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13th August 2009
Lloyds Banking Group are the next major bank to reveal losses after releasing the first half year figures from 2009. The group has put the mounting losses down to its acquisition of HBOS, which took place in January.
The firm made a £4billion loss fro... Read >
Author: Which4u29th July 2009
With so much turmoil in the banking sector over the past few months, savers are feeling justifiably jittery about the safety of their hard-earned cash - but just how safe are their savings?
Many are nervous about putting their faith in savings institu... Read >
Author: MarkeD15th June 2009
Before making your final decision of buying furniture take quotes from efurnituredirect.com and then make your decision. Since 1995, they have been providing Top Quality European Furniture , Italian furniture to customers from all over the country. Unlike... Read >
Author: Albert Morkel13th June 2009
The financial turmoil of the past 18 months has led to a wave of consolidation in the banking industry, making it even harder to ensure you're not putting all your eggs in one basket.
We take a look at today's banking sector to find out who actually ow... Read >
Author: MarkeD08th June 2009
Scotland could lose all its small building firms over the next six months, the chairman of collapsed construction company Applecross has warned. Graham Aggett, whose company fell into the hands of receivers last week, claimed that other small firms would... Read >
Author: tugsearch29th May 2009
Before making your final decision of buying furniture take quotes from efurnituredirect.com and then make your decision. Since 1995, efurnituredirect have been providing Top Quality High End European Furniture ( Italian furniture ) to customers from all ... Read >
Author: Albert Morkel11th May 2009
The background
Keeping up with who owns what in the financial services industry is never easy, particularly when it comes to credit cards.
And, it's just got even more confusing thanks to the recent wave of consolidation in the banking sector, crea... Read >
Author: Robert Palmer11th May 2009
These are worrying times for savers. Not only have interest rates fallen to record lows, slashing the returns people can earn on their money, but there have also been a number of high profile banking collapses.
Unsurprisingly, many consumers have been le... Read >
Author: MarkeD11th May 2009
Edinburgh is the capital city of Scotland and is home to almost 500,000 people. Being the second most visited city in the UK after London, you'd probably expect to find the majority of jobs in Edinburgh situated in the retail and tourism sectors, but sur... Read >
Author: MarkeD16th April 2009
According to figures in the latest report from a leading global property advisor, around 14 million square feet of office space in London is now lying unoccupied. This figure is at its highest since March 2007 and shows an increase in vacancies of 36.5% i... Read >
Author: clickthrough27th March 2009
Landlords Should Be Cautious Before Investing in a Falling Property Market
Landlords are probably familiar with the expression that 'fortune favours the brave.'
Belief in this sentiment is certainly being challenged at the moment.
Property prices... Read >
Author: Propertyhawk27th March 2009
Landlords Should Be Cautious Before Investing in a Falling Property Market
Landlords are probably familiar with the expression that 'fortune favours the brave.'
Belief in this sentiment is certainly being challenged at the moment.
Property prices... Read >
Author: Propertyhawk10th March 2009
At hearings of the Treasury Committee on 10 February, the former bosses of HBOS and the Royal Bank of Scotland – the two UK banks most seriously damaged by the financial crisis – apologised for their banks' failures.
Lord Stevenson, former chairman... Read >
Author: trumpington06th March 2009
After figures released revealed that many loans produced by Lloyds bank were worth only a fraction of their original value, the bank could now be forced to write off a further swath of loans made by HBOs to hundreds of companies.
As the economy worsens... Read >
Author: catherine23rd February 2009
Well it has certainly been an interesting week on the Markets and this is how we see it at the sharp end. First of all with regards to the UK, the FTSE and of course Lloyds Bank, where do we stand?
Well to be honest one never knows exactly with these s... Read >
Author: Stephen Morgan04th January 2009
Should I leave my New Star funds or just sit and wait?
19 December 2008
How the mighty have fallen! During the year, this share has traded from 167.50p to a halfpenny! The years fall is recorded at a horrible 98.96% which is pretty much as bad as it... Read >
Author: Peter McGahan02nd January 2009
Should I leave my New Star funds or just sit and wait?
