Articles, tagged with "credit inquiry", page 3

Attention Shoppers - Retail Stores Are Destroying Our Credit Scores

Imagine this...You walk into a department store to purchase something you need. Then the friendly young person at the cash register says, "You can save 20% off your purchases today if you apply for our store credit card right now."Save 20%? Wow!Sounds lik... Read >
Author: Stephen Snyder

Credit and Credit Score Information – Improving your FICO Credit Score

Credit Score Explanation: Credit Scores are calculated from a lot of different credit data in your credit report. This data can be grouped into five categories as outlined below. The percentages in the chart reflect how important each of the categories... Read >
Author: Heartland Financial Corporation

When Should You Raise Your Credit Card Limits?

You know that one of the fastest ways to increase your credit scores is to simply increase the credit limits on your credit cards. But how and when do you ask for credit limit increases? There's a right way to do it and a wrong way.Increasing Your Credit ... Read >
Author: Stephen Snyder

5 Tips To Save Big On Your Next Car Loan

By: Scott Conklin If you think about it, the most grueling part of the car-buying process, after agreeing on a price, is acquiring the right kind of loan for your new or used car. Most consumers enter the car dealership completely unprepared for the lo... Read >
Author: raj.shahraj

How to Increase Your Credit Scores with One Short Phone Call

"One of the quickest ways to increase your credit scores is to increase your credit card limits."Pretty simple, huh?Now let me explain why something so easy can have such a great impact.Let's imagine you have 10 credit cards each with a $1,000 limit. So y... Read >
Author: Stephen Snyder

How to Remove Unauthorized Credit Inquiries From Your Credit Reports

A credit inquiry is nothing more than a record of who pulled your credit reports and when. It's a federal requirement for the credit reporting agencies to keep a comprehensive record of these inquiries for 24 months.Some inquiries lower your credit scores... Read >
Author: Stephen Snyder

Bad Credit Personal Loan and Bad Credit Loans

Bad credit personal loans are widely available these days. These are personal loans marketed to individuals with a poor credit score or poor credit history. A bad credit personal loan can be obtained through a lender who specializes in bad credit perso... Read >
Author: Tony Reed

Refinance Your Second Mortgage

By: Carrie Reeder A 2nd mortgage is a secured loan on your property, with your home serving as collateral. Depending on the particular terms of your second mortgage, you could be able to refinance if you wish to reduce your monthly payments or are in... Read >
Author: Carrie Reeder

Bad Credit Mortgage Loan - Get Approved

A few years ago, if you had a bankruptcy or a foreclosure on your credit report, you could forget about trying to get a mortgage loan.  If you were lucky enough to find someone who would finance you, your interest rate would be through the roof and ... Read >
Author: Carrie Reeder

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