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24th September 2009
Payment Protection Insurance (PPI) pays your loan or credit card interest if you aren't able to keep up the repayments yourself, say if you’ve been made redundant or can't work due to illness or for whatever reason. You’d think that sounds like a ver... Read >
Author: michael challiner02nd September 2009
If you are one of the thousands of savers who piled into high-interest fixed-rate savings bonds a year ago, you may be in a quandary as to what to do now that your deal is about to end. Back then you could lock hard-earned cash into rates of 7 or 8%, but ... Read >
Author: MarkeD13th August 2009
What would you do if you needed to buy a new car or make home improvements but you didn't have the money in savings? If you are planning a purchase of a few thousand pounds and you don't have the cash up front, your overdraft probably won't cut it.
The... Read >
Author: MarkeD13th August 2009
According to new research carried out by financial group Moneyfacts, almost 50% of all current accounts offered to consumers provide no return on their money.
The number of accounts paying no returns at all has risen from 19% recorded a year ago, to 49... Read >
Author: Which4u23rd July 2009
It always makes sense to maximise your money but it's more important than ever in the current financial climate. You work hard for your cash so try and pay as little as possible for your borrowing and earn as much as possible from the money you have in cr... Read >
Author: MarkeD11th July 2009
It is crucial people take the time to get a good deal on their current account, it has been stated.
Britons should not delay in seeking out a competitive current account deal, it has been claimed.
Writing in a lovemoney.com article, Szu Ping Chan re... Read >
Author: Which4u11th July 2009
Those Britons on the search for a new savings account are being advised to do so with care, it has been revealed.
Careful consideration should be taken when selecting a savings account, it has been suggested.
With the base rate of interest standing ... Read >
Author: Which4u12th June 2009
Recent events in the world economy have forced many people to take stock of their finances and realise just how reliant they are on credit. While mortgages, loans and credit cards may be grabbing all the headlines, it is important to remember that over... Read >
Author: Graeme Knights20th May 2009
With all the doom and gloom that has accompanied talk of the property sector and the wider economy over recent months, Britons may well have been put off the very idea of buying their own home. Prices have been falling for some time - a fact that would no... Read >
Author: Graeme Knights11th May 2009
The background
Keeping up with who owns what in the financial services industry is never easy, particularly when it comes to credit cards.
And, it's just got even more confusing thanks to the recent wave of consolidation in the banking sector, crea... Read >
Author: Robert Palmer11th May 2009
These are worrying times for savers. Not only have interest rates fallen to record lows, slashing the returns people can earn on their money, but there have also been a number of high profile banking collapses.
Unsurprisingly, many consumers have been le... Read >
Author: MarkeD01st December 2008
The fact that the Bank of England (BOE) has slashed interest rates by 1.5% to 3%, I think shows how worried they are about the British economy.
In a Bloomberg survey of 60 economists, nobody had predicted such a large cut in one go.
You would be for... Read >
Author: Ray Prince03rd November 2008
It’s been no secret that over the past few months it’s been pretty much impossible to get a mortgage, with decreased spending by banks there’s been less of the 95% mortgages that many people have been able to get during the credit boom and it’s ha... Read >
Author: Andy Adams18th September 2008
If you are thinking about setting up a new business, or are making changes to the structure or goals of your existing company, then it is absolutely essential that you make a new business plan that will set out the rationale behind the path that you are p... Read >
Author: Karl Guevara23rd July 2008
For any business, having a strong, and realistic business plan is essential to success. Whether you are a new start up or an established company, a business plan will enable you to analyse your business, plan your goals, and assess what your current posi... Read >
Author: Karl Guevara23rd July 2008
However solid your business plan, there is no way to predict the future, but what you can do is to plan for unforeseen circumstances. There are a whole host of factors that can have a financial impact on a small business, and in times of economic uncerta... Read >
Author: Karl Guevara03rd July 2008
Beating the mortgage crunch may seem like an uphill task for many homeowners but industry sources insist that it always pays to seek independent advice from a mortgage broker as they can advise on products from the whole of the market.
