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29th September 2009
Money Makes The Arms Go Round
Do you give money to the arms trade or to industries destroying our environment? Most of us would be shocked and indignant if accused of doing this. But traditionally, when we invest we give up the right to decide where ou... Read >
Author: wbdoyle
28th August 2009
When thinking about car finance it is important to get to the bottom of your particular needs. If you think you may only qualify for a small car loan you could consider hire purchasing your car.
The best type of Independent financial adviser or IFA wil... Read >
Author: Spot Biddle
31st July 2009
Corporate health insurance is a perk of the job for many workers in large organisation. If it is something that you would like to start offering your employees and a perk of the job and as part of a larger benefits package then you should ideally contact ... Read >
Author: Spot Biddle
30th July 2009
Health insurance for the self employed is something that all self employed people have, if they are key to the business and the business wouldn�t be able to generate income while you are on the sick means it is vital that you take the self employed heal... Read >
Author: Spot Biddle
27th July 2009
An Expat Life for me – Oh, Do I need Financial Advice?
The expat life can be a wonderful experience, opening up new choices for you, perhaps being educational for your children, fill your life with new experiences and challenges and make you wonder w... Read >
Author: Barry Davys
15th June 2009
When you are looking for car finance you should look for an independent financial adviser or IFA as they are known. As their title states they are independent of any company or product and work to get what�s best for you.
The best type of Independent... Read >
Author: Spot Biddle
12th June 2009
Regular readers of our newsletter will probably recognise the words Cash Flow Forecast (Financial Map or Sat Nav), as we often refer to this when talking about how we help doctors and dentists work out:
What they really want to achieve in life? What is... Read >
Author: Ray Prince
12th June 2009
Health insurance for the self employed is something that all self employed people have, if they are key to the business and the business wouldn�t be able to generate income while you are on the sick means it is vital that you take the self employed heal... Read >
Author: Spot Biddle
08th June 2009
Health insurance for the self employed is something that all self employed people have, if they are key to the business and the business wouldn�t be able to generate income while you are on the sick means it is vital that you take the self employed heal... Read >
Author: Spot Biddle
08th June 2009
Scotland could lose all its small building firms over the next six months, the chairman of collapsed construction company Applecross has warned. Graham Aggett, whose company fell into the hands of receivers last week, claimed that other small firms would... Read >
Author: tugsearch
04th June 2009
When you are buying a new car, before you look for a car finance deal you need to make sure you are buying the right car for you. Will it suit your needs for the length of your lease purchase deal, or will you suddenly find you have nowhere to put your ne... Read >
Author: Spot Biddle
04th June 2009
When you are looking for car finance you should look for an independent financial adviser or IFA as they are known. As their title states they are independent of any company or product and work to get what�s best for you.
When you are looking for a n... Read >
Author: Spot Biddle
03rd June 2009
When you are looking for car finance you should look for an independent financial adviser or IFA as they are known. As their title states they are independent of any company or product and work to get what�s best for you.
Thorough research is always ... Read >
Author: Spot Biddle
03rd June 2009
A mortgage broker will go to many different lenders, such as banks and building societies, and broker a deal with that person being the middleman, and in turn take commission from the deal. A mortgage lender is the actual company who puts up the money for... Read >
Author: Spot Biddle
29th May 2009
When thinking about car finance it is important to get to the bottom of your particular needs. If you think you may only qualify for a small car loan you could consider hire purchasing your car.
The best type of Independent financial adviser or IFA wil... Read >
Author: Spot Biddle
29th May 2009
Getting the right advice for making a will can be difficult but as with taxes it is one of the few certainties in life that you will need one. Of course you could leave it to change but it is a sensible option to take and invest in the time for getting a ... Read >
Author: Spot Biddle
19th May 2009
If for some reason you were unable to work due to illness, an accident or unemployment how would you cope?
