the last ten years people have been remortgaging their properties to release money to purchase cars, go on holiday or refurbish the house, but the credit crunch is now causing a problem for home owners... Read >
Author: Sarkin10th March 2009
How to sell your house in a falling market!
As we are all aware house prices in the UK are falling. In the past 12 months house prices are reported by Nationwide to have fallen by 17.6%.
Fears of job losses and a restriction on mortgage lending m... Read >
Author: Philip Doleman10th March 2009
There has been much doom and gloom about the housing market in the news but with it there are also opportunities for some buyers and sellers. Here we round up the latest news on the housing market and look at whether it is yet a time to buy.
Accordin... Read >
Author: Wheres My Property10th March 2009
There has been much doom and gloom about the housing market in the news but with it there are also opportunities for some buyers and sellers. Here we round up the latest news on the housing market and look at whether it is yet a time to buy.
Accordin... Read >
Author: Wheres My Property09th March 2009
The sales tactics of the National Association of Realtors should be examined and potentially come under the same restrictions as securities brokers through the Securities and Exchange Commission. Realtors routinely lie about the investment potential of re... Read >
Author: Robert Bell09th March 2009
Anyone planning to try and sell their home either now or in the near future will already be aware of the fact that not only are house prices falling month on month, which means that some homeowners may have lost thousands on the value of their home since ... Read >
Author: Alisdair Cosgrove09th March 2009
Owning a home has always been the pinnacle of the American Dream, and a fail proof good investment to anyone who could afford to buy a house. Historically, house prices go up with time, so given a few good years of sprucing up, any home owner could expect... Read >
Author: Robert Palmer06th March 2009
The present decrease in interest rates from the RBA is not intended to be the last cut, but it could be the final major one for some time. With consumer confidence worldwide still shot as a result of the credit crunch, public spending is still far from pe... Read >
Author: Scott Jamieson04th March 2009
Even though an economy in recession has put almost all financial dealings to a minimum, it is actually the right time to get a home loan for many reasons. If you have been planning to buy a house, then this is definitely the best time to do so with house ... Read >
Author: Dianner04th March 2009
The global financial crisis, brewing for a while, really started to show its effects in the middle of 2007 and into 2008. Around the world stock markets have fallen, large financial institutions have collapsed or been bought out, and governments in even t... Read >
Author: Robert Palmer02nd March 2009
According to research by Hometrack, house prices will fall a further 10% in 2009. Though this may be grim reading for negative equity sufferers and those hoping to sell, for the lucky few with access to cash and trying to get on the property ladder, it’... Read >
Author: MarkeD25th February 2009
The latest statistics show first time buyers are returning to the property market. With the combination of tightened lending criteria, house prices falling month on month, consumer confidence took a hit increased by uncertainty of job security with the re... Read >
Author: cborthwick924th February 2009
The existing upturn observed in the property sector is distinctly stopping.
The current upsurge witnessed in the housing business is evidently over. The prices are invariable and falling. That principally is not great news for the credit shortage that ... Read >
24th February 2009
The number of foreclosures will affect both the timing and the severity of the deflation of the Great Housing Bubble. It is foreclosures that drive prices lower quickly. Foreclosures control the timing of the crash because they directly impact the must-se... Read >
Author: Robert Bell23rd February 2009
Find out how to get a luxury look for your home on a budget. Cheap decorating ideas to make the most of your home...
Well, with the recession looming, we are all looking at our spending and cutting out all those unnecessary luxuries. Why spend more tha... Read >
Author: Charlylou23rd February 2009
You may have heard about the massive rise in interest from potential first time buyers and homeowners looking to move home. With house prices falling and interest rates at historic lows the two combined has resulted in a huge rise in enquiries to estate a... Read >
Author: cborthwick920th February 2009
The Great Housing Bubble was inflated by a massive expansion of credit and the influx of capital into residential mortgages. The expansion of credit took four forms: lower interest rates, lowering or eliminating qualification requirements, different amort... Read >
Author: Robert Bell20th February 2009
Copyright (c) 2009 Frank Patrick
The Housing Bubble Pops for the Hollywood�s Elite
In 2008, the U.S. housing market lost over 3 trillion dollars in value � with an overall decline of over 11% of the average house price and over 2.3 million homes... Read >
Author: Frank Patrick20th February 2009
If you manage many different properties you will know it is hard to keep track with everything going on. Property management software in the past has been expensive, however new software on the market which is free is sure to be popular.
Property manag... Read >
Author: sam lowe20th February 2009
It is well documented about how the Government has been bailing banks and even the car industry out in this tough economic climate. However what about us homeowners who are struggling? A resent report by The Centre Policy Studies was published to outline... Read >
Author: sam lowe19th February 2009
House prices are sky-scraping but still you can enter the buying market. There are five good reasons you should think of buying a house.
Do you think property is an asset? It’s simply not true. You buy a house so that you have a roof over your head.... Read >
Author: ron victor19th February 2009
House prices are sky-scraping but still you can enter the buying market. There are five good reasons you should think of buying a house.
Do you think property is an asset? It’s simply not true. You buy a house so that you have a roof over your head.... Read >
Author: ron victor18th February 2009
Property owners and sellers after many months of bad news were given some encouraging news at the beginning of February, when on Thursday 5th February the Halifax released their latest research reporting that house prices had risen in January by 1.9%.
... Read >
Author: lexisclick18th February 2009
Property owners and sellers after many months of bad news were given some encouraging news at the beginning of February, when on Thursday 5th February the Halifax released their latest research reporting that house prices had risen in January by 1.9%.
... Read >
Author: SB18th February 2009
Is now a good time to but that property? With the market so volatile, it is difficult to know whether to hold off until it stabilises or take a risk, calculated risk. House prices have dropped considerably and are continuing to do so. House prices continu... Read >
Author: cborthwick910th February 2009
In the current climate, one of the questions we are often asked is when will be the right time to think about buying. The answer is right now, if possible, but let's expand on that a little further.
One of the main concerns of those looking to buy a pr... Read >
Author: Jerry Figueroa-Lee10th February 2009
An expert in the landlord insurance industry recently discussed the current market conditions in an interview with LandlordExpert.co.uk.
Barry Shereston of Arthur Savage Insurance talked about many issues including the need for interest rate cuts. “... Read >
Author: CWA David09th February 2009
As we have all seen in recent months, the price of houses in the current UK property market have been in decline. In fact, in the last few months we have seen the price of UK homes falling quite substantially and in January 2009 the value of properties f... Read >
Author: martin03rd February 2009
As we have all seen in recent months the prices of houses in the current UK property market have been on a decline. In fact in the last few months we have a see the prices of houses in the UK now falling quite substantially and in January 2009 the value ... Read >
Author: martin03rd February 2009
The other day I was listening to a local agent complaining about how quiet the office was –
nobody was coming in. "It's to be expected", he said, "Everyone is going through the same thing;."
It frustrates me that people are content to sit and wait... Read >
Author: Karrie Rose03rd February 2009
A magazine is one of a group of printed media which comes under the umbrella group of ‘Publications’. Magazines generally consist of a collection of articles, images and a wide variety of feature pieces (such as agony columns, letters to the editor, i... Read >
Author: Arvind02nd February 2009
The housing market is in crisis, estate agencies are closing hand over fist and unemployment’s rising. To top things off, hikes in the cost of living are making life very difficult for homeowners who stretched their finances too far when house prices we... Read >
Author: Mark Jenkins02nd February 2009
If you are thinking of buying property in 2009 you will hear differing views of when to buy. Here we look at the views expressed by leading economists together with a recent report from the National Association of Estate Agents.
The housing market and... Read >
Author: Wheres My Property30th January 2009
If you are investing in real estate for capital growth you may be interested in looking at the median house price to make your calculations, but can they be trusted? While median prices are a good starting point, they should not be relied on in their enti... Read >
Author: Mel C28th January 2009
One unique phenomenon of the Great Housing Bubble was the utilization of stated-income loans, also known as "liar loans" because most people were not truthful when stating their income. When house prices were going up, greed motivated many people to buy h... Read >
Author: Robert Bell28th January 2009
With tough times ahead for the business world, a lot of people will no doubt be scared to make any big decisions in 2009. Our tips for business opportunities aren’t new fangled unheard of businesses opportunities for you to invest in, but tried and test... Read >
Author: Robert Palmer26th January 2009
If you are thinking of buying in 2009 you will hear differing views of when to buy. Here we look at the views expressed by leading economists together with a recent report from the National Association of Estate Agents.
The housing market and general ... Read >
Author: Wheres My Property23rd January 2009
The past ten years have seen huge numbers of people enter into the buy to let sector, with many seeing the benefits of investing in bricks and mortar, which has really boosted the number of people making this sort of investment.
Most people are well a... Read >
Author: Alisdair Cosgrove22nd January 2009
House prices tumbled by a further 2.2 per cent in December, after falls of 2.6 per cent in November and 2.4 per cent in October according to figures from Halifax. Market experts had predicted a 1.7 per cent drop in December.
The forecast also suggested... Read >
Author: Mildred Parker22nd January 2009
Australia may be one of the last, great unspoiled destinations on Earth, but like a lot of other locales, the country is having its own problems with the property market as 2009 kicks into gear. Experts are divided on the property market forecast - neithe... Read >
Author: Hugh McInnes22nd January 2009
If there's anything I can tell you about the housing market in Canada right now it’s "How little things change!” The housing market across the world is in trouble right now and everyone is panicking, but I think it is important to get some perspecti... Read >
Author: Jim Thornton21st January 2009
Fixed-Rate Mortgages
Fixed-rate mortgages are those which offer to borrow you the money and keep the same interest rate throughout the whole of the repayment period. These can be extremely useful in an unstable climate, however they are now beginning to... Read >
Author: Rachael051821st January 2009
Visions of a glamorous lifestyle, back yard barbecues and pool parties that were fueled by teaser loan rates, not to mention negative amortization loans, wooed millions of homeowners into a false sense of security in the early years of this millennium. H... Read >
Author: Elitz20th January 2009
Over the last 60 years since World War II ended, a number of experimental loan programs have been attempted. These include interest-only loans, adjustable rate loans, and negative amortization loans among others. It is this group of loans that has consist... Read >
Author: Robert Bell20th January 2009
With the UK property market ending 2008 showing significant falls in both prices and number of sales attention has turned to the prospects for the coming year. Opinion is divided on what we can expect for 2009. Some property experts predict that the mar... Read >
Author: Rich Bendall17th January 2009
Dubai properties estate broker, developers, agents life style upper class come to an end. Dubai real estate properties appreciation seemingly unable to put steps wrong and investors claiming them deposit back due to uncertainty and delay, and also posi... Read >
Author: Alineah Real Estate17th January 2009
The property market is currently experiencing a hard time due the current economic climate. Some Landlords may now be thinking that now would be a good time to sell up and cut their losses.
However a recent statement by the Association of Residential L... Read >
Author: sam lowe17th January 2009
We all know that the property market is taking a major hit at the moment and house prices are at a all time low and many people are wondering how long this will last. Early predictions did state that 2009 will be a tough year for us all in particular the ... Read >
Author: sam lowe16th January 2009
Why should anyone care about financial bubbles in general and the housing bubble in particular? The first and most obvious reason is that the financial fallout is stressful. Many people lost a great deal of money. Beyond that, the housing bubble had enorm... Read >
Author: Robert Bell13th January 2009
With the property market still falling first time buyers should be watching the market closely. Here we look at what first time buyers should be looking for.
First time buyers have been priced out of the property market for a number of years. Now wit... Read >
Author: Wheres My Property12th January 2009
During the Great Housing Bubble, prices detached from their fundamental valuations and became very inflated. This price inflation created a situation where affordability dropped to record low levels in many real estate markets. The fear of buyers was that... Read >
Author: Robert Bell09th January 2009
The fluctuation in mortgage interest rates has implications for when it the best time to buy and the best time to refinance a home mortgage. It is a popular misconception that low interest rates make for a good buying opportunity. It is not. Buy when inte... Read >
Author: Robert Bell08th January 2009
More doom and gloom as the average price of a UK home has fallen to levels last seen in August 2004.
We have seen house prices fall by 16.2% in 2008 which is said to the biggest annual drop since records began.
