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11th August 2009
Even in these days of credit crunch, getting a mortgage if you are self employed is not the trial that it used to be. Traditionally, banks and other lenders wished to see regular income guaranteed by employment. Whilst there are still specialist lenders w... Read >
Author: Simon Lewis01st May 2009
A long-awaited taxpayer-backed scheme to help recession-hit families avoid having their
homes repossessed will come into force today, on the eve of the Budget. As a result
some hard-pressed homeowners will be able to reduce monthly mortgage paymen... Read >
Author: tugsearch01st May 2009
A long-awaited taxpayer-backed scheme to help recession-hit families avoid having their
homes repossessed will come into force today, on the eve of the Budget. As a result
some hard-pressed homeowners will be able to reduce monthly mortgage paymen... Read >
Author: tugsearch03rd March 2009
Have you been on the lookout for finance to run their business can avail finance through commercial mortgage for pub and leisure businesses. This is the quickest way to secure funds for the business. A pub mortgage broker can help secure the required amou... Read >
Author: Sadhana09th February 2009
The main reason people go to mortgage brokers is to get access to a greater range of mortgage options, for better service and for the mortgage broker's ability to negotiate with lenders. A mortgage broker offers loans from a panel of financial institution... Read >
Author: Avi Solutions30th January 2009
An unexpected financial crisis in the middle of the month can take away your happiness and it can result in an unhealthy situation. Those days are gone when people used to get puzzled as from where to arrange those funds. People used to borrow from friend... Read >
Author: martin05th January 2009
A person with a bad credit score is never entertained by the traditional lenders and the local auto financers as they do not want to take a risk with people who already have a bad repayment record in the market. But there are hundreds of specialist lender... Read >
Author: Kalvin Jason05th January 2009
Getting a tenants loan is easier than ever in UK in the contemporary times. The specialist lenders are advancing funds to the tenants without any security. You can avail the cheapest rates in the market if you be a little careful. You can use the funds fo... Read >
Author: Mathew Kenny19th December 2008
Finding funding for a building development in today’s financial climate is no easy task with many of the lenders who would previously fund such projects have either pulled back severely on all their normal lending or in many cases have simply either sto... Read >
Author: Peter White01st December 2008
Before the recent credit crunch there where more than 44,000 different products and lending deals listed on the mortgage advisors' sourcing system Trigold. This has now dropped to below 6,000, though this is obviously a floating flexible figure, it is... Read >
Author: Mortgage Services10th October 2008
Auto loans for no credit people helps people to get extra money to buy a vehicle without any credit check. Thus it is not only designed for people with good credit history but those who have poor credit rating can apply for these loans as lender doesn’t... Read >
Author: Frank Dervin29th September 2008
The financial market in the UK is very demanding and dynamic in nature. Every individual in that market has his or her own wants and demands. It is not possible for the financial institutions to satisfy all of them with a single product. They have innovat... Read >
Author: mtthw3hpknsn24th September 2008
Combating with urgency is not any easy task. You grope for an appropriate act to counterbalance the cash deficit. Use of that very salary cheque which you draw each month is good but becomes bad if you do not get the required fund on time. Though the very... Read >
Author: dibert19th September 2008
It is not the end of the world for you even if you are living on the government benefits. You need to be strong enough to take care of the family and your kids. You may need some urgent cash to deal with the urgent financial situations regarding the medic... Read >
Author: Kerry Frankly 15th September 2008
Do not worry even if your credit score is not perfect as now the bad credit holders are also eligible for an auto loan in UK. No credit check auto loans are best suited for the People who have a bad credit report, which stops them from applying for a loan... Read >
Author: Carney Alden12th September 2008
People wit bad credit records are refused by the traditional lenders not only for car finance, but for any loan. The people who are suffering from Bankruptcy, CCJs and defaults are considered as ineligible for a loan. But the scenario has changed nowadays... Read >
Author: Kalvin Jason11th September 2008
A commercial mortgage on a farmer's property, that lets the farmer get the capital to finance the growth of their existing business or lets them buy farm land is called an Agricultural Mortgage. Rural or farm mortgage loans are provided to support economi... Read >
Author: Kaushik Mukherjee11th September 2008
You are free to drive your dream car even after being refused by the financers and your local car dealers. The people in the United Kingdom who has a bad credit history are considered to be ineligible for an auto loan. For a small mistake or financial pro... Read >
Author: Gavin Hadley09th September 2008
The last financial year was full of ups and downs in the financial market of UK. The rate of auto loan was reduced as the Base rate of Bank of England went down. The lenders in UK were also happy to lower the interest rates for their products.
