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28th September 2009
Is it safe to eat out?
Are cases of food poisoning increasing as nearly one in five food outlets fall below the legal food safety standards?
In the UK there are 70,000 to 80,000 cases of food poisoning reported each year. The number of unreported ca... Read >
Author: Marvin Fowler
23rd September 2009
According to a recent survey by the Council of Mortgage Lenders (CML), the number of houses repossessed has gone up to 54 percent. More than 40,000 homes are repossessed by mortgage lenders each year. House arrears have risen by 31 percent as reported by ... Read >
Author: AliceBrooks
23rd September 2009
What are the mechanics of a bridging loan and what should the consumer concern themselves with The often advised considerations of a bridging loan are to confirm the rate payable, depending on charge type anything between .95percent on first charge upwar... Read >
Author: Banesh
23rd September 2009
At one time you could only buy cycling equipment at your local cycle shop, if they had what you wanted or you had to hope they could order it and then you would have to wait for it to come and hope it was the right size, colour or price. Then cycling maga... Read >
Author: wbdoyle
21st September 2009
In the past, when you've gone for a loan or credit it was just assumed that you wanted Payment Protection Insurance (PPI) and was included. This has led to thousands of banking consumers complaining about the fact that that they were either not made aware... Read >
Author: Brad Harding
17th September 2009
Looking for extra cash to live on? Considering Downsizing? Why it’s not always the best option...
Whilst thousands of older homeowners consider moving to a smaller property so as to release cash to live on or fund home improvements or the like, it ha... Read >
Author: Geoff Charles
17th September 2009
Retired home owners facing dwindling savings, poorly performing pensions and increased living costs are turning to equity release so that they can enjoy financial freedom in retirement, says Bower Retirement Services. But before they do, they must take in... Read >
Author: Geoff Charles
16th September 2009
There is a good demand of mortgage brokers in the financing industry. Many people takes this services as a serious career option. In the United Kingdom, if you want to become a mortgage broker then you need to clear certain examinations. These exams are c... Read >
Author: Creative SEO Content
16th September 2009
A large number of people are affected in UK due to mis-selling of Endowment Mortgage policies when sold heavily in 80s to 90s. General convincing factor or selling propositions were projection of policies being able to provide much higher maturity values ... Read >
Author: Creative SEO Content
07th September 2009
The Financial Services Authority (FSA) have introduced stricter fines in an effort to deter financial companies from selling products, such as pensions and life insurance, on commission - with the subsequent intention of giving consumers confidence that t... Read >
Author: MarkeD
02nd September 2009
July has seen two lots of property industry research published. Data from mortgage providers, Paragon, showed that yields in the private rented sector have increased during the second quarter of the year. Due to a strong tenant demand, the market has se... Read >
Author: MarkeD
24th August 2009
Benefits rule over the risks when it comes to equity releases. Advice from a reliable source can help you to get the equity release that suits you the best so that you can enjoy its benefits year after year.
What is Equity Release?
Equity Release i... Read >
Author: Rahul Rungta
15th August 2009
For as long as I can remember, in our wine tasting events we have always told people they are never, ever just drinking fermented grape juice. Winemakers of all stripes, even of the ultra-organic bent, do need to make additions (no matter how minor) to th... Read >
Author: pippym1122
10th August 2009
PPI or Payment Protection Insurance is an insurance cover that is taken to cover the repayments, if you are not able to provide for repayment; against loans, store cards, credit cards and other financial products like car finance and home loans. As a prod... Read >
Author: Jamie Hanson
04th August 2009
Changes for the better when it comes to making unemployment insurance more transparent should be seen in March 2008 when the FSA introduce comparison tables. At the present the insurance is hard to understand for the majority of patrons because of the fa... Read >
Author: missold claims
29th July 2009
If you are over 55 then you can raise around 30% of the cash locked up as equity on your home by opting for a home reversion scheme or a lifetime mortgage. 30% does not seem to be a high proportion, but that is because of the large amounts of cash involve... Read >
Author: Robert Palmer
23rd July 2009
Not everyone realizes that personal loans and credit card debts could lead to repossession of their homes - even though the mortgage repayments are right up to date.