The average UK price fell by a further... Read >
Author: cborthwick908th January 2009
The final week of 2008 passed with many markets recording their worst annual performance for generations. Equities finished above their lows, but still finished down by at least 30%. The S&P 500 closed 2008 down 38%, while the Nikkei closed down over 40%.... Read >
Author: cordieliea08th January 2009
The debt-to-income ratio is a measure of how far buyers are "stretching" to buy real estate. Buyers have historically committed larger sums to purchase real estate when prices are rising in order to capture the appreciation of rising prices. Conversely, b... Read >
Author: Robert Bell08th January 2009
One method used to evaluation residential real estate prices is the price-to-income ratio. Since people borrow the vast majority of the funds necessary to purchase residential real estate, and this borrowing must be financed from current income, the ratio... Read >
Author: Robert Bell08th January 2009
Comparative rent is the primary method of evaluating the fundamental value of any property. The price-to-rent ratio links the cost of ownership with the cost of rental. This link is direct because possession of property can be obtained by either method. T... Read >
Author: Robert Bell08th January 2009
Real estate lets you tap into the power of leverage. Leverage is the ability to use other people's money to control a large asset. We will show you how to buy houses with little or NO money down. In fact, you don't even need good credit. If you don't ... Read >
Author: Billy07th January 2009
Most market participants focus on price action. The price-to-price feedback mechanism largely responsible for bubble market behavior gathers its strength from an awareness of market pricing, and the widespread belief that short-term, past price performanc... Read >
Author: Robert Bell07th January 2009
It may be a bad time to own or sell, but it's a great time to buy now that house prices are falling. Not only can one find a great deal hidden among the many foreclosures and short sales, the economic downturn has scared many people away from taking advan... Read >
Author: Leslie Eskildsen06th January 2009
It is estimated that the number of repossessions will jump by 67 per cent this year. According to the council of Mortgage Lenders the number of houses being repossessed has gone up nine-fold in just 5 years. Due to the economic breakdown there will be an ... Read >
Author: Andrew Wilson06th January 2009
It is estimated that the number of repossessions will jump by 67 per cent this year. According to the council of Mortgage Lenders the number of houses being repossessed has gone up nine-fold in just 5 years. Due to the economic breakdown there will be an ... Read >
Author: Andrew Wilson05th January 2009
Investing money is supposedly a safe discipline, to put a few pennies away for times of need, possibly to make retirement a little more comfortable. However, as many have recently found, our financial investments are far from secure and a constant worry. ... Read >
Author: Randy Shepperd05th January 2009
Investing money is supposedly a safe discipline, to put a few pennies away for times of need, possibly to make retirement a little more comfortable. However, as many have recently found, our financial investments are far from secure and a constant worry. ... Read >
Author: Randy Shepperd05th January 2009
Commodities are items of value and uniform quality produced in large quantities and sold in an open market. Although every residential real estate property is unique, these properties became uniformly desired by investors because all real estate prices ro... Read >
Author: Robert Bell05th January 2009
The fundamental value of all housing prices is equivalent rents. Rents define the fundamental value of real estate because rental is a direct proxy for ownership; both rental and ownership provide for possession of property. Most people believe comparable... Read >
Author: Robert Bell05th January 2009
The Property market is likely to continue to be sluggish throughout 2009 although there will be niche areas which will continue to show some improvement.
The overall level of new developments will be at a significantly reduced number than that of even... Read >
Author: Tony Murtagh04th January 2009
There has long been an opinion amongst those with money to invest that property buying is often the best bet in the short term and definitely the route to follow for good long term returns. Recent years have done nothing to dispel the belief, and those wh... Read >
Author: michael challiner02nd January 2009
Landlords reeling from the impact of rocketing inflation such as: rising petrol prices, spiralling energy costs could be welcoming all these back with open arms if the latest spectre to haunt landlords rolls into town. What am I talking about? DEFLATION... Read >
Author: Propertyhawk31st December 2008
When people get fed up of living in the bustling cities of the UK, they often find themselves wanting to move somewhere quieter and more rural. Exeter is a great compromise as it is a city, but has a much smaller and rustic feel to it.
When people think... Read >
Author: Robert Palmer31st December 2008
How do you stop a foreclosure in these difficult times? Good question, with all the laid offs that we have been having lately; it is the question that many of my subscribers have been asking themselves. I have been getting hundreds of e-mails about the is... Read >
Author: Alfred Sant29th December 2008
Can you still get an antique clock at the right price? With the falling stock markets and house prices around the world more and more people are seeing their wealth they have amassed deteriorate before their very eyes. Smart investors are cashing in their... Read >
Author: Barry Share29th December 2008
The housing market crash has it's winners and losers. Which one are you?
By mid 2007 house prices were still rocketing with the early predictions for 2007 to be that house prices would continue to rise possibly by around 10%. That was before sections... Read >
Author: Wheres My Property19th December 2008
Everywhere you look, people are trying to save money. What we are seeing has been predicted many years ago and is now hitting us hard. For many who were not saving, the credit crunch is going to be very hard to deal with. The housing bubble has popped and... Read >
Author: Paul Wyre 15th December 2008
Copyright (c) 2008 Steve Smith
The UK mortgage market is beginning to return to a state of normality after an extended period of high prices and easy access to property purchase loans, Your Mortgage has claimed.
While many homeowners may be worried ... Read >
Author: smudger15th December 2008
Divorce and moving house – two of the most stressful situations people experience in their lives. By using a house buying company, you can sell your house quickly, with the minimum of fuss, and help reduce at least some of the stress involved in getting... Read >
Author: SearchPath12th December 2008
Britons who are on the hunt for a cheap property in the current adverse financial climate may do well to avoid Kensington and Chelsea, it has been revealed.
New figures from Halifax note that while the famous London borough has long been considered a h... Read >
Author: ARouse08th December 2008
A leading UK bank, Lloyds TSB, has announced as at 31 October their Scottish House Price Monitor showed the average property in Scotland dropped in value by 4% in the quarter August to October 2008.
The bank has stated this is the largest fall since th... Read >
Author: cborthwick908th December 2008
It has been very interesting to see the different reactions from investors to the credit crunch and subsequent reduction in available finance available to property buyers – which has had a knock on effect on house prices.
We are seeing investors genera... Read >
Author: Alan Forsyth08th December 2008
The solution isn't as simple as it once was- when property investing was considered a definite 'win'. There are both reasons for buying a house and reasons against it - and the decision is one that should be weighed against several factors.
Halifax Ho... Read >
Author: Alex06th December 2008
Loan is in short a temporary provision of e.g. money. A loan entails the redistribution of money or financial assets over time between a lender and a borrower. The borrower receive an amount of money from the lender, which is defined before the loan is si... Read >
Author: Jesper05th December 2008
London is one of the most popular markets for property investors. With its great employment opportunities and high salaries, many people find the city an appealing place. Additionally the UK capital is seen as a good choice for investors with a long-term ... Read >
Author: Parmdeep Vadesha04th December 2008
What exactly is Equity Release?
The equity or value in your home is its open market value, minus any mortgage or other debt you have secured against it. Equity Release is a way of accessing the cash tied up in your home, without having to move out.
... Read >
Author: SEO Positive03rd December 2008
It has been very interesting to see the different reactions from investors to the credit crunch and subsequent reduction in available finance available to property buyers – which has had a knock on effect on house prices.
We are seeing investors gene... Read >
Author: Alan Forsyth03rd December 2008
What exactly is Equity Release?
The equity or value in your home is its open market value, minus any mortgage or other debt you have secured against it. Equity Release is a way of accessing the cash tied up in your home, without having to move out.
... Read >
Author: SEO Positive03rd December 2008
At the moment the government has a great interest in the UK and world banking system; many pundits believe that for too long the banking system and specifically the inter-bank lending has run amuck and is one of the many reasons for our current credit cri... Read >
Author: Andy Adams03rd December 2008
The issues surrounding pensions in the UK means many people face a considerable drop in income when they retire, with the real prospect of having to downsize to release equity from their homes to help supplement their pensions. However, many retired peopl... Read >
Author: Jerry Figueroa-Lee03rd December 2008
What exactly is Equity Release?
The equity or value in your home is its open market value, minus any mortgage or other debt you have secured against it. Equity Release is a way of accessing the cash tied up in your home, without having to move out.
... Read >
Author: SEO Positive02nd December 2008
Florida is one of the richest dignity when it comes to truthful estate the various choices that one can have is absolutely impressive. One thing that could truly be good to have is a home in the Sunshine State. If you are a first-home buyer, you might wan... Read >
Author: Allison02nd December 2008
“There is no end in sight” That is the way Ali Velshi from CNN put it last week. “The housing market created this financial crisis and is not improving” Said Susan, the CNN Stock Market correspondent, this morning, and the bad news keeps coming wh... Read >
Author: Alfred Sant02nd December 2008
The British housing market is in trouble. Banks are putting money back into the industry, but not as much as they are taking out. This means that the housing market is significantly slowing down, and eventually house prices will begin to decrease. For ... Read >
Author: Rachael051802nd December 2008
Cambridge, set in the county of Cambridgeshire is a vibrant historic University town. They city is situated 50 miles from North East London and has a population of 108,863 people, with around a fifth of them being students at the university. These student... Read >
Author: Robert Palmer02nd December 2008
Have house prices affected the property advertising sector?
Property prices have gone down by quite a lot recently, and they don't look like they are going to go back up any time soon. That's true in the UK, and true in most other areas of world, as ... Read >
Author: Robert Palmer02nd December 2008
As house prices follow their downward direction, the thousands who obtained 100% home loans are now facing the risk of negative equity. Those borrowers who have not made considerable payments on their 100% mortgage loans are especially in danger and could... Read >
Author: Parmdeep Vadesha01st December 2008
What do athletics and house prices have in common? It’s not a joke, it’s a perfectly legitimate question... Give up? The Olympics.
An article from Reuters UK dated February 2007 explained that house prices had risen an average of 15% since London... Read >
Author: evv12301st December 2008
A Lift mortgage is a shared equity scheme helping people living in Scotland acquire their first home. If you are looking to buy a home you would put up the majority share for the property, which is normally between 60 and 80 per cent, and the Scottish Gov... Read >
Author: cborthwick901st December 2008
Who is buying buy- to-let property? Apparently many of the purchases come from small investors, with 45% of landlords owning just one property. 75% of landlords own four or less properties
When it comes to who rents these properties, it seems that mos... Read >
Author: michael challiner01st December 2008
An update of the property market
by Elisah van Vriesland on November 19, 2008
There has been much debate regarding the long-term effect of the current credit crisis on the British housing market. Some believe there is no end in sight for the trend ... Read >
Author: evv12301st December 2008
The American economic crisis has been making headlines all over the world for a few months but the US is not alone when it comes to financial difficulties. Various countries around the world have suffered severe economic meltdowns (Iceland and Ukraine jus... Read >
Author: Tal Potishman01st December 2008
Figures have been released stating that one in every five houses currently on the market are only there due to their owners not being able to keep up with the mortgage repayments. More and more people are struggling since mortgage providers have put a hal... Read >
Author: barryloughran@live.co.uk01st December 2008
Shock drop in UK bank lending interest rates by 1.5%. The longest for over twenty years. This sent out a negative signal to markets indicating that the economy was in deep trouble and drastic measures are required. There is doubt if this will be passe... Read >
Author: Mortgage Services01st December 2008
With the current state of the property market in the UK its clear that these are not good times at all if you are looking to buy or sell your home. House prices falling meaning if you are selling your house you aren’t getting as good a return on your in... Read >
Author: sam lowe01st December 2008
The UK's struggling housing market received some good news this month; the number of mortgages taken out had risen by 7 per cent raising the total to £18.7 billion as opposed to Septembers 'weak' £17.5 billion. Even with the total figure rising from las... Read >
Author: barryloughran@live.co.uk01st December 2008
House prices have fallen by 15 per cent this year compared to last year with the year ending in October. This information has been released by the biggest mortgage lenders in the country the Halifax; they also stated that it had decreased by 2.2 per cent ... Read >
Author: barryloughran@live.co.uk01st December 2008
The recent spate of interest rate hikes has had a marked effect on the property market in South Africa, with liquidations and other distressed sales reaching all time highs.
Demand outstrips supply
What is remarkable is that the demand for propert... Read >
Author: Kayla Reid01st December 2008
One million dollars is only a lot when you don't have it, I like that quote.
With the economic meltdown affecting everyone around the globe and observing the panic by Governments and their half baked ideas on how to handle it if you don't realize now t... Read >
Author: trevwill30th November 2008
Although it may seem difficult to believe, recent increases in interest rates and the resulting black clouds over would-be home buyers may show a silver lining for buy to let investors.
Results of research carried out by a leading specialist in buy-to... Read >
Author: michael challiner30th November 2008
The world is experiencing turbulent economic times at present. Recent commentary in the property market has ranged from “Property values will fall 30 – 40%” to “Property will recover and rise in 2009”. It is no wonder why a lot of people are ad... Read >
Author: bizman200830th November 2008
The world is experiencing turbulent economic times at present. Recent commentary in the property market has ranged from “Property values will fall 30 – 40%” to “Property will recover and rise in 2009”. It is no wonder why a lot of people are ad... Read >
Author: bizman200830th November 2008
In this current real estate market, equity is tough to find in a house. Prices are lower and so is the value. It’s not a sellers market because people are holding onto the idea that houses are worth last years prices, but unfortunately prices have fel... Read >
Author: nealon52@aol.com26th November 2008
With astronomical house prices and more people going to university, shared house living seems to be more popular than ever. But when that time of the month rolls round and bills need to get paid (if you're unlucky enough to have a landlord who won�t in... Read >
Author: MarkeD26th November 2008
Ok, many landlords are reading this and probably think I’m mad.
