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02nd September 2009
One of the factors that has had the greatest impact on the subprime mortgage frenzy and the deterioration of lending standards in the mortgage market was the transferring of risk. The securitization process of mortgage loans took responsibility for the pe... Read >
Author: Nick Adama11th August 2009
If you are among the thousands of homeowners who are facing foreclosure in the current housing market, you certainly are not alone. Many families are finding that they cannot afford the homes that were financed during the subprime mortgage boom, when inco... Read >
Author: Amanda Hash10th August 2009
The subprime mortgage catastrophe has been on the tip of everyone's tongue lately, and the housing marketplace has cooled. Instead than being disheartened by this, Smart investors realize that this is the phase for deals to be had. We're into a buyer's ma... Read >
Author: Brrad Collins08th August 2009
Are you having a hard time refinancing your loan? Have you noticed that interest rates are fluctuating like crazy? Well, unfortunately, the real estate market is going nuts these days trying to find the top, the bottom or just some sense of stability.
... Read >
Author: Loan Modification Help Center28th July 2009
Sweeping economic reform by the United States government included the passage of HR 3221, which is part of the Housing and Economic Recovery Act of 2008. Signed into law by President George W. Bush, HR 3221 will provide needed relief for over 400,000 Amer... Read >
Author: Amanda Hash23rd July 2009
Since the collapse of the economy began with the rising foreclosure rate in subprime mortgages, the state of California has become a microcosm of the entire American housing market. With each passing month, the state finds itself closer to filing bankrupt... Read >
Author: Nick Adama16th July 2009
Comparing the foreclosure rates of the year 2008 with the year 2009, there is a lot that the US stock is not able to bear with, due to the too much upheaval caused by the Inflation. According to the economists the housing market is not going to improve so... Read >
Author: juliethompson20th February 2009
Sometimes, the media gives us the impression that the only way to get ahead is at the expense of someone else. Those at the top aren't any better than we are; the only difference is, they're willing to do more terrible things to get there. Success, we are... Read >
Author: Mario21st January 2009
Dallas may be a city on the rise, but in 2008 its new home sales tumbled. According to statistics released earlier this month by housing analyst MetroStudy Inc., sales in the Dallas-Fort Worth area dropped by 30 percent in the final quarter of 2008, leavi... Read >
Author: michael russell 11th November 2008
Looking for a solution to the mortgage crisis and the disaster that was caused by the subprime mortgage blowup, governmental agencies as well as lenders have discovered that loan modifications are perhaps offering the best possible solution for the bank a... Read >
Author: Lender41130th October 2008
On November 7, 2007, the U.S. Dollar would have bought about 90 Canadian cents. This was a low point in the value of the U.S. Dollar, going back at least as far as 1977. Since last November, the greenback has enjoyed a steady rise in value as against ... Read >
Author: candleman09th September 2008
Loan modifications are becoming a big deal now that the subprime mortgage industry has caused a nationwide shakeup of the mortgage industry. Little more than a change of an existing mortgage’s terms without the need for a complete refinance, bottom line... Read >
Author: Lender41103rd September 2008
Before the real estate market crash of 2008, there were the prophets. They spoke of a real estate balloon that was bound to burst and take down the real estate market as well as the economy. Even with all of this prophesying, many were taken by surprise w... Read >
Author: Sal Vannutini03rd September 2008
Before the real estate market crash of 2008, there were the prophets. They spoke of a real estate balloon that was bound to burst and take down the real estate market as well as the economy. Even with all of this prophesying, many were taken by surprise w... Read >
Author: Sal Vannutini17th July 2008
The latest economic growth report for the United States was not the positive beacon of light that most of us wanted to hear. Actually, the report indicated a slowdown. This is no surprise to most in the financial industry since the sluggish growth has bee... Read >
Author: Jason M.30th June 2008
It's the first of the month and you've received a fistful of bills for the many different student loans that helped pay for your education: Perkins, subsidized and unsubsidized FFEL or Direct Stafford, and PLUS. Your salary hasn't reached the six figure i... Read >
Author: Kelli13th June 2008
Homeowners, investors and real estate agents alike may have all gone through some similar cycles of shock, fear and confusion as a result of the subprime mortgage debacle and its aftermath. But, in understanding the key to success, agents need to know the... Read >
Author: Ted Guarnero06th June 2008
Greer, SC ? ?You can run from the risk and hide your head in the sand or you can face the next phase of the real estate market?and steer your destiny in the direction of success.? Those are the words of Craig Rozema, real estate investment specialist, le... Read >
Author: Robert Palmer18th April 2008
Be Prepared!