Nobody likes to think of the worst-case scenario but unfortunately, if for some reason you are unable to work then bills don't magically stop. Yo... Read >
Author: Gareth Flanagan
19th May 2009
What is an independent financial adviser?
Independent financial advisers (IFAs) are professionals who provide financial advice to clients and recommend strategies and financial products in areas like wealth management, insurance, mortgages, loans, pens... Read >
Author: Gareth Flanagan
19th May 2009
Everybody knows that we should start planning for our retirement as early as possible and the days of the state pension providing for us in old age are well and truly behind us (in 2008-2009, the full basic State Pension is just £90.70 a week for a singl... Read >
Author: Gareth Flanagan
19th May 2009
There are plenty of places that you can go for financial advice - some better than others. By and large, the type of advice you should be looking for is based on what you're trying to achieve and your own personal circumstances.
That being said, it's w... Read >
Author: Gareth Flanagan
18th May 2009
Corporate health insurance is a perk of the job for many workers in large organisation. If it is something that you would like to start offering your employees and a perk of the job and as part of a larger benefits package then you should ideally contact ... Read >
Author: Spot Biddle
12th May 2009
Getting the right advice for making a will can be difficult but as with taxes it is one of the few certainties in life that you will need one. Of course you could leave it to change but it is a sensible option to take and invest in the time for getting a ... Read >
Author: Spot Biddle
27th April 2009
When thinking about car finance it is important to get to the bottom of your particular needs. If you think you may only qualify for a small car loan you could consider hire purchasing your car.
The best type of Independent financial adviser or IFA wil... Read >
Author: Spot Biddle
17th April 2009
Once you have requested a quick quote the company will then get in touch with the under writers who will then discuss with you how to progress and take your application forward. Just think once you have done this you will be able to buy your dream car.
... Read >
Author: Spot Biddle
17th April 2009
Financial business advice that is of a quality standard is always tough to find and having to get everything else to do with your business sorted at the same time it can often be a problem juggling all of the priorities then you should
Mortgages come f... Read >
Author: Spot Biddle
15th April 2009
When you are looking for car finance you should look for an independent financial adviser or IFA as they are known. As their title states they are independent of any company or product and work to get what�s best for you.
If you already have car fina... Read >
Author: Spot Biddle
09th April 2009
Financial business advice that is of a quality standard is always tough to find and having to get everything else to do with your business sorted at the same time it can often be a problem juggling all of the priorities then you should
Business investm... Read >
Author: Spot Biddle
07th April 2009
The economy is in trouble - but that doesn't mean your personal finances have to be. Asking the right questions is the first step in ensuring your finances are secure.
Here are just a few of the points you should be considering:
Your Mortgage
If ... Read >
Author: Gareth Flanagan
24th March 2009
The idea of life insurance is to help look after your family when you die. The proceeds of a life insurance policy can clear your debts, mortgage and replace some of your income to support those who depend on you when they need it most.
Simply put, you... Read >
Author: Gareth Flanagan
13th March 2009
When you are looking for car finance you should look for an independent financial adviser or IFA as they are known. As their title states they are independent of any company or product and work to get what�s best for you.
The best type of Independent... Read >
Author: Spot Biddle
12th March 2009
When you are looking for car finance you should look for an independent financial adviser or IFA as they are known. As their title states they are independent of any company or product and work to get what�s best for you.
This means you will have the... Read >
Author: Spot Biddle
10th March 2009
When thinking about car finance it is important to get to the bottom of your particular needs. If you think you may only qualify for a small car loan you could consider hire purchasing your car.
The best type of Independent financial adviser or IFA wil... Read >
Author: Spot Biddle
09th March 2009
When you are looking for car finance you should look for an independent financial adviser or IFA as they are known. As their title states they are independent of any company or product and work to get what�s best for you.
When you are looking for a n... Read >
Author: Spot Biddle
06th March 2009
When you are looking for car finance you should look for an independent financial adviser or IFA as they are known. As their title states they are independent of any company or product and work to get what�s best for you.