The credit markets are in turmoil. Banks are falling like nine pins. Getting a buy-to-let mortgage is about as easy as winning the pools. This means that as a landlord’s fixed term ... Read >
Author: Propertyhawk26th November 2008
Ok, many landlords are reading this and probably think I’m mad.
The credit markets are in turmoil. Banks are falling like nine pins. Getting a buy-to-let mortgage is about as easy as winning the pools. This means that as a landlord’s fixed term ... Read >
Author: Propertyhawk26th November 2008
The story of the endowment mortgage is now written into the history of house purchase in the UK – and engraved into the memories of those unfortunate buyers, whose hopes of easing the financial strain of buying a home came to nought. Having said that, t... Read >
Author: michael challiner24th November 2008
I find it difficult to fully understand the complexities of the buy to let market at the best of times, but now I find myself renting in a small desirable town that is short on housing and sees a bigger influx of renters (by way of students) year on year.... Read >
Author: MarkeD22nd November 2008
The new economy will be a real test for the smaller retailer,
no question. Consumer spending is down, credit availability
has been curtailed and unemployment will creep upwards.
Smaller retailers will experience lower levels of traffic and
more... Read >
Author: Ron Pawlowski20th November 2008
Good Start
Parity recently announced that, although they had some problems in other parts of their business, Resources has made a good start to the year.
The statement they put out to the Stock Market covers the trading period staring from January 1... Read >
Author: Robert Basler20th November 2008
Good Start
Parity recently announced that, although they had some problems in other parts of their business, Resources has made a good start to the year.
The statement they put out to the Stock Market covers the trading period staring from January 1... Read >
Author: Robert Basler16th November 2008
Last week global equities finally managed to finish the week with significant gains, but October was still a very poor month overall. Barry Ritholtz of The Big Picture highlighted just how volatile the last month has been. October was the worst month for ... Read >
Author: cordieliea11th November 2008
Tumbling stocks and shares, crashing house prices, previously unassailable institutions crumbling into dust and unprecedented turmoil. These are just a few of the media superlatives filling acres of newsprint at time of writing. What a grim picture is be... Read >
Author: Karen Martin10th November 2008
Loan is in short a temporary provision of e.g. money. A loan entails the redistribution of money or financial assets over time between a lender and a borrower. The borrower receive an amount of money from the lender, which is defined before the loan is si... Read >
Author: Jesper05th November 2008
Rental incomes from residential properties are not keeping pace with rising property prices. Back in the good old days of 2001 many landlords were achieving rental income equal to 10 per cent of the purchase price of the property. This has fallen to aroun... Read >
Author: michael challiner05th November 2008
The American economy has spun into an economic meltdown, including the largest drop in GDP growth since 1980. The constant blow to the nation’s consumers has drastically reduced spending power, causing depression worries. A widespread drop in housing p... Read >
Author: liza25203rd November 2008
It’s been no secret that over the past few months it’s been pretty much impossible to get a mortgage, with decreased spending by banks there’s been less of the 95% mortgages that many people have been able to get during the credit boom and it’s ha... Read >
Author: Andy Adams03rd November 2008
Most people believe that property for sale in Spain is a difficult marketing campaign for Spanish real estate agents. If statistics are to be believed, research companies are saying that at least 50% of building companies are out of business because of a ... Read >
Author: Dale Campbell31st October 2008
Finding the right loan these days can be very confusing, as there are many different loan types and categories to choose from and the eligibility requirements for each type can vary. It is important to think about your circumstances and what you want the ... Read >
Author: Alisdair Cosgrove30th October 2008
Author: Dot Piper
Recent hiccups in UK borrowing costs have resulted in some widely diverse newspaper headlines. Two of these which have appeared in the past day or so certainly demonstrate this: “HOUSE PRICES SET TO FALL” said one “HOUSE PRICES ... Read >
Author: michael challiner30th October 2008
During the past 5 years the Bulgarian property market has grown exponentially in both size and price. This growth has been fuelled by two main factors, firstly the growth in the post-communist economy of this small Balkan state and secondly with the infl... Read >
Author: legalchildcus30th October 2008
During the past 5 years the Bulgarian property market has grown exponentially in both size and price. This growth has been fuelled by two main factors, firstly the growth in the post-communist economy of this small Balkan state and secondly with the infl... Read >
Author: legalchildcus30th October 2008
Author: Dot Piper
As everyone knows, house prices have hit the highs in the past few years. As a result, many homeowners are sitting on a very nice build-up of equity in their homes. Many are having a re-think on how their mortgages are used and how th... Read >
Author: michael challiner30th October 2008
Making money from home on the internet, is a great way to supplement your income, especially for non-working mothers or anyone for that matter with a connection to the internet and a little drive.
When the world is in economic turmoil as it is at prese... Read >
Author: James Betchley29th October 2008
With house prices continuing to fall and a recession looming here we look at your property, not merely bricks and mortar but your property being your home for you and your family.
Buying a property is likely to be the largest investment you will make a... Read >
Author: Wheres My Property29th October 2008
With house prices continuing to fall and a recession looming here we look at your property, not merely bricks and mortar but your property being your home for you and your family.
Buying a property is likely to be the largest investment you will make a... Read >
Author: Wheres My Property27th October 2008
Economists in the UK are expecting the average price of a house to plummet by a staggering £65,000 in the next 12 months. The 35% drop is the worst ever seen in the UK, and looks set to plunge thousands of homeowners into negative equity.
Negative equ... Read >
Author: Jay Tillotson27th October 2008
As the credit crunch continues to take hold of Britain�s financial markets, an increasing number of homeowners in the UK are finding themselves facing repossession from their homes.
More than 27,000 homes were repossessed in 2007 and the figure looks... Read >
Author: Robert Palmer21st October 2008
Mortgage is a loan that people get against their houses. There different types of mortgages that are available with different lenders. Among all of those reverse mortgage is getting more popular day by day. In case of reverse mortgage you don’t have to ... Read >
Author: Alien17th October 2008
In 2006 the U.K. was enjoying an economic boom – our economic growth rate outstretching inflation by a strong margin - with further growth predicted. Consumer inflation stood at the 2% mark, wavering to 2.2% towards the end of the year, while our annual... Read >
Author: RicReev17th October 2008
With reports that the credit crunch is showing no signs of abating, it is a commonly held belief that the UK is being led into recession. The rising cost of essentials like food, fuel and electricity has put a huge strain on the country’s economy and ... Read >
Author: Isla Campbell15th October 2008
The fact that home values have been steadily dropping for the past 2 years is bad enough, but now we are all starting to face the cold hard facts that over inflated house prices are the result of over zealous mortgage lenders and financiers that got greed... Read >
Author: nealon52@aol.com14th October 2008
The housing market slowdown has hit a lot of people hard, especially builders, buy-to-let investors and those who mortgaged beyond their financial means. The first-time buyer however could find themselves in a perfect position to profit from the slowdown,... Read >
Author: Sylvia Kittens14th October 2008
Consumers are carrying record levels of personal debt, with millions of us owing more money than would be conceivable even just a generation ago. A long period of historically low interest rates combined with surging property prices have led to a distinct... Read >
Author: Sharad Chaudhary13th October 2008
With the financial markets plummeting and the banks in turmoil property prices are continuing to fall. But how much will they fall? Here we look at a range of predictions from the experts.
According to Nationwide, property prices slid 1.7% further in... Read >
Author: Wheres My Property13th October 2008
With the financial markets plummeting and the banks in turmoil property prices are continuing to fall. But how much will they fall? Here we look at a range of predictions from the experts.
According to Nationwide, property prices slid 1.7% further in... Read >
Author: Wheres My Property13th October 2008
Currently, there are 3 main programs; FHA, Home Keeper and Jumbo (proprietary). Of these the FHA reverse mortgage is by far the most popular, with over 90% of seniors opting for this program. Popular it may be, but it may not necessarily be your best opti... Read >
Author: Robin OBrien13th October 2008
Experts agree that if the government does not bailout certain players within the financial industry by passing the $700 billion bailout plan, the already bleak looking housing market will only get worse. The numbers of people facing property repossession ... Read >
Author: Robert Palmer13th October 2008
Many people dream of possessing their own home and so work hard to achieve this goal. However, there are those who view buying a property as a huge commitment and instead believe that renting is the way forward.
For instance, there is a strong case ... Read >
Author: Isla Campbell10th October 2008
The housing and mortgage market has, of late, been full of turmoil to say the least.
The United States has seen accelerated numbers of foreclosures, in addition to average house prices falling down to record lows. Because lending institutions offered ... Read >
Author: Robert Palmer08th October 2008
No matter what type of life you live or what kind of job you have, we all have one thing in common – we accumulate things throughout our lifetimes. But sooner or later this very human habit results in a problem: where do you put everything? After al... Read >
Author: Isla Campbell07th October 2008
It seems that the recent inflationary setbacks of the past months have caused many of us to rethink our life-styles. Home buyers are now placing energy efficiency high on their list of wants.
This means that small improvements to your home that... Read >
Author: Carol Freyer02nd October 2008
As house prices fluctuate up and down the country, a number of property analysts have noted how well the rentals market has performed in the West Midlands and in Birmingham especially. We take a closer look at the reasons behind this strong performance.
... Read >
Author: Keith Barrett02nd October 2008
Birmingham is a popular city in which to rent property and it's not hard to see why. Recent developments in and around the city centre have made Birmingham an attractive proposition for many. In this article we look at how you can go about finding a flat ... Read >
Author: Keith Barrett01st October 2008
Bradford & Bingley being nationalised, just as Northern Rock was, spells the end of self cert mortgages.
Bradford & Bingley were the leading provider of self cert mortgages and buy-to-let mortgages and now we will see the two mortgage products being ph... Read >
Author: LolitaBrown29th September 2008
With little movement of interest rates and continuing drops in house prices will buy-to-let now be an investment vehicle of the past?
With buy-to-let lenders tightening up their lending criteria, house prices continuing to fall and the general lack of co... Read >
Author: Benjamin Perry26th September 2008
House prices are falling by £83 a day in some places in the UK which is more than the average person takes home in wages a day which currently stands at £69.65 after tax. The average prices of homes in the UK are falling at £45 per day since the beginn... Read >
Author: barryloughran@live.co.uk25th September 2008
One year on from the onset of the credit crunch the UK housing market is still adjusting to the limited supply of mortgages for both owner occupiers and residential landlords.
The impact now stretches beyond borrowers and lenders to the house building ... Read >
Author: MarkeD24th September 2008
There is now a more enlightened approach to selecting furnishings than has ever been experienced in the UK market. Not all that long a ago the average husband had to be dragged to the local MFI on a Saturday afternoon knowing that he only had two reasons ... Read >
Author: darrell.j.freeman@gmail.com24th September 2008
The Press Association recently reported that Britain's first time buyers can look at making savings of around £20,000, before climbing onto the property ladder. This figure could continue to rise as house prices fall. Prices dropped in excess of ten perc... Read >
Author: Which4u23rd September 2008
The Press Association has reported that the UK's first-time buyers are expected to be making savings of around £20,000, before joining on to the property ladder. This figure could increase as house prices continue to fall - exceeding ten percent over th... Read >
Author: Which4u18th September 2008
Once upon a time, real estate investors felt comfortable putting their holdings in limited liability companies (LLC). Tax strategist Diane Kennedy is warning, however, that LLCs may no longer be the way to go when it comes to investment property mortgages... Read >
Author: Joe18th September 2008
HomeVestors of America (HVA) – a company that purchases houses below market price, rehabilitates, then sells them for a profit – lists four cities in Texas among its choices for the best opportunities in this field.
Dallas, Houston, Fort Worth, an... Read >
Author: Joe17th September 2008
Considering the current economic climate and the state of the housing market, any new government policy is met with scepticism from the general public and, more particularly, homeowners. The housing crisis in the USA has had serious knock-on effects on th... Read >
Author: Robert Palmer17th September 2008
Homeowners in the majority of Canada’s urban centres should be prepared for the possibility of housing price declines, according to a news release by researchers at the Sauder School of Business at the University of British Columbia.
Their study show... Read >
Author: sakvoyaj15th September 2008
Many seniors don't realize they could refinance an existing reverse mortgage. While not being appropriate for everyone, unlocking more equity in your home could be possible. However, before doing so, you should first consider costs, eligibility and what e... Read >
Author: Robin OBrien12th September 2008
Over the last few months, many people have been under the belief that it is very difficult to get a mortgage unless you have a substantial amount of money to put down as a deposit or an extremely clear credit history.