The Financial Services Authority, or FSA, have expressed their concerns and issued a w... Read >
Author: michael challiner
23rd July 2009
Until recently, apart from actually selling your house, there were few ways of releasing the equity you had accumulated in your home. Schemes were available only to people aged over 55 and these were Lifetime Mortgages and Reversion Plans.
Lifetime mor... Read >
Author: Robert Palmer
23rd July 2009
Health insurance
Evaluate annually If you get health insurance through an employer, review your options each year during the open-enrollment season. Last year’s plan may not suit you this year. Did you get married? Divorced? Perhaps it’s cheaper to... Read >
Author: www.EasyToInsureME.com
16th July 2009
One day when we live in a world of honesty and truthfulness we will see some investment products disappear from the market place completely.
With Profits Bonds | With Profits Pensions | With Profits Endowments | With Profits. (Full Stop) should all ha... Read >
Author: Richard V
09th July 2009
The phrases "deep in recession" and "credit crunch" have been ringing in our ears for months now. So it's no surprise to see that payment protection products are more popular than ever. But it's worrying to hear that the consumer watchdog, Which?, has rel... Read >
Author: Harvey McEwan
02nd July 2009
By the end of this month some of the country's largest high street banks will cease selling single premium Payment Protection Insurance known as PPI because of continuing pressure from the City Regulator. Payment protection Insurance is generally sold to ... Read >
Author: michael challiner
27th June 2009
An appeal in the House of Lords is due to begin this week that may determine the future of overdraft fees incurred by millions of customers across Britain.
The appeal, put forward by some of the UK's main banks, will be heard by five Law Lords and is i... Read >
Author: Which4u
18th June 2009
Those hoping to buy a new home or looking to re-mortgage may be alarmed to hear that under new borrowing rules they may soon be unable to raise a mortgage for more than three times their annual salaries.
The Financial Services Authority (FSA) is alrea... Read >
Author: michael challiner
18th June 2009
It is a fact that one family evicted from their home every 10 minutes as mortgage lenders push up repossessions by 92 per cent. One family is being kicked out of their home every ten minutes after failing to pay their mortgage, figures revealed yesterday.... Read >
Author: michael challiner
15th June 2009
It is an accepted fact that mortgage advisers are relatively scarce and there is a growing demand for qualified mortgage professionals. There is no denying that it today’s scenario, almost every individual requires money to meet their ambitious goals in... Read >
Author: shijinaseo
13th June 2009
The comparison website market has grown in recent years faster than any other. As the recession bites the advertising of these sorts of websites has gone up a notch trying to attract new customers who are looking to shave money off everything from insuran... Read >
Author: Chris
10th June 2009
We know that brokers under jurisdiction in the UK and regulated by the FSA automatically subscribe to up to a £50K government guarantee for your funds.
In the USA we have the FDIC but this is more like an insurer - the FSA is more analogous to the S... Read >
Author: Spreadbetting Guru
03rd June 2009
Fixed Rate Bonds differ from typical savings accounts. To begin with, they are more of an investment. Most people associate an investment as a form of gambling, as things do not always go as planned so there is the potential to lose an investment.
How... Read >
Author: Robert Bell
18th May 2009
The Financial Services Authority (FSA) has ordered that home repossession must only be used as a last resort. Lenders have been told by the FSA that they face unlimited fines, as well as other sanctions, if they treat struggling homeowners unfairly.