Currently, homeo... Read >
Author: Mildred20th May 2008
An estimated one million people in the UK have ‘problem’ unsecured debts according to a report entitled UK Debt Problems – consumer crisis or efficient market? Published by debt management solutions firm, TDX Group, the findings showed that these ... Read >
Author: Phil 20th May 2008
An estimated one million people in the UK have ‘problem’ unsecured debts according to a report entitled UK Debt Problems – consumer crisis or efficient market? Published by debt management solutions firm, TDX Group, the findings showed that th... Read >
Author: Sarah Othman15th May 2008
First time buyers are being urged to wait out the mortgage mess. The markets should settle down before customers consider getting a mortgage, experts say.
100% mortgages are no longer an option and a number of banks, including The Co-op Bank and F... Read >
Author: Sarah Othman06th May 2008
For a business to function properly, one of the most important things that needs to be considered is how the assets of the company are used to their best advantage. It is essential that all of the funds that the business has are working as hard as possib... Read >
Author: Alistair Leckie06th May 2008
No matter what industry a company is in, from a small business such as a shop or plumber through to international corporations, they will all need access to funds on a day to day basis to cover their liabilities and costs. From raw materials and bills th... Read >
Author: Alistair Leckie06th May 2008
There are a number of differences between the financial needs of an individual and those of a company, and having access to specialist business banking facilities is absolutely essential in the current economic climate. For a business to grow and perform... Read >
Author: Alistair Leckie02nd May 2008
Finding a loan on the Internet is very easy no matter where you live in this world. There are major companies from America, Germany, UK, China, Japan and many other countries who are willing to provide you with cash. There are several big money lenders in... Read >
Author: Paul Hockney18th April 2008
The UK economy is at best struggling, and at worst may be on the verge of recession. Add that financial uncertainty to the latest increases in vehicle excise duty announced during Alistair Darling’s first budget and it’s easy to see why leading moto... Read >
Author: mpressman03rd April 2008
Young people have numerous life targets they wish to meet, new figures reveal.
In a study carried out by Alliance & Leicester as part of its Moving Improving research, taking their initial steps on the housing ladder is one of the main life goals those... Read >
Author: ARouse23rd February 2008
In a period when the property market has seen falling prices, restricted credit and one of the biggest mortgage lenders in the land having first to go begging to the Bank of England to stay afloat and now be nationalised, some might expect that buy-to-let... Read >
Author: Assetz UK06th February 2008
After all the recent negative press about buy-to-let in the UK, the industry may be in better shape than some imagine, it seems.
This news may not be much of a revelation to those who have seen the optimistic outlooks presented by the recent surveys from... Read >
Author: Assetz UK25th January 2008
In the current climate with its talk of crunching credit, plummeting prices and declining dividends, many have seen the buy-to-let market as a near-certain victim of the emerging economic circumstances.
Not so, it seems, judging by recent surveys in the ... Read >
Author: Assetz UK24th January 2008
Britons are spending billions of pounds on holidays, a new study shows.
According to figures by Alliance & Leicester Personal Loans, holidaymakers spend a total of 34.4 billion pounds on holidays every year. It was also revealed that some 23.3 billion ... Read >
Author: ARouse22nd January 2008
The last few months has seen plenty of negativity across the property market. The buy-to-let industry's demise has been foretold time and again, even though surveys by Alliance & Leicester, Bradford and Bingley and the Association of Residential Lettings ... Read >
Author: Assetz UK18th January 2008
With nearly 200 balance transfer offers on the market, you may be misled into thinking that you have an infinite choice. However, in the search for a new service provider to take charge of your account balance, there are two obstacles to jump. First, you ... Read >
Author: SimonDuffy14th January 2008
Brits are on course to put away as much as £1 trillion in savings by 2012, with balances having doubled since the turn of the century. It would appear that the message from government and financial advisors may have got through with many more people putt... Read >
Author: Elisha Burberry14th January 2008
Travelling without appropriate travel insurance can be financially disastrous if you are involved in an accident or if you fall ill while abroad. Despite these risks, recent research shows that one in five adults still choose to travel without any insuran... Read >
Author: Nick Cox22nd October 2007
Summary: Personal loans are suitable when you need financial assistance. These loans can be taken out to finance your big festival purchases as well as small day-to-day purchasing. People shop around when they have to buy big things. A research says that ... Read >
Author: Amenda24th August 2007
Some of the UKs biggest banks, including "Halifax", "RBS" and "Lloyds TSB", have decided to scrap the mortgage exit fees charged to borrowers repaying their loan. Pressure had been mounting on the lenders to take action over the spiralling charges, follo... Read >
Author: PaulCake02nd August 2007
Time is of essence in whatever you do. People seek loans so that they can meet their financial requirements in time. So, it is important that they get money quickly and before the exigency lapse for them. The lenders are also aware of these things and the... Read >
Author: Amenda05th July 2007
You cannot always buy everything out of your limited income. You need to set out your preferences and plan accordingly. This is perhaps the best way to get more out of your limited budget.