This appears not to be the case a... Read >
Author: Gill11th September 2008
Following years of growth the UK housing market is slumping with an annual fall to date of 10.9%. Here we look at what is happening and where the market is going.
According to the Royal Institution of Chartered Surveyors (Rics) house sales are at thei... Read >
Author: Wheres My Property11th September 2008
Following years of growth the UK housing market is slumping with an annual fall to date of 10.9%. Here we look at what is happening and where the market is going.
According to the Royal Institution of Chartered Surveyors (Rics) house sales are at thei... Read >
Author: Wheres My Property09th September 2008
The recent stabilisation of house prices coupled with the increasingly stringent lending standards may give the impression that first time homebuyers with little or no savings have no option but to forego their plans of buying property. Indeed, data provi... Read >
Author: Parmdeep Vadesha09th September 2008
For many, the prospect of retirement can be daunting. What is supposed to be a time for relaxation post-employment, can often be overshadowed with the anxiety of facing a significant drop in income, coupled with increasingly high living costs.
And, ... Read >
Author: pmcindoe09th September 2008
Property group announces, the reason being global bank interest rate hike, which forces the customers to shun away from investing in real estate. It is expected that the unit price could slash to a massive ten percent by the coming year, which is the majo... Read >
Author: seoteam08th September 2008
Buying a dwelling can be a long, problematical and frightening process, and it is always necessary to be prepared. Knowledge is basic when it comes to negotiating the difficult world of house prices, interest rates and mortgage loans. For these reason, yo... Read >
Author: CapybaraSEO08th September 2008
The property market is falling and house prices are over 8% lower than this time last year. It’s a buyers market and here we look at the property opportunities.
The falling property market makes it a buyers market and in parts of the UK there are 15... Read >
Author: Wheres My Property08th September 2008
Antique Longcase clocks like antique artwork or other collectable items are so individual in nature that it is almost impossible to make a fixed valuation on them. Unlike motor vehicles there is no standard value list guide, antique clocks hopefully go up... Read >
Author: Biznets08th September 2008
A new report released by the Centre for Economics and Business Research (CEBR) has forecast that the fall in house prices will come to an end in 2009 and then be followed by three years of rising prices, resulting in an overall rise in prices of 30%.
Thi... Read >
Author: cborthwick908th September 2008
There’s a strange by-product of the current credit crunch happening in the wedding industry – couples are choosing the country they wish to get married in by its currency rate. More and more couples are deciding that they get more for their money abro... Read >
Author: StephB05th September 2008
It has been only couple of months when financial press was lamenting the fate of US dollar. All time or multi year low against many currencies, credit crisis, housing market in shambles, nightmarish deficit. Seemed like every news hitting the wire was wor... Read >
Author: Mike P. Kulej05th September 2008
Shared Ownership Mortgages and affordable housing schemes are helping people to get onto the property ladder.
As the country enters a severe housing slump, shared ownership mortgages are aiding people to overcome the problems facing those trying to get... Read >
Author: LolitaBrown05th September 2008
There hasn’t been a harder time than in the past few months for those looking for a first time buyer mortgage with rising house prices and the credit crunch has caused lenders to tighten their lending requirements and cancel and reduce the number of mor... Read >
Author: cborthwick905th September 2008
There are pro's and con's for borrowing against your home and they all need to be taken into consideration before you proceed with any additional borrowing.
On the one hand the money you can borrow on your home will be of a lower interest rate than m... Read >
Author: Carson Danfield05th September 2008
In 2008, having entered its second year, there seems to be little chance of the credit crisis easing forcing most financial analysts to re-evaluate their position and work out how severe it will get and how much longer it will prevail. Indeed, a recent ... Read >
Author: mpressman05th September 2008
House prices have now fallen for ten months consecutively, dropping by 10.3 per cent since the beginning of this year.
The average property price now stands at £164,654 after having almost £20,000 wiped off its value. In the last year property values... Read >
Author: cborthwick904th September 2008
First to benefit are buyers buying a home under £175,000. Previously stamp duty was exempt only for properties below £125,000 and now stamp duty is payable only on properties over £175,000. Stamp duty is 1% of the purchase price so that's £1,750 sav... Read >
Author: Wheres My Property04th September 2008
First to benefit are buyers buying a home under £175,000. Previously stamp duty was exempt only for properties below £125,000 and now stamp duty is payable only on properties over £175,000. Stamp duty is 1% of the purchase price so that's £1,750 sav... Read >
Author: Wheres My Property04th September 2008
Do your research
This is especially important if you have never invested in buy-to-let before as there are risks as well as benefits to this type of investment. There may be better ways to invest your money if you realise that property investment is not ... Read >
Author: MarkeD04th September 2008
Do your research
This is especially important if you have never invested in buy-to-let before as there are risks as well as benefits to this type of investment. There may be better ways to invest your money if you realise that property investment is not ... Read >
Author: MarkeD04th September 2008
You can’t hide from it; it’s all over the news here in the UK... The Credit Crunch! House prices are falling but no one has the money to buy, all our house hold bills are rising but our wages are not matching the rise and to top it all off petrol pri... Read >
Author: leen3o04th September 2008
Partly fuelled by the global credit crunch, which made its way across from the United States last summer, a number of radical changes have occurred in the UK when it comes to the housing and finance sectors over recent months.
House prices have been f... Read >
Author: Reno Charlton04th September 2008
With equity release, you can unlock some of the capital from you home – a little bit like taking out another mortgage on it, but without having to pay it back. You get to use the money for whatever you want, be it home improvements, the trip of a lifeti... Read >
Author: Chris Stevens03rd September 2008
Before we start, you need to know one thing: it is easy to make a bad investment.
All investors have done it at some point… picked a property believing it to be a sure thing, only to fall into negative equity when the property does not produce enoug... Read >
Author: frankwoodford02nd September 2008
There are worries within the UK that a recession may be on its way, with house prices crashing and taxes increasing year-on-year. One of the main reasons this slump in the economy has come about is due to the poor economic climate in the US and the knock-... Read >
Author: Robert Palmer28th August 2008
Home staging is an extremely lucrative career if you know how to properly charge for your services.
It makes me cringe when I hear figures as low as $31.45 per hour being touted as ‘great income’ for a home stager. That is an impossibly low rate f... Read >
Author: Debra Gould28th August 2008
Everyone who has a car is already feeling the effects soaring gas prices are having on the economy. However, in addition to extra out of pocket expenses at the pump, high gasoline prices are having a wide range of affects on the American public.
Highe... Read >
Author: Roni Deutch27th August 2008
Petrol and food prices have rocketed, mortgage refusals are at a new record high and house prices are on the down � but why is all this happening? Between April 2007 and April 2008, petrol prices rose by a massive 17% on average, whereas food prices als... Read >
Author: Robert Palmer25th August 2008
In spite of all the disheartening reports we have heard singing the California real estate blues, this sunny state has finally turned a real corner!
The realty market in the State of California which took so much of a beating over the last year is fin... Read >
Author: Drew Hartanov24th August 2008
Homeowners have been getting the short end of the stick recently with all the rises in living costs. It seems as if you’re being punished with gas and electricity forcing you to use less electricity and hot water to rises in the food costs also relievi... Read >
Author: Andy Adams22nd August 2008
In light of the ongoing credit crunch, it is getting even harder for people especially 1st time buyers to get on that ever so attractive and essential property ladder. The majority of people are finding it hard to borrow the cash for their homes with the ... Read >
Author: barryloughran@live.co.uk18th August 2008
Portugal stands as one of the most popular overseas locations for Britons moving abroad. It is geographically diverse and has a laid back attitude towards life so it’s no wonder that two million of us visit annually, many of which decide to stay over an... Read >
Author: Helen18th August 2008
The latest survey by the Royal Institution of Chartered Surveyors suggests that residential property transactions are at their lowest level since the 1970s. This is based on asking surveyors what they think is happening, but the truth will come out in t... Read >
Author: Christian Ward17th August 2008
With the news that mortgage interest rates are now on the increase, all potential first-time buyers should be on the alert. The dilemma of "should we buy now while the interest rates are low, or should we wait and see if house prices drop further?", is ov... Read >
Author: Carolyn Capalbo17th August 2008
Raising a deposit for your new home is never easy, how can you save when you have ongoing rent, bills, car payments…. The list goes on, and if you do not have kindly family members who are prepared to offer you a helping hand you may feel like giving up... Read >
Author: LolitaBrown16th August 2008
Raising a deposit for your new home is never easy, how can you save when you have ongoing rent, bills, car payments……….. The list goes on, and if you do not have kindly family members who are prepared to offer you a helping hand you may feel like gi... Read >
Author: LolitaBrown14th August 2008
It never rains, it pours. Hot on the heels of the Bradford and Bingley saga, there is the news that mortgage lending has hit a record low.
Just 58,000 loans were made in April. That compares with 64,000 in March and 113,000 in April 2007. House price... Read >
Author: Christian Ward14th August 2008
Think about the current credit crunch. Consider the rise of unemployment in some of the world wealthiest countries (the latter not entirely unrelated to the former). House prices, fuel prices and food prices are all going through the roof. For those with ... Read >
Author: Remy14th August 2008
Newspapers are full of stories about how hard it is to get a reasonably priced mortgage. Rates are going up by the day. Nationwide recently followed the general trend by putting up its fixed rates by another 0.3% to 6.45%.
Then the chaos at Bradford ... Read >
Author: Christian Ward13th August 2008
Just how bad will things get in the housing market? Look at the state of Britain’s tenth largest mortgage lender Bradford & Bingley and it is clear the answer is “very bad indeed.”
The key numbers to look at are these. First, B&B has seen the ... Read >
Author: Christian Ward13th August 2008
Since its design in 1967, Milton Keynes has received a lot of negative and ill informed attention, most of which is baseless and unfair. The fastest growing area in the UK with a population of 184,506, was originally designed to be a commercial district i... Read >
Author: Robert Palmer13th August 2008
There is no doubt that selling a house in today�s economic market is a difficult thing. The new home buyer has a lot of homes to choose from and the prices are quite low. There are more than 2 million homes on the market for sale in the nation and each ... Read >
Author: Robert Palmer12th August 2008
House across the UK on average fell by 0.9% last month according to latest figures. This followed on from a drop of 2.5% in May. The average price for a house now stands at �172,415 which is �13,629 cheaper than in October.
The credit crunch is aff... Read >
Author: Robert Palmer29th July 2008
It seems that every day we read another story about the demise of the housing market and the failing U.S. economy. Let's face it, bad news makes headlines quicker than the good stuff. Unfortunately this proliferation of doom and gloom has helped to create... Read >
Author: M Shane29th July 2008
The Algarve, the southernmost region of Portugal, is a beautiful area offering an excellent quality of life, friendly people, a low cost of living, a beautiful climate and easy access from the UK. It is easy to see why so many people are taking the plunge... Read >
Author: Sandy Lee29th July 2008
The Algarve, the southernmost region of Portugal, is a beautiful area offering an excellent quality of life, friendly people, a low cost of living, a beautiful climate and easy access from the UK. It is easy to see why so many people are taking the plunge... Read >
Author: Sandy Lee29th July 2008
There are pro's and con's for borrowing against your home and they all need to be taken into consideration before you proceed with any additional borrowing.
On the one hand the money you can borrow on your home will be of a lower interest rate than mos... Read >
Author: Carson Danfield29th July 2008
The price of a barrel of crude oil soared to over $145 a barrel in July 2008, and has remained over $100 since February 2008, and the near future doesn't appear to hold a price drop. To the average consumer eye, crude oil prices affect petrol at the pumps... Read >
Author: Ian Robert29th July 2008
The price of a barrel of crude oil soared to over $145 a barrel in July 2008, and has remained over $100 since February 2008, and the near future doesn't appear to hold a price drop. To the average consumer eye, crude oil prices affect petrol at the pumps... Read >
Author: Ian Robert29th July 2008
Half of UK consumers fear for their finances
Where there's muck there's ... A £57 million bill
64% of Britons are considering carrying on working after retirement
Middle Britain house prices to drop £40,000 by Christmas
Home insurance leaves Britons... Read >
Author: Jason Hulott25th July 2008
House prices have dropped by 0.6 per cent in March, bringing the annual rate of house price growth down to 1.1 per cent, Nationwide has revealed.
The figures come amidst global financial instability and news that housing market activity is decreasing.... Read >
Author: Seamus Swords24th July 2008
Copyright (c) 2008 Parmdeep Vadesha
Good news for property investors with an eye on Scotland, as many areas seem to be resisting the market's downward trend. Despite the mortgage shortage and credit crunch generally felt throughout the United Kingdom, ... Read >
Author: Parmdeep Vadesha23rd July 2008
It was a sea of red again last week as stock markets across the world finished down heavily on the week. The FTSE 100 finished down 3.26%, the CAC down 4.80% and the DAX down 2.35% on the week. US markets faired slightly better thanks to an attempted rall... Read >
Author: cordieliea23rd July 2008
House prices will take more than four years to rise above their 2007 peak, a wide ranging survey of experts has warned, thus also affecting the mortgage market.