Th... Read >
Author: michael challiner
18th May 2009
The days of squirreling money away under mattresses have long since been consigned to the history books. For centuries now, banks have acted under licence from governments to provide a number of financial services, both to businesses and the general publi... Read >
Author: pmcindoe
18th May 2009
The days of squirreling money away under mattresses have long since been consigned to the history books. For centuries now, banks have acted under licence from governments to provide a number of financial services, both to businesses and the general publi... Read >
Author: Adam Singleton
15th May 2009
Financial professionals are conscious that the CeMAP is awarded by the Institute of Financial services. The Certificate course sticks to the exact requirements of Financial Services Skills Council (FSSC), it has been given the accreditation from the Quali... Read >
Author: shijinaseo
14th May 2009
One of the most important financial decisions you will ever make in your life is the choice of a mortgage. A mistake can be hugely expensive and could cost you thousands of pounds.
There are thousands of mortgages around and you should visit the web si... Read >
Author: michael challiner
14th May 2009
The Financial Services Authority (FSA) has reported that the number of people who were at least three months behind with their mortgage repayments is 16 per cent up on last year. At the same time the number of repossessions rose by 71 per cent. So if you ... Read >
Author: michael challiner
06th May 2009
The tough economy calls for practical money saving tips to help small business people save some cash every month. Ranging from very simple tips like taking your lunch to work rather than eating out, to more specific financial suggestions such as invoice f... Read >
Author: kgabriel
05th May 2009
At this time of year, New Year’s resolutions are a long forgotten memory. The diet you pledged to stick to has been replaced by chocolate, and the strict exercise regime has gone out the window. On the plus side, you can still look forward to your summe... Read >
Author: Kim
09th April 2009
The way people purchase life insurance cover and lifetime annuities has come under review by several pension experts, who are urging a reform in the process.
The groups have asked the Financial Services Authority (FSA) to clamp down on major life insur... Read >
Author: catherine
08th April 2009
The Internet has made much of our daily lives simpler - from communications to shopping. At the same time it has also thrown up some new risks, not least of which is online fraud.
An increasing number of financial service providers are offering online ... Read >
Author: Gareth Flanagan
30th March 2009
The UK mortgages rate- has fallen to an historic low as the Bank of England tries to help the economy and kick start the housing market.
Lenders increase their profit margin – before the credit crunch the banks the lenders added 2pts (2%) to the bank... Read >
Author: Monty
13th March 2009
One of the most desperately difficult things to deal with for most people is a Debt Collector and most people do not know where to turn to for help. It just isn't something that we are taught to handle when we are growing up, mainly because nobody plans t... Read >
05th March 2009
Payment Protection Insurance (PPI), we believe, is generally not value for money and that there are better plans to be had for relatively little more. If you have PPI and do not fully understand it and how it works, then it is likely to have been mis-sol... Read >
Author: michael challiner
18th February 2009
The number of cries for debt help has trebled over the past year since we have moved into a worldwide recession. With the UK in recession now is the time for people in debt to review their financial situation and seek professional advice before it becomes... Read >
Author: Debtsolve
12th February 2009
Fixed Term Bonds (also known as Fixed Rate Bonds) differ from typical savings accounts. To begin with, they are more of an investment. Most people associate an investment as a form of gambling, as things do not always go as planned so there is the potenti... Read >
Author: Which4u
12th February 2009
Fixed Term accounts differ from typical savings accounts. To begin with, they are more of an investment. Most people associate an investment as a form of gambling, as things do not always go as planned so there is the potential to lose an investment.
... Read >
Author: Which4u
28th January 2009
Travel insurance is having a hard time at the moment. Not only does it have to compete with the credit crunch, but now it also has to survive people becoming suspect and hesitant about purchasing the policy after a study revealed recently that many custom... Read >
Author: Catherine White
26th January 2009
The last year saw major catastrophes, occurring in the travelling industry. Several airlines closed down, tens of thousands of travellers were left stranded overseas as a result, and travel agents were found to be using “misleading sales tactics” to s... Read >
Author: Ruth Jacob
22nd January 2009
Now we all have to be effective at managing our finances but there are some monetary states of affairs which are too convoluted for us to deal with by ourselves and we want some solid financial advice. Here are a few pointers to consider when you are sele... Read >
Author: JCole
09th January 2009
Take advantage of the services online insurance brokers offer. Not only will they provide a number of insurance quotes from different insurances companies they work in partnership with - they also have dedicated teams of consultants who specialise in taxi... Read >
Author: Stanley Headley
04th January 2009
It is a reasonable guess that to many people the charity organisation ‘Shelter’ is the one to contact if you suddenly find yourself homeless for whatever reason. This is not strictly correct as their expertise should be requested when problems first a... Read >
Author: michael challiner
01st December 2008
The Financial Services Authority is responsible for the regulation of the majority of mortgage sales.
