Articles, tagged with "british bankers association", page 3

Home Loans Fall Record Low

Very bad mortgage lending statistics and a profit warning Bradford & Bingley yesterday underlined the crisis facing the housing market as the credit crunch continues. The Bank of England said new mortgage approvals in April dropped to a record low, muc... Read >
Author: Mildred

Property investors seek better deals.`

Each month, a raft of facts and figures emerge relating to property, whether it is a house price index, investor confidence report or details on who is buying where. This data is then analyzed and absorbed by first-time buyers, existing homeowners and buy... Read >
Author: Assetz UK

No Win No Fee – A Help Or A Hindrance?

Bank customers getting assistance from 'no win no fee' lawyers because of overcharging has sparked debates on the necessity of legal help. Reports from banks show a large increase in customers attempting to claim back charges that were made for going o... Read >
Author: Linsey Summers

Keeping Afloat – Re mortgages Boost Market

The act of re mortgaging one's house should never be taken lightly - after all, one is playing with the very roof over one's head. Never the less, it can be a useful tool in obtaining more capital with which to make investments, or to use to raise more ca... Read >
Author: Jack Harris

Broadband: A Cure for Financial Isolation?

Broadband speeds differ a tremendous amount throughout the UK, but if you're "out in the country", it's a fair bet that the speeds you're experiencing are far from what you would like. A study published by the Commission for Rural Communities (CRC) has... Read >
Author: Liam Gerken

Mortgage approvals down fuelling housing gloom

Fears over the state of the UK housing market are on the rise, prompted by the announcement from the British Bankers' Association that mortgage approvals for September fell 14% compared to August.Total mortgage approvals for the month of September 2007 fo... Read >
Author: pmcindoe

Lenders Need to Adhere To Responsible Lending Guidelines

All loan providers should follow the banking sector's code for responsible lending, an industry expert has suggested. According to Angela Knight, chief executive of the British Bankers' Association (BBA), credit suppliers who exist outside of the indus... Read >
Author: ARouse

Borrowing falling but Brits face 'debt legacy'

Despite recent reports of a fall in borrowing Britons are still set to experience debt problems, an industry expert has warned. According to James Falla, director of Thomas Charles, the announcement from the British Bankers' Association (BBA) that an i... Read >
Author: ARouse

Will seasonal credit card spending soon become obsolete?

With Britain's levels of credit card debt having exploded over the last decade, money experts and consumer bodies have begun to keep a closer eye on the patterns of credit card usage across each month. A recent study released by the British Bankers Associ... Read >
Author: Elisha Burberry

Demand for buy-to-let mortgages falls in March 2007

Over the last decade, the mortgage market in Britain has been transformed by a continually increasing demand for buy-to-let mortgages. Buy-to-let mortgages are usually taken out by people who already own a UK property, but are seeking to a buy a property ... Read >
Author: Andrew Regan

Consumers advised to obtain loans from larger banks

A recent study conducted by the British Bankers' Association (BBA) has concluded that consumers who wish to acquire a secured loan would be better off going to larger, merged banks as opposed to smaller ones. According to the BBA survey, larger banks o... Read >
Author: Andrew Regan

Credit card technology flourishes - but so does fraud

Credit cards have become an increasingly integral part of our financial system over the last century. Types of credit cards and consumer credit choices have continued to flourish across the world and, while many credit card companies have come under fir... Read >
Author: martymac

Business Banking – Keeping Your Accounts Healthy

There's no room for complacency when it comes to running a business, and running your account is no different. You should check your statements carefully, and have a periodic review of the market to make sure your account is still the best one for your ... Read >
Author: Joseph Kenny

Personal loans increase but at what cost?

At one time, borrowing money from the bank would have involved getting out the best suit and grovelling to the manager. These days, banks ring customers at home and ask them if they want to take out a loan. In fact, they almost give you hard time if y... Read >
Author: michael challiner

Loans and Credit Cards - Claim Your Money Back on Illegal Charges

It is a new rule that may have the banks running scared. As of May 31, money lenders are no longer allowed to charge sky-high penalties for late payments on credit cards, store cards, mortgages, loans and overdrafts. The most they are, in fact, allowed to... Read >
Author: michael challiner

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