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Articles, tagged with "bankruptcy court"

Why Should You Choose Bankruptcy? The Automatic Stay

29th September 2009
Bankruptcy works by protecting you from your creditors when you are no longer able to pay your debts. The most powerful function of a bankruptcy is called the “Automatic Stay”. The automatic stay goes into effect the second your bankruptcy case is ... Read >
Author: smithsbryan

Changes in Mortgage Payments in Chapter 13 Cases

24th September 2009
A Chapter 13 bankruptcy is also called a wage earner's plan. It enables individuals with regular income to develop a plan to repay all or part of their debts. Under this chapter, debtors propose a repayment plan to make installments to creditors over thre... Read >
Author: John Stewart

Advantages of filing bankruptcy

22nd September 2009
Bankruptcy can save you from huge debts. It is the best method to delete your previous bad record and start from the beginning and build your good credit score. This article will tell you about some advantages of filing bankruptcy. You are out of it ... Read >
Author: ClearInsolvency

What is Bankruptcy

22nd September 2009
When a person is unable to repay the debt to creditors then he must take the route to protect himself by legal method. Bankruptcy is the state of complete inability of a person to pay the debt to the creditors. A person can file a bankruptcy if he/she thi... Read >
Author: alick crook

Changes in Mortgage Payments in Chapter 13 Cases

22nd September 2009
A Chapter 13 bankruptcy is also called a wage earner's plan. It enables individuals with regular income to develop a plan to repay all or part of their debts. Under this chapter, debtors propose a repayment plan to make installments to creditors over thre... Read >
Author: John Stewart

Bankruptcy: Bankruptcy Reorganization, Bankruptcy Liquidation-Any Alternatives?

17th September 2009
The Bankruptcy Abuse Prevention and Consumer Protection Act of 2005, brought about a few changes to the current USA bankruptcy laws, but in essence the structure of the 1978 Act remains the same. What is bankruptcy? Bankruptcy is a legal procedure t... Read >
Author: marciano guerrero

Changes in Mortgage Payments in Chapter 13 Cases

17th September 2009
A Chapter 13 bankruptcy is also called a wage earner's plan. It enables individuals with regular income to develop a plan to repay all or part of their debts. Under this chapter, debtors propose a repayment plan to make installments to creditors over thre... Read >
Author: John Stewart

Will Bankruptcy Stop Wage Garnishments?

17th September 2009
The short answer is yes. Once your case is filed, creditors are no longer entitled to garnish your wages for debts that existed at the beginning of the case. The only exception may be for on-going child or family support ordered by a court. This is a ... Read >
Author: John Stewart

Use Government Grant Money to Pay of All Your Debt - Be Debt Free Finally!

17th September 2009
There are many government grants aimed at debt relief for Americans, but they are not what you think. Rarely does an individual just fill out a government form and get a check. The only time that happens is when the government issues tax rebate checks. ... Read >
Author: Lindsy Emery

The Tax Lesson From Nortel’s Bankruptcy Filing

15th September 2009
Filing bankruptcy is obviously not something most people want to do. Given the current economic times, however, it goes without saying that many people simply do not have much of a choice. If you are considering it, learn a lesson from the tax implication... Read >
Author: Thomas Ajava

Credit Counseling Clients Hurt by New Bankruptcy Requirements

15th September 2009
The Bankruptcy Abuse and Consumer Protection Act was passed in early 2005 with the overwhelming support of the President, both houses of Congress and the major credit card companies. The law, which created sweeping changes in American bankruptcy law, was... Read >
Author: wbdoyle

Important Need to Know Student Loan Facts

12th September 2009
Student loans are extremely difficult to have discharged when filing bankruptcy. They need to be filed as an undue difficulty in which you have to be incapable of working now and in the future. If you want to discharge your student loans under the unju... Read >
Author: Scot Johns

Types Of Bankruptcy Helpful Tips

11th September 2009
As you devour this article, remember that the rest of it contains valuable information related to Types Of Bankruptcy and in some way related to bankruptcy reorganization, bankruptcy court, bankruptcy laws 13 or filing bankruptcy in texas for your reading... Read >
Author: deepak kulkarni

Filing Bankruptcy Free Assistive Hint

11th September 2009
You see, we should be very thankful that we are born in this modern generation because of the existence of the Internet. With the Internet, every information (whether about Filing Bankruptcy or any other such as bankruptcy texas, bankruptcy court eastern ... Read >
Author: deepak kulkarni

Save Money by Cutting Unnecessary Insurance Coverage

03rd September 2009
Let's face it, the insurance wouldn't exist if it wasn't a money-maker. The fact that there are so many different insurance companies insuring so many different kinds of risk implies that it's an extremely profitable endeavor. And if the insurance compani... Read >
Author: LSOYO

Bankruptcy Sales- How To Go About It

02nd September 2009
Declaring bankruptcy is one of the toughest financial decisions many people faced with unmanageable debts are forced to make. While this step may give you a clean start in certain ways, your non-exempt assets become the property of the courts. This leaves... Read >
Author: Mercy

Airline Bankruptcy

01st September 2009
It may come as a surprise to you but even big corporations encounter financial problems. The airline industry is deemed as one of the most lucrative and enterprising type of business entity. So when people hear that they are filing for airline bankruptcy ... Read >
Author: Mercy

California Bankruptcy Lawyer

28th August 2009
With the current turn of events happening in the world economy, the State of California has seen a number of people facing financial and fiscal difficulties with their business and personal needs, thereby resulting in residents filing for bankruptcy. The ... Read >
Author: domaingamer

If You are Bankrupt, The IRS Cannot Collect

25th August 2009
No matter the causes, numerous people fall on financially hard times. The IRS may decide that you also should settle your tax debts, increasing the money owed to creditors. The IRS can be very unforgiving, unlike other bill collectors. If the IRS moves to... Read >
Author: getirshelp

4 Options for Business Bankruptcy

20th August 2009
4 Options for Business Bankruptcy When a business prepares to file for bankruptcy, it needs to decide which specific chapter of the law to file under — Chapter 7, Chapter 11, or even in some cases Chapter 12 or 13. Businesses considering bankruptcy s... Read >
Author: MarcTow

Chapter 7 Bakruptcy Forms

18th August 2009
When you are faced with debt, you can choose to file for bankruptcy as a debt relief option. You need to understand the various types of bankruptcy and which one works best for you. A chapter 7 bankruptcy is also known as a straight bankruptcy. It involve... Read >
Author: Mercy

Bankruptcy Forms; Where To Get Them From And How To Fill Them

18th August 2009
Bankruptcy filing can be a tedious and complicated process. There is a lot of bankruptcy paperwork and you need to be sure of what forms you are required to fill. You are required to fill out the necessary forms before you can file for bankruptcy. When yo... Read >
Author: Mercy

Personal Bankruptcy Laws

18th August 2009
You may be getting ready to file for bankruptcy. But are you aware that the Bankruptcy Abuse prevention and consumer protection Act of 2005 has made it obligatory for people like you to be given credit counseling? What this means is that you must be encou... Read >
Author: Luther Ramsey

Thinking About Filing Bankruptcy Now?

