Articles, tagged with "surplus income", page 3
09th April 2008
Recently, I embarked on a household budget plan. I began in the usual manner such as accounting for daily, weekly, monthly and to a lesser extent annual expenses and how I could save a ‘buck' or two or even just trim costs by changing my payment methods...
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Author:
victoria Edema
03rd April 2008
Many clients have accumulated substantial funds within ISAs and PEPs over the past 10 years and enjoyed significant tax breaks in the process.
It's not unusual to see clients with capital in PEPs and ISAs in excess of £200,000 enjoying the freedom to ...
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Author:
Ray Prince
19th March 2008
IVA experts, nancollasgreer, say that although the general perception is that IVAs last for five years this is not always the case. IVAs were designed to be flexible. Where an IVA is based on voluntary contributions from income, the main lenders have come...
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Author:
Robert Palmer
03rd March 2008
After spanning in the metros towns, urbanisation is fast casting its spell on the Tier II and Tier III cities as well. Lucknow - the erstwhile city of Nawabs - is on the fast track to become an urban conglomerate.
The city's authority has taken serious...
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Author:
George Gonigal
30th January 2008
Who Is Eligible For an IVA?
IVA eligibility depends on your personal and financial circumstances. In general terms, your personal debts should be over £15,000 and spread among 3 or more different creditors. You must be in a position to make reasonable ...
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Author:
Michael
24th January 2008
It's always advisable to try and put some money aside for a rainy day, so that if you meet an unexpected expense or repair bill you'll be able to cope financially. It's also prudent to save some of your income as an investment for your future, especially ...
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Author:
Nicholas Hunt
24th January 2008
Bankruptcy is a scary word with a major stigma attached to it, but the fact of the matter is, it can help some people in certain circumstances. If your debts are of an insurmountable level and you genuinely cannot see another way out, then you may have to...
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Author:
Jay Tillotson
15th November 2007
A number of excellent resource tools are now available on the internet for people in Australia seeking a loan to finance the purchase of a property or refinance an existing mortgage. One of the most useful and user friendly tools is a loan calculator. Bef...
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Author:
Vicky Edema
19th October 2007
A number of excellent resource tools are now available on the internet for people in Australia seeking a loan to finance the purchase of a property or refinance an existing mortgage. One of the most useful and user friendly tools is a mortgage calculator....
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Author:
Vicky Edema
24th July 2007
While dealing with various needs and desires for survival we many times find ourselves in adverse financial situations. The easily available loans furnishes our all those needs. With a matter of time we develop a common practice to go for loan. Problem is...
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Author:
Alec Recce
13th July 2007
Loans have always been a way out to cater some urgent financial needs but lack of management skills end up with troublesome circumstances. Phone calls and letters from lenders add up to the existing cumbersome pressure of lagging repayments. It's just lik...
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Author:
Alec Recce
05th July 2007
Bad credit debt management is a way out to consolidate your multiple debts in one single payable unit. Going for loans has become a common practice. This causes multiple debts on an individual. Situation becomes such adverse that many times the monthly in...
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Author:
Alec Recce
29th November 2006
These days owning a motor vehicle like a car has become so easier that anyone even from not so good financial background and having a bad credit against his or her name has a car. This is mainly thanks to motor loans. In providing motor loans, lenders mak...
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Author:
Eunice Scott
28th November 2006
For people like tenants or non-homeowners, borrowing money at easier terms-conditions is considered as tougher since usually they opt for a risky unsecured personal loan and on the top of it if the borrower has bad credit, availing loan becomes all the mo...
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Author:
Elizabeth Swann
28th November 2006
You are labeled as very bad credit in the loan market and think that lenders will refuse to consider your loan application. In these days when almost every borrower is under some debts and payment defaults are common, lenders in fact have no option than t...
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Author:
Anton Gabriel