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Articles, tagged with "present value"

Buying Your First House. What to Look for.

29th September 2009
I still remember buying my first apartment. I didn’t know anything about the real estate market, or what I should be on the lookout for. The entire purchase decision was based on my emotions towards the apartment, and the surrounding area. However, as t... Read >
Author: MyFinancialBrain.com

Obama's First Time Home Buyer Stimulus

29th September 2009
Obama's first time home buyer stimulus is for those people who had postponed buying a house due to the sudden outbreak of recession in late months of 2008. The US President Barack Obama and his team of administrators have planned and signed 2009 econo... Read >
Author: Wes Kennedy

Business Investment Decisions

28th September 2009
There are many investments that a company can make. It is a financial manager’s job to help the management team evaluate the investments, rank them and suggest choices. This process is called capital budgeting. Some investments, however, defy financi... Read >
Author: wbdoyle

Wells Fargo Loan Modification - An Ultimate Answer For The Suffering Homeowners

28th September 2009
Wells Fargo loan modification is a great solution for those who are suffering from the problem of unaffordable home mortgage repayments and fear foreclosure of their houses. If you are one of them and finding difficulty in meeting the installments of ... Read >
Author: Wes Kennedy

The First Mexico Real Estate Professional License and Degree – Part II

18th September 2009
In Part 1 of this article, Bea Lozano discussed the antecedents of Mexico real estate licenses, and mentions that Thomas Lloyd, president of TOPMexicoRealEstate, was the first recipient of the new degree and professional license. Here she continues to d... Read >
Author: Thomas Lloyd

Tips for Handling Your Small Business for Sale

17th September 2009
If you are thinking of selling your business, there are some points you have to consider to make the selling process a much easier and smoother transaction for you. This is especially so if it is a small business for sale as you wish to make as much profi... Read >
Author: Bob Hilton

How to Accomplish a Successful Mortgage Modification Loan from Your Bank

07th September 2009
It isn't as hard as it seems to get a loan modification. You can read volumes of material onlining how to get your home loan modification approved by your lender. As a homeowner, it can be confusing and difficult to get your mortgage modified. Don't ... Read >
Author: Lindsy Emery

The potential impact of rising interest rates on global listed infrastructure companies

02nd September 2009
There is a common perception that infrastructure assets have a negative correlation to interest rates, ie, when interest rates rise, infrastructure company valuations fall. The main arguments for this view are as follows: 1) Infrastructure companies te... Read >
Author: RARE Infrastructure Limited

Apply Now for a Mortgage Loan Modification and Qualify to Lower Your Home Mortgage Payment

02nd September 2009
Have you been looking for a way to lower your monthly payments so you can keep your home and avoid having your home foreclosed? As you probably know, you are not alone in this desire. You might be eligible to receive a mortgage loan modification through... Read >
Author: Lindsy Emery

Structured Settlement Transfer- Does Have Many Advantages

31st August 2009
A structured settlement transfer if commissioned by a judge, an individual will usually be allowed to sell all or part of their payments, which are a financial understanding that a plaintiff accepts as a result to an individual injury claim. Mostly sp... Read >
Author: Robert P

The Home Refinance Stimulus Package - Obama's Step Towards Stopping Foreclosure

25th August 2009
The alarming number of foreclosures and the suffering of the average people due to the sudden outbreak of economic depression has made the present government design an economic stimulus plan. This stimulus plan includes home refinance stimulus package, wh... Read >
Author: Wes Kennedy

Home refinance stimulus package - Obama's step towards stopping foreclosure

19th August 2009
The alarming number of foreclosures and the suffering of the average people due to the sudden outbreak of economic depression has made the present government design an economic stimulus plan. This stimulus plan includes home refinance stimulus package, wh... Read >
Author: Wes Kennedy

How To Reduce Capital Rationing by Using Factoring Financing

28th July 2009
Capital rationing is an all too common problem in the current economic environment. Simply stated capital rationing occurs when you have more profitable projects than funds to implement them. Because of this, firms must ration (or limit) their expenditure... Read >
Author: Marco Terry

Loan Modifications - What are the Standard FDIC Guidelines?