While yo... Read >
Author: Gavin Hadley08th September 2008
An unexpected financial crisis in the middle of the month can take away your happiness and it can result in an unhealthy situation. Those days are gone when people used to get puzzled as from where to arrange those funds. People used to borrow from friend... Read >
Author: Karen Wardman08th September 2008
In twenty-first century everything is at our fingertips. Just dial a number and get your dinner delivered at your doorstep or dial the number to book the tickets of a movie or order your groceries over the phone. Even you can pay your bills, recharge your... Read >
Author: jelson08th September 2008
In twenty-first century everything is at our fingertips. Just dial a number and get your dinner delivered at your doorstep or dial the number to book the tickets of a movie or order your groceries over the phone. Even you can pay your bills, recharge your... Read >
Author: jelson08th September 2008
Just short of half a million people are having to apply for mortgages and loans more than once before being accepted, according to new research. A recent study carried out by GE Home Money Lending has shown that many consumers are applying with a number o... Read >
Author: ARouse05th September 2008
The credit crunch has meant that we are all feeling the pinch. Mortgages are especially under fire and lending criteria has been stepped up and many mortgages offering large amounts of credit have been taken off the market.
Self cert mortgages have be... Read >
Author: LolitaBrown04th September 2008
If you want to start your own business and you do not have the capital, you may apply for a loan from your bank or from the local lenders. If you are a home owner then you can keep your property as a mortgage or release some equity on it. But if you are a... Read >
Author: Chaste Jon03rd September 2008
The financial market in the UK is very demanding and dynamic in nature. Every individual in that market has his or her own wants and demands. It is not possible for the financial institutions to satisfy all of them with a single product. They have innovat... Read >
Author: Abner Cassa01st September 2008
County Court Judgements are to decide the easiest way to pay off your debts in the market with fair terms. The CCJs pull down your credit score and a huge damage is caused to your credit history. It is quite possible that the traditional lenders of UK wil... Read >
Author: Andrea Fletcher28th August 2008
Taking out IVA secured loan with an IVA is really hard. Fortunately, due to diversification of loan market and advent of the specialist lenders, IVA secured loans are available now. The flexibility of this loan allows you to make overpayment and take paym... Read >
Author: Christian Phelps28th August 2008
Instant small cash loans are advanced for a very short period of time to meet the short term urgencies in between two paydays. It is not always possible to be prepared for the sudden unexpected expenditures in the middle of the month. An unexpected medica... Read >
Author: Karen Wardman15th August 2008
IVA is a cost effective alternative possibility for people who have run into financial difficulties and who might otherwise have to declare themselves as bankrupt or insolvent.
However, the biggest problems with IVAs are that once you are under an IVA, ... Read >
Author: spears28th July 2008
Companies offering development finance UK offer various finance products to property borrowers. These companies have different finance options, arrangements and policies. Despite their differences, the companies offer residential and commercial developmen... Read >
Author: Cherry B22nd July 2008
By definition, property development finance is the term used by lenders and brokers to describe the funding solutions to help developers undertake property projects. These projects can range from refurbishment of a residential or commercial unit to develo... Read >
Author: Cherry B02nd July 2008
When you have an IVA lodged against you, obtaining a loan against property is difficult. IVA is the abbreviation of Individual Voluntary Arrangement. This system was were introduced by the 1986 Insolvency Act. Since the introduction of IVAs, many Britons ... Read >
Author: Aisha Cristal11th May 2008
Buying real estate property for the commercial purposes can be one the biggest projects with you. Often you lack on the required fund only for the delay in the disposal of your existing property. So at this time you need a monetary help just to bridge the... Read >
Author: Chris Carter06th May 2008
Bad credit personal loans are the main loan type people search for when looking for a bad credit loan: an Unsecured personal loan are meant for those with a bad credit history. However, to qualify for these loans isn't very easy. They are meant for people... Read >
Author: Paul Hockney01st May 2008
In need of cash not sure what to do? There are lenders available to help, even if you have a poor credit rating. The need to borrow money comes from people of all lifestyles with all sorts of needs. Employment slows no way to make ends meet. UK lenders on... Read >
Author: Paul Hockney02nd April 2008
Summary: A bridging loan can help you when there is a temporary shortfall in cash while moving property or business. These loans are of short term but involve high interest rates.