The gloomy message was delivered by more than, 60 per cent of 225 Society of Business Eco... Read >
Author: Ruth22nd July 2008
People wanting to borrow money could find their choice of providers significantly reduced if lenders continue to drop out of the market.
More and more loans lenders have been pulling out of the industry and last week First Plus became the latest lender... Read >
Author: Gill18th July 2008
Amid reports of a new nation-wide mandatory registration for financiers - which may make mortgages more difficult to get - comes the great news that Denver realty is up again! These two pieces of news together mean that sooner (rather than later) would be... Read >
Author: jmarsh17th July 2008
You may be forgiven for thinking that in today’s current economic situation finding a mortgage if you are a first time buyer is near on impossible. You would be right to a certain extent, in that mortgages for first time buyers are definitely harder to ... Read >
Author: Danielle Fletcher16th July 2008
House prices in the UK are plunging, with fewer buyers looking to purchase properties. Those selling their homes have to compete with each other, and many are trying to undercut their prices to secure a sale. In addition those who are looking to buy are p... Read >
Author: Danielle Fletcher15th July 2008
Good mortgage deals are becoming harder and harder to come by with more and more lenders upping their fixed rates. The interest rates on fixed rate mortgages have now reached a ten year high and some experts believe they are going to continue to rise even... Read >
Author: Linsey Summers15th July 2008
The mortgage market has hit something of a standstill and it is having knock on effects. Patrick Collinson and Rupert Jones said it best when writing for the Guardian: “Britain's mortgage market appears to be in meltdown, with first-time buyers going on... Read >
Author: Sarah Othman14th July 2008
Spending can be too attractive for many of today’s earners. After waiting for those agonising few days prior to pay-day, desperate for a new pair of shoes, a big night out or a new TV, it can be hugely tempting to splash out – however counter-producti... Read >
Author: Daniel Collins13th July 2008
Other than folk who have been hibernating for the last few months I think it is fair to say we all know property sales have slowed. At least the exciting end to the European championship football having three British clubs in two finals gives the newspape... Read >
Author: Graham Drage10th July 2008
Investment in Off Plan properties is increasingly being seen as a way to reap very favourable returns in a fluctuating market.
Off Plan is the term used to refer to buying into a property during the state of pre-construction. The process benefits both th... Read >
Author: Alexis Svenn07th July 2008
Industry figures have shown that the number of new mortgage applications approved by the major banks fell again in December. British Banker’s Association (BBA) members approved 42,088 new mortgage loans last month, the lowest figure that has been seen s... Read >
Author: Jemma06th July 2008
The crisis in the housing market deepened today after mortgage lender Halifax reported a dramatic slump in prices and Bellway became the latest builder to issue a profits warning.
Halifax said the average price of a house in Britain fell 2.4% in May al... Read >
Author: Mildred04th July 2008
Many people are becoming very concerned about a possible recession and losing money on their houses, but it seems that for the most, they are still very much in the black.
According to a recent report from The Chartered Institute of Surveyors, house pric... Read >
Author: nationalweekly03rd July 2008
Today’s announcement that Bradford & Bingley, Britain’s biggest buy-to-let mortgage lender had already suffered huge losses in the first few months of the year caught many by surprise.
However, it is the lender's bad debt figures, located towards ... Read >
Author: Mildred02nd July 2008
House repossessions have soared from the beginning of 2008, people who are hit hardest by these repossessions are borrowers who have borrowed more than they can afford against their property. Other causes that have emerged are fraudulent activity by prope... Read >
Author: Jemma30th June 2008
In the current economic climate, with oil and fuel prices shooting through the roof, food prices rising rapidly and house prices dropping, most of us are looking for ways to either cut back on our spending or get more for the money we do spend.
Virtual... Read >
Author: Chris Towland30th June 2008
Two reports from Reuters in London shed further light on the ever-unravelling state of the mortgage market in the UK.
"The credit crunch has resulted in a gap in the availability of mortgage credit relative to demand,” said Jim Cunningham, senior ec... Read >
Author: Monica30th June 2008
You would probably have to have been living on a remote desert island for the better part of two years to not see any signs of the slowdown in the economy of the United States. Since August of 2007, the real estate market has been reeling from plummeting ... Read >
Author: Ki Gray27th June 2008
Everyone knows that renting a property is so called ‘empty money’. You could rent somewhere for twenty years and get nothing out of it except for a roof over your head during that time. If you bought a place of your own however, you would be eighty pe... Read >
Author: Daniel Collins26th June 2008
There are a number of companies who can help people move to Spain, but what do you look for to find the best?
Moving to Spain permanently - or for periods of time as you enjoy your second home - is a dream that many UK residents share. The good weather... Read >
Author: Better Removals25th June 2008
Landlords have to search hard for the positives in the current property market. House prices are falling; last week Halifax, the UK’s biggest mortgage lender released figures suggesting that the down turn is gathering pace. Halifax said its index of ... Read >
Author: Propertyhawk25th June 2008
If you're looking to move house and sell property in the next few months, we've got some bad news for you: this just isn't a sellers market right now.
It's common knowledge that the property market is cooling. There's nothing too much to be worried abo... Read >
Author: petter gomes25th June 2008
Considerations For Landlords
Owning property can be one of the greatest investments. With ever increasing house prices, large capital profits can be made in relatively short periods. Many owners have over recent years put their “assets to work” so ... Read >
Author: David Harland23rd June 2008
The Nationwide Building Society recently published figures showing that in March 2008, house prices fell 0.6 per cent which follows on from a 0.5 per cent drop the previous month. This has caused many experts in the property field to take this as a sign ... Read >
Author: Daniel Collins23rd June 2008
- a fabulous wedding with all the trimmings, or even
If you rent your home and you need to borrow money with an unsecured loan, a tenant loan may be easier to get than you think! In the past, lenders have tended not to cater for tenants because of their... Read >
Author: Precious Almas23rd June 2008
If you rent your home and you need to borrow money with an unsecured loan, a tenant loan may be easier to get than you think! In the past, lenders have tended not to cater for tenants because of their concerns about what may happen, should their borrowe... Read >
Author: Precious Almas21st June 2008
If you're looking to move house and sell property in the next few months, we've got some bad news for you: this just isn't a sellers market right now.
It's common knowledge that the property market is cooling. There's nothing too much to be worried abo... Read >
Author: petter gomes21st June 2008
Have you heard the story about Peter and the Wolf? He was always pretending that the wolf was coming to eat the villagers because he enjoyed seeing everyone go into a panic, then one day when the wolf did come and he called out - he was eaten up because ... Read >
Author: Carol Freyer20th June 2008
In recent times mortgages have been making headline news. There’s more choice in the marketplace than ever before and lenders are launching new types of mortgages to suit the economic climate. Ensuring you get the right mortgage to suit your own circums... Read >
Author: Daniel Collins20th June 2008
Spanish house prices are slowing and in some cases reducing and for those seeking to buy a home in Spain this could well be the time to seek out a bargain. One area that will be worth giving some attention is the region of Costa Tropical.
Costa Tropica... Read >
Author: nicholas marr20th June 2008
Britain's mortgage banks and property valuers are to tighten up their conveyancing procedures in the wake of a housing downturn that has exposed some sharp practices on newly built homes.
"Some lenders have been concerned that the valuation and conveya... Read >
Author: Shanaka Thanapathy20th June 2008
Given the choice, most people would buy a house outright and avoid borrowing altogether. For most of the UK, however, there is no such choice, so a mortgage is the only way to become a ‘home owner’. As house prices rise and fall dramatically in short ... Read >
Author: Daniel Collins18th June 2008
If you're looking to move house and sell property in the next few months, we've got some bad news for you: this just isn't a sellers market right now.
It's common knowledge that the property market is cooling. There's nothing too much to be worried abo... Read >
Author: petter gomes18th June 2008
If you're looking to move house and sell property in the next few months, we've got some bad news for you: this just isn't a sellers market right now.
It's common knowledge that the property market is cooling. There's nothing too much to be worried abo... Read >
Author: petter gomes18th June 2008
With house prices seeming like they are in a perpetual downhill spiral, many people are in that frame of mind of buy or not to buy. With leading people in the mortgage and housing industry saying the best move at the moment is to rent for a time and see h... Read >
Author: David Harland17th June 2008
If you're looking to move house and sell property in the next few months, we've got some bad news for you: this just isn't a sellers market right now.
It's common knowledge that the property market is cooling. There's nothing too much to be worried abo... Read >
Author: petter gomes17th June 2008
It seems that the credit crunch is spreading across Europe as British demand for holiday homes dimishes. Many areas in mainland Europe rely on the demand from Britain for property in order to keep its market bouyant.
In addition, a large number of Brit... Read >
Author: Carys Robshaw17th June 2008
House prices across the country are slowing and expected to fall over the next couple of years. Everyone by now should be aware of this fact, but are we really aware of the implications?
It seems not, as a recent survey conducted by the BBC revealed t... Read >
Author: Carys Robshaw16th June 2008
In these days of the credit crunch a number of markets have been singled out as not being badly affected by the crisis. While some markets are still enjoying their emerging status and France has benefited from its banks' low exposure to the US sub-prime m... Read >
Author: Assetz UK13th June 2008
Sometimes in life we may face situations where it is best to cut your losses and run. If the loss is your home, it is likely that the decision to do this is understandably made almost too late. If you are in the unenviable position of having to sell up ... Read >
Author: Virgina Wherland13th June 2008
Other than folk who have been hibernating for the last few months I think it is fair to say we all know property sales have slowed. At least the exciting end to the European championship football having three British clubs in two finals gives the newspape... Read >
Author: Graham Drage11th June 2008
House prices have almost doubled in the last ten years, but even so, is the bank a safer bet for your savings? There are many articles written lately urging the public to 'invest' in realty. These investments are suggested in several forms: e.g. as a sec... Read >
Author: Christian Jacobsen11th June 2008
Whilst the effects of the global credit crunch plays havoc with the UK housing market, many people are struggling to find suitable mortgages. The problem is the same for a whole range of people from first time buyers to those who are looking to remortgage... Read >
Author: Danielle Fletcher11th June 2008
In recent months, the US real estate market has seen its fair share of turbulent weather as house prices continue to fall. While the Federal Reserve has taken significant steps towards making lending cheaper, interest rates remain artificially high as the... Read >
Author: Ki Gray10th June 2008
For practically the last decade we've seen the credit card change from something only the rich use to something practically every person in the UK owns. I think the average number of credit cards per person in the uk is 2 or 3 and I know it's commonplace ... Read >
Author: SimonDuffy10th June 2008
For the practically the last decade we've seen the credit card change from something only the rich use to something practically every person in the UK owns. I think the average number of credit cards per person in the uk is 2 or 3 and I know it's commonpl... Read >
Author: SimonDuffy09th June 2008
Even with mortgage rates at historical lows, house prices continue to climb making some to wonder if now is the time to buy. So some are asking themselves the question “Buying vs. renting, which one should you choose?”. There are many people that are ... Read >
Author: Stefan05th June 2008
This is a short guide that will inform you about a fishing route which will result in you making more than 150 gold per hour! The only requirements are that you have a flying mount, can get your fishing skill to at least 380 (475 is recommended), and are ... Read >
Author: Justin05th June 2008
Overseas property buyers seeking a place to buy in Canada need to have a good look at Vancouver. This city seems to be the place for sound investment and relocation to Canada. It has been rated as one of the best places to live, a 2007 report by Mercer ... Read >
Author: nicholas marr03rd June 2008
Why do people remortgage?
People remortgage for several reasons:
• Because their old deal has expired (e.g. a two-year fixed rate deal has come to an end)
• Because they are on a poor deal costing them too much money in repayments
• Because th... Read >
Author: Aaron Hill02nd June 2008
New figures from the National Association of Estate Agents (NAEA) have shown that although the housing market in the UK is still performing well, buyers are adopting a more cautious approach to property investment.
The association states that during th... Read >
28th May 2008
The current fall in house prices that are taking place across the UK may not be good news for the majority of current homeowners, but there is one group that is surely giving thanks for their good fortune: landlords.
