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01st September 2009
If you can't afford your monthly repayments to your unsecured debts, then debt management might be the right debt solution for you.
Debt management involves asking creditors to accept lower monthly repayments that reflect what you can actually afford a... Read >
Author: AnnaL01st September 2009
Being in debt is somewhere no-one wants to be - especially if it starts to become hard to manage.
However, not all debt is necessarily 'bad'. Some types of debt are simply an essential part of living our lives the way we want to. Student loans and mor... Read >
Author: Sally30th August 2009
At some point in our lives, most of us will have to deal with debt. Managing debt can be difficult, particularly when it comes to making compromises. Deciding which debts need addressing first, or how much money you can realistically afford to put aside f... Read >
Author: Susan Chalmers24th August 2009
Being in debt can be a worrying experience, especially if it begins to get out of control. If you start missing payments, your debt could become unmanageable before you know it.
However, not all debt is 'bad' debt. Some debt can play a vital role in ou... Read >
Author: JasonF23rd August 2009
Being in debt can be a stressful experience - even more so when your debts are becoming unmanageable and hard to control.
Even so, although it may seem like all debt is 'bad', this isn't always true. Some forms of debt are often a necessity in our day-... Read >
Author: Susan Chalmers17th August 2009
If you are struggling with your debts and they are starting to get out of control, then it may be worth seeking professional debt help.
It is important to note that not all debt is 'bad' debt. For example, some debt, such as a mortgage, can be unavoida... Read >
Author: TonyP11th August 2009
If you are in the process of having to file bankruptcy, and you are unsure of what you should do with your bankruptcy forms, then you should think about going to a bankruptcy attorney for advice. You will be able to get the forms needed, as well as help i... Read >
Author: smithsbryan08th August 2009
At a time like this, many people are finding it hard to keep on top of their finances.
Some borrowers are missing multiple payments and according to the National Landlords Association, at the end of 2008, 71% of landlords expected rent arrears to incr... Read >
Author: Susan Chalmers24th July 2009
Debt management is an extensive method that can help debtors settle their outstanding debts and regular payments. It is a process in which a third party is commonly involved, giving debt advices or directly negotiating with the creditors for the sake of t... Read >
Author: Amelie Eve23rd July 2009
Admitting that you have debts is no easy task. The fact that you have finally accepted that you require help to manage your debts, is the first positive step towards recovery. If you cannot deal with the debt yourself there are several debt help programme... Read >
Author: Mercy17th July 2009
Surviving the recession is something on all our minds these days. And while there are many issues that come to mind, the one at the forefront seems to be debt management. Facing up to financial issues immediately will be key in getting through. There is a... Read >
Author: Robert Palmer17th July 2009
At a time like this, many people are finding it hard to keep on top of their finances.
Some borrowers are missing multiple payments and according to the National Landlords Association, at the end of 2008, 71% of landlords expected rent arrears to incr... Read >
Author: Susan Chalmers05th July 2009
In previous parts of this series of articles on debt management we have looked at ways in which to manage your money more efficiently, how to draw up and make use of a detailed budget, and how to approach problem debt. In the article on managing problem d... Read >
Author: Robert Palmer05th June 2009
As the UK’s recession develops, debt advisers are being swamped by people desperately struggling to manage their mortgage repayments, credit cards and loan repayments. There has been a 40 per cent increase in people with arrears on mortgages and secured... Read >
Author: michael challiner25th September 2008
Are you concerned about meeting your next mortgage payment? Have you taken out a credit card to pay another? If your finances are maxed out it is time to wake up and take charge of the situation.
Falling into debt is not usually a result of irrespons... Read >
Author: SEO Positive18th September 2008
What is a Debt Management Plan (DMP)?
A Debt Management Plan is a simple and effective way to pay your non-priority creditors. Your counsellor will calculate the amount you can afford to pay after giving consideration to your priority debts - mortgage... Read >
Author: refreshdebt05th September 2008
You need to prioritize your debt repayment and ensure that the most important debts are taken care of first.
The importance of the debt is determined by the impact that it can have on your life both now and in the future so clearing past due taxes woul... Read >
Author: Carson Danfield01st September 2008
Managing debt burden in a professional way is a simple and effective way to pay your non-priority lenders. The expert debt counsellor hired by you calculates the amount you can afford to pay after giving consideration to your priority debts like mortgage,... Read >
Author: Aisha Cristal29th July 2008
You need to prioritize your debt repayment and ensure that the most important debts are taken care of first.
The importance of the debt is determined by the impact that it can have on your life both now and in the future so clearing past due taxes wo... Read >
Author: Carson Danfield28th April 2008
It is better that people ruin the debts instead debts ruin them. There comes debt management strategy which makes people free from debts. Debt consolidation is one of the vital methods of debt management strategy. Normally, debts are consolidated by club... Read >
Author: Daniel19th February 2008
If your debt situation has come into existence from overspending, you should take in hand the affecting state that drives to live beyond your means. If it is due to failure of your business venture, you should find out to move your venture forward through... Read >
Author: Alex Jonnes29th January 2008
A Debt free program is geared towards getting one out of debt prison to a debt freedom as long as the best choice is made. To start somewhere, you need to determine the kind of debt that you are suffering from. To do this you need to flash back and answer... Read >
Author: Poly Muthumbi29th January 2008
The rise on debt advice free sites is a signal to realize that actually people are in debt and are desperately looking for life debt solutions. However most of these debt advice companies are not just ready to part with this information without asking for... Read >
Author: Poly Muthumbi29th January 2008
Credit card debt problems have seen the highest percentage of people living in serious debts and actually receiving monthly income that goes to clear debts instead of doing other important things intended for. Most of these credit card debts are as a resu... Read >
Author: Poly Muthumbi17th October 2007
A debt consolidation loan is taken to meet up the outstanding bills, develop the credit status. But it is better advised the counselors to delve much in to the process. To restrict debt consolidation, they have processes of how to consolidate debt.Aside f... Read >
Author: James Arther15th June 2007
Are you one of the millions suffering from credit debts? Credit debts can be of many kinds. Some of the most common ones include credit card debts, bank and building society loans, overdrafts, trading cheques or vouchers or door-step collected loans. Most... Read >
Author: bernard11th May 2006
Purchasing a house has been a vision for many. But it is impossible for an average man to possess a huge sum of ready cash to procure the property; the only remedy here is, going for mortgages. Mortgage can be defined as a loan which will provide monetary... Read >
Author: devi nisha30th April 2006
www.RemoveDebt.org
Priority debts
Mortgage or rent arrears
If you are in arrears with your mortgage or rent, you should contact your lender or your landlord immediately. Explain why you are in arrears and how you are going to repay them. If your ... Read >
Author: Chris Frostt
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