Thorough research is always ... Read >
Author: Spot Biddle
04th March 2009
When you are looking for car finance you should look for an independent financial adviser or IFA as they are known. As their title states they are independent of any company or product and work to get what�s best for you.
Thorough research is always ... Read >
Author: Spot Biddle
03rd March 2009
When you are looking for car finance you should look for an independent financial adviser or IFA as they are known. As their title states they are independent of any company or product and work to get what�s best for you.
This means you will have the... Read >
Author: Spot Biddle
02nd March 2009
When you are looking for car finance you should look for an independent financial adviser or IFA as they are known. As their title states they are independent of any company or product and work to get what�s best for you.
If you already have car fina... Read >
Author: Spot Biddle
24th February 2009
When you are looking for car finance you should look for an independent financial adviser or IFA as they are known. As their title states they are independent of any company or product and work to get what�s best for you.
Thorough research is always ... Read >
Author: Spot Biddle
20th February 2009
Do your research
If you have dependents, you are advised to investigate life cover
There’s no ‘one size fits all’ deal available and it’s important to find a policy that suits your family needs.
It's up to you whether you have one policy to co... Read >
Author: michael challiner
17th February 2009
Copyright (c) 2009 Gareth Flanagan
Last week the Bank of England cut interest rates by another �% to a 300-year low of just 1%. It�s the fifth month in a row that rates have been cut � falling from 5% in October to just 1% now.
Good news for t... Read >
Author: Gareth Flanagan
16th February 2009
If you are buying a new car you need to think about what you need from it. It's all too easy to think the new Audi convertible looks great, but will you fit your kids in? Where will the car seat go? Will you fit your weekly shop in the boot?
The best t... Read >
Author: Spot Biddle
16th February 2009
When you are looking for car finance you should look for an independent financial adviser or IFA as they are known. As their title states they are independent of any company or product and work to get what�s best for you.
Thorough research is always ... Read >
Author: Spot Biddle
16th February 2009
Copyright (c) 2009 Gareth Flanagan
Inheritance tax is not one of those topics that people like to talk about all that much. Which is understandable really.
However, changing rules on who and who is not affected by inheritance tax rules makes keeping... Read >
Author: Gareth Flanagan
22nd January 2009
Now we all have to be effective at managing our finances but there are some monetary states of affairs which are too convoluted for us to deal with by ourselves and we want some solid financial advice. Here are a few pointers to consider when you are sele... Read >
Author: JCole
17th January 2009
Today we all have to be effective at handling our finances but there are some monetary situations which are too complicated for us to handle on our own and we want some dependable fiscal advice. In that case, you might resolve to choose the help of a fina... Read >
Author: JCole
17th January 2009
Self Employed Should Consider Life Insurance
The fact that you may be self-employed is a serious concern if you are not covered for life assurance. The benefits on offer from those who may not be in a position to ask “their company” to insure them ... Read >
Author: George Carr
16th January 2009
When you are buying a new car, before you look for a car finance deal you need to make sure you are buying the right car for you. Will it suit your needs for the length of your lease purchase deal, or will you suddenly find you have nowhere to put your ne... Read >
Author: Spot Biddle
09th January 2009
When you are looking for car finance you should look for an independent financial adviser or IFA as they are known. As their title states they are independent of any company or product and work to get what�s best for you.
If you already have car fina... Read >
Author: Spot Biddle
02nd January 2009
When you are looking for car finance you should look for an independent financial adviser or IFA as they are known. As their title states they are independent of any company or product and work to get what�s best for you.
This means you will have the... Read >
Author: Spot Biddle
28th December 2008
Do you have plans for your retirement? Whatever you wish to do with your time after work, whether it's spending more time with the grandchildren or travelling around the world, you need to ensure that you have the necessary savings to fund your retireme... Read >
Author: pmcindoe
16th December 2008
When you are looking for car finance you should look for an independent financial adviser or IFA as they are known. As their title states they are independent of any company or product and work to get what�s best for you.
