Articles, tagged with "price decline", page 3

What Are the Two Kinds of Real Estate Investors?

There are two types of true real estate investors: Rent Savers and Cashflow Investors. These two groups will enter a real estate market without regard to future appreciation because either the cash savings or the positive cashflow warrant the purchase pri... Read >
Author: Robert Bell

Four Lies Believed During the Housing Bubble

There are a number of fallacies about residential real estate that either affirm the belief in perpetually rising prices or minimize the fears of a price decline. These fallacies generally revolve around a perceived shortage of housing or a belief that th... Read >
Author:

Bank of America: An Uber Lock to Survive

When panic struck Wall Street on September 28, 2008 because The House of Representatives defeated a $700 billion emergency rescue package (ignoring urgent pleas from President Bush) many feared a complete meltdown of the nation's banking system. ... Read >
Author: Michael Riley

People Will Not Want Mortgage Debt in the Future

The next big psychological change to impact housing will be a change in homebuyer's relationship with debt. When prices were going up, and nobody thought they were going to have to pay the debt off themselves, people borrowed all they could. Once prices s... Read >
Author: Robert Bell

The Pent-Up-Demand Meme Is Complete Nonsense

The realtor spin about "pent up demand" is complete nonsense. There is probably a lot of pent up desire for housing, but demand is measured in dollars, and there is a major lack of demand with the absence of lender funds, and a large and growing "pent up ... Read >
Author: Robert Bell

Changing Appraisal Methods would Prevent the Next Housing Bubble

Investor confidence in the market for CDOs and all mortgages was shaken during the decline of the Great Housing Bubble, and rightly so. Investors were losing huge sums, and nobody clearly understood why. There was a widespread belief these losses were cau... Read >
Author: Robert Bell

Foreclosures and Residential Real Estate Markets

The number of foreclosures will affect both the timing and the severity of the deflation of the Great Housing Bubble. It is foreclosures that drive prices lower quickly. Foreclosures control the timing of the crash because they directly impact the must-se... Read >
Author: Robert Bell

Real Estate Bubble Fallacies - Can You Identify Them?

There are a number of fallacies about residential real estate that either affirm the belief in perpetually rising prices or minimize the fears of a price decline. These fallacies generally revolve around a perceived shortage of housing or a belief that th... Read >
Author: Robert Bell

Real Estate Only Goes Up... Not!

The mantra of the National Association of Realtors is "real estate only goes up." This economic fallacy fosters the belief in future price increases and the limited risk of buying real estate. In 2006, prices in many markets began to fall. By 2008, the r... Read >
Author: Robert Bell

Higher Interest Rates and Residential Real Estate Markets - What Would Happen?

A key factor impacting the fundamental value of housing and thereby the bottom is interest rates. Higher interest rates would devastate residential real estate markets. When interest rates go up, the amounts borrowed go down assuming a consistent payment.... Read >
Author: Robert Bell

Head and Shoulders Pattern Plus Candlesticks Equals Stock Market Decline

I haven't yet seen any comment on it, but there it is: a Head and Shoulders Top in the Dow Industrials Average. The Daily chart of the Dow shows a clearly identifiable Left Shoulder on July 23, 2000; a Head on August 11, and a Right Shoulder on September... Read >
Author: candleman

Candlesticks Belt Hold Pattern Predicts Stock Market Decline

Prices in the S&P 500 and in other major Indexes rose quickly on the day after the government announced that it would take over Freddie Mac and Fannie Mae. Both agencies had been abused for years by top management which, it is now alleged, manipulated th... Read >
Author: candleman

Mortgage Rates Predictions - What is Your Best Option

Finding the perfect Mortgage can be a daunting task for anyone who is looking to purchase a house. It is important that when looking for a mortgage that you understand how the mortgage system works and to learn were the best place to get your perfect loan... Read >
Author: bryan

Selling Covered Calls

The covered calls options trading strategy provides traders the ability to generate additional income from investments in a neutral market. An options trader who wishes to benefit from a fairly neutral market may consider selling covered calls. Selling co... Read >
Author: Viktor Ka

Looking Back

It was just about this time two years ago when the Sacramento real estate market began to change. In a recent press release from Trendgraphix they compared where we are today with the peak market in the summer of 2005. Sacramento County: Inventory stands ... Read >
Author: Julie Jalone

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