15th August 2009
Are you wondering about filing for bankruptcy? There was a time when just the thought of filing bankruptcy meant the end of your social life. Bankruptcy has helped people avoid the kind of stigma that can prevent them from re-establishing themselves as ha... Read >

What Is Chapter 7 Bankruptcy

13th August 2009
Many people sometimes opt for bankruptcy when their financial situation is in dire straits. It is always advisable though, to try other alternatives to get rid of debt before filing for bankruptcy. Bankruptcy is usually the last option for people whose de... Read >
Author: Mercy

File Bankruptcy Yourself- The Simple Steps You Need To Take

13th August 2009
When you decide to file for bankruptcy yourself, you have to be aware of the legalities that come along with it. The process of filing bankruptcy can be tedious and overwhelming. You need to have the facts when you decide to go it alone. The reasons many ... Read >
Author: Mercy

Individual Bankruptcy

11th August 2009
When you declare that you cannot meet your financial obligations, due to debts you can file for bankruptcy. This decision has to be thought through carefully. Declaring bankruptcy has long term effects which can make your financial situation difficult in ... Read >
Author: Mercy

Filing Chapter 7 Bankruptcy; The Steps To Follow

11th August 2009
There are many types of bankruptcy available to individuals who want to get out of financial problems. Filing a chapter 7 bankruptcy can give the debtor a fresh start and achieve a quicker debt relief option for the debtor. What happens under this bankru... Read >
Author: Mercy

Trustee Bankruptcy, What Does It Mean

08th August 2009
A bankruptcy trustee is an individual appointed by the bankruptcy court to ensure the smooth operations of the bankruptcy affairs. They are responsible for liquidating assets of the debtor, ensuring that the creditors are repaid accordingly. In the bankru... Read >
Author: Mercy

Business Bankruptcy, What This Means For Your Business

07th August 2009
As a business owner, choosing to go bankrupt has to be the most difficult decision, you have to make. It is always wise to look at other alternatives of how to salvage your business before you land on this one. It is always recommended that you seek profe... Read >
Author: Mercy

Business Bankruptcy, What This Means For Your Business

05th August 2009
As a business owner, choosing to go bankrupt has to be the most difficult decision, you have to make. It is always wise to look at other alternatives of how to salvage your business before you land on this one. It is always recommended that you seek profe... Read >
Author: Mercy

9 Steps of a Chapter 7 Bankruptcy Case

05th August 2009
If you're thinking about filing for chapter 7 bankruptcy, you're probably wondering what is involved in the process. Filing bankruptcy can be a bit overwhelming, especially since you're probably still dealing with the stress of being harassed by creditors... Read >
Author: Jay Fleischman

What happens when a corporation files for bankruptcy?

04th August 2009
The fate of a corporation in bankruptcy — whether it goes out of business or is reorganizing in order to recover from crippling debt — is determined by federal bankruptcy law. The bankrupt corporation (i.e., "the debtor") can use Chapter 7 of the Bank... Read >
Author: makavelix52x

How To Find The Right Insolvency Practitioner

03rd August 2009
If there's anything worse than facing business bankruptcy, it's having to do so and then finding the wrong Insolvency Practitioner (IP) for the job. For many IP's, business bankruptcy filings have become a volume business hence you will be just another ba... Read >
Author: Robert Palmer

Filing Bankruptcy, When And How To Go About It

02nd August 2009
People who file for bankruptcy are faced with the fact that their debts are overwhelming. They cannot afford to repay so they choose to file for bankruptcy as a last resort to avoid creditors breathing down their necks. It may be difficult at first to kno... Read >
Author: Mercy

Bankruptcy Chapter 7, What It States

02nd August 2009
When you file for bankruptcy, you give yourself a chance to redeem yourself from financial problems. A chapter 7 bankruptcy is good way to start afresh financially and eliminates your debt problems faster. It is also known as liquidation or straight bankr... Read >
Author: Mercy

General process of filing for bankruptcy

21st July 2009
Bankruptcy is the process of declaring oneself legally insolvent in order to get respite from the debtors and sundry people to whom you own money. The process of filing for bankruptcy means that you can get some breathing space and time from the people an... Read >
Author: domaingamer

Learn how to research bankruptcy online

20th July 2009
The first question that a person needs to ask himself is whether bankruptcy is the only option left. All other options which could have been taken are no longer available and massive debt problems have accumulated, only then should one take the extreme st... Read >
Author: domaingamer

Suggesting your own Loan Modification Terms - Cheaper and not as complicated as you may assume!

18th July 2009
Most of the population have been affected by the current difficult financial climate. The worst economic downturn in the USA since the crash of the 1930s has led to mass unemployment and essentials such as food, fuel and other goods are going up in price ... Read >
Author: Jennifer Hayes

Doing the Math on Debt Settlement

12th July 2009
Overview As the economy tightens and lay offs, foreclosures and bankruptcy become the leading stories on the evening news many consumers are struggling to manage the high cost of credit card debt. For most consumers the mailbox is peppered with off... Read >
Author: newdebtrules

Taking A Look At The Ohio Bankruptcy Laws

08th July 2009
Ohio bankruptcy laws may differ from other states in terms of residential property exemptions, personal property exemptions and exemptible wages. Before you seek out your free bankruptcy form, you'll need to know which type of bankruptcy you're eligible f... Read >
Author: MIKE SELVON

Working With A Chicago Bankruptcy Attorney

04th July 2009
The decision to file bankruptcy can be a difficult one, However, when you take the time to find an experienced Chicago bankruptcy attorney to help you navigate the complicated waters of bankruptcy, the path to financial freedom will be an easier one. Our ... Read >
Author: Jeffrey Angres

Bankruptcy fraud and luxury items: Be careful what you buy!