The best type of Independent... Read >
Author: Spot Biddle
15th December 2008
When you are looking for car finance you should look for an independent financial adviser or IFA as they are known. As their title states they are independent of any company or product and work to get what�s best for you.
If you already have car fina... Read >
Author: Spot Biddle
14th December 2008
When you are looking for car finance you should look for an independent financial adviser or IFA as they are known. As their title states they are independent of any company or product and work to get what�s best for you.
Thorough research is always ... Read >
Author: Spot Biddle
03rd December 2008
According to a leading price comparison website, the average interest rate that a borrower pays for a £5,000 personal loan has increased from 7.92 per cent in the first week of September to 8.36 per cent.
This increase has come at the same time as the V... Read >
Author: Gill
02nd December 2008
When you are looking for car finance you should look for an independent financial adviser or IFA as they are known. As their title states they are independent of any company or product and work to get what�s best for you.
If you already have car fina... Read >
Author: Spot Biddle
02nd December 2008
When you are looking for car finance you should look for an independent financial adviser or IFA as they are known. As their title states they are independent of any company or product and work to get what�s best for you.
If you already have car fina... Read >
Author: Spot Biddle
01st December 2008
When you are looking for car finance you should look for an independent financial adviser or IFA as they are known. As their title states they are independent of any company or product and work to get what�s best for you.
When you are looking for a n... Read >
Author: Spot Biddle
01st December 2008
If you are buying a new car you need to think about what you need from it. It's all too easy to think the new Audi convertible looks great, but will you fit your kids in? Where will the car seat go? Will you fit your weekly shop in the boot?
The best t... Read >
Author: Spot Biddle
26th November 2008
When you are looking for car finance you should look for an independent financial adviser or IFA as they are known. As their title states they are independent of any company or product and work to get what�s best for you.
Thorough research is always ... Read >
Author: Spot Biddle
24th November 2008
Hindsight and foresight – How useful can that be particularly in light of the ongoing commercial property fiasco.
Most of the readers of this column over the last ten years may have noticed how we walk when others are running, and the calamity that ... Read >
Author: Jessica Bartlett
13th November 2008
People often use the dentists, accountants, lawyers and other professionals, but it should be noted that the majority does not agree with financial advisor. Most of the people left to speak of the IFA, an independent financial adviser to the day when they... Read >
Author: AppleCute
12th November 2008
When you are looking for car finance you should look for an independent financial adviser or IFA as they are known. As their title states they are independent of any company or product and work to get what�s best for you.
When you are looking for a n... Read >
Author: Spot Biddle
12th November 2008
When you are looking for car finance you should look for an independent financial adviser or IFA as they are known. As their title states they are independent of any company or product and work to get what�s best for you.
The best type of Independent... Read >
Author: Spot Biddle
04th November 2008
The financial state of mortgages is in disarray. There simply is no way to butter it up. With more and more mortgages coming onto the market as homes are being foreclosed, it is going to make buying your first home a challenge to say the least. My advi... Read >
Author: Anne Harvester
30th October 2008
When you are buying a new car, before you look for a car finance deal you need to make sure you are buying the right car for you. Will it suit your needs for the length of your lease purchase deal, or will you suddenly find you have nowhere to put your ne... Read >
Author: Spot Biddle
30th October 2008
The current state of the economy means that it's more difficult than ever to get a mortgage. More and more people are turning to so-called experts to help them find a good, yet affordable, mortgage deal during this tough time.
Unfortunately, due to th... Read >
Author: Jay Tillotson
30th October 2008
When you are looking for car finance you should look for an independent financial adviser or IFA as they are known. As their title states they are independent of any company or product and work to get what�s best for you.
