Articles, tagged with "consumer reporting agencies", page 3

FCRA: Summary of your rights

The misuse of easily and unaccountably obtained personal information can cause severe damages to the concerned person whose information has been collected. To prevent such circumstances, American Federal Law created the Fair Credit Reporting Act (FCRA) wh... Read >
Author: Rakesh Jha

27,400 Cases of Identity Theft Daily - Will You Be Next?

Did you know that within the United States alone, there are 10,000,000 victims of identity theft every year. That is a stunning 27,400 cases every day or 1,140 victims every hour. What is even more disturbing is that by all indications, this problem will ... Read >
Author: Christopher Phillips

Background Employment Screening And Keeping it Legal

There are numerous legal considerations that should be taken into account when implementing background employment screening as part of your hiring policies. The Federal Credit Reporting Act (FCRA), state statutes, reporting guidelines and applicant disclo... Read >
Author: Patrick Barnett

Law and Consumer Report Agencies

Laws were made to help people bring justice to their lives, and it is the violation of these laws what makes a person go through harsh time. The Federal Trade Commission (FTC) designed the laws that assured people's right to obtain, maintain and use cred... Read >
Author: Martin Rogers

How an employee background check works

Over the past few years pre-employment background checks have gained significance for employers big and small. Companies can either execute the required activities in-house or can outsource them to human resource companies that specialize in carrying out ... Read >
Author: Stanley Alpin

The Fair Credit Reporting Act and You

You have a file out there on you. Even if you never have been arrested, or have been pulled over for a speeding ticket, and even if you never even got a detention in high school, there's a file out there on you. It contains almost everything out there on ... Read >
Author: Joshua Shapiro

Credit Report -- 5 Secrets Credit Bureaus Don't Want You to Know

If you've ever applied for a loan or credit card, chances are your lender acquired and examined a copy of your credit report before deciding whether or not to grant you credit. Your "Credit Report" is a record of your credit history and it's prepared ... Read >
Author: Jim Eastman

How To Easily Raise Your Credit Score 75 points

How To Easily Raise Your Credit Score 75 points ) Copyright 2005 Vincent Dail Clean Credit Reports, your credit report contains information about where you work, live and how you pay your bills (On time or not). It also may show whether you've... Read >
Author: Vincent Dail

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