A BBC report on rental demand reveals... Read >
Author: Assetz UK27th May 2008
You would probably have to have been living on a remote desert island for the better part of two years to not see any signs of the slowdown in the economy of the United States. Since August of 2007, the real estate market has been reeling from plummeting ... Read >
Author: Robert Palmer27th May 2008
Copyright (c) 2008 Parmdeep Vadesha
More and more first-time homebuyers are finding that climbing up the property ladder is becoming more and more like scaling a mountain. The sentiment is brought about by rising interest rates and skyrocketing house p... Read >
Author: Parmdeep Vadesha27th May 2008
Bad Credit Repair – 5 easy steps to better credit
Got Bad Credit? Well, do not feel alone. It is estimated that about 80 million Americans right now suffer from bad credit. And I don’t see that number getting better in the future with the curren... Read >
Author: William Lingle25th May 2008
That Britain is in the process of a property downturn is not in doubt, even in the eyes of the most blinkered. But while the impact of the credit crunch is well known and recent house price figures are clear enough evidence of what is going on, the questi... Read >
Author: Assetz UK25th May 2008
The buy to let mortgage market faces crisis as banks tighten their lending criteria and raise their interest rates. Many landlords have profited over the last decade from buying property and renting it out to tenants. House prices have increased and mortg... Read >
Author: Danielle Fletcher21st May 2008
Sydney - After Spain, Australia is tops with the 2,000 or so people who pack up and leave Britain every week. Last year, 23,000 British people came to Australia for good, twice the number a decade ago.
Since the 1970s, Canberra has run a non-discrimina... Read >
Author: amerie21st May 2008
The threat of recession and economic disaster facing many areas of business, its effect on employment and income levels, personal debt and security of homes is solvable. If the root cause is not addressed then the financial crisis can only deepen causing ... Read >
Author: Terry Cartwright20th May 2008
Buying abroad and renting in Britain could well be the new trend for young property buyers living in the UK. This trend is being demonstrated by first time British buyers choosing Bulgarian property over the UK
Nearly one in four are now priced out of... Read >
Author: nicholas marr20th May 2008
There’s a strange by-product of the current credit crunch happening in the wedding industry – couples are choosing the country they wish to get married in by its currency rate. More and more couples are deciding that they get more for their money abro... Read >
Author: StephB20th May 2008
Those investing in the property market will wonder what, if anything, the government can do to help people get on the property ladder. A reduction in house prices is clearly not helping, partly because the cause of it is the same factor - the credit crunc... Read >
Author: Assetz UK20th May 2008
First-time buyers in Britain are increasingly looking to snap up affordable houses overseas, it has been revealed.
According to the Sunday Mirror, those who feel they cannot afford to buy a property in the UK are using foreign investments to generate m... Read >
Author: Anthony Bradley20th May 2008
A dwindling house market in the UK could stretch the financial situation for some mortgage lenders according to credit ratings agency, Fitch.
Their research has uncovered that the British housing market is set to see the trend of lower prices co... Read >
Author: Sarah Othman20th May 2008
The act of re mortgaging one’s house should never be taken lightly – after all, one is playing with the very roof over one’s head. Never the less, it can be a useful tool in obtaining more capital with which to make investments, or to use to raise m... Read >
Author: Jack Harris20th May 2008
Its official: the housing market is in crisis. At least, this is the not-so private view of housing minister Caroline Flint. If she had hoped to keep her briefing to the cabinet on the subject under wraps today, she might have done better than hold her no... Read >
Author: Assetz UK15th May 2008
The last 100% mortgage which was still on the market was removed from Abbey’s offerings on the 7th of April at 10pm. This marked the end of the no-deposit mortgage era. Abbey is responsible for 1 in 10 mortgages in the UK and the bank said that these m... Read >
Author: Sarah Othman15th May 2008
Experts predict that the amount of mortgage collateral available from British banks will fall by a half this year. Warnings have come from The Council of Mortgage Lenders (CML) that mortgage funds could fall to half last year’s £108 billion fund as b... Read >
Author: Sarah Othman15th May 2008
Homeowners usually use their garages as a parking area for cars. A garage can be used as a workshop or a warehouse as storage of home equipments such as gardening tools or heavy things that not be used everyday. A garage can be multi purposes. Few homeown... Read >
Author: Ishak Iman15th May 2008
Mortgage approvals unexpectedly increased in January as house prices continued to fall. The Bank of England has released new data showing there were 74,000 mortgage approvals in January, which was up 2,000 from December. That month’s figure of 72,000 wa... Read >
Author: Drew Swainston15th May 2008
As Nick Cohen of The Observer warns: “pray this country doesn’t go sub-prime”, Tony Levine of The Guardian is hailing ‘liar loans’ as: “an attractive option”. Cohen cites ‘liar loans’ or self-certification as one of the negative influ... Read >
Author: Sarah Othman15th May 2008
How do landlords calculate their returns on their property investments?
Buying a residential investment property is very different to buying a home. For a start what landlords are really buying is a property investment and letting business. Therefore... Read >
Author: Propertyhawk12th May 2008
Across the country many factors influence the price of a house and subsequently the mortgage of the house, but nothing is more important than its location. Over recent years house prices have sky rocketed in some areas leaving huge gaps in the property ma... Read >
Author: Aaron Hill11th May 2008
Industry experts had predicted the interest rate hold but it surely is becomming harder for the Bank of England to make these rate setting decisions.
Rising inflation means that food prices and fuel prices are rising and the Governmnets target for infl... Read >
Author: SimonDuffy11th May 2008
Industry experts had predicted the interest rate hold but it surely is becomming harder for the Bank of England to make these rate setting decisions.
Rising inflation means that food prices and fuel prices are rising and the Governmnets target for infl... Read >
Author: SimonDuffy11th May 2008
If the uncertainty over house prices is causing you to sit tight in your current property rather than move, you are not alone! Not only are house prices dropping but the costs of moving home have soared and many more people are considering it more econo... Read >
Author: Andrew Regan11th May 2008
The Dominican Republic is the perfect place for vacations. This country has some of the most spectacular sceneries in the world and the relatively low cost of living there allows everyone to enjoy life on the beach. Moreover, once you have visited the Dom... Read >
Author: groshan fabiola09th May 2008
It is a great time to be a player in the buy-to-let market, what with the shortage of new housing and the increase in the population of the UK breaking the 70 million barrier by 2031, it would seem there is no end to the shortage of demand.
The Govern... Read >
Author: Tom09th May 2008
The Royal Institute of Chartered Surveyors (RICS) has announced that house prices have reached their worst point since the housing market crashed in the early 1990s.
The number of surveyors who reported a significant drop in house prices in January, ... Read >
Author: Jemma08th May 2008
For first time buyers hoping to step on to the property ladder the current market uncertainty is a cause for concern. Although house prices are falling the cost of borrowing is rapidly rising and it is becoming increasingly difficult to raise the money fo... Read >
Author: Carole08th May 2008
Saving money is often a day to day priority. However, with mortgages: bargain is not always best. Shopping around by comparing mortgage rates, lenders and deals can overwhelm the average person which can lead to panic buying and bad choices. Discounted ra... Read >
Author: Aaron Hill08th May 2008
Due to the continually rising house prices many people are now starting to turn to property renovation as their way of getting onto the property ladder. The idea of buying an out dated or run down property may not appeal to everyone but if the renovation ... Read >
Author: Helen07th May 2008
The recent economic crisis is not exactly welcome news for house sellers. Basically it means that in the coming months it may be more difficult to sell your home due to lenders being more selective about whom they choose to lend cash to, so some people ar... Read >
07th May 2008
It is a great time to be a player in the buy-to-let market, what with the shortage of new housing and the increase in the population of the UK breaking the 70 million barrier by 2031, it would seem there is no end to the shortage of demand.
The Govern... Read >
Author: Jemma01st May 2008
This must surely be the only good news out there, with oil going as high as $120 per barrel, food prices rising every week, and even being rationed out in some cases (one large chain rationed rice!), so it is good to know that someone is getting a break.
... Read >
Author: Arow Blackdragon01st May 2008
Industry figures have shown that the number of new mortgage applications approved by the major banks fell again in December. British Banker’s Association (BBA) members approved 42,088 new mortgage loans last month, the lowest figure that has been seen s... Read >
Author: Jemma30th April 2008
The Royal Institute of Chartered Surveyors (RICS) has announced that house prices have reached their worst point since the housing market crashed in the early 1990s.
The number of surveyors who reported a significant drop in house prices in January, exce... Read >
Author: Jemma28th April 2008
The Master Builders Association of Victoria (MBA) believes that to keep pace with the industry's growth, the state needs 40,000 more skilled workers within the next five years.
Because of an acute lack of skilled workers, Victoria�s construction act... Read >
Author: Robert Palmer28th April 2008
As the sub-prime mortgage crisis continues to unfold, new figures emerge from the Mortgage Banker's Association: A record .83. That means that, in three months, one out of one hundred homeowners have been foreclosed on. Because of America's size and diver... Read >
Author: Ki Gray28th April 2008
For first time buyers hoping to step on to the property ladder the current market uncertainty is a cause for concern. Although house prices are falling the cost of borrowing is rapidly rising and it is becoming increasingly difficult to raise the money ... Read >
Author: Dyson Broome27th April 2008
Almost every edition of lunchtime and evening news headlines on the TV has finance related news these days, the financial markets are plumeting and every month, sometimes every week, another bank asks for additional funding. RBS are the latest bank to adm... Read >
Author: SimonDuffy27th April 2008
Almost every edition of lunchtime and evening news headlines on the TV has finance related news these days, the financial markets are plumeting and every month, sometimes every week, another bank asks for additional funding. RBS are the latest bank to adm... Read >
Author: SimonDuffy25th April 2008
The Government in general and Gordon Brown in particular have done well out of the housing boom over the past decade. Stealth taxation via stamp duty and inheritance tax have enabled them to increase public spending faster than the economy has grown, whil... Read >
Author: CRMWorks18th April 2008
That there has been a drop in house prices in recent months is largely agreed, even if some surveys, such as the Financial Times House Price Index, have consistently indicated a static picture. But the March figure of no change recorded in that survey, pl... Read >
Author: Assetz UK18th April 2008
Looking to purchase a shared ownership house? Are you looking for a shared ownership which suits your needs? Cheap shared ownership mortgage rates allow a borrower certain benefits; low interest rates and easy repayment options.
A shared ownership mo... Read >
Author: LolitaBrown16th April 2008
Financial institutions in Canada are now offering mortgages with a payback term as long as 40 years. With the steady rise in house prices in booming markets such as Toronto and Vancouver, it was inevitable. These longer mortgages are meant to help buyers ... Read >
Author: Stefan16th April 2008
With the continued rise in house prices and interest rates, it's little wonder that first-time buyers have been finding it difficult to make those first, tentative steps onto the property ladder - especially when you consider that in the current UK proper... Read >
Author: Adam Singleton16th April 2008
Today's news that the Bank of England's monetary policy committee has cut the base rate again to five per cent will be welcome news for investors in property amid a climate that has seen the market take something of a hit in recent months, both from the h... Read >
Author: Assetz UK14th April 2008
Now that so many people are defaulting on their mortgages the federal government is stepping in to offer homeowners some relief. Of course, not all homeowners will qualify for the relief but many will.
In fact, some of the banks like Fanny Mae are offe... Read >
Author: ajeetkhurana14th April 2008
With the credit crunch and the huge number of defaults on the market, banks are really starting to get tough on credit and whom they approve for housing loans. During the early 2000s practically anyone with any type of credit was approved for a housing lo... Read >
Author: ajeetkhurana13th April 2008
The combination of a slowing UK economy and his chancellor’s first budget may finally force Gordon Brown to shelve any plans he had for calling a general election in early 2009, as voters will be forced to tighten their belts over the next year.
Rumo... Read >
Author: Vicky Cochrane11th April 2008
It seemed like the perfect storm, house prices were rising and when we were having our greatest housing boom in American history, we were suckered by unscrupulous mortgage lenders who offered us loans for houses we could not afford. The problem is now tho... Read >
Author: bryan11th April 2008
While many aspects of the French economy have been the subject of deep concern in recent years as unemployment has stayed high and productivity has lagged behind countries such as Britain and Ireland, the property market there has emerged as one of the to... Read >
Author: Assetz UK10th April 2008
The new trend lures more sophisticated brokerage in real estate India. A small real estate agency can close more transactions by offering best services in investment consultancy, insurance, India real estate settlement and escrow services. One may be spec... Read >
Author: phani09th April 2008
Property price analysis for landlords looking to invest in the buy to let market. Will property prices go up or down? Is it a good time for landlords and residential property investors to buy residential property investment ?
I’m an optimistic p... Read >
Author: Propertyhawk09th April 2008
With house prices falling by 2.5 per cent in March 2008 you might think the whole country is on the verge of meltdown, but what does it really mean for us? The media may as well start saying that anyone with a mortgage is financially doomed, but are they ... Read >
Author: SimonDuffy09th April 2008
The number of prisoners detained in UK prisons has reached an epic of 82,000, which is around 0.15% of the UK population. 3% of these prisoners are children under the age of 18.
A BBC article on the 22nd of February 2008 reported that 'UK prisons were... Read >
Author: claire stokoe08th April 2008
There are consequences to debasing a currency and none of them are positive. US monetary policy is a conscious attempt to devalue its currency; increase exports and inflate the US economy out of the financial crisis precipitated by a fall in house prices.... Read >
Author: craigread01@gmail.com07th April 2008
With the global credit crunch having affected so many different economies around the world, not least their property markets, more and more experts seem to be singling out France as a shining beacon of hope.