Do you plan to apply for a mortgage soon? A nationally recognized credit repair expert discusses the latest change in the way the mortgage industry determines your interest rate, and what you can do about it.
Mortgage Time
Your mortg... Read >
Author: Jim Kemish09th April 2008
There has been a real turnaround in the financial markets since the start of 2008. The fallout from the subprime mortgage problem in the USA is being felt on this side of the Atlantic. But what does this mean for you if you're trying to get a mortgage t... Read >
Author: Paul Elms02nd April 2008
A Bumpy Road Ahead
Figures show the number of shoe making factories on the mainland increased from 20,000 to more than 30,000 between 2002 and 2006, but orders were much slower, leading to an irrational "price war", experts said.
Industry newcomers, m... Read >
Author: Janey01st April 2008
Bad credit mortgage loans are not difficult to get if you know how to find the right companies. Although the subprime mortgage collapse in the USA has made many lenders nervous of debtors with bad credit records, it is still possible to secure an adverse ... Read >
Author: Tom Healy13th February 2008
The US Federal Reserve has responded to economic pressure by aggressively cutting interest rates, some countries might imagine they won't be affected by the lack of confidence in past decisions made by US and European banks.
But some people outside the... Read >
Author: Robert Palmer01st February 2008
Right now, college-bound students in Florida (where I live) and across the country are getting bombarded with ads for student loans from companies such as Monticello and Astrive: "$40,000 in Two Days!" "Better Rates if Your Parents Co-Sign!"
This co... Read >
24th January 2008
How Does My Credit Score Effect Whether I Will Qualify for a Prime Mortgage a Subprime Mortgage?
There are several ways that a borrower can fall out of grace with the banks and lending institutions and into the subprime loan category. One of the most c... Read >
Author: Allen Sayble07th November 2007
Now I have been in the market for a mortgage for a few years now. I have been working hard to get my foot upon that elusive first rung of the housing ladder. My income has increased greater than the rate of inflation, which should be a good thing, but sti... Read >
Author: Alexis Svenn24th July 2007
As the hedge fund world becomes bigger and bigger as more and more hot money seeks the elusive alpha of maximum performance, it is becoming apparent that more and more newspaper space will be devoted to hedge funds, and private equity. Recent news has tak... Read >
Author: Richard Stoyeck13th July 2007
Copyright (c) 2007 Consumer Mortgage Reports
The mortgage industry is not what it use to be. 100% stated income loans if you had a credit score of 620 or better are gone. Some unscrupulous Wall Street executives made sure they took the mortgage industr... Read >
Author: Consumer Mortgage Reports25th April 2007
The End of an Era
In October of 2006 the subprime home loan industry begin to break down. Wall Street investors, monitoring the default rates of mortgage portfolios and concerned about the continuing drop in real estate prices nationwide decided to sto... Read >
Author: Jim Kemish20th April 2007
The Florida Mortgage Credit Crisis
Over 20 percent of all mortgages originated from 2004 through 2006 were subprime mortgages. Nearly one quarter of all American homeowners in recent years purchased homes using subprime mortgage programs. The majority ... Read >
Author: Jim Kemish27th March 2007
The United States housing market has been battling a difficult correction over the past year but one of the most impacting economic factors that many people are not talking about is the rising number of foreclosures and what it means for many mortgage com... Read >
Author: groshan fabiola10th January 2007
Yes, it’s possible to purchase a new home or refinance a home mortgage even after a recent bankruptcy. In fact, you can still get 100 percent financing on a purchase or mortgage refinance just one day out of bankruptcy court. So if you’ve recently fil... Read >
Author: Melvin List07th June 2006
Bad credit second mortgages make up a sizable part of the mortgage market. According to a recent survey by the Mortgage Bankers Association, the number of second mortgage originations increased by 13 percent in the second half of 2005 and closed-end secon... Read >
Author: Mike Hamel
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