30th June 2009
In any financial or legal proceeding, there are often little pitfalls that you have to watch out for. One common mistake that consumers make is purchasing something on credit just before they declare personal bankruptcy. This is certainly something you ... Read >
Author: Cecilia Rodriguez

How To Get A Good Consumer Bankruptcy Lawyer To Represent You In Court

29th June 2009
Are you about to join those people who are lining up to file for personal bankruptcy or consumer bankruptcy? Going bankrupt may sound like an awful thing but it is not the end of everything. Yes, you will probably lose a lot of the things that you have wo... Read >
Author: Vance Kardasian

Dealers Get the Blade, Buyers Pick up Pleasing Deals

26th June 2009
This past Thursday, Chrysler asked a New York bankruptcy court to terminate its franchise agreements with 789 dealerships across the country and informed them that they would no longer be getting stock, basically closing them. These 789 dealerships will s... Read >
Author: Robert Bell

Considerations About Bankruptcy Chapter 13

19th June 2009
Numerous consumers are finding themselves looking at bankruptcy chapter 13 as they are in financial troubles that they simply cannot find a way out of. In such types of cases, many people are trying to file a chapter 13. A chapter 13 is where the courts w... Read >
Author: Jon Arnold

Considerations About Bankruptcy Chapter 13

19th June 2009
So many individuals are finding themselves looking at bankruptcy chapter 13 as they are in financial problems that they just cannot find a way out of. In such types of cases, many individuals are running to file a chapter 13. A chapter 13 is where the cou... Read >
Author: Jon Arnold

Remedies for Attempt to Collect Debts Included in Bankruptcy

18th June 2009
Remedies for Attempt to Collect Debts Included in Bankruptcy One of the most important benefits of filing for bankruptcy is that it will stop collection calls, letters, and other activities by debt collectors. This includes garnishments, lawsuits, and... Read >
Author: Justin Baxter

Why the Failure of the “Cram Down” Legislation Hurts Everyone

18th June 2009
Why the Failure of the “Cram Down” Legislation Hurts Everyone Last April, the United States Senate voted against legislation that would let bankruptcy court judges modify home mortgages in bankruptcy. The failure of this legislation is a signific... Read >
Author: Justin Baxter

Las Vegas Condominiums Market Takes Another Hit

18th June 2009
Las Vegas real estate market claims another victim on June 9th. The Fontainebleau filed Chapter 11 in the Florida courts. This newest Las Vegas Boulevard property was to be an upscale resort with over 3,000 rooms. The Fontainebleau was going to include ex... Read >
Author: quixotic

The Process of Filing for Bankruptcy

18th June 2009
The Process of Filing for Bankruptcy The procedural aspects of the bankruptcy process are governed by the Federal Rules of Bankruptcy Procedure and local rules of each bankruptcy court. The Bankruptcy Code, Federal Rules of Bankruptcy Procedure, and l... Read >
Author: Justin Baxter

I’ve Filed for Bankruptcy in the Past; Can I File Again?

18th June 2009
I’ve Filed for Bankruptcy in the Past; Can I File Again? Yes. A person can file for bankruptcy more than once, but you may have to wait a particular amount of time since the last time you filed for bankruptcy in order to obtain a discharge of your c... Read >
Author: Justin Baxter

Kmart Bankruptcy

15th June 2009
Kmart Bankruptcy Kmart Corp. emerged from bankruptcy protection amid a flurry of skepticism about whether it has the strategy and strength to beat back its rivals and regain its standing as a powerhouse in discount retailing. The Troy, Mich.-based ... Read >
Author: John Chase

Ritz Camera Bankruptcy

12th June 2009
Ritz Camera Bankruptcy Ritz Camera Centers Inc, which said it is the largest U.S. specialty camera and imaging chain, on Monday, February 23rd of 2009 filed for Chapter 11 bankruptcy protection, hurt by the recession and consumers' shift to digital p... Read >
Author: John Chase

Stop Foreclosure Fast With These Strategies

12th June 2009
The fastest way to stop foreclosure is to pay down the debt and penalties. Naturally, if this were a possibility you would not be reading this. If you are like most owners who are facing foreclosure, you are probably confused about your options. Loan Payo... Read >
Author: Alfredo Morris

Chapter 11 Bankruptcy May Be The Fate of Many Businesses throughout Texas

11th June 2009
Like a couple of months ago when Chrysler filed for bankruptcy, this week brought another moment to an essential American industry that did not really come as a surprise, but still sent shockwaves through the economy that are certain to be felt for a long... Read >

What Does GM Bankruptcy Mean for NASCAR?

06th June 2009
The titan of the United States auto industry has taken the smart and predictable path. On June 1, 2009, General Motors filed for Chapter 11 bankruptcy protection to reorganize its finances. The question is what this means for NASCAR. General Motors is... Read >
Author: Dirk Gibson

New Bankruptcy Processes

06th June 2009
Filing for bankruptcy is a provision given to people with debt problems for a chance to make a fresh start. Recently, a new bankruptcy process has been introduced which makes filing for bankruptcy more difficult than it was in the past years. This was d... Read >

Tips on filling out Bankruptcy Forms

30th May 2009
Bankruptcy is a severe process that you would need to put a lot of contemplation, but once you decide to go with this route it is best idea to get prepared for filing bankruptcy forms correctly. It would make the process easier if you have a list of your ... Read >
Author: Gen Wright

Take the Help of a Corporate Bankruptcy Lawyer to Successfully Deal With Bankruptcy

29th May 2009
Corporate bankruptcy lawyer is someone who specializes in cases dealing with bankruptcies relating to public companies. According to the federal bankruptcy laws, public companies can file bankruptcies under Chapter 7 or Chapter 11. Any corporate bankruptc... Read >
Author: Kaylee Hayden

What Corporate bankruptcy Entails

15th May 2009
When a public company goes bankrupt, the federal bankruptcy rules govern how it will come out of this financial situation. In this case, the Organization can file a petition under chapter 11 or under chapter 7 depending on the agreement the court will mak... Read >
Author: Peter Gitundu

Bankruptcy-Filing A Petion In Court

15th May 2009
Bankruptcy is a situation in which an individual who is unable to pay his debts goes to court and files a petition. Depending on the financial position of the debtor, the court can decide on the best chapter for the individual to file the case. There are ... Read >
Author: Peter Gitundu