Mortgage regulation is still relatively new and we have planned the effectiveness review in stages to identify trends and measure progress against... Read >
Author: Mortgage Services
30th October 2008
The current state of the economy means that it's more difficult than ever to get a mortgage. More and more people are turning to so-called experts to help them find a good, yet affordable, mortgage deal during this tough time.
Unfortunately, due to th... Read >
Author: Jay Tillotson
20th October 2008
Insurance policies are extremely complicated as insurance companies are set to pay out tens or even hundreds of thousands of pounds in the event of a death and they will void the contract over simple mistakes or absent information. This is why you need to... Read >
Author: barryloughran@live.co.uk
30th September 2008
The rate of inflation is rising higher. It is not always possible for any of us to save some money to cope up with those crunch situations which ask for money. You will never know when you have to shell out some extra cash from your pocket. People who ha... Read >
Author: Abner Cassa
12th September 2008
There are now chances for people with a poor credit rating of getting a competitive rate in the car financing. The leading auto buying services and sellers of the United Kingdom are looking forward towards the bad credit segments in the financial market. ... Read >
Author: Gavin Hadley
08th September 2008
In UK loan and mortgage market the unsecured personal loan has become one of the most popular and high selling product. All the leading banking organisations and local finance companies are trying to innovate and upgrade the product to make it more attrac... Read >
Author: Christian Phelps
05th September 2008
In UK loan and mortgage market the unsecured personal loan has become one of the most popular and high selling product. All the leading banking organisations and local finance companies are trying to innovate and upgrade the product to make it more attrac... Read >
Author: martin
05th September 2008
An individual savings account or ISA allows you to save up to £7,200 in total tax free in any one tax year. There are two types of ISA and these are cash ISAs and a stocks and shares ISA and the amount of £7,200 applies to the total of these two ISAs co... Read >
Author: Tim
04th September 2008
In UK loan and mortgage market the unsecured personal loan has become one of the most popular and high selling product. All the leading banking organisations and local finance companies are trying to innovate and upgrade the product to make it more attrac... Read >
Author: Christian Phelps
04th September 2008
The high rate of inflation has affected the UK economy. Price of every thing has been raised in last couple of years. The automobile market is also facing the hike in the car prices. It may always not be possible for an individual to pay cash and buy a ve... Read >
Author: Kalvin Jason
27th August 2008
The Financial Services Authority has been slowly ramping up its operations to target mortgage fraud in the UK by gathering enough evidence to successfully prosecute perpetrators. High on the list is fraud involving adverse credit mortgage products. This t... Read >
Author: michael sterios
22nd August 2008
When you’re searching for a personal loan online it helps if the loan company website offers a loan calculator. When you’ve checked loan details through this calculator facility you’ll need to contact the loan company to talk through loan terms befo... Read >
Author: John Turner
24th July 2008
Auto Financing Bad Credit loans are offered by the banks, financial institutions, credit unions, dealers and brokers. Individual lenders also offer these loans. There is a risk involved for the lenders. So there is a need for a co-signer. If the borrower ... Read >
Author: autofinanceez
17th July 2008
The Office of Fair Trading (OFT) has said that credit card companies should make it more straightforward for consumers to compare deals and shop around for the best arrangements.
This comes following research by the OFT that showed 70 per cent of card... Read >
Author: Phil
16th July 2008
The best option for the people who do not have or want to pledge their property as collateral for a loan is to apply for the unsecured loans with no credit checks.