A recent research says from Alliance & Leicester says that nea... Read >
Author: Angelo Drew05th July 2007
It seems that vehicles are on the top of the list of the UK loan seekers. A recent research from Alliance & Leicester says that nearly four out of ten personal loans are taken out to help Brits purchase a vehicle.
Financing a vehicle is as convenient ... Read >
Author: Amenda05th July 2007
A recent report has found that there are drastic differences between unauthorised overdraft charges levied by UK banks. For example going £60 overdrawn will result in charges of £25 to £133 depending on the bank. The lack of consistency in charges be... Read >
Author: JamesQuinton08th June 2007
Cash-strapped offspring are increasingly turning to their parents for help, with almost half of first-time buyers now reliant on their families to help fund their first property, according to the Council of Mortgage Lenders.
The council's latest re-sea... Read >
Author: Stephen Morgan08th June 2007
The Council of Mortgage Lenders has recently reported that first-time buyers are having to turn to family for assistance with funding their first property.
Apparently 46% of people under the age of 30 having to get financial assistance from relatives t... Read >
Author: Scott James30th May 2007
As the number of graduates in the UK market continues to soar, so too does the amount of debt with which the average graduate is saddled. For instance, in the last three years it appears that increased studying and living costs in England and Wales has ca... Read >
Author: Andrew Regan21st May 2007
No body would like to sell his/her house for getting money to fund major financial needs. A personal loan or a credit card won't fetch you the required money. Then, where do we go? For innumerable people, the answer is a secured loan that neither will add... Read >
Author: Angelo Drew19th April 2007
The world of becoming a home owner is becoming an increasingly distant prospect for those not yet on the housing market.
As reported in one of my previous articles the average house price has risen from 4.81 times the average national salary in 1997 to... Read >
Author: Lee Unsworth27th March 2007
Alliance & Leicester plc. is a major UK bank providing a vast range of options in Secured and personal loans and mortgages.
Secured loans from Alliance & Leicester provide flexibility of borrowing limits and borrowing terms to meet your financial needs.... Read >
Author: -ddd-14th March 2007
In banking business sale of a new account is merely a foot in the door. Next come credit cards, lines of credit, insurance and mortgages, just to name a few. A survey from consumer advice company The Motley Fool has recently discovered that three out of ... Read >
Author: -ddd-09th February 2007
In our 2007 Mystery Shopper survey, Business Moneyfacts approached 10 business banks, posing as a micro business looking to switch current account provider. Whilst any survey of this nature can be somewhat subjective, it is important to stress that banks ... Read >
Author: Marco Barra09th February 2007
Christmas is over for another year and we are now nervously awaiting the arrival of the dreaded credit card bill due to hit the doormat any day now.
Many of us will have made new year's resolutions to sort out our finances, so why not take a look at so... Read >
Author: Marco Barra09th February 2007
Hundreds of thousands of couples will tie the knot in 2007 (according to the Office for National Statistics), and on 14 February many more will propose and start to plan for their own wedding day.
Hundreds of thousands of couples will tie the knot in... Read >
Author: Marco Barra06th January 2007
Debt consolidation means that your existing debts will be replaced by a new single debt. People take this option for several reasons. Some want to avoid filing for bankruptcy and think that they will come out of the financial crisis by consolidating their... Read >
Author: Braden25th April 2006
http://www.moneyeverything.com can help you get the best cheap secured loans as well as unsecured loans in the United Kingdom. Cheap loans can be used for lots of different things like purchasing a home, building your business, buying a car, for other spe... Read >
Author: russell hughes
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