21st July 2009
In the past year, in this uncertain and troubled economy, over 600,000 people have lost their job and many others are finding it hard to keep their jobs. Companies that offer mortgages are collapsing and the incidences of bankruptcy are increasing due to... Read >
Author: Lindsy Emery

Using Internal Rate of Return in a Real Estate Analysis

10th July 2009
Internal rate of return (IRR) is one of the rate of return measurements more widely used during a real estate analysis for good reason: The aspect of time value of money associated with internal rate of return considers that the timing of receipts from th... Read >

What Real Estate Investors Need to Know About Time Value of Money

28th June 2009
Real estate investors purchase investment real estate for the financial benefits of owning the property: they want to make money, which mostly takes the form of future annual cash flows along with a nifty profit once the income property is sold. The wi... Read >

The Jones Act and Injured Maritime Workers

22nd June 2009
The Jones Act is an act of Congress governing the liability of marine vessel owners and operators for the work-related injury or death of an employee. The United States Congress intended for all seamen's injuries throughout the nation to be guided by the ... Read >
Author: Stacey Burke

Using Net Present Value for Real Estate Valuation

15th June 2009
Net present value (NPV) is a real estate investing measure that investors regularly use in their investment real estate analysis. Foremost, because net present value tells the investor whether a property will achieve their target rate of return and should... Read >

Segregate Costs for Better Cash Flow

13th June 2009
Utilizing Cost Segregation to Enhance Investment Real Estate Cash Flow Everyone knows that a dollar today is more valuable than one received in ten years. Tweed Financial Services, Inc. suggests that a Cost Segregation study, which reviews the depreci... Read >
Author: craighigdon

Improve Business Productivity

12th June 2009
Improving productivity and reducing costs are now a priority for all companies to remain competitive. This priority should not mean an indiscriminate cutting of resources within a company, but approach it from a strategy to improve competitiveness and pro... Read >
Author: AaRGeE

Mortgage Modification Information Your Questions Answered

20th May 2009
How has it reached a point that so many people are requesting mortgage modification information? The FDIC or the Federal Deposit Insurance Corporation recently showcased their plan to systematically avoid foreclosures on some 1.5 million home mortgage rep... Read >
Author: Lindsy Emery

Obama Loan Modification Plan Seven Part 4-7

05th May 2009
The gargantuan loan modification program launched by the federal government to battle foreclosure and help finally put s halt to the global financial crisis have outstand many and puzzled more. In reaction to this the government has made clarifications on... Read >
Author: darewin ocampo

FDIC Guidelines for Loan Modifications

04th May 2009
According to the FDIC, guidelines for loan modifications maintain two primary principles: 1. Evaluate the amount a borrower can afford by multiplying the borrowers gross monthly income time the HTI (Housing To Income) ratio, less taxes and insurance t... Read >
Author: Lindsy Emery

Key Financial Principles For Project and Program Managers

25th April 2009
The decision to spend some amount of money on something precedes any project or program. Given the expectation of a return on the investment, managers need to be knowledgeable about financial strategies and techniques. Here are the three most important fi... Read >
Author: jreiling999

Federal Loan Modification: The Obama Way

17th April 2009
President Barack Obama has kept his word regarding the mortgage crisis, and he is proving so by his actions. Among the many changes that he has carried out ever since he assumed office this year was his federal loan modification program that he has talked... Read >
Author: J. Owens

Sell Gold Online

27th March 2009
Online auctioning is a simple procedure to sell gold. Individuals need to keep a track of few factors while planning to sell gold online. If an individual is purchasing gold from a well-recognized dealer, then that person needs to ask the dealer abo... Read >
Author: Marcia

All About Real Estate Appraisal

25th March 2009
Real Estate Appraisal, Land Valuation Or Property Valuation Is The Process Of Making An Opinion Of Value Of Real Estate, Generally The Market Value. The Requirement For These Land Appraisals Takes Place From A Property’s Heterogeneous Nature As An Inves... Read >
Author: Robin

Generate Higher Returns from Your Innovation Investments: 3 of 10

17th March 2009
One way to establish market differentiation is through introducing innovative new products to market. Establishing market differentiation is one thing, maintaining it is quite another. Here we have put together a ten-part series on how businesses can ge... Read >
Author: Bryan

How to Calculate and Use Cap Rate in a Real Estate Analysis

10th March 2009
In this article, we want to discuss the meaning and formula for cap rate, and then explore how this popular rate of return is used in real estate investing by real estate investors and analysts to measure a rental property's profitability. The formal m... Read >
Author: James Kobzeff

How much are you paying for your property investment?