19 December 2008
How the mighty have fallen! During the year, this share has traded from 167.50p to a halfpenny! The years fall is recorded at a horrible 98.96% which is pretty much as bad as it... Read >
Author: Peter McGahan19th December 2008
After an opening surge on Monday, markets had a mixed time of it for the remainder of the week. President elect Barack Obama’s announcement of a huge public works program helped virtually every market rally against the main trends of the last few weeks.... Read >
Author: cordieliea08th December 2008
The UK’s biggest building society has announced on Thursday it will pass on the full one percentage point cut for existing tracker customers. RBS/Natwest also said on Friday that they would be cutting their mortgages by 0.75 of a percentage point. The g... Read >
Author: cborthwick904th December 2008
The bank of England cut interest rates from 4.5% down to 3% this month and then commented that they had thought of a bigger drop in the base rate. But they were worried about the message a bigger drop in interest rates would have sent into the market. Wha... Read >
Author: SEO Positive04th December 2008
The Treasury Department has commissioned Sir James Crosby, the former chief executive of HBOS, owner of the Halifax and the Bank of Scotland to carry out a report on the mortgage market. His report suggests that he feels the mortgage market will be par... Read >
Author: SEO Positive04th December 2008
The bank of England cut interest rates from 4.5% down to 3% this month and then commented that they had thought of a bigger drop in the base rate. But they were worried about the message a bigger drop in interest rates would have sent into the market. Wha... Read >
Author: SEO Positive04th December 2008
The Treasury Department has commissioned Sir James Crosby, the former chief executive of HBOS, owner of the Halifax and the Bank of Scotland to carry out a report on the mortgage market. His report suggests that he feels the mortgage market will be paraly... Read >
Author: SEO Positive03rd December 2008
The bank of England cut interest rates from 4.5% down to 3% this month and then commented that they had thought of a bigger drop in the base rate. But they were worried about the message a bigger drop in interest rates would have sent into the market. Wha... Read >
Author: SEO Positive03rd December 2008
The Treasury Department has commissioned Sir James Crosby, the former chief executive of HBOS, owner of the Halifax and the Bank of Scotland to carry out a report on the mortgage market. His report suggests that he feels the mortgage market will be paraly... Read >
Author: SEO Positive03rd December 2008
The Royal Bank of Scotland (RBS) has announced it will give customers at least six months grace if they are to fall behind on their mortgage repayments before repossessing their property.
This will come as a big relief to many customers who have growin... Read >
Author: cborthwick903rd December 2008
The bank of England cut interest rates from 4.5% down to 3% this month and then commented that they had thought of a bigger drop in the base rate. But they were worried about the message a bigger drop in interest rates would have sent into the market. Wha... Read >
Author: SEO Positive03rd December 2008
The Treasury Department has commissioned Sir James Crosby, the former chief executive of HBOS, owner of the Halifax and the Bank of Scotland to carry out a report on the mortgage market. His report suggests that he feels the mortgage market will be paraly... Read >
Author: SEO Positive02nd December 2008
Borrowing money is a bit of a sore subject at the moment, many people who need to are unable to because of the current lockdown on lending money in the UK. The reasoning behind this spreads far and wide with bank closures, financial bailouts and years of... Read >
Author: Andy Adams01st December 2008
It seems that recently there has been incredible events happening mainly in the American finance sector which are greatly effecting the rest of the world credit wise, where banks are not confident about lending money to other banks as there is so ... Read >
Author: Mortgage Services12th November 2008
As the credit crunch looms large, an increasing worry of mine is that one of my tenants loses their job and the potential ramifications for me as the landlord.
One thing that I can do to reduce the financial risks as a landlord is reference my tenants ... Read >
Author: Propertyhawk12th November 2008
As the credit crunch looms large, an increasing worry of mine is that one of my tenants loses their job and the potential ramifications for me as the landlord.
One thing that I can do to reduce the financial risks as a landlord is reference my tenants ... Read >
Author: Propertyhawk05th November 2008
If you’re on the lookout for a mortgage, there’s a bewildering choice and the main element you’re going to need is advice. Luckily, there’s plenty of that too, but before you ask for it, you may like to familiarize yourself with some of the jargon... Read >
Author: michael challiner22nd October 2008
My goodness what a rollercoaster it has been recently!
It seems that not a day goes by without more gloom. A bank goes bust or is rescued, an insurance company is swallowed up by another or is nationalised.
