Articles, tagged with "fair isaac", page 3
06th June 2009
Introduction
Effective credit repair requires a combination of technical and legal skill along with a healthy dose of common sense. The technical approach requires an understanding of the inner workings of the FICO credit scoring model. The legal appro...
Read >
Author:
Ian Webber
13th May 2009
Your Credit Repair Makeover
Credit repair can makeover your credit report and improve your credit scores. But the true potential of credit repair goes well beyond a credit makeover; done right it can carry you all the way to credit perfection, that elu...
Read >
Author:
Ian Webber
10th March 2009
What's piggybacking, you say?
A practice that once allowed parents, siblings, or friends to help individuals build their credit scores - but was discontinued due to abuse. Here's how it works:
An individual with a stellar financial reputation, and t...
Read >
Author:
18th January 2009
Right or wrong, your credit score is part of so many things in your financial life: buying a home, purchasing a new car, buying auto or homeowner's insurance. Your credit score not only is used to determine whether you can obtain credit but also the i...
Read >
Author:
Lillian Dikovitsky
16th January 2009
Fair Isaac has announced a 2009 makeover to the credit scoring system that most companies use to determine your credit worthiness. The company says as many as half of all borrowers will see their scores go up or down by about 20 points as a result.
One...
Read >
Author:
Mike Clover
18th November 2008
Credit Repair in the News
Credit repair is more important than ever. In a recent interview with MarketWatch, a Wall Street Journal website, the Consumer Operations manager for the MyFICO division of Fair Isaac spoke out about the importance of checking...
Read >
Author:
Jim Kemish
16th July 2008
With your Credit Score being the doorway to financial health I thought I would give some tips on what to avoid so your credit score is not affected. If your credit score is currently low I guarantee that you are paying too much to your creditors. Any busi...
Read >
Author:
Mike Clover
16th July 2008
Your life during a foreclosure might seem never ending. A foreclosure does affect your credit score report, but the good news is there is life afterwards. If you have fell victim to the Sub-Prim meltdown which caused you to loose your home, I will explain...
Read >
Author:
Mike Clover
08th May 2008
A consumer armed with their 3-1 credit report will save more money than one whom does not have any idea what is on it. Creditors love an uneducated consumer when it comes to borrowing money. Did you know a bank can charge a rate between 1% to 4% differenc...
Read >
Author:
Mike Clover
03rd April 2008
A credit inquiry is an item on your credit report that shows with permission a creditor requested your free credit score report.
Not all credit inquiries affect your credit score:
You may notice when you pull your credit report there are inquiries on ...
Read >
Author:
Mike Clover
19th March 2008
Secured Credit Cards have many advantages for someone who does not have any credit, or someone with challenged credit. It is hard to do a lot of things without credit cards. In this article I will discuss why you need credit, and if you don't have credit ...
Read >
Author:
Mike Clover
24th January 2008
Copyright (c) 2008 Majestic Help
It is commonly believed that Fair Isaac, the inventor of a prevalent credit-scoring model, might be a good place to start to get some reliable and useful information. Wrong!
Here are some non-answers to questions tak...
Read >
Author:
AKA
24th January 2008
Over the past year, the motorcycle loan market saw motorcycle lenders start taking a closer look at motorcycle loans due to the problems they were having with bad credit mortgage loans. In the New Year you can expect things to remain a little stricter. ...
Read >
Author:
Jason Story
03rd October 2007
You hit another car; your auto insurer probably raises your premiums. But you may not know that your premiums can shoot up much higher if your car insurance company is using a new breed of credit score, even if you have a pristine driving record. Known ...
Read >
Author:
M Wakefield
20th September 2007
Credit card debt seems to be growing and people are getting more and more concerned. Americans are once again polarized. Some like David Ramsey encourage consumers to shred all credit card applications and buy only things they can pay for in cash. Some sa...
Read >
Author:
andrewshw2
RSS Feed