What You Must Know About Filing Chapter 7 Bankruptcy

15th May 2009
You must come to some important decisions before you can file for bankruptcy and the most important of these is whether to file for Chapter 13 bankruptcy or Chapter 7 bankruptcy. The most common of these two options is Chapter 7 bankruptcy and before you... Read >
Author: Jon Arnold

What You Must Know About Filing Chapter 7 Bankruptcy

15th May 2009
You need to come to a few large decisions before you can attempt to file for bankruptcy and the most significant of these is whether to file for Chapter 13 bankruptcy or Chapter 7 bankruptcy. The most common of these two alternatives is Chapter 7 bankrup... Read >
Author: Jon Arnold

Bankruptcy Court

15th May 2009
Today, so many people are going to court to file a financial distress petition. Insolvency is caused by large medical bills, credit card debt, student loans or inability to pay for your mortgage. There are several options that debtors could opt for before... Read >
Author: Peter Gitundu

Bankruptcy Public Records: What You Must Know About Them?

12th May 2009
With the advancement of technology in the digital age of today, obtaining information about and verifying tax IDs, or business affiliations or individual identities or professional credentials aren’t such difficult tasks at all. You can also conduct a p... Read >
Author: Saki S

Banks Win Again - Bankruptcy Courts Not Able to Lower Foreclosed Mortgage Balances

12th May 2009
When it comes to bankruptcy reform, the only type that the politicians and bankers like is changes which make it more difficult, more time consuming, and less efficient for borrowers and homeowners. The point is to push foreclosure victims into a difficul... Read >
Author: Nick Adama

Filling Bankruptcy In Memphis

08th May 2009
Being a Memphis bankruptcy lawyer has a unique character in that Memphis has the highest bankruptcy filing rate in the nation. Bankruptcy in Memphis is also unique in that the number of Chapter 13 as opposed to Chapter 7 Bankruptcies is well over half. Na... Read >
Author: Salieri

The Chapter 7 Bankruptcy Discharge

07th May 2009
The chapter 7 bankruptcy discharge is a special order that a court issues to both the debtor and the creditor to indicate that the property in question belongs to either of them. In this way, the debtor has no personal responsibility towards the debt and ... Read >
Author: Peter Gitundu

Chapter 7 Bankruptcy

07th May 2009
Chapter 7 bankruptcy law is also known as the liquidation law. It gives provision for the debtors properties to be sold and the proceeds shared among the creditors. In this case, it begins with a petition being filed by the debtor in the bankruptcy court.... Read >
Author: Peter Gitundu

Doing Your Own Loan Modification Saves Money, And May Be Easier than You Think!

05th May 2009
No doubt you have been affected somehow by the global credit crash. It has had a ripple effect throughout America, particularly upon the working class. This crisis has left many unemployed, with those out of work finding it tougher and tougher to get a ne... Read >
Author: Lindsy Emery

Student Loan Bankruptcy

28th April 2009
Student Loans Aren’t Discharged by Bankruptcy That’s the bad news. Due to bankruptcy reforms in 1998 and 2005, it’s almost impossible for the average person to discharge federal or private student loans through bankruptcy. You may be able to get he... Read >
Author: Justin Narin

What Happens To Secured Debt In Bankruptcy?

22nd April 2009
Before filing for bankruptcy you should know exactly what constitutes secured and unsecured debt, and whether both be discharged by filing for Chapter 13 or Chapter 7 bankruptcy protection? The simple answer is yes to both, but in the case of secured de... Read >
Author: Georgeweber

Tax CPA Houston Advice Deducting Bad Investments

20th April 2009
This past year has been a brutal one for the stock market. For many taxpayers, their retirement and brokerage accounts have been cut in half and there seems to be no end in sight to America’s financial system’s problems. A common question I get fro... Read >
Author: James Trippon

Tax CPA Houston Advice Deducting Bad Investments

20th April 2009
This past year has been a brutal one for the stock market. For many taxpayers, their retirement and brokerage accounts have been cut in half and there seems to be no end in sight to America’s financial system’s problems. A common question I get fro... Read >
Author: James Trippon

Can I afford bankruptcy?

20th April 2009
Since October 2005, the United States Bankruptcy Code was changed to include a limitation on how much money a person could make in order for them to qualify to file a Chapter 7 bankruptcy. The amount you can make is set forth as a yearly amount. But....... Read >
Author: Mark Replogle

Why Most Family Budgets Will Never Work

17th April 2009
First and foremost, family budgeting should be taken seriously by every family. A healthy cash flow is the only tool available to secure your future and the future of your family and to live a good life starting now Unless you get your spending under cont... Read >
Author: Jim DeSantis

Mortgage Driven Bankruptcy Filings against the Backdrop of an Amended Bankruptcy Code

17th April 2009
Bankruptcy used to be the stigma laden option for consumers who were simply too deep in debt to find a way out. In the past Chapter 7 filings could lighten the debt load for filers by simply doing away with credit card bills and other unsecured loans. In ... Read >
Author: Lender411

Information About Filing Personal Bankruptcy

17th April 2009
If you are facing personal bankruptcy, you may want to consider looking for alternatives before filing. Filing bankruptcy puts a mark on your credit score that will remain there for at least seven years, if not longer. If you can deal with your debt witho... Read >
Author: Cary B

Choosing A Good Bankruptcy Lawyer

02nd April 2009
If you believe that going bankrupt is the toughest thing that could happen to you, then think over again! Yes you are right, but the worst is potentially yet to come, but naturally you can control and eradicate that worst case scenario by simply making co... Read >
Author: Jon Arnold

Choosing A Good Bankruptcy Lawyer

02nd April 2009
If you think that being bankrupt is the toughest thing that could happen to you, then think again! Yes you are close, but the toughest is potentially yet to come, even though of course you can determine and eradicate that worst scenario by simply making p... Read >
Author: Jon Arnold

San Francisco Bankruptcy Lawyer

27th March 2009
One of the hardest things in declaring a bankruptcy is choosing the right attorney. Finding the right a difficult process and most people do not even know where to find an attorney in San Francisco other the phone directories and the Internet. However, th... Read >
Author: domaingamer

The general process of filing for bankruptcy

27th March 2009
Declaring bankruptcy is just one of the many methods that victims of extreme debts could openly make use of to survive the collections efforts from the creditors. So many people not at all desire this method, for it is like shouting to the entire world... Read >
Author: Poly Muthumbi