It is in times like these that people quit... Read >
Author: Ray Prince20th October 2008
UK authorities have seized control of Kaupthing Singer & Friedlander, the UK arm of Kaupthing. Kaupthing Edge –the Internet bank- was transferred to ING Direct and the UK operation put into administration. The Icelandic government decided then to nati... Read >
Author: tugsearch15th October 2008
It is a mark of our times that we are consistently reminded of the importance of good debt management practice. The U.K. already has the worst personal debt record in Europe and the increasing menace of the credit crunch only looks like making our persona... Read >
Author: RicReev15th October 2008
It is a mark of our times that we are consistently reminded of the importance of good debt management practice. The U.K. already has the worst personal debt record in Europe and the increasing menace of the credit crunch only looks like making our persona... Read >
Author: RicReev01st October 2008
With another major bank set to become nationalised, savers are turning to our overseas neighbour to ensure their savings stay safe. The Irish government have backed all savings 100% which has lead to the Irish banks being swamped with calls to set new acc... Read >
Author: barryloughran@live.co.uk01st October 2008
Bradford & Bingley being nationalised, just as Northern Rock was, spells the end of self cert mortgages.
Bradford & Bingley were the leading provider of self cert mortgages and buy-to-let mortgages and now we will see the two mortgage products being ph... Read >
Author: LolitaBrown23rd September 2008
The week began with thousands of employees turning up to work at the famous Lehman Brother investment bank to find they no-longer had jobs after the bank filed for bankruptcy. The bank had been operating for over 150 years before they fell victim to the c... Read >
Author: Which4u11th July 2008
The scale of the credit crunch has not yet been fully disclosed as banks and other financial institutions struggle to work out which of their loans are going to be problematic. Previously banks were happy to lend loans to people in difficult financial sit... Read >
Author: Danielle Fletcher07th July 2008
We are all aware of the continuing mortgage and property dilemma that the United Kingdom is currently up against and it is certainly no news that the dreaded credit crunch is starting to constrict it's already tightened grip on the general public's purse ... Read >
Author: Jetske VB20th June 2008
Britain's mortgage banks and property valuers are to tighten up their conveyancing procedures in the wake of a housing downturn that has exposed some sharp practices on newly built homes.
"Some lenders have been concerned that the valuation and conveya... Read >
Author: Shanaka Thanapathy11th June 2008
There are many markets buy-to-let investors can target, but in seaside towns tourism is undoubtedly to the fore.
But while many could see property in locations such as such as Cornish coastal towns with good surf as an ideal place to find holiday lets, t... Read >
Author: Assetz UK05th June 2008
Bank charges are once again making the headlines with the news of a verdict on the test case launched by the Office of Fair Trading (OFT) against seven major banks in July 2007.
The test case verdict went in favour of the OFT and could result in bank ... Read >
Author: pmcindoe30th May 2008
The town of Halifax is situated within the borough of Calderdale, West Yorkshire. The town has a lot to offer to both its residents and to its visitors. An example of some of the attractions that can be found within the town of Halifax includes a busy nig... Read >
Author: Helen20th May 2008
An estimated one million people in the UK have ‘problem’ unsecured debts according to a report entitled UK Debt Problems – consumer crisis or efficient market? Published by debt management solutions firm, TDX Group, the findings showed that these ... Read >
Author: Phil 20th May 2008
An estimated one million people in the UK have ‘problem’ unsecured debts according to a report entitled UK Debt Problems – consumer crisis or efficient market? Published by debt management solutions firm, TDX Group, the findings showed that th... Read >
Author: Sarah Othman15th May 2008
Starting a new business in Europe, or expanding an existing one can be fraught with difficulties and stress. You need a fully qualified and dedicated team of people that deal specifically with financial services and HBOS can give you only the best advice ... Read >
Author: Remy15th May 2008
Ever wondered how to get your business started in Europe? If you are thinking of starting a new business in Europe there is something you need to do first. You need to contact a financial consultant to help you set up your new business safely and properly... Read >
Author: Remy15th May 2008
If you have a business and you are looking to expand into Europe, it is important to get the right members of staff within that business. You will benefit from employing the right kind of people that have knowledge of the countries you are doing business ... Read >
Author: Remy15th May 2008
If you are thinking of taking your business into Europe whether it is new or existing, it can be a costly experience, in both monetary terms and in time. That is why you need someone who is experienced, dedicated and qualified to help you take your busine... Read >
Author: Remy11th May 2008