When you are in the middle of moving your home but are unable to sell y... Read >
Author: Amenda14th March 2008
Your credit score is directly attached with your chances at availing a loan facility. A lower credit score or bad credit usually hampers your acceptance. It becomes more tedious task when you vie for an unsecured loan facility even when you have below the... Read >
Author: Turk Malloy04th March 2008
You may have the tougher situation with your loan facility, for your bad credit. When it is to avail a business loans, it more worsen your chances. Since, your bad credit situation is not a rare phenomena, a number of people are attached with this sub-pri... Read >
Author: michael brian26th February 2008
Even if you have had financial problems in the past or if you are self employed it is always worth contacting a mortgage broker who specialises in non status mortgages and re-mortgages.
An independent mortgage broker has access to mainstream and speci... Read >
Author: sam lowe19th February 2008
Having a CCJ (County Court Judgment) may give you a problem when searching for a mortgage loan. High street traditional mortgage lenders are averse to any kind of risk, and people with bad credit history rarely fit the client profile they are looking for.... Read >
Author: John Sern19th February 2008
Over the last decade we have seen a substantial increase in Subprime mortgage lending and this type of lending now makes up a significant portion of the overall mortgage market. Subprime mortgage loans are mortgages that have been developed by specialist ... Read >
Author: John Sern31st January 2008
No car lasts forever, but when they do finally break down for the last time it always seems to happen at the worst possible moment. If you are used to relying on your car to get around, suddenly finding yourself without one can cause major problems. Itâ... Read >
Author: Adam Singleton23rd January 2008
Credit History
If you miss payments then this can stay on your credit report for up to 3 years. However if you are unfortunate enough to have a County Court Judgement (CCJ), or worse still, have become bankrupt then this still stay on your credit report ... Read >
Author: Paul Hockney23rd January 2008
So you’ve just been turned down for a loan or remortgage and although you have a good disposable income and can afford to repay you just don’t know why.
It’s likely the lender has checked your credit history and sees entries, which makes him beli... Read >
Author: Paul Hockney22nd January 2008
Buying a real property involves an arrangement of a considerably large sum. You may loose the opportunity to buy a dream property lacking appropriate fund. At that time you need an external help to perform this desired work. For that, bridging loan is dev... Read >
Author: Eva Baldwyn03rd August 2007
People often ask if you can get a mortgage if you have bad credit. The answer is, yes.
A decade ago it was much harder. If you admitted to having a credit record that was less than perfect � or if checks revealed any blemishes � prospective lend... Read >
Author: Robert Palmer01st August 2007
A County Court Judgement is an order by the courts for a creditor to repay an amount owing to a debtor. County Court Judgements, or CCJs, affect people’s credit files and will normally require the applicant to abandon standard mortgages and instead appl... Read >
Author: michael sterios01st August 2007
Everyone seems to be talking about holiday homes nowadays. The idea of buying a holiday home sounds really tempting. But prices for the �normal� type of holiday home seem to have gone through the roof. Does this mean you have to give up the idea?