Options for Dealing with Creditors

25th March 2009
When dealing with unsecured debt there are a variety of actions that can be taken. Some of the decisions that you could choose to take action on could include simply disregarding your debt, filing for protection in bankruptcy court, making negotiations wi... Read >
Author: kcollier63

Eliminate Business Debt & Avoid Bankruptcy

19th March 2009
Starting one’s own business is a dream for many. However, many businesses have fallen by the wayside because their debt increased to a point where they could no longer remain viable. Some businesses filed for bankruptcy while others simply shut their do... Read >
Author: John Chase

Retail Gift Card Association aims at Bad Gift Card Publicity

17th March 2009
Following the generally bad press that gift cards received during the holiday season of 2008, a number of retailers have come together to form the Retail Gift Card Association (RGCA), with the aim of building a positive image of closed-loop gift cards. Me... Read >
Author: Kwame Kuadey

Will Obama’s Mortgage Glitch Fix to Help Borrowers Modify Loans Work?

06th March 2009
Obama is taking plans to fix the alarming foreclosure crisis in America in great lengths. The President already pledged to allocate $75 billion dollars to launch the government’s foreclosure prevention program in the hopes of halting the declining mortg... Read >
Author: JenniferFranco

Bankruptcy and Your Business

26th February 2009
Unfortunately in October of 2005, the courts enacted new bankruptcy laws that made filing bankruptcy for businesses more difficult. Nevertheless, it is still an option. Bankruptcy is a complicated topic. While this article will not review all of the detai... Read >
Author: Lilly

Common Mistakes to Avoid When You File for Bankruptcy Relief

10th February 2009
Are you considering filing for Chapter 7, 11 or 13 Bankruptcy? If so, you are not alone. An increasing number of consumers are considering bankruptcy as a debt relief option. Here are common bankruptcy mistakes you should avoid to prevent your bankruptcy ... Read >
Author: Glenn A. Brown, DMD, MBA, Esq.

Role of the Chapter 7 Bankruptcy Trustee

23rd January 2009
When a chapter 7 petition is filed, the U.S. trustee appoints a "disinterested" (that is, impartial) case trustee to administer the case and liquidate the debtor's nonexempt assets. Specifically, the trustee has the duty, under 11 U.S.C. §704(a)(1), to ... Read >
Author: David Romito

Credit Card Debts

20th January 2009
In today’s unstable global economy, people are often looking for ways to ease the financial burdens on their bank accounts. Many families are stretched to their limits with credit card debt, student loans, and inflated mortgage rates, and are looking fo... Read >
Author: Robert Palmer

Housing Bubble - Why Should Anyone Care?

16th January 2009
Why should anyone care about financial bubbles in general and the housing bubble in particular? The first and most obvious reason is that the financial fallout is stressful. Many people lost a great deal of money. Beyond that, the housing bubble had enorm... Read >
Author: Robert Bell

An Overview of Chapter 7 Bankruptcy

05th January 2009
Chapter 7 Bankruptcy, A liquidation bankruptcy cancels your debts, but you might have to let the bankruptcy court execute some of your property for the profit of your creditors. Chapter 7 bankruptcy refers to the chapter of the federal statutes that conta... Read >
Author: James Kertley

An Overview of Chapter 13 Bankruptcy

05th January 2009
Chapter 13 bankruptcy, the net earner's plan, or we can say restructuring bankruptcy, is quite different from Chapter 7 bankruptcy. In a Chapter 13 bankruptcy, you use your income to pay some or all of what you owe to your creditors over time -- anywhere ... Read >
Author: James Kertley

Bankruptcy Information: Get a Renewed Life and Make a Fresh Start

08th December 2008
The only way to cut down all your tensions against non-repayable debts and financial stress is by filing bankruptcy. However, filing bankruptcy badly affects the credit points of the person. Therefore, one has to choose the debt consolidation method accor... Read >
Author: Jennifer

Bankruptcy Information: Get a Renewed Life and Make a Fresh Start

08th December 2008
The only way to cut down all your tensions against non-repayable debts and financial stress is by filing bankruptcy. However, filing bankruptcy badly affects the credit points of the person. Therefore, one has to choose the debt consolidation method accor... Read >
Author: Jennifer

The Long Road Of Bankruptcy For General Motors

01st December 2008
It is really only a matter of time. Maybe next month, but probably sometime later next year. Still, the end result is all too clear. Sooner or later there will be a bankruptcy filing for General Motors. The auto giant, that once controlled more than half ... Read >
Author: James William Smith

Are You Shopping For a Broker Price Opinion (BPO) Or an Appraisal?

25th November 2008
A Broker Price Opinion, sometimes called a competitive market analysis (CMA) by real estate agents and brokers, is a "tool developed by the real estate industry to determine a competitive listing price." [1] It is important for consumers to understand tha... Read >
Author: Robert Palmer

Bankruptcy Court Records Are Public Records

10th November 2008
Business information services, with the combined power of the information technology, can make public records and other important personal information possible to be within our reach. Business information has certain types that any person might want to re... Read >
Author: Laica Baker

Eugene Oregon Divorce Records Tam Nguyen

23rd October 2008
Divorce Records Orlando Florida. Divorce and Marriage Records: By searching through court divorce records you might find many intriguing stories about your great great grandparent's activities. Courthouse divorce records can tell you if the person was mar... Read >
Author: Lori

Bankruptcy summed up information

20th October 2008
What is bankruptcy? Bankruptcy is a lawfully declared inability or impairment of ability of an individual or organizations to pay their creditors. How do creditors react? Creditors may as a result, file a bankruptcy plead against a debtor in an e... Read >
Author: Poly Muthumbi

10 Urban Legends About Bankruptcy

16th October 2008
With the economy on a continual downturn and as the big banks get assistance hundreds of thousands of normal hardworking Americans are seeking there own "bailout". During this frightening time, people can tend to make rash decisions, may it be contribut... Read >
Author: Jamie Hribal

The Serious Business of Bankruptcy

23rd September 2008
The federal government makes available a way for those who are struggling under the weight of impossible debt to have a new start by freeing them of their financial burden. A bankruptcy isn’t easy, but can make it possible to live a normal life again, f... Read >
Author: Bryan A Perry

Pre-employment background screening

15th September 2008
Pre- employment screening is a vital requirement for the employers, in today's world because it is the only key to limit growing employee problems. How pre-employment background screening is done? A pre-employment background screening can be done i... Read >
Author: lexiemarine