As these loans are unsecured and the lenders do not check the credit report of the borro... Read >
Author: Abner Cassa
10th July 2008
Generally people who are suffering from CCJ, default, late payments, etc are termed as bad credit borrowers. People who have credit ratings lower than 650 in the FICO score are considered as bad creditors. And it becomes hard for them to obtain usual loan... Read >
Author: William Ender
10th July 2008
Generally people who are suffering from CCJ, default, late payments, etc are termed as bad credit borrowers. People who have credit ratings lower than 650 in the FICO score are considered as bad creditors. And it becomes hard for them to obtain usual loan... Read >
Author: William Ender
01st July 2008
The FSA this month have released a new website discussing and promoting financial products such as loans and offering advice and help in reference to debt problems. There has been much discussion into how to create an easily accessible and understandable ... Read >
Author: Jennifer Quirk
23rd June 2008
A probe by a Financial Services Authority [FSA] has revealed that insurance companies are failing to comply with rules designed to ensure consumers get the best deal.
The City watchdog uncovered the failings in “wake up” letters from insurers targe... Read >
Author: Mildred
20th June 2008
Banks have a long history of taking unsavoury actions against their customers. They punish the very people to whom they should be most loyal. For example, an overdraft can result in a huge ?40 penalty (usurious by most standards). As banks publicly promot... Read >
Author: Robert Palmer
16th June 2008
Thousands of homeowners face having their houses repossessed as the result of a home loan scam that could result in the rogue mortgage brokers behind it, being named and shamed.
City watchdogs have exposed the bogus advisors who encouraged people wa... Read >
Author: Phil
20th May 2008
Insurance companies that are dealing directly with whiplash victims straight after an accident has happened, are set to be investigated after allegations were made that they are placing undue pressure on people to waive their right to compensation or to m... Read >
Author: Phil
20th May 2008
The stranger originated life insurance (Stoli) trend that has grown in the US has sparked an inquiry by the City watchdog to see if the craze is spreading to the UK insurance market.
The practice sees senior citizens targeted by companies such as ... Read >
Author: Phil
20th May 2008
Britain’s financial regulator has warned that more than one million families in the UK risk losing their homes in the next 18 months as a result of the global credit crunch.
With large mortgages and debts on the increase, the news that banks are bec... Read >
Author: Phil
15th May 2008
The major bank has admitted that a computer disk containing the life insurance details of nearly 400,000 customers has been lost. The disk went missing at some stage during courier transportation between a HSBC office and the office of reinsurers Swiss ... Read >
Author: Sarah Othman
09th May 2008
The recent popularity of price comparison sites has led to a city watchdog planning to review the regulation of these sites, particularly insurance comparison sites to ensure consumers are not buying products that are unsuitable for their needs.
... Read >
Author: Jemma
08th May 2008
A mortgage broker is the advisor assigned to a customer in order to find the right mortgage product. It is mostly an advisory role, explaining complex mortgage options and products to an existing client or a first time buyer. The job also requires a mortg... Read >
Author: Aaron Hill
08th May 2008
The recent popularity of price comparison sites has led to a city watchdog planning to review the regulation of these sites, particularly insurance comparison sites to ensure consumers are not buying products that are unsuitable for their needs.
The re... Read >
Author: Jemma
02nd May 2008
Making two successive real estate transactions success is definitely a tough task. The deficit may arise because of chain breaking or any delay due to legal proceedings. Sometimes, the cost of the new property may not adjust with the amount the person has... Read >
Author: gracy
01st May 2008
Recently, many of the UK's leading insurance companies announced reduced annual bonuses for With Profit Endowment policy holders, yet another blow for homeowners who took out endowments during the 1980s and 1990s, as they will now see increased shortfalls... Read >
Author: Isla Campbell
01st May 2008
Much like a broker can help you find the best companies and finance, etc, a mortgage advisor can also help you find the best option for you. He or she can also help you in the application process, and offers an excellent service for anyone buying a house.... Read >
Author: michael sterios
28th April 2008
The recent popularity of price comparison sites has led to a city watchdog planning to review the regulation of these sites, particularly insurance comparison sites to ensure consumers are not buying products that are unsuitable for their needs.