... Read >
Author: Robert Palmer26th July 2007
Tenants can sometimes have a hard job in getting a loan at the best of times (although to be fair, it can depend on where you apply) and if they have a level of adverse credit as well, they might as well not bother asking, right? While not our view, it is... Read >
Author: Carol Jameson26th July 2007
If you are thinking of applying for a loan, you should be aware that there are many different loan products available and that not all people will be offered a loan at the rate it is advertised. There are two major types of loan: secured and unsecured. Th... Read >
Author: Adam Singleton29th June 2007
Unsecured loans for tenants and tenant loans are comparatively common in today’s busy credit marketplace and to accommodate the demand, there are many more opportunities to place your loan application than in the past. From the high street banks to spec... Read >
Author: Carol Jameson30th May 2007
If you intend to invest in property then it is very likely that you will need a Buy To Let Mortgage. This kind of mortgage is different from a regular residential mortgage since the criteria for lending is based upon the rental income that the property ca... Read >
Author: James Grantworth25th May 2007
There’s over £1trillion of debt in the UK. That’s £1000billion or £16,666 of debt for every man, woman and child in the UK. That’s lot of shoes and handbags! Not surprising then that most people have a range of credit that they are repaying each ... Read >
Author: Carol Jameson24th May 2007
An unsecured loan is different form a secured loan in a number of ways. The most striking difference is that the borrower is not required to put any collateral as security against the loan amount.
Unsecured loans are not secured against any asset. Thu... Read >
Author: Aisha Cristal07th April 2007
Being self employed has many perks, however, securing a loan can be difficult. Lenders see a self employed person as a risk. That is because they do not have a guaranteed paycheck and their income often varies so much that it is hard to pinpoint exactly w... Read >
Author: Christopher04th April 2007
Many people believe that if they have adverse credit then they will not be able to get a loan. Now they should come over their worry and enjoy the benefits of changes in the lending world.
The term adverse credit means that you have not kept up to date... Read >
Author: steve C clark27th March 2007
Over the past few years, an increasing number of mortgage brokers and lenders have began to specialise in offering financial services to people who have unfortunately found themselves with a bad credit history. This is down to the fact that people with a... Read >
Author: martymac08th February 2007
Ten years ago if you were self employed you were very limited to the deals that were available to you. Lenders tended not to like it if you couldn�t prove you income when apply for a secured loan or mortgage.
Things have changed, because they have ha... Read >
Author: Christopher19th January 2007
There are many factors that affect your credit rating from the obvious to the not so commonly known. These things will become apparent when you go and apply for secured loans, home loans, etc.
Poor debt management is the most obvious factor that will a... Read >
Author: Christopher03rd January 2007
If you analyze people’s financial state throughout their lives you can obviously see that very few people’s finances remain in the same state throughout their lives. This leads to a variety of different problems for people, which are unpredictable as ... Read >
Author: JulietteP15th November 2006
Second mortgages can be very intimidating and risky, and for that reason it is probably best to avoid them if you can. Here are a few second mortgage alternatives that you might not have thought of.
The best way to go, of course, is to simply get an... Read >
Author: John Gibb28th September 2006
The value of UK Bridging Loans for the property developer
Realising the value of UK bridging loans to the property developer can be the difference between success and failure. Many property developers often look for the quickest way to buy property, ma... Read >
Author: Joe Kocsis28th July 2006
Searching for a loan by a borrower with bad credit rating seems an impossible task. Infact, a bad credit rating restricts such borrower's borrowing options. Bad credit rating is caused by various factors such as defaults on payments, mortgage arrears, ban... Read >
Author: steve C clark14th July 2006
If you are in the middle of moving house, and you have found the perfect new home but you cannot sell your current home, then you should think about getting a bridging loan to pay for the shortfall.
A bridging loan is a loan that you take out when ther... Read >
Author: Peter Kenny04th July 2006
There are varying levels of property development finance available but simply put, you can borrow up to 100% of the purchase price & 100% of the development costs. So what's the catch? Simple, the higher the loan to value, the higher the costs, but if you... Read >
Author: Business Finance Broker04th June 2006
Bank managers are probably the most risk-averse individuals you are likely to meet – without proof of a regular salary and sound financial track record you may presume a frosty reception when you ask about borrowing. However, there are options available f... Read >
Author: Joseph Kenny
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