Starting a new business in Europe, or expanding an existing one can be fraught with difficulties and stress. You need a fully qualified and dedicated team of people that deal specifically with financial services and HBOS can give you only the best advice ... Read >
Author: Remy11th May 2008
Ever wondered how to get your business started in Europe? If you are thinking of starting a new business in Europe there is something you need to do first. You need to contact a financial consultant to help you set up your new business safely and properly... Read >
Author: Remy11th May 2008
If you have a business and you are looking to expand into Europe, it is important to get the right members of staff within that business. You will benefit from employing the right kind of people that have knowledge of the countries you are doing business ... Read >
Author: Remy11th May 2008
If you are thinking of taking your business into Europe whether it is new or existing, it can be a costly experience, in both monetary terms and in time. That is why you need someone who is experienced, dedicated and qualified to help you take your busine... Read >
Author: Remy08th May 2008
Banks are making it almost impossible for new entrants to the buy to let market to obtain a financially viable mortgage. The credit crunch is hitting lenders hard and in response, they are hitting the buy to let landlord even harder. The number of mortgag... Read >
Author: Carlton Johnson24th April 2008
Despite the levels of debt in the UK consistently rising every year, consumer spending through credit cards, store cards and other forms of unsecured credit continues, with financial industry analysts citing the ease with which credit can be obtained as o... Read >
Author: Isla Campbell07th April 2008
As pre-emptive strikes go, few might indicate more strongly an expectation that interest rates will be cut next month than news today that both Nationwide and Halifax are raising the interest rates on their tracker mortgages.
Of course, rising mortgage r... Read >
Author: Assetz UK22nd February 2008
There are many ways of accepting debit and credit card transactions from your customers; however obtaining a merchant account from a UK based bank is by far the least expensive method. These banks, such as Streamline, HBOS etc., issue merchant accounts wh... Read >
Author: seymourdirect21st January 2008
The concept of shared equity is that you buy a portion of a property and rent the rest. Local authorities and house builders can offer shared equity homes. You still need a deposit to put down for your purchase, but it is less than normal because it is on... Read >
Author: nickr714th November 2007
Recent developments in the debt solutions sector means that borrowers in trouble are finding it harder to escape their debt burden. Over the past few months, as the credit squeeze bites even further, banks have allegedly hardened their approach to agreein... Read >
Author: Adam Singleton21st May 2007
Whenever a lender looks at your loan application, credit score is his first concern. No body will be ready to give you money without an assurance that you'll repay the amount. And credit score is the primary indicator of your creditworthiness, DTI and per... Read >
Author: Angelo Drew21st May 2007
No body would like to sell his/her house for getting money to fund major financial needs. A personal loan or a credit card won't fetch you the required money. Then, where do we go? For innumerable people, the answer is a secured loan that neither will add... Read >
Author: Angelo Drew11th May 2007
As per the recent speculations by a leading financial website, there are over 1,000 secured loan products in the UK market. Most of the high street lenders offer secured loans and are turning cautious when it comes to granting unsecured loans.
Due to th... Read >
Author: Angelo Drew06th March 2007
As per the recent estimations by a financial website, there are over 1,000 secured loan products in the UK market. Most high street lenders offer secured loans and are turning cautious when it comes to unsecured loans. For instance, due to the increasing... Read >
Author: Anaya Erika18th November 2006
The usage of credit cards to buy presents is popular as you only have to think of paying much later. Of course, most businesses hope for consumers to purchase from them and really do not care how you pay so long as you pay. Christmas is without a doubt th... Read >
Author: Ian Iowek15th November 2006
UK becoming a 'nation of bankrupts'
4th August, 2006
Figures from the government are expected to show a record number of people declared themselves bankrupt this spring.
Financial services group KPMG predicts the number of people who went into inso... Read >
Author: Paul Mccann01st September 2006
Halifax plc part of the HBOS Group, the UK's largest provider of residential mortgages and saving accounts is advising that due to rising utility and council tax bills, the householders have been more restricted. In April, May and June the average raise i... Read >
Author: Alison White13th August 2006
UK becoming a 'nation of bankrupts'
Figures from the government are expected to show a record number of people declared themselves bankrupt this spring.
Financial services group KPMG predicts the number of people who went into insolvency in England an... Read >
Author: jane conlen
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