Minnesota and Minneapolis Bankruptcy Lawyers

05th September 2008
There are three main classes of bankruptcy: Chapter 7, Chapter 11, and Chapter 13. Chapter 7 bankruptcy will discharge most types of debts for the average citizen. It will stay on record for ten years, but the major benefit is the stay it provides whi... Read >
Author: Karthick

Atlantis Plastics, Inc. has filed a motion with theBankruptcy Court to approve

04th September 2008
August 10, 2008. Atlantis Plastics, Inc. announced today that on Sunday, ,it filed voluntary petitions for Chapter 11 reorganizations foritself and its subsidiaries in the United States Bankruptcy Courtfor the Northern District of Georgia to facilitate ... Read >
Author: stjenre

Debt Settlement: Know the Pros and Cons

02nd September 2008
Many people who select a debt settlement program may have already tried credit card consolidation in an effort to resolve their financial difficulties, but may not have been satisfied with the arrangements or the amount of time it was taking to pay off wh... Read >
Author: Mansi Gupta

What Is A Personal/Individual Bankruptcy (BK)?

28th August 2008
From a proper or correct standpoint the meaning of bankrupsy is the lack of ability of people or an organization to pay its bills. When groups/individuals get into a predicament where they are not able to pay their bills they usually turn to individual ba... Read >
Author: Lucas

The 3 Most Common Foreclosure Rescue Scams Homeowners Face When Looking For Help

20th August 2008
Foreclosures are increasing nationwide. Homeowners desperate to stop foreclosure are falling victims to scams that promise to "rescue " homeowners from foreclosure. what these scams do is take your money, ruin your credit record, and wipe out any equity y... Read >
Author: MJ Jensen

Filling for Chapter 11 bankruptcy

18th August 2008
For many people, bankruptcy is often the last resort used to escape impending debts and other financial obligations. A Minnesota bankruptcy lawyer can prove to be of invaluable assistance during such hardships, providing the legal help one is in need of. ... Read >
Author: Ingrid Sure

Credit Cards and Mounting Debt

16th August 2008
Are you one of the many people who have gotten in over their heads with credit card debt? This article will teach you a few things that will help you to deal with this credit card debt. First, remember that it is very common nowadays to have credit car... Read >
Author: willie d tomlin

Tips to Stop Foreclosure Fast

14th August 2008
What is the fastest way to stop foreclosure? Naturally, that would be to pay off the loan, but if you were readily able to do that you wouldn't be in foreclosure in the first place. There is a brighter side to this situation. There are still techniques... Read >
Author: Irene Parkdale

Save Your Home and Stop the Foreclosure Sale

14th August 2008
Foreclosure is an increasing crisis, with more families dealing with foreclosure every year. Statistics show that in the first quarter of 2008, a nationwide average of one out of 194 households was in foreclosure. Foreclosure is a tough situation for ev... Read >
Author: Irene Parkdale

Filing for Bankruptcy under Chapter 7

18th June 2008
Chapter 7 forms part of the United States Bankruptcy code. The United States Bankruptcy code is made up of 11 parts and is sometimes known as liquidation bankruptcy. The whole process of Chapter 7 bankruptcy takes four to six months and costs an average o... Read >
Author: Helen

Bankruptcy Information: Last Way of Freedom from Debts

19th May 2008
An introduction: Bankruptcy is an official means of announcing that a person is no longer in a state to repay his debts. After one has announced himself bankrupt, his debts are cleared by the liquidation of his assets which is done under the supervision... Read >
Author: Jennifer

Bankruptcy Information: Last Way of Freedom from Debts

15th May 2008
An introduction: Bankruptcy is an official means of announcing that a person is no longer in a state to repay his debts. After one has announced himself bankrupt, his debts are cleared by the liquidation of his assets which is done under the supervision... Read >
Author: Jennifer

Bankruptcy and Gift Cards – 4 reasons why retailers should honor gift cards during bankruptcy reo

15th May 2008
What happens to gift cards when a company files for bankruptcy? The recent bankruptcies of Linens 'n Things, The Sharper Image, and Bombay Company have brought the issue of gift card redemption during bankruptcy to the forefront. With the economic situati... Read >
Author: Kwame Kuadey

Protect your Personal Information

15th May 2008
Everything connected to you gives out clues of your personality. The newspaper you read and hold each morning has your prints all over it and the ideas that interest you. Your house bills and grocery receipts tell how much you are capable of consuming and... Read >
Author: Josephine Swann

Bankruptcy Information--An Overview

14th May 2008
Accurate bankruptcy information is hard to find. Bankruptcy is one of the hardest, ofttimes even traumatic, decision that can be faced in life. Often due to unplanned changes in employment, medical expenses or other unforeseen circumstances, bankruptcy... Read >
Author: Jared Myers

Bankruptcy Information--An Overview

13th May 2008
Good bankruptcy information is difficult to find. Bankruptcy is one of the most difficult, ofttimes even traumatic, obstacle that can be faced in life. Sometimes due to unplanned changes in employment, medical expenses or other unforeseen events, bankr... Read >
Author: Jared Myers

Corporate Bankruptcy Details You Should Know

06th May 2008
When a public company files for bankruptcy, everyone with a stake in the company, from employees to creditors to bondholders, is concerned about the future of the company and the outcome of the bankruptcy proceeding. As a result many tend to wonder who pr... Read >
Author: Poly Muthumbi

Bankruptcy Filing, What about it?