Thorough research is always ... Read >
Author: Spot Biddle
30th October 2008
When thinking about car finance it is important to get to the bottom of your particular needs. If you think you may only qualify for a small car loan you could consider hire purchasing your car.
The best type of Independent financial adviser or IFA wil... Read >
Author: Spot Biddle
27th October 2008
When you are looking for car finance you should look for an independent financial adviser or IFA as they are known. As their title states they are independent of any company or product and work to get what�s best for you.
Thorough research is always ... Read >
Author: Spot Biddle
27th October 2008
If you are buying a new car you need to think about what you need from it. It's all too easy to think the new Audi convertible looks great, but will you fit your kids in? Where will the car seat go? Will you fit your weekly shop in the boot?
The best t... Read >
Author: Spot Biddle
13th October 2008
When you are looking for car finance you should look for an independent financial adviser or IFA as they are known. As their title states they are independent of any company or product and work to get what�s best for you.
If you already have car fina... Read >
Author: Spot Biddle
06th October 2008
When thinking about car finance it is important to get to the bottom of your particular needs. If you think you may only qualify for a small car loan you could consider hire purchasing your car.
The best type of Independent financial adviser or IFA wil... Read >
Author: Spot Biddle
06th October 2008
When you are looking for car finance you should look for an independent financial adviser or IFA as they are known. As their title states they are independent of any company or product and work to get what�s best for you.
Thorough research is always ... Read >
Author: Spot Biddle
02nd October 2008
When you are buying a new car, before you look for a car finance deal you need to make sure you are buying the right car for you. Will it suit your needs for the length of your lease purchase deal, or will you suddenly find you have nowhere to put your ne... Read >
Author: Spot Biddle
30th September 2008
Once you have requested a quick quote the company will then get in touch with the under writers who will then discuss with you how to progress and take your application forward. Just think once you have done this you will be able to buy your dream car.
... Read >
Author: Spot Biddle
30th September 2008
Once you have requested a quick quote the company will then get in touch with the under writers who will then discuss with you how to progress and take your application forward. Just think once you have done this you will be able to buy your dream car.
... Read >
Author: Spot Biddle
25th September 2008
When you are looking for car finance you should look for an independent financial adviser or IFA as they are known. As their title states they are independent of any company or product and work to get what�s best for you.
When you are looking for a n... Read >
Author: Spot Biddle
23rd September 2008
Once you have requested a quick quote the company will then get in touch with the under writers who will then discuss with you how to progress and take your application forward. Just think once you have done this you will be able to buy your dream car.
... Read >
Author: Spot Biddle
18th September 2008
Once you have requested a quick quote the company will then get in touch with the under writers who will then discuss with you how to progress and take your application forward. Just think once you have done this you will be able to buy your dream car.
... Read >
Author: Spot Biddle
09th September 2008
Once you have requested a quick quote the company will then get in touch with the under writers who will then discuss with you how to progress and take your application forward. Just think once you have done this you will be able to buy your dream car.
... Read >
Author: Spot Biddle
05th September 2008
When you are looking for car finance you should look for an independent financial adviser or IFA as they are known. As their title states they are independent of any company or product and work to get what�s best for you.
The best type of Independent... Read >
Author: Spot Biddle
05th September 2008
When you are looking for car finance you should look for an independent financial adviser or IFA as they are known. As their title states they are independent of any company or product and work to get what�s best for you.
If you already have car fina... Read >
Author: Spot Biddle
05th September 2008
If you are buying a new car you need to think about what you need from it. It's all too easy to think the new Audi convertible looks great, but will you fit your kids in? Where will the car seat go? Will you fit your weekly shop in the boot?
The best t... Read >
Author: Spot Biddle
05th September 2008
When you are looking for car finance you should look for an independent financial adviser or IFA as they are known. As their title states they are independent of any company or product and work to get what�s best for you.