This view may have been epitomised by an artic... Read >
Author: Assetz UK07th April 2008
As pre-emptive strikes go, few might indicate more strongly an expectation that interest rates will be cut next month than news today that both Nationwide and Halifax are raising the interest rates on their tracker mortgages.
Of course, rising mortgage r... Read >
Author: Assetz UK07th April 2008
Every parent expects to spend a fortune on their children when they are at home and dependant on them financially, but what many don't bank on is the fact that they will still be having to bail out their kids even when they're all grown up. According to ... Read >
Author: Vicky Cochrane06th April 2008
In recent times the idea of buy to let is growing hugely popular amongst the property market. The term buy to let refers to either the investment of buying a residential property to be let out for profit or to a particular category of mortgage, which is u... Read >
Author: Helen04th April 2008
As a first time buyer you form the foundations of the UK housing market. It’s called the property ladder for a reason. You start on the bottom rung and as you start to build equity in your property and your salary increases to enable you to afford a l... Read >
Author: Lee Unsworth03rd April 2008
Setting goals to help buy the first home is one form of encouragement for ourselves. As we achieve each stepping-stone-goal we realize that we are actually getting closer to the once-unattainable dream. So how could goals for this dream be set up?
Goals ... Read >
Author: articles@nashvillebuyers.com03rd April 2008
The recent economic data released by the government of Portugal i.e. deficit down to 2.6% for 2007 and a forecast of 2.2% for this year also a planned cut in iva (Portuguese vat) of 1% is encouraging, indeed perhaps coupled with more optimistic news fr... Read >
Author: Properties in Perfect Portugal02nd April 2008
National home sales rose 2.9% in February giving hope to the nationwide slump in house sales. Savvy home buyers are beginning to realize that one man’s misfortune can be another man’s fortune. Foreclosed homes are the main force driving this welcome ... Read >
Author: Aubrey Clark01st April 2008
We keep hearing about dropping house prices, and of course we know it is true. But the fact is that prices in California have dropped so much that you should consider grabbing up a bargain for yourself.
Recent reports have shown continuing increases in f... Read >
Author: Josh Sloan28th March 2008
The new trend lures more sophisticated brokerage in real estate India. A small real estate agency can close more transactions by offering best services in investment consultancy, insurance, India real estate settlement and escrow services. One may be spec... Read >
Author: phani27th March 2008
First the Disclaimer: This is a thought-provoking article that draws upon real world examples, articles, books and websites that are readily available to the public. This article is not intended to offer investment advice. Any actions that you take in ... Read >
Author: Ouida Vincent27th March 2008
When looking to purchase a new home there are many factors and considerations that come into play that'll define the right home for you. One factor, is of course, the neighborhood your home will be in. While some might be looking into already established ... Read >
Author: Karen Hoeve26th March 2008
Croydon House Prices to Fall 15% in 2008
Sound familiar? Estate Agents and Building Societies make a profit from a healthy vibrant property market. No surprise, then, that they continued to talk about a "healthy correction" and a "sensible... Read >
Author: paul25th March 2008
Yesterday’s budget brought no rest bite for first time buyers first time buyers as the Mr Darling announced that the stamp duty threshold will remain the same. People buying into shared equity schemes will have the option not to pay stamp duty until the... Read >
Author: SimonDuffy25th March 2008
Yesterday’s budget brought no rest bite for first time buyers first time buyers as the Mr Darling announced that the stamp duty threshold will remain the same. People buying into shared equity schemes will have the option not to pay stamp duty until the... Read >
Author: SimonDuffy25th March 2008
There may be periods in a homeowner’s life when his or her personal circumstances change dramatically and it makes economic sense to sell the house as quickly as possible, thus releasing the capital that has built up in it. The reasons are many and vari... Read >
Author: Michiel Van Kets20th March 2008
Selling your home in Tampa real estate can be tough and time consuming task. Definitely, you want to get a great deal out of your home and can sell it quickly.
The last thing that you would want is to see your home stagnate on the market and do not get... Read >
Author: Vanessa Doctor19th March 2008
With the ongoing credit crunch affecting house prices and mortgage rates, many are feeling the squeeze on their personal finances.
More borrowers are now opting for some kind of loan in order to make ends meet. But even with such measures, homeowners f... Read >
Author: DCollins14th March 2008
While a Jessica McClintock prom dress is very beautiful you need to be sure it's right for you. After all, designer prom dresses aren't cheap and there are plenty of other fashion houses to choose from. So, before buying, have a review, and make sure that... Read >
Author: Robin OBrien14th March 2008
There has been a lot going on lately - shake down and confusion. During these times human emotion works like this - greed is the accelerator and fear is the break. Many people have been jumping from one pedal to other - or applying pressure to both at the... Read >
Author: Ulysses12th March 2008
The last week has brought back a little ambiguity to the property market among those looking for hard evidence of trends. First there were the figures from property portal Hometrack, which found that this month's house prices were down by 0.2 per cent, th... Read >
Author: Assetz UK10th March 2008
A failure to accommodate young people in some of the realty markets has happened due to the fact that, nationwide, most homes have become larger and therefore more expensive over the last fifty years.
Consequently, they have finally become too price... Read >
Author: Mike Magner10th March 2008
Florida has been labeled a progressive state before, when it introduced radical 'green' measures throughout the state, but this time its innovative idea is to offer help to first time buyers. Florida has recognized that younger people are being pushe... Read >
Author: Jim Hirschman10th March 2008
As record numbers of Brits leave the UK for a new life abroad, currency specialist HiFX has released its first Annual Global Emigration Hotspots Report. The study reveals migration trends in 2007 and predicts where Brits will be moving to this year. Austr... Read >
Author: amerie07th March 2008
Are we really going to be facing a property price crash in the near future?
Over the last few weeks there have been comments from industry experts all warning us that the UK is heading for a house price crisis or property price crash in the very near ... Read >
Author: SimonDuffy29th February 2008
At least 1 in 10 people sell their own property to gain on average over £4000 that otherwise would be in an estate agent’s pocket.
In an ever uncertain housing market now more than ever people are looking for new ways to collect more equity out of t... Read >
Author: NoToEstateAgentFees23rd February 2008
The last week has, as usual, seen some mixed news about the property market. In between predictions of further falls in house prices have been forecasts of recovery. Mixed news from the Bank of England in its quarterly inflation report may only have added... Read >
Author: Assetz UK23rd February 2008
House prices in Britain have risen at an average annual rate at least 10 times higher than in other developed nations, such as Japan and Switzerland, and twice as fast as in the United States. The research by Policy Exchange, a Right-wing think-tank, sho... Read >
Author: Propertyhawk23rd February 2008
House prices in Britain have risen at an average annual rate at least 10 times higher than in other developed nations, such as Japan and Switzerland, and twice as fast as in the United States. The research by Policy Exchange, a Right-wing think-tank, sho... Read >
Author: Propertyhawk22nd February 2008
The housing market has slowed in the UK in the recent past though some areas continue to beat the trend. Those who are lucky enough to live in those areas are benefiting from growing equity in their home. This is potentially good news for borrowers lookin... Read >
Author: Gary Grobowski22nd February 2008
What would you call the ideal buyers market? How about this scenario:
- House prices at a 4-year low
- 30-year mortgage rates below 6 percent and the possibility of further cuts ahead
- Huge selection of available real estate to choose from
... Read >
Author: M Shane21st February 2008
"Everyone wants to own their dream home, but for homebuyers who do not take the practical steps to buy the right house, that dream home can quickly turn into a nightmare. The truth is, finding your ideal home is unlikely to just happen. You need to take a... Read >
Author: Benjamin DeBell20th February 2008
With the overall Spanish market haven taken a few hits of late, with the end of the boom years last year followed by the credit crunch and the bad publicity over the demolition of illegally built homes in a few areas. But, it seems, there are still plenty... Read >
Author: Assetz UK15th February 2008
Copyright (c) 2008 Arnold Hexden
As I mentioned in one of my previous posts, I am a big fan of Cyril Huze Blog, Why? Because he speaks a lot of sense. I recently moved from the UK to live here in Spain, I have always followed whats happening in The US ... Read >
Author: Arnold Hexden14th February 2008
It is hardly a secret that the scale of buy-to-let has been growing rapidly in the UK in recent years, but the latest research indicates this is showing no signs of slowing down.
Sainsbury's Bank carried out a survey of the industry over the year between... Read >
Author: Assetz UK13th February 2008
Well, the good news for Canadians is that the housing market seems to be unaffected by the US mortgage crisis. Canadian realty is 'doing its own thing' and enjoying a healthy property market. The bad thing is that the Federation of Canadian Municipaliti... Read >
Author: Joe Samson13th February 2008
The timing could not be better for a south-of-the-border investment in a vacation rental or second home. With the current U.S. housing slump, house prices in many areas have fallen lower than they've been for years. Not only have prices gone down, but th... Read >
Author: Joe Samson12th February 2008
The number of borrowers looking to refinance their home loans has increased over the past six months because of the uncertainty of interest rates in Australia. Currently the Reserve Banks’ Official Cash Rate (OCR) is at an 11 year high. Interest rates h... Read >
Author: Vicky Edema11th February 2008
If anyone had told me five years ago that selling a home through an auction would become big business, I would never have believed them. Today, with plummeting house prices and developers with a glut of excess inventory sellers are looking for alternative... Read >
Author: Christian Jacobsen11th February 2008
California is the most populated state in America, and it contains eight out of ten of the most populated cities. But compared to the rest of the nation, hardly any Californian homes were bought or sold last month. Why was this, and what does it mean?
... Read >
Author: M Shane11th February 2008
There is a prediction out in the media that the median price of homes in these gorgeous desert golf communities will be on the increase. Of course, there are some golf communities that offer so much else, that you don't even have to be a golf player to w... Read >
Author: Robert Nachman04th February 2008
Once you own an investment property, or a piece of investment real estate, then you need to make money from it. If you're not going to sell it on, then you would typically rent it out to a tenant. The rent covers the mortgage payments, with perhaps a bit ... Read >
Author: Maverick Investor02nd February 2008
In the last few years Brighton has been one of the places that has attracted high levels of attention in the property market. While provincial locations have introduced city centre living for apartment-dwelling professionals as their local economies grow,... Read >
Author: Assetz UK02nd February 2008
Well, owners of homes in Charlotte, North Carolina will be simply delighted to hear some optimistic and local, realty news. It may be puzzling, but it is encouraging to know that your own city is not caught up in the national down-spiral of house prices... Read >
Author: Keith Lutz02nd February 2008
The UK risks slipping into recession in the next two years, according to authors of the Deloitte Economic Review; and even if that gloomy forecast doesn’t transpire, the best we can hope for is the weakest economic growth in the last 15 years.
The ... Read >
Author: Andrew Regan01st February 2008
South Carolina is the new up and coming real estate secret. Prices have been steady here, in spite of a national dropping of realty sales and house prices. The Upstate is the fastest growing region in the state and positioned as it is, between Charlotte a... Read >
Author: M Shane01st February 2008
Most financial experts are now all but certain of economic strife ahead, with estimates of severity ranging from a flat line economy - in the best and maybe most unrealistic case - right through to serious worries of a severe global recession of the like ... Read >
Author: Nicholas Hunt31st January 2008
Monthly repayments on interest-only mortgages can be on average one quarter cheaper a month than other mortgages and more and more first time buyers are opting for this type of home loan.
A monthly average of 7,000 first-time buyers took out a mortgage... Read >
Author: Abbi M Rouse31st January 2008
We have all just come through a historic year; 2007 was the first year in over forty years that home prices and sales dropped down instead of going up. Where does that leave us homeowners?
Surprisingly, for the majority of us, it is not quite as ch... Read >
Author: Arow Blackdragon30th January 2008
With the talk of the global credit crunch seeming to seep into every economic topic, those looking to buy property overseas may be thinking of new markets, places where the economic boom is such that even a global financial crisis cannot hold back growth.... Read >
Author: Assetz UK26th January 2008
If a week is a long time in politics, 24 hours seems to have been a long time in economics. In less than a day the US Federal Reserve has cut its federal funding rate by 0.75 per cent, Bank of England governor Mervyn King has hinted at a rate cut in Febru... Read >
Author: Assetz UK24th January 2008
The annual winter lull in the real estate market means that the time is good for prospective buyers who like to take their time. With Canadian unemployment at a 33 year low, the realty market looks like holding strong.
It is difficult for many of us C... Read >
Author: Joe Samson24th January 2008
real estate investors still reeling from this year's US housing and mortgage crunch might do well to look farther afield -- even out of this world.