06th May 2008
Businesses that are faced with overwhelming fact that their debts have full-fledged to such a huge amount that they might have to settle for bankruptcy filing might not have a clue about how to go about this path. Such businesses are normally in a situati... Read >
Author: Poly Muthumbi

Chapter 11 Bankruptcy

06th May 2008
Chapter 11 bankruptcy has also been called "Re-organization bankruptcy". It's the most frequent kind of insolvency in the US. It is generally used for large organizations or businesses under the strain of financial crisis. But it is also available to... Read >
Author: Jared Myers

Bankruptcy Definitions

04th April 2008
Bankruptcy means an official declaration of economic failure or mutilation of ability of a person or company to pay their creditors. A bankruptcy petition may be filed against a debtor. Sometimes creditors file this kind of "involuntary bankruptcy" petiti... Read >
Author: cash loan

An Effective Source of DIP Financing

26th March 2008
Going through a chapter 11 bankruptcy can provide you with the necessary breathing room to reorganize your company, while giving you a chance to reduce obligations that would have otherwise forced you out of business. Although no one desires to go through... Read >
Author: Marco Terry

Bankruptcy: Legalized Way to Get Rid Of Your Multiple Debts

07th March 2008
Bankruptcy is a way to inform that a person can no longer repay his debts with his current situation. The person is no longer in contact with lender by resolving all his debts. The main aim of bankruptcy is to provide the debtor with a fresh start in his ... Read >
Author: Jennifer

Hinton Family History

26th February 2008
Government Record: Indiana Public Record Government E-Mail Richmond Virginia Department Of Public Records Therefore protection of public records should be the main priority (after the protection of human life of course) for contingency and recovery ef... Read >
Author: Lori

Filing Bankruptcy Yourself

20th February 2008
Now that the new bankruptcy laws have been in effect for over two years, you may be wondering how you will be affected if you need to file bankruptcy and what your options are for completing the forms yourself. The Bankruptcy Abuse Prevention and Consumer... Read >
Author: icequeenriona

Chrysler Covets Plastech Equipment

15th February 2008
Chrysler LLC is asking the court to lift stay order it has issued to preclude it from repossessing equipment held by Plastech Engineered Products Inc., an auto parts supplier. The supplier repeated financial and quality issues forced the automaker to... Read >
Author: Anthony Fontanelle

Family Law Update

02nd February 2008
Standard The findings of the trial court in an action to increase support payments will not be reversed unless contrary to the manifest weight of the evidence. Settlement Agreement If parties to a marital settlement agreement intend, on dissoluti... Read >
Author: David Siegel

Seeking Help? The Basics of Chapter 11 Bankruptcy

23rd January 2008
The courts refer to Chapter 11 bankruptcy as corporate bankruptcy because it is typically reserved for businesses and large corporations that have exhausted other options for repaying their creditors. In this type of situation, a business or corporation d... Read >
Author: Deanna Mascle

Want Bankruptcy Tips - Taking it to Bankruptcy Court

23rd January 2008
In today's society, people are turning to bankruptcy court more often as a solution to their debt problems. Without significant changes in the spending habits of consumers, this practice will undoubtedly continue. Since bankruptcy provides a type of fresh... Read >
Author: Deanna Mascle

The Differences Between Secured Debt and Unsecured Debt

22nd January 2008
When filing for bankruptcy, it is important to consider whether the debt you owe is a secured debt or an unsecured debt. The court's ruling will depend on what specific type of debt you owe to your creditors. How does a secured debt differ from an unse... Read >

Current Federal Improvements in Commercial Lending

14th November 2007
You need to be very careful when you are listening to "common wisdom", since much of that is rooted in fact that has long since ceased to be accurate, or is "fact" that started as an assumption but is not based in reality. This is particularly true when ... Read >
Author: kellsey3

Looking at the Bright Side of Bankruptcy

14th November 2007
Is there a bright side to bankruptcy? Yes there is, although bankruptcy should still be considered your option of last resort, and the bankruptcy option only employed after you have thoroughly investigated all other options and alternatives. There are man... Read >
Author: Jon Arnold

Auto Repossessions And Bankruptcy

08th November 2007
What happens to an auto that is repossessed before, during or after a bankruptcy case? The answer will depend upon which type of bankruptcy or which chapter rather, that the debtor has filed. It also depends upon whether or not the debtor wants to recov... Read >
Author: David Siegel

The Latest Information on Liquidation and Insolvency

05th November 2007
With the U.S. economy in a steep nose dive, more and more companies are finding that they can no longer do business profitably and are having to choose to liquidate their assets to pay off their debts. When faced with liquidation it is important that you ... Read >
Author: hillarymillman

Important Bankruptcy Advice

30th August 2007
If you are headed towards bankruptcy or have creditors bothering you at all hours of the night then you should know that there is a much easier approach to dealing with your financial situation. There are many options that you ha before having to take on ... Read >
Author: carlysternson

Bankruptcy Mortgage Information For Homeowners

26th July 2007
Bankruptcy attorneys estimate that one in every 53 U.S. households filed for bankruptcy in 2005. Most of these people didn’t lose the farm in Vegas or drink away their life savings. Chances are their financial problems stemmed from one of three sources:... Read >
Author: Mike Hamel

Bankruptcy Advice: How to Resolve Insolvency

25th July 2007
Are you heading towards bankruptcy? Do you see your creditors hounding you everywhere you go? There are many options you have before taking on the stigma of bankruptcy. If you are seeking bankruptcy advice one company that can help you is Wilson Field. Th... Read >
Author: jamesbush12

A secure option to cover your debts

02nd July 2007
A bad credit record always carries an obstacle in finding a loan deal. However, there are loans to suit everyone’s requirement. Either you pledge your property to avail a huge loan amount or go for a loan that doesn't demand collateral. The loan type de... Read >
Author: Angelo Drew

Free Debt Consolidation: Options Are Many And All You Have To Do Is To Select The Right Company

31st May 2007
Free debt consolidation may be the solution when you start contemplating different ways to eliminate debt. If you are on the brink of bankruptcy and the pressure of piling unpaid bills is mounting on you, then try to locate a debt consolidation company th... Read >
Author: apurva

Business Bankruptcy - Business Bankruptcy; Is the Best Option Chapter 11 or Chapter 13

24th April 2007
When your business begins to experience serious business debt problems and the overall debt is accumulating far faster than the business assets, you may want to consider the protection afforded by filing for bankruptcy. The United States bankruptcy statu... Read >
Author: Debbie White

Bankruptcy Primer

15th April 2007
Bankruptcy is the legal means of wiping out debt. It may seem like a simple solution when you get in over your head in debt. Bankruptcy, though, should not be taken lightly. There are many repercussions of filing bankruptcy. Before you file bankruptcy ... Read >
Author: Christopher

Will Real Estate Prices Rebound?

