Articles, tagged with "credit monitoring service", page 3
16th October 2009
For those looking to own your own home, there's a very crucial factor that lenders look at when deciding the terms of your mortgage. Your credit score. A credit score is a numerical rating of your credit worthiness and usually range from 300 to 850. It i...
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Author:
Liz Hobbs
03rd August 2009
What Your Credit Score Does Determining what your credit score is and how does it stacks-up to other scores will determine whether you can access required credit when you sign up for it and what rate of interest you should get charged if it is possible fo...
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Author:
James Pelletier
01st August 2009
You might be wondering why you have a lower FICO credit score than you think you should have. Your lower FICO score could simply be caused by a credit bureau clerical error or due to an oversight you have made in handling your credit. At the same time, it...
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Author:
Jim DeSantis
10th June 2009
It's one of the country's fastest growing crimes - but how do you stop someone from stealing your personal details and using them to get credit in your name? There are a number of ways in which you can help to defend yourself - and your finances - from ...
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Author:
Isla Campbell
27th April 2009
The number of identity scams these days is very alarming. If you watch the news, there isn't a day that you don't hear reports about identities being stolen. What is more disturbing is the fact that many techniques are used to steal your personal informat...
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Author:
Bernz Jayma P.
16th April 2009
Okay, so you want to prevent identity theft but you are not sure what type of information you should keep private. Well the answer is very easy. You should keep all of your information as private as you can.
An identity thief will utilize a number of ...
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Author:
MIKE SELVON
16th April 2009
SUMMARY: Understand your credit report and how to raise your score. Know how to file your own bankruptcy. Avoid fake consultants who will do you harm.
Credit is weird. The best time to get a loan is when you don't need one.
If you have always paid ca...
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Author:
Auto Didact
09th April 2009
Identity theft protection is a topic that everyone has to know something about. The more you know, the harder it is for an identity thief to steal your information. And you definitely do not want to find out the hard way that someone else has been imperso...
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Author:
MIKE SELVON
09th April 2009
It was back in September of 2005 that the Fair Credit Reporting Act (FCRA) had made it a requirement that the three major credit bureaus provide all consumers a free copy of their credit report on a yearly basis. Since that time the Internet has been plag...
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Author:
Scott P. McKay
05th April 2009
As the worlds economic crisis deepens more and more people are for the first time in their lives, having to deal with bad credit. And like a lot of average consumers, many of these people have never seen real copies of their credit reports before. Once s...
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Author:
Scott P. McKay
05th April 2009
These days, the daily use of a computer is commonplace. Bills are paid online. Credit card offers are received online and even your personal information found on social networking sites is all found online. An identity thief can be anywhere.
The thief...
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Author:
MIKE SELVON
12th January 2009
Insurers have added coverage for identity theft to their offerings in addition to the traditional life, health, pet, travel, and automobile coverage. The yearly costs attributed to crimes involving identity theft are staggering. While services are availab...
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Author:
Justin Narin
05th January 2009
Mortgage rates are the rats at which the banks lend money to their customers to buy houses and property. They determine their mortgage rates based on the rate at which they are able to lend money - mainly from the reserve bank. This rate is often referred...
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Author:
Brigs
17th December 2008
Do you know your credit score? It's the three-digit number that tells lenders whether or not you're a good candidate for credit. Your number can range from 300 to 800. If you've made payments on time and haven't maxed out your credit cards, your credit sc...
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Author:
Michael Strauss
02nd December 2008
Once you find out that your identity has been stolen and you have made all of the necessary phone calls to the bank and credit card companies, you then want to begin getting everything back on the right track, and build up your credit all over again. Man...
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Author:
JhoanaCooper