Internet searches for lunar land prices show the cost of buying an acre of the moon's surface has risen ... Read >
Author: Vanessa Doctor23rd January 2008
There is much talk of a slump in the housing market, but should home owners worry and will renters be in a rush to take up bargains?
After the property boom of the last ten years, first time buyers were finding the cost of housing increasingly difficul... Read >
Author: Lee Unsworth23rd January 2008
Cypriot property has been in the news for many reasons in recent years. A period which has seen the small Mediterranean island join the European Union in 2004 and adopt the euro from New Years' Day this year has been a particularly active one for investor... Read >
Author: Assetz UK22nd January 2008
A buy-to-let mortgage is a form of investment which can offer more security than the less predictable stock market. It comes with no guarantees, but as the nation gets more in debt and standard mortgage applications are being turned down, people are looki... Read >
Author: Jay Tillotson22nd January 2008
In the modern world that we live in today we have far more options open to us when it comes to buying our dream home. With house prices constantly on the rise we are turning to other means of gaining the home that we have always wanted.
A house, flat, ... Read >
Author: Helen22nd January 2008
Self Certification for a loan is essentially the method whereby a client self declares their income. This may occur when a client is self employed, or is employed but also has an income derived from work outside of their normal employment. Many lenders, e... Read >
Author: Alan Reed21st January 2008
Believe it or not but car insurance prices have lowered slightly over the final quarter of 2007. Car Insurance prices have been notoriously high, especially for younger or new drivers, for a long time but a report made by Experian, the Global Information... Read >
Author: Andy Adams21st January 2008
Most people do not like to buy a house that is older than ten years, but many of us like to sell homes that are older than this! The meeting point is in the condition of your home.
In the stealthy realty market of today, we need to be selling our home... Read >
Author: M Shane20th January 2008
One of the supposed iron laws of the Bank of England monetary policy committee (MPC) is that it does not cut interest rates two months in a row. Of course, this is a matter of precedent not of statute; after all, if this was absolutely the case there woul... Read >
Author: Assetz UK19th January 2008
If you are planning to sell your house this spring, and are disheartened by the amount of brand new homes for sale in your area, take heart! It seems the Government slide off more of our bucks than we probably realize, but at least one of these taxes coul... Read >
Author: Joe Samson19th January 2008
There is an old English proverb that says: 'A man's home is his castle.' It means once you are in your own home you can pull up the drawbridge and you need not answer to anyone. It is a refuge; it is not a rental property where you can be thrown out for m... Read >
Author: Arow Blackdragon19th January 2008
Although there has been a nationwide pull back in realty sales, some areas have avoided the price plunges. Why is this? Media hype is telling us that the financial market is affecting house prices, and yet some areas are still smiling. Often it is the ar... Read >
Author: M Shane10th January 2008
Rising house prices have given homeowners significant gains in wealth. Remortgaging refers to change in mortgage policy though. This is done with your existing provider or to a different mortgage provider. It involves basic fact by switching your mortgage... Read >
Author: George Cummings07th January 2008
Consolidation of debt potentially may be a very effective way to reduce your monthly total payments where by you have exchanged more expensive types of lending for example car loans, credit cards, store cards, personnel loans and overdrafts all to one len... Read >
Author: Mortgage Services07th January 2008
Credit crunches may usually be considered to be the next part of a recession.
A credit crunch is a surprise reduction in the availability of finance (or "Loans"), which may be due to increased fear of risk, a change in market conditions, or even a tight... Read >
Author: Mortgage Services07th January 2008
The benchmark FTSE100 is currently very volatile due to credit crisis fears showing it’s biggest shake-up since the dotcom crash. They have been large drops in the shares of the banking, property and major companies, which have reflected th... Read >
Author: Mortgage Services14th November 2007
The Council of Mortgage Lenders (CML) is confident that even though there has been a reduction in the amount of mortgage products available as a result of the global credit squeeze, house prices will remain unaffected, due to the underlying demand for pro... Read >
Author: Andrew Regan08th November 2007
In the UK one in three people have had their property purchase fall through, with more than 3 million house hunters being victims of gazumping, research showed today.So where did Gazumping originate from. It comes from the Yiddish word 'gezumph' meaning o... Read >
Author: Paul Hockney07th November 2007
Now I have been in the market for a mortgage for a few years now. I have been working hard to get my foot upon that elusive first rung of the housing ladder. My income has increased greater than the rate of inflation, which should be a good thing, but sti... Read >
Author: Alexis Svenn01st November 2007
Copyright (c) 2007 Jay SmithIf you’re a home owner and are considering a loan you have the extra option available to you of a Secured, or homeowner, loan. These are distinguished from personal, or unsecured, loans by the fact that they are ‘secured’... Read >
Author: jay smith30th October 2007
In certain areas of France which have typically been relatively cheap places to buy property are rapidly becoming too expensive for local French to make a purchase. Les Landes for instance in the region of Aquitaine has seen steep price increases over the... Read >
Author: Nick22nd October 2007
The mild climate and the beautiful scenery make Spain become the perfect location for a holiday house; it is easy to understand this constant appeal to buy holiday houses in Spain because such a house is a rental property investment. Mallorca country hous... Read >
Author: Clint Jhonson22nd October 2007
Unless you’ve been abroad or sleeping for the past couple of weeks, you’ll be aware of the mire in which major mortgage lender Northern Rock are in. The panic started after news of their approach to the Bank of England to secure loan funding surfaced,... Read >
Author: Andrew Regan21st October 2007
Moving house is not a priority for most homeowners who are in their thirties and forties, but transforming their property into something better is top of the list, according to recent research by Standard Life. Content to stay put having reached middle ag... Read >
Author: Andrew Regan21st October 2007
Imagine the pride of receiving your keys to your first home, a dream realised because of an incredibly well timed purchase from among an array of bank foreclosures. If you have been unable to realise your goal and buy that first home as house prices have ... Read >
Author: philipsmith19th October 2007
I read over the weekend about the very sorry affair of a novice female landlord . This newbie landlord's problems began back in 2003 when she was enticed at a ‘property seminar’ by the promise of a ‘fast buck’ to invest in 4 ‘off plan’ buy-t... Read >
Author: Propertyhawk19th October 2007
I read over the weekend about the very sorry affair of a novice female landlord . This newbie landlord's problems began back in 2003 when she was enticed at a ‘property seminar’ by the promise of a ‘fast buck’ to invest in 4 ‘off plan’ buy-t... Read >
Author: Propertyhawk15th October 2007
Take advantage of today’s market, include Tucson foreclosure homes in your viewing itinerary, and set yourself up to make the most of your retirement.Timing is everything with some successes in life, and this could never be truer when you are out search... Read >
Author: philipsmith15th October 2007
Apartment and house prices in Andorra have risen by an average of ten per cent a year over the last decade, with the last two years showing particularly impressive gains of 19 and 16 per cent.But 2007 was set to see a freeze in the rises as the traditiona... Read >
Author: Robert Palmer11th October 2007
There are many ways in which a mortgage broker can help you when you are first looking at taking out a mortgage. One of these is by helping you to be clear about the extra costs involved. When you are working out how much you can afford to borrow, it�... Read >
Author: Robert Palmer09th October 2007
Buyers wanting highly affordable single family homes within the city limits will have their best reception from owners of Houston Foreclosure Homes. There are over 11,000 foreclosure properties listed in this vast city this fall. Those home owners who hav... Read >
Author: philipsmith08th October 2007
Even though Northern Rock managed to dodge the bullet following the timely intervention of Chancellor Alistair Darling and his ‘cast-iron’ guarantee for savers funds, the criticism has steadfastly refused to subside, and now debt counsellors are fierc... Read >
Author: Elisha Burberry08th October 2007
Today the National Association of Realtors (NAR) reported August pending home sales fell to its lowest point ever, since recording started in 2001. The pending home sales index went from 91.4 in July to 85.5 in August. This is 21.5 percent less than the A... Read >
Author: Shaun G.08th October 2007
Every step you take to restore your newly bought bargain from among the many foreclosure homes you searched increases its value. But you know that you can’t have it both ways. With your first foreclosure investment you took advantage of a buyer’s mark... Read >
Author: philipsmith08th October 2007
There has been a lot of talk recently about the difficulty that those seeking to buy a property for the first time are having doing so. This reflects continued growth in house prices which has outstripped growth in incomes.Lenders have been doing their bi... Read >
Author: Francis Ghiloni08th October 2007
Many people dream of owning a house in Cyprus but it seems that only a lucky handful ever see that dream turn into any kind of reality. It's really easy to get all worked up about the benefits of property ownership whilst on holiday and even take several ... Read >
Author: kevinor04th October 2007
Cyprus property development is becoming big business with investors large and small staking their claim in this expanding property market. The demand for overseas holiday homes has risen significantly in the last few decades as many Western Europeans have... Read >
Author: kevinor20th September 2007
House prices continue to rocket in Britain, rising by 204% between 1997 and 2007, significantly outstripping the growth in earnings which rose by only 94%.The situation poses special problems for prospective first time buyers. Those not yet on the housing... Read >
Author: Adam Singleton10th September 2007
You’re under thirty and you’re in debt. You keep hearing on the news about rising house prices and you know that you’ll never be able to afford one yourself, because you can’t break even financially, let alone think about putting a deposit togeth... Read >
Author: Lee Unsworth26th August 2007
This is indeed a frightening thought for many Australians. However, for many renters, costly house prices are turning the great Australian dream of home ownership into exactly that - a dream.
Renters, especially those saving to buy, have survived sever... Read >
Author: amos graham24th August 2007
Winchester in Hampshire was recently described as the best place to live in the UK, following a survey carried out as part of a Channel Four television programme. What should you look out for when buying a home in Winchester?
It's no surprise that Winc... Read >
Author: Keith Barrett22nd August 2007
Sub-prime mortgage lenders in the USA are struggling to survive and their demise is impacting significantly on the world's financial markets. In London, the FTSE has undergone a series of significant drops, suffering the biggest fall for seven years in on... Read >
Author: Andrew Regan17th August 2007
Originally devised as a tax on the super-rich, inheritance tax (IHT) is threatening more and more ordinary households in the UK. Indeed, over the last five years the estimated revenue from this tax has increased by 50% to annually yield £3billion into th... Read >
Author: Adam Singleton14th August 2007
The area around Antequera, one of the most charming and historic towns in Andalucia, has in recent years seen a small–scale invasion of British house buyers, attracted by the low house prices (relative to the Costa del Sol!) and the genuinely Andalucian... Read >
Author: Heather McMillan01st August 2007
Everyone seems to be talking about holiday homes nowadays. The idea of buying a holiday home sounds really tempting. But prices for the �normal� type of holiday home seem to have gone through the roof. Does this mean you have to give up the idea?
... Read >
Author: Robert Palmer31st July 2007
In the second quarter of 2007 Polish property prices rose just over 8% but there are higher increases hidden behind the headline figure. Tim Hill from the Anglo-Polish property portal Mamdom.com digs a little deeper and finds profit in a Polish problem.
... Read >
Author: Tim Hill26th July 2007
Slovenia has recently been voted one of the top investment destinations in the world and Bled property is one of the areas that many people are looking at to buy, for long term capital gains as well as rental income.
If you have never considered buyin... Read >
Author: kelly price26th July 2007
Austin, pulsating with music, burgeoning with technology and throbbing with life is a great place to live, work and enjoy an eclectic lifestyle. It’s got three hundred days of sunshine and unlimited job opportunities in the hi-tech arena. This hill coun... Read >
Author: emplannie23rd July 2007
Antique Longcase clocks like antique artwork or other collectable items are so individual in nature that it is almost impossible to make a fixed valuation on them. Unlike motor vehicles there is no standard value list guide, antique clocks hopefully go up... Read >
Author: Barry Share20th July 2007
With the bubble bursting on subprime mortgages, analysts expect a significant fall in growth in the second half of 2007, with the worst yet to come.
The first signs that the bubble was about to burst on the United States housing bubble of the last deca... Read >
Author: PipDawg05th July 2007
With house prices falling in a number of global locations, the UK property market has been bucking the trend. How much longer will this "economic miracle" continue.
Sitting at a table in a local coffee house, I'm joined by two local estate agents. Both... Read >
Author: Keith Barrett05th July 2007
Look in any estate agent's window and it becomes clear very quickly how much house prices are rising across the UK.
But that can be a real advantage to a homeowner looking to raise some quick cash - perhaps to consolidate credit card and other debts or... Read >
Author: Ian Duncan05th July 2007
Mortgage Approvals Fall
The number of new mortgages being approved has fallen to a twelve month low. One hundred and seven applications were approved in April down from one hundred and eleven thousand in the previous month.
High interest rates have... Read >
Author: JamesQuinton05th July 2007
In today’s climate of high house prices, many homeowners are considering releasing the equity in their homes with a secured loan on the value of their property.
But as popular as they maybe to fund home improvements, holidays, cars or consolidat... Read >
Author: JamesQuinton | 