25th January 2009
By: Zeng Han Jun, CPCG, Singapore Somebody whom I have met recently, asked me “How much CPF can I use for my property purchase?” When I reply that one can use up to 120% of the valuation or purchase price, whichever is lower, he got a shock. “120... Read >
Author: Zeng Han Jun

Real Estate Investing Articles, Videos, Calculators 100% FREE

09th January 2009
Whether you're a real estate agent assisting buyers and sellers with rental income property or an investor about to get started in real estate investing, chances are good you can use some real estate investing help. If not, then you probably know someone ... Read >
Author: James Kobzeff

New York Structured Settlement Protection Statutes

05th January 2009
Major Provisions Of New York Structured Settlement Protection Statutes The major provisions of the New York structured settlement protection statutes were adopted so as to make selling structured settlement payments in New York fairer to the seller. T... Read >
Author: Robert Palmer

Learn About Sensitivity Analysis and Drive Your Real Estate Analysis

17th December 2008
In this article, we'll discuss three ways you can incorporate sensitivity analysis into a real estate analysis and make smarter investment decisions. Before we get started, though, let's be sure we understand the basics of real estate investing. Real e... Read >

An Insider's Look at Cap Rate

15th December 2008
Capitalization rate (or cap rate as it is more commonly called)is a rate of return at which you discount future income (net operating income) to determine its present value (price). Although cap rate alone does not provide a true picture of a property'... Read >

House Insurance- How to Get the Best Deal

30th November 2008
No sensible person would step into a car without taking out the necessary insurance. So why buy a house without taking out the necessary home insurance? In most cases, a house is the most expensive purchase you will be likely to make during your life ti... Read >
Author: Rachael0518

Enjoy Great Discounts

16th September 2008
This website is filled with tips when it comes to finding discounts. If you are traveling out of town and are in need of a place to stay, go to our page for Discount Hotels. If you are going out of the country, know how to get your hands on some Airli... Read >
Author: k00lit

How Net Present Value Reveals an Investment's Rate of Return

11th September 2008
Net present value (NPV) is a real estate investing measure widely used by investors for investment real estate analysis. It serves a specific purpose. Net present value tells the investor whether the target rate of return will be achieved, and hence, whet... Read >

What Time Value of Money Means to Real Estate Investors

09th September 2008
Cash flow, rates of return, property value, and a few dozen other real estate investing ratios and measures are no better or worse than the bottom line. Real estate investment is all about the numbers. Understanding that bottom line correctly, however,... Read >

Alaska Structured Settlement Statute Protects Settlement Holders

09th September 2008
If you live in Alaska and are the payee of a structured settlement (payments from a lawsuit made over time), rest assured the state statue governing structured settlements has your back. The state has gone to great pains to regulate the sale and transfer... Read >
Author: Robert Palmer

Cost segregation correctly depreciating real estate 10

08th September 2008
More tax deductions means tax reduction Important Commentary for Owners of Real Estate By Patrick O’Connor, MAI Depreciate Property Improvements Correctly... and Pay Less Federal Income Tax Most commercial real estate owners are paying excess... Read >
Author: PatrickO'Connor

Penetration Testing: How to find unexpected leverage

05th September 2008
When you show up in red at your local emergency room clamoring for the half-baked attention of someone in scrubs, they ask you a few poignant questions, assuming you're exhibiting something remotely resembling consciousness. What they put on the back burn... Read >
Author: Chris Healey

cost segregation correctly depreciation real estate 10

05th September 2008
More tax deductions means tax reduction Important Commentary for Owners of Real Estate By Patrick O’Connor, MAI Depreciate Property Improvements Correctly... and Pay Less Federal Income Tax Most commercial real estate owners are paying excess... Read >
Author: Patrick O'Connor

California Takes Pains To Clarify Laws Governing Structured Settlement Sales

03rd September 2008
California Takes Pains To Clarify Laws Governing Structured Settlement Sales By now most states have adopted legislation to protect the rights of state residents who are receiving structured settlement payments. Not surprisingly, the state of Californ... Read >
Author: Robert Palmer

How to Use Net Present Value for Investment Real Estate Evaluation

22nd July 2008
Net present value is the difference between the present value of all future cash flows produced by a rental property and the amount of cash investment required to purchase the investment property. Net present value (NPV) considers the time value of mon... Read >

Refinance Your Commercial Loans and Get More Benefits

25th May 2008
A large number of small and medium sized enterprises borrow money to raise capital for their businesses. The loans taken by these enterprises are mostly of long durations. It means that if some market fluctuations or corrections take place in the money ma... Read >
Author: Chris Carter

Discounted cash flow: Keeping tab of your future

28th April 2008
What is meant by discounted cash flow? This is actually a type of accounting for evaluating and establishing the magnetism of any investment that we make. Through this process, we are able to give a present value to our future investments. This type of ac... Read >
Author: cash loan

When Will Housing Hit A Bottom?