The ... Read >
Author: Dyson Broome
26th March 2008
It often happens that without bothering or without proper financial planning your credit card bills of store card bills keeps on ballooning and the day comes when you find yourself not in a position to pay the interest. In such situations debt consolidati... Read >
Author: Michael Moore
26th March 2008
Direct2florist has joined forces with the US based Wholesale Florist & Florist Supplier Association (WF&FSA) to form a partnership that will see the company’s direct2florist.com website initiative launched in the United States and Canada.
“WF&... Read >
Author: Robin Gupta
14th February 2008
Mortgage fraud has been on a steady rise in recent times and the Financial Services Authority (FSA) is currently looking into 200 scams that were all related to the mortgage industry.
The FSA believe that the fraud goes far beyond people exaggerating a... Read >
Author: Gill
05th February 2008
Research conducted by a homelessness charity has revealed that the number of people seeking help with financial difficulties has increased eightfold since last year.
The report follows stark warnings from the Financial Services Authority (FSA) – whic... Read >
Author: DCollins
14th November 2007
Qualified mortgage brokers must undergo a series of exams and receive some on-the-job training and experience.Because all financial advice in the UK is regulated by the Financial Services Authority (FSA), mortgage brokers fall under the stewardship of the... Read >
Author: michael sterios
29th August 2007
New rules imposed by the Financial Services Authority (FSA) regarding the way that personal loans are sold online are good news for consumers. Prior to the FSA intervention payment protection, cover was automatically included with most personal loans boug... Read >
Author: Adam Singleton
05th July 2007
The Financial Services Authority (FSA) are making a welcome proposal that personal finance becomes a mandatory part of school education.
Today John Tiner, chief executive of the FSA, claimed that by ensuring young people have "basic levels of financial... Read >
Author: ARouse
04th June 2007
With home affordability at an all time low, the number of UK mortgages that are borrowed on an interest only basis has risen steadily over the past few years.
This is because interest only mortgages are cheaper to maintain in the short-term as the mont... Read >
Author: michael sterios
31st May 2007
The short answer is to use an Independent Financial Advisor , investigate them thoughly and make sure you understand any product you buy .
However many people are unsure exactly what is a Independent Financial Advisor or IFA so I will explain the type... Read >
Author: richard hill
30th May 2007
For many, buying life insurance is a difficult task. After all, to some degree, the purchase of life insurance involves the recognition of one's own mortality - a step that can be too large for some to take. But making sure your family, or any other depen... Read >
Author: Adam Singleton
12th May 2007
Prior to 2004 there was little regulation for mortgage brokers conducting business in the UK. Anybody could call themselves a mortgage broker, regardless of whether or not they held the necessary qualifications, and they could source clients and conduct t... Read >
Author: michael sterios
08th May 2007
A UK resident with a mortgage arrears problem can get a lot of helpful advice from sites and organizations. If you cannot meet your mortgage payments, if you are in arrears or about to become so, dont play the ostrich head in the sand game.
It is cruci... Read >
Author: Christopher
06th March 2007
According to a latest study, the UK people are amongst the biggest borrowers in the world. Of all loans in UK, education loans and wedding loans are most popular.
The cost of education is at an all time high... A recent FSA survey highlighted that one... Read >
Author: Anaya Erika
24th January 2007
You might have heard of an exit fee. It is the charge that the mortgage lender makes a person pay if they want to get out of a money borrowing agreement before the end of the term. Another name for it is a redemption penalty.
Well mortgage lenders are ... Read >
Author: michael challiner
23rd December 2006
Many people entering the mortgage industry are asking themselves which mortgage broker franchise they should join and what criteria they should use when making their choice.