12th April 2007
After years of hyper appreciation, the last 18 months has seen a major cool down in the real estate market. Given this change in direction, will real estate prices rebound? Well, of course they will. Real estate has always been viewed as a good long-te... Read >
Author: Raynor James

DEATH KNELL FOR INCENTIVE STOCK OPTIONS

10th April 2007
A federal court in Florida has just ruled that restricted stock (on which most incentive stock options are based) cannot have any value merely because it is restricted. Visit site below for Court Opinion. Williamson v. Moltech Corporation began in New Y... Read >
Author: Terry Williamson

Bankruptcy and Raising Your Credit Score

07th April 2007
Filing for bankruptcy used to have a stigma attached to it, but these days, a filing is so common that few people think about it anymore. Thousands of Americans file for bankruptcy each and every year. The reasons for a bankruptcy filing can be many -... Read >
Author: Charles Essmeier

Bankruptcy and Raising Your Credit Score

07th April 2007
Thousands of Americans file for bankruptcy each year. Filing for bankruptcy once had a stigma attached to it, but these days, a filing is so common that few people think about it anymore. The reasons for filing for bankruptcy can be many - joblessness... Read >
Author: Charles Essmeier

Bankruptcy: What is It?

25th January 2007
Bankruptcy is a legally declared inability or impairment of ability of an individual or organization to pay their creditors. A declared state of bankruptcy can be requested by creditors in an effort to recoup a portion of what they are owed; however, in t... Read >
Author: idtbusiness

Purchase or Refinance Even After a Recent Bankruptcy

10th January 2007
Yes, it’s possible to purchase a new home or refinance a home mortgage even after a recent bankruptcy. In fact, you can still get 100 percent financing on a purchase or mortgage refinance just one day out of bankruptcy court. So if you’ve recently fil... Read >
Author: Melvin List

It's always the poor that end up paying for everyone else

17th November 2006
?She was poor but she was honest Victim of the squire's game First he loved her then he left her Ain't it a bleedin' shame?? Just like the anonymous poor girl in the above Victorian Music Hall song, it's those who can afford it the least that usuall... Read >
Author: Stephen Morgan

Honeymooning On A Budget

15th November 2006
Once you make the plunge on marriage, one of the first experiences you will have is shock at how expensive everything is. Honeymooning on a budget is a good way to limit the cost, but still have a great time. Honeymooning On A Budget Sometimes, the ... Read >
Author: Richard Rspad

A Closer Look at Bankruptcy

14th November 2006
Bankruptcy is a process of the federal court that is aimed at helping both businesses and individuals in clearing up their debts and repaying under the protection given by the bankruptcy court. There are basically two types: liquidation and reorganizatio... Read >
Author: Andi B.

The Umbrella Effect of The Bankruptcy Stay

08th September 2006
Updated to comply with new BAPCAP (advanced training for bankruptcy paralegals) The following article is for training purposes only. It is not intended for legal advice. Regardless of whether an entire petition or a skeleton petition is filed, the... Read >
Author: Victoria Ring

Don't Let The New Bankruptcy Law Scare You

01st September 2006
On October 17, 2005 the world of bankruptcy law changed for the worse. Or did it? Is it really that much harder to file bankruptcy under the new bankruptcy law? In the run up to the effective date of the new law, bankruptcy filings increased to record... Read >
Author: Tommy C. Smith III, Esq

Is bankruptcy still a easy option?

17th August 2006
Is Bankruptcy still a easy option? It wasn't to long ago that someone who was deeply in debt would just say "thats ok I will just go bankrupt". Many people looked on bankruptcy as part of life, and there are many people who have been bankrupt 3 or 4 t... Read >
Author: paul forcey

5 Bankruptcy Questions To Ask Your Attorney Before Filing

03rd July 2006
If you think that being bankrupt is the worst thing that could happen to you than think again! Yes you are rightWorst is yet to come, but of course you can control and eliminate that worst scenario by simply making correct decisions! Hiring a wrong attor... Read >
Author: Darnell Scott

Credit Counseling Clients Hurt by New Bankruptcy Requirements

31st May 2006
The Bankruptcy Abuse and Consumer Protection Act was passed in early 2005 with the overwhelming support of the President, both houses of Congress and the major credit card companies. The law, which created sweeping changes in American bankruptcy law, was... Read >
Author: Charles Essmeier

Life After Bankruptcy | Let's get it going!

05th March 2006
Let's begin your life after bankruptcynow! Ok, so you just received your discharge papers from the bankruptcy court. Now what? Are you going to go into the corner and hide? Or are you going to see this situation as the most liberating opportunity y... Read >
Author: Amy Latah

Discharge in Bankruptcy

14th January 2006
Discharge in Bankruptcy One of the main aims of United State bankruptcy law is to give a fresh start to honest debtors . To quote the United State Supreme Court, "It gives to the honest but unfortunate debtor...a new opportunity in life and a clear fie... Read >
Author: Bob Dole

Consumer Debt Consolidation can help

17th November 2005
The past several decades have seen an explosion in the levels of consumer debt. While many of our parents and grandparents went their entire lives without incurring any debt beyond possibly their mortgage, their children and grandchildren seem to be makin... Read >
Author: S Lieberman

Be Assured of an Insured Aloha

16th November 2005
As a U.S. citizen, Hawaii travel insurance is not going to involve concerns about health insurance. If you're already covered with health insurance on your home turf, you will likely be covered in Hawaii. What you're going to want to look for in Hawaii tr... Read >
Author: Stephen Cogger

Debt Settlement -- Why the Critics Are Wrong

20th September 2005
After October 17, 2005, a lot of people are going to become interested in debt settlement as an alternative to bankruptcy. That's the date the new bankruptcy law goes into effect, and it means a rude awakening for many consumers seeking a fresh start in b... Read >
Author: Charles Phelan

Atkins Declares Bankruptcy....is Low Carb Dead?

17th August 2005
Copyright 2005 Dan Robey As many of you have already heard, Atkins Nutritionals Inc. the company that turned low carb eating into a worldwide diet craze has filed for bankruptcy court protection. Does this mean that people did not lose weight on the... Read >
Author: Dan Robey

The bankruptcy code acknowledges the validity of the homestead exemption.

13th July 2005
Many times the subject of bankruptcy seems baffling in its complexity. Actually the basic principals of bankruptcy are fairly simple even though the federal statuses on bankruptcy are extensive. The reason that the statutes are so complex is because in as... Read >
Author: John Roush

Filing a Petition for Chapter 7, 11, and 13 Bankruptcy

13th July 2005
When a petition for bankruptcy is filed, it is as if the petitioner is saying to the bankruptcy court, "Here are all of my possessions, you figure it out." This is called a chapter 7 bankruptcy. (Chapter 11 and Chapter 13 bankruptcies involve the petition... Read >
Author: John Roush