04th April 2008
Have you wondered how much longer this real estate downturn can last? Or how much further real estate prices can decline due to the credit crisis? I have; but I could not find any hard data to support Wall Street speculation so I did my own research an... Read >
Author: Anthony Smith

Refinance your commercial loans and get more benefits

01st April 2008
A large number of small and medium sized enterprises borrow money to raise capital for their businesses. The loans taken by these enterprises are mostly of long durations. It means that if some market fluctuations or corrections take place in the money ma... Read >
Author: gracy

The Forex guide

08th November 2007
The Forex market is to be regarded as a massive market that involves almost $1 trillion dollars every day; outstanding possibilities are offered to every investor and the Forex trading reviews show that the intrepid private investor is may take full advan... Read >
Author: Rick Martin

The beauty of book value

25th September 2007
In the fourth instalment of our value investing series, we get down to the nuts and bolts of valuation.In the second instalment of this series, in issue 198/Apr 06, we saw that shares are worth the present value of the future cash they can generate for th... Read >
Author: Melanie

Top Ten Business Valuation Questions For Business Appraisers

13th September 2007
Copyright (c) 2007 Highland Global, LLCHaving performed business valuations for a variety of purposes , I have been asked a number of questions from clients. The following top ten business valuation questions have been compiled in an effort to briefly ad... Read >
Author: Robert M. Clinger III

Loans for adverse credit: a friend in real needs

09th August 2007
Adverse credit is a reflection of monetary mistakes people make in the past. You can get into adverse credit situation in cases of county courts judgments against you, IVA’s or bankruptcy. It worsens when you are in need of money and are tagged with poo... Read >
Author: steve C clark

Business Decisions Regarding Investment

25th July 2007
There are many investments that a company can make. It is a financial manager’s job to help the management team evaluate the investments, rank them and suggest choices. This process is called capital budgeting. Some investments, however, defy financi... Read >
Author: Naz Daud

Focus on the Fastest Ways to Accomplish 20 Times as Much

25th July 2007
In identifying large opportunities to accomplish 20 times more, nth degree thinking is critical. Nth degree thinking requires you to take one element of your business environment and expand it to extremes . . . both much larger and much smaller than you c... Read >
Author: Donald Mitchell

Investments or investing and The concerning web link.

23rd July 2007
Investments or investing and The concerning web link. Article From http://investmentsinvestments.blogspot.com/2007/07/investments-or-investing-and-concerning.html Investment or investing is a term with several closely-related meanings in business manag... Read >
Author: darksingha

The delights of dividends

23rd July 2007
A company's dividend yield and cash flow provide useful cross-checks on the PER. In the sixth instalment of this value investing series, last issue, we saw how the earnings of a company could be split into two elements: one that appears in the form of ... Read >
Author: Melanie

How Intellectual Property Assets Affect Estate Taxes

15th March 2007
Society is currently moving through a transition from a community whose wealth is based in tangible goods, such as the means of production, to a community whose true wealth lies in intangible forms of property. We are moving toward a period where knowledg... Read >
Author: Michael Goldstein, Esq.

Secured loans: financial aid for your 'big' needs

06th February 2007
Frustrated being continuously refused credit by the lenders? Secured loans bring a ray of hope for such people. Lenders approve these loans easily due to the presence of collateral in the loan that serves as the guarantee of payment. A secured loan is... Read >
Author: Jack watson

Should You Sell Your Life Insurance?

06th February 2007
Your Life insurance policy may be worth much more than you think. If you are over age 70, you might be able to profit from your policy now, while you are alive and still here to enjoy it. What’s more, you may be able to sell your insurance policy for ... Read >
Author: Alan Kaye

Unlock the pleasures of life with the key of secured personal loans

31st January 2007
Are cost-effectiveness and freedom in the loan money usage your prime considerations while borrowing money? All of us want to save money on the interest to be paid against a loan. In addition, there are times when we need money for fulfiling a variety ... Read >
Author: Jack watson

Pay heed to your needs with secured Personal Loans

11th January 2007
There are times when we are forced to forgo many of our needs and desires due to meagre finances. For example, you may have an urgent need for a car, which solves the commuting problem. However, you have no other option but to continue with the drudgery, ... Read >
Author: David wilson