In my opinion, the reality of all this is that most UK mortgage broker franchi... Read >
Author: Joe Kocsis
28th November 2006
Consumers and consumer protection organisations are increasingly putting pressure on financial providers to make the payment protection insurance (PPI) market as transparent as possible, in order to help consumers gain a better understanding of their fi... Read >
Author: Andrew Regan
16th November 2006
THERE has been so much written in the past few months about payment protection insurance it has all become a little confusing. Most of what has been written has been very negative, indeed dangerously negative ? witch-hunt proportions even in some quarters... Read >
Author: John Smith
16th November 2006
Many people thinking of entering the UK Financial Services Industry as mortgage advisers think that the way forward is to look for UK mortgage broker franchises with a view to buying into a mortgage franchise of some kind. In my opinion, the reality of al... Read >
Author: Joe Kocsis
09th November 2006
The financial services industry is highly regulated and companies
selling financial products or advice must adhere to a stringent set of
guidelines set out by the industry’s independent regulatory body, the
Financial Services Authority. The FSA has w... Read >
Author: Benedict Rohan
20th October 2006
A year after the Office of Fair Trading (OFT) began investigating the widespread mis-selling of payment protection insurance (PPI), the Financial Services Authority (FSA) has, for the first time, fined a mortgage broker for selling the policies to custome... Read >
Author: Jack Mack
20th October 2006
A helpful reminder from your mortgage broker may be just what you need to save yourself a whole lot of trouble.
The FSA (Financial Services Authority) is very happy with the way rules for renewing two or three year home loans are working out, but mortg... Read >
Author: michael challiner
16th August 2006
When you are on a low income, it is very difficult to get credit. And yet, most of us could not manage certain purchases outright, even if we get a decent wage. This is where the Credit Union offers a real alternative.
Run by a volunteer board of dire... Read >
Author: michael challiner
18th June 2006
Property development is big business. The rash of TV programmes about home makeovers and renovations reflects our current obsession with property as a way to make big bucks, quickly. It may seem a failsafe way to make a killing buy a shabby house, paint... Read >
Author: Joseph Kenny
21st May 2006
MIAS, the Mortgage and Insurance Advisory Services, is concerned that, despite the recent publicity and various campaigns in the press, borrowers are still being stung by punitive exit fees.
Lenders charge exit fees when customers redeem their mortg... Read >
Author: sam lowe
21st May 2006
What are the mechanics of a bridging loan and what should the consumer concern themselves with? The often advised considerations of a bridging loan are to confirm the rate payable, depending on charge type anything between .95% on first charge upwards to ... Read >
Author: Martyn Witt
12th April 2006
The Pensions Policy Institute (PPI) has issued a report which supports the Pension Commission's recent demand for reform in the structure of the basic state pension. In fact the report goes further than simply backing the report, it calls for reforms to... Read >
Author: sam lowe
27th January 2006
Have you ever scanned the acres of financial advertising and wondered what APR, AER and EAR really mean? You'll invariably find one or another of these terms in every advertisement for a lending or savings product. Well you're certainly not alone.
The... Read >
Author: michael challiner
19th December 2005
The Financial Services Authority (FSA) has been investigating the way Payment Protection Insurance is being sold by loan providers which include some of the UK's biggest banks and building societies. And it's big business. Sales of PPI as it's called, ear... Read >
Author: michael challiner
17th August 2005
At one time you could only buy cycling equipment at your local cycle shop, if they had what you wanted or you had to hope they could order it and then you would have to wait for it to come and hope it was the right size, colour or price. Then cycling maga... Read >
Author: Andrew Caxton
11th August 2005
Choosing a Mortgage Lender
Just as there are many types of mortgages and mortgage deals to
choose from, there are also many sources where you can go to get a
mortgage. Your key choices are to use a mortgage broker, a more
general financial advise... Read >
Author: Bwalya Mwaba
15th July 2005
The investor in the currency market takes for granted that a pair of currencies can be bought or sold at a moment's notice. Once an order is placed with a broker, the trade is executed within seconds. It is, of course, not as easy as that.
Whenever a ... Read >
Author: Dave Lavinsky
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