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Articles, tagged with "overdraft protection"

Free Prepaid Credit Card Benefits

17th September 2009
In today's credit-driven society, it's common for people to have problems managing that credit. Often, this results in a future inability to obtain credit; or at the very least, difficulty in obtaining credit, and high interest rates when a line of credit... Read >
Author: Louis Tsui

Prepaid Credit Debit Cards Help Guide

17th September 2009
As society increases it's reliance on technology, consumers are the inevitable benefactors of increasingly convenient shopping solutions. The use of the personal credit and debit card has become extremely common in recent years. It's virtually unheard of ... Read >
Author: Louis Tsui

Smart Banking: Avoiding Hidden Bank Charges & Other Fees

10th August 2009
All the information regarding the underhanded tactics that banks employ may have turned you off. You’re probably thinking you should do away with banks altogether but before you make that decision, know that all you need is to get smart about your banki... Read >
Author: Yossarian

Beware of Deceptive Bank Charges and Other Unfair Tricks

10th August 2009
There used to be a time when banks were seen as the go-to place for keeping your finances safe but nowadays these institutions are imposing all sorts of unfair bank charges to their customers that you may actually end up spending more than what you’re a... Read >
Author: Yossarian

These Are Some Of The Limits Of Line Of Credit

01st August 2009
A line of credit is defined as an arrangement in which a bank or any other lender, extends specified amount of money to a specified person for a specific period of time. This is only applicable for unsecured loans. In other words, it cannot be extended to... Read >
Author: Peter Gitundu

Fixing Bad Credit

24th July 2009
With the state of the economy being what it is, many Canadians are finding themselves in bad credit situations. Credit can seem like a never-ending downward spiral, but you can fix your credit on your own with a bit of know-how. Quick Credit Fix The... Read >
Author: Molly

What is PPI Recovery?

07th July 2009
Today there are a lot of people out there who are unable to make payments on their credit cards, loans, and mortgages. Often this is due to Britain's tanking economy. A few years ago, their ability to meet the obligations to these companies was no probl... Read >
Author: Robert Palmer

SilverCard Prepaid Visa - Review

28th April 2009
The SilverCard Prepaid Credit Card offers a alternative to typical plans that charge high fees for basic transactions and account inquiries.How It WorksYou will first deposit money into your account and then use your card to make purchases, withdraw cash ... Read >
Author: dmoskel

Analyzing the cost of Open-end Credit

27th March 2009
Bank, department store, gasoline, home equity lines and checking accounts with overdraft protection are examples of open-end credit. Open-end credit can be used again and again until the limit in which you can borrow has been reached. The truth in len... Read >
Author: Pauli

Draconian Debt Management: Remove the Temptation

26th March 2009
The bills have come in the post, and you are in debt. You cannot wish yourself out of it, you know that you must do something to help yourself develop some new habits. Welcome to Draconian debt management. It is gaining control of yourself and your spe... Read >
Author: Robert Palmer

Benefits of Payday Loans versus Overdraft Fees

02nd February 2009
While some consumers are not familiar with using payday loans to cover occasional, short-term gaps in funds between paychecks, most consumers are familiar with overdrafts and the consequences that may follow. An overdraft may result in spiraling fees, an ... Read >
Author: cbelden

Helpful Alternatives To The No Credit Check Loan

26th November 2008
You've likely seen the ads and hoopla surrounding no credit check loans. However, you may still be curious to know exactly how they work. The truth is that there are many cheaper alternatives to these loans. A no credit check loan is perhaps the most expe... Read >
Author: Christopher

Making Good Decisions With Payday Loans

26th September 2008
Payday loans, cash advance loans, faxless payday loans online or whatever else they may be called are a godsend for folks with little to no credit or bad credit. They can provide you with quick cash when you need it to help get out of a bind that could ot... Read >
Author: Jennifer

Four Areas of Life To Downsize And Make Real Money Savings

04th September 2008
Cards with low interest rates Look for lower interest rates from credit card providers. Before making your selection, compare introductory APRs, introductory periods, regular APRs, annual fees (if any), if balance transfers are available, and the credi... Read >
Author: Lorna Goldsborough

Why apply for a secured business card?