When you are looking for a n... Read >
Author: Spot Biddle
17th July 2008
You'll discover that many financial advisers are not independent. Instead, they're paid to promote certain types of investment vehicles to their customers (many of which may not be suited for them). In this article, you'll learn why you need independent f... Read >
Author: Robert Palmer
05th June 2008
So you have some money to invest but don't quite know where next to turn. Do you approach a financial adviser an independent financial adviser or do you do some investment research yourself?
Many people are wary of financial advisers but the majority o... Read >
Author: Robert Palmer
15th May 2008
One of the challenges we face as Fee Based Planners and Wealth Managers is how do doctors and dentists get to know about Graeme and Ray and the job we do?
After all, we know (and our existing clients tell us), that we are providing our clients with exa... Read >
Author: Ray Prince
25th April 2008
Six months ago we had 15000 mortgage deals to choose from, and now we are down to 5000 having lost another 500 in the last week alone.
The pressure on lenders particularly the smaller ones with good deals still on offer, is more than most of them can c... Read >
Author: Michael
25th March 2008
A SIPP is a type of pension plan. A SIPP differs from a traditional pension plan as it allows you greater control as to how to invest your funds and when and how they can be taken as retirement income. How the SIPP investments are managed is up to you.
... Read >
Author: Emma Bunting
30th January 2008
There's a lot in the news these days about planning for the future, everyone being urged to save, save, save for their retirement. Of course this is easier said than done for many, what with the cost of living going up all the time, mortgage and fuel cost... Read >
Author: Graham Baylis
30th August 2007
Despite popular perceptions, people working in stress-related jobs do not have to pay higher premiums for their life insurance as there is no evidence to suggest that their life expectancy is affected by their job. However, in terms of income protection i... Read >
Author: Andrew Regan
03rd August 2007
When you are looking for a mortgage, everyone tells you that you shouldn�t just take the first one you are offered. You need to shop around for the right one.
This is true. But it�s not exactly easy. There are thousands of products out there, al... Read >
Author: Robert Palmer
01st July 2007
Do you give money to the arms trade or to industries destroying our environment? Most of us would be shocked and indignant if accused of doing this. But traditionally, when we invest we give up the right to decide where our money goes and our hard earned ... Read >
Author: Davinos Greeno
19th June 2007
Becoming a home owner for the first time can be both a wonderful and slightly daunting experience. We take a look at some good tips on taking the first step onto the property ladder.
There are numerous reasons why thousands of us decide to buy properti... Read >
Author: Keith Barrett
09th February 2007
If you have a child born after 1 September 2002, you'll have been sent one of the Government's Child Trust Fund vouchers. The voucher (for £250) is sent out to all new babies in the UK. A further £250 voucher, will be sent when the child reaches the age... Read >
Author: Marco Barra
19th January 2007
Remortgage is all about switching your mortgage to another mortgage lender, in order to lower the amount you're paying on your mortgage. In short a remortgage is about saving money. It is of particular relevance if the value of your home has risen.
Re... Read >
Author: Robert Palmer
19th January 2007
One of the most difficult aspects of organizing a mortgage is sorting through the whole lot of mortgage packages currently available. To simplify things, we suggest you start by deciding which type of mortgage you want. This process of elimination will he... Read >
Author: Robert Palmer
02nd January 2007
This Report exposes a crippling tax that has already ruined thousands of affluent American families and will continue to do so.
What is worse, as more people realize the American dream they too will become unwitting victims.
As this tax is enshrined... Read >
Author: Don
09th November 2006
A recent analysis on fee free UK Mortgages has identified that fee free UK mortgages are in fact costing borrowers more, as they will end up paying more in the end through paying higher interest rates.
The analysis identified that fee-free UK mortgage... Read >
Author: Joe Kocsis
03rd September 2006
Fast Track Intensive CeMAP Training Courses are an ideal way to become a high earning individual, without the need to have a degree.
If you are considering becoming a mortgage broker or you are just deciding on a new career change, this may just be the... Read >
Author: Joe Kocsis
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