Articles, tagged with "fico credit scores", page 3

Poor Credit History Loans: Your Way Out of Mess

Poor credit is no more considered a bar as far as availing a loan is concerned. Lenders are ready to advance loans to people having poor credit history. This change in trend is due to the competition prevailing in the market. Lenders are bound to advance ... Read >
Author: Jennifer

What You REALLY Need to Know Before Marrying Someone with a Bankruptcy

"Do you take this man to be your lawfully wedded husband...for better and for worse...regardless of his credit scores?" OK, so maybe that's not exactly how most marriage vows go. But, how important are your potential spouse's credit scores in the grand... Read >
Author: Stephen Snyder

Warning! Revolving Accounts May Be Lowering Your Credit Scores

One of the most important ways to achieve and maintain excellent FICO credit scores is to carefully manage your revolving credit.When I say, "revolving credit," I'm referring to any credit account you have where the monthly payment can vary. Credit cards ... Read >
Author: Stephen Snyder

Your Credit Card Company is Playing Evil Tricks on You

I couldn't believe what I was seeing.I recently reviewed my wife's FICO scores and I nearly fell out of my chair...they suggested she was carrying balances on her credit cards that were too high.What?!It couldn't be...she never carries a balance on her cr... Read >
Author: Stephen Snyder

Attention Shoppers - Retail Stores Are Destroying Our Credit Scores

Imagine this...You walk into a department store to purchase something you need. Then the friendly young person at the cash register says, "You can save 20% off your purchases today if you apply for our store credit card right now."Save 20%? Wow!Sounds lik... Read >
Author: Stephen Snyder

When Should You Raise Your Credit Card Limits?

You know that one of the fastest ways to increase your credit scores is to simply increase the credit limits on your credit cards. But how and when do you ask for credit limit increases? There's a right way to do it and a wrong way.Increasing Your Credit ... Read >
Author: Stephen Snyder

Should a Man's FICO Credit Score Always Be Higher Than A Woman's?

"...My wife and I purchased our FICO credit scores the other day. I was shocked to discover her credit scores were a lot higher than mine! Why? I make more money than she does, and almost all the credit is in my name..."I hear this all the time. It's almo... Read >
Author: Stephen Snyder

Should a Man's FICO Credit Score Always Be Higher Than A Woman's?

"...My wife and I purchased our FICO credit scores the other day. I was shocked to discover her credit scores were a lot higher than mine! Why? I make more money than she does, and almost all the credit is in my name..." I hear this all the time. It's ... Read >
Author: Stephen Snyder

A Secret Credit Score Your Car Dealer Won't Tell You About

You're ready to buy a new car. You've done all your homework. You know your three FICO credit scores. You determine that your highest FICO credit score is from Equifax (also known as your BEACON score). So, you find a car dealer who uses your ... Read >
Author: Stephen Snyder

Why Your Credit Report Will Never Be Right

You're getting ready to make a major purchase on credit and want to get the lowest interest rate possible. You know that paying down your credit cards will increase your credit scores.So that's what you do.You collect all your recent credit card statement... Read >
Author: Stephen Snyder

Renting an Apartment After Bankruptcy

OK, so if you're bankrupt and you absolutely need to rent an apartment here's what I would do:• Purchase your FICO credit scores. You'll see why in a minute.• Make a list of all the apartments you're interested in renting.• Call each apartment compl... Read >
Author: Stephen Snyder

Is it Better to Buy or Lease a Car After Bankruptcy?

If you want to get approved at the best possible terms when buying a car, it's important you know a car lender's credit guidelines before you apply for credit...especially if you're bankrupt.It will save you time and frustration-but more importantly, it w... Read >
Author: Stephen Snyder

Is A 640 Fico Credit Score High Enough To Get A Low California Home Loan Mortgage Rate?

?Over 30 million people in the U.S.A. have FICO credit scores low enough, that's less than 640, to make shopping for low mortgage loan rates very difficult at best,? states George Lincoln, Vice President of FreeFinancialConsulting.com FreeFinancialCo... Read >
Author: Keith Hunt

Raise Your Credit Score In 7 Easy Steps

Copyright 2006 Credit Card Surplus How important is it really to repair one's credit score? Credit scores are tantamount to one's purchasing and borrowing power. Buying a new home, qualifying for a low APR credit card to shopping for a small busines... Read >
Author:

The Best Way to Improve Credit Scores

Less than 6% of the population in the United States can brag about having FICO credit scores above 800.It's an elite club.The benefit of having a score above 800 is that you're guaranteed credit approval with the best terms from the best lenders. No hassl... Read >
Author: Stephen Snyder

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