04th September 2008
Getting a head start in the business world is difficult if you have no partner in terms of financial security. One is not certain about the future especially now that the economy is shaky. This is the reason that banks exist to help us launch your busines... Read >
Author: james

You Can Now Find a Loan - Get the Best No Credit Loan For You

03rd September 2008
If you're looking for money to pay bills or to buy something, there are a myriad of loans you can take out to meet your goal. Read on to see what types of loans would work for you. More Information on getting : Debt Relief Today Credit Cards Most... Read >
Author: bryan

Your checkbook

22nd July 2008
Managing Your Checkbook Do you know how to balance your checkbook? Do you have overdraft protection on your checking account or a debit card? Many consumers fail to properly manage their finances, and they do not understand the consequences of a misman... Read >
Author: Debt Consolidation

A minute explanation regarding payday loans

17th July 2008
According to a recent eminent research, while Britons do a pretty good job of managing their money, most of them need occasional but instant financial help to sort out some short-term financial liabilities. An increasing number of Britons are now choosing... Read >
Author: gracy

Bank of America: Banking on Small Business with Business Credit Cards

01st June 2007
The Bank of America has been building on its existing small business lending portfolio over the past years. Three years ago, it was already one of the top small business lenders in Florida with over $1.5 billion in small business loans and over half that ... Read >
Author: creditwisdom

The Benefits Of Owning A Business Savings Account

10th May 2007
If you own a small business, you’re likely much than mindful of the demand to optimize every decision made when your money is concerned. If your business has access to funds that aren’t promptly needed, trying making the money work for you and your co... Read >
Author: CharleyHwang

8 Personal Banking Don'ts

26th April 2007
Presumably the object of having a bank account is to save you money, or at least to help you more easily and properly manage it. But there are also several ways in which your use (or misuse, as the case may be) of your personal banking account could lose ... Read >
Author: Strativia

8 Personal Banking Don'ts

25th April 2007
Presumably the object of having a bank account is to save you money, or at least to help you more easily and properly manage it. But there are also several ways in which your use (or misuse, as the case may be) of your personal banking account could lose ... Read >
Author: Strativia

How to Apply for an Australian Business Loan

09th April 2007
Business loans come in all shapes and sizes. There are lots of great reasons why you might be interested in applying for a business loan. You could be looking for startup financing just to get your business going. Or if you have an existing business, y... Read >
Author: Jim McDonald

Payday Loans and a Nightmare Waiting to Happen

03rd April 2007
It all starts out nice enough until you pick up the mail and notice a letter from your bank. Apparently due to a simple math error in your checkbook register, you've bounced check. Now a bounced check in previous years, would simply have resulted in you... Read >
Author: Abigail Franks

The Many Benefits of A Debit Card

15th February 2007
Having a debit card as part of your financial portfolio is a wise choice, one that has many benefits that go beyond simple convenience. If you already have one or more credit cards in your wallet, then adding a debit card is as easy as applying right onli... Read >
Author: AdamHeist

5 Tips for Finding the Best Prepaid Credit Card

15th November 2006
With prepaid credit cards, the credit limit is determined by how much money you deposit in advance for yourself to use. Since there is no line of credit, they are not technically credit cards at all, but they are used exactly the same way for purchases i... Read >
Author: Beth Derkowitz

A Guide to Banking for Students

09th November 2006
A bank serves as a financial institution, providing complex financial services, right from the maintenance of deposits to extending credit. A little guidance and initiative help students to improve their personal credit record. Banking offers the conv... Read >
Author: Joseph Kenny

An Action Plan For Raising Instant Cash

20th May 2006
Have you every been in the frustrating situation where you need to buy something for your business and don't have the money? Maybe one of the following techniques will be the answer you're looking for. You're probably aware of the credit card indust... Read >
Author: Farida Madre