Secured loans: A better loan option for the homeowners

09th January 2007
There are times when we may be short of finances. At moments like that, we tend to think of the possibility of borrowing money from somewhere. But the major concern is to borrow money at lower rates of interest with flexible repayment terms. These are the... Read >
Author: Joanne

Nickel Stocks

17th November 2006
President's Letter to Shareholders With the recent completion of a Preliminary Assessment (PA) of the Horsetrail Deposit, prepared by AMEC Americas Limited (AMEC), one of the top three international mine engineering design firms, your Company achieved ... Read >
Author: Stanley Park

Nickel exploration

17th November 2006
President's Letter to Shareholders With the recent completion of a Preliminary Assessment (PA) of the Horsetrail Deposit, prepared by AMEC Americas Limited (AMEC), one of the top three international mine engineering design firms, your Company achieved ... Read >
Author: Stanley Park

RealEstate-Calc.com: Understanding the Numeric Implications of Owning Real

05th October 2006
RealEstate-Calc.com is a website specifically geared to online real estate calculation tools. The site is designed to aid the small to intermediate investor in numerically understanding the financial implications of owning real estate. Everyone should be ... Read >
Author: Edward Grano

Is Life Insurance A Good Investment?

28th September 2006
First of all, life insurance is not really an investment. It's insurance like any other insurance that pays in case of an unfortunate economic event, in this case, the financial losses that occur when one passes away. There are obviously certain finan... Read >
Author: No Last Name

Nickel forecast

27th September 2006
President's Letter to Shareholders With the recent completion of a Preliminary Assessment (PA) of the Horsetrail Deposit, prepared by AMEC Americas Limited (AMEC), one of the top three international mine engineering design firms, your Company achieved ... Read >
Author: Stanley Park

Can You Make a Killing in the Securities Market in 2007 ?

19th August 2006
Imagine a world a world in which either all investors have costless access to currently available access about the future , all investors are good analysts , all investors pay close attention to market prices and adjust their holdings appropriately... Read >
Author: Amy Goodmann

Second Mortgages or a Further Advance

12th June 2006
If you are a homeowner and in need of some extra cash, one possibility you could consider is taking out a second mortgage. If the present value of your house exceeds the amount you paid for it (your mortgage total), then you have equity that can be used t... Read >
Author: Joseph Kenny

7 Insider Tips You Must Know Before Buying or Selling a Note in Today's Real Estate Market

03rd June 2006
Did you take back a 2nd mortgage when you sold your property? Perhaps you are collecting payments as part of a structured settlement. Or maybe you're considering buying a cash flow note or taking back a mortgage. There are certain things that you sim... Read >
Author: Steve Groom

Refinance car loans to get more benefits and flexibility

02nd May 2006
In the UK financial market there are many lenders who are offering car loans at very competitive rates. If you are one of those borrowers who are still paying high rate of interest on your existing car loan but do not know how to avoid such a precarious s... Read >
Author: amanda pane

What Should Investors Look for (Or Stay Away from) in a CBM Play?

14th April 2006
SUMMARY: We talked with Sprott Asset Management research analyst Eric Nuttall about the red-hot Coalbed Methane (CBM) sector in a two-part interview. He gave his tips and red flags on what to look for in the CBM sector and what to avoid. Which are his ke... Read >
Author: James Finch

Revamp your home with an equity home improvement loan

14th March 2006
Change is inevitable. Anything that has evolved in this world is bound to change. Be it a living organism or a non living object, nothing remains permanent in the universe. Leave aside all these things, even human behaviour changes with time and circumsta... Read >
Author: Pranav Das

Offshore IT Enabled Services from Pakistan

02nd February 2006
The IT revolution can still change the destiny of Pakistan, but will require a readjustment of the sights. This readjustment will require her to work with what she has, and not what she currently doesn't! Pakistan has been unable to produce software de... Read >
Author: Altaf Khan

Analyzing an Investment Property

11th November 2005
The real estate market is huge in the United States right now. Almost anywhere you go, you will hear about the appreciation in investment properties and the great equity owners have built in their real estate investments. Make no mistake, a good investm... Read >
Author: Adam Smith

MARKETING OPERATIONS ELEVATES COMMUNICATIONS & PR PROS

02nd August 2005
Is your marketing department taking advantage of MOM and MRM? Do you have BAM and DAM systems in place? Do you know how to measure NPV? Do you even know what I'm talking about? If so, you may not be a "Quant" (a marketing scientist or specialist in ma... Read >
Author: Gary Katz