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24th September 2009
You may not have heard of the term PPI or payment protection insurance, but there is a high probability you will have been asked if you want it. There are 20 million PPI policies existing in the UK. They are meant to cover you when you take out a form of ... Read >
Author: michael challiner11th September 2009
Courts have been accused of going soft on uninsured drivers after figures showed that average fines have been cut by more than 20 per cent since the Labour Government came to power. In 2008 uninsured drivers were fined an average of 181 pounds compared wi... Read >
Author: michael challiner03rd September 2009
If somebody made an application for a car insurance policy but included false information that was discovered, the insurer would be well within their rights to reject the claim. Depending on the severity of the bogus information that is given, the applica... Read >
Author: Rochelle01st September 2009
By comparing different car insurance deals, a driver can save themselves up to £160 a year on their premium – no mean saving in the current climate. Women already get the best deals in the market, because female drivers pay around half the premium that... Read >
Author: kIM19th August 2009
The number of road accidents and crash casualties in the UK has gone down.
The number of fatalities as a result of road accidents fell by 14% from 2,946 in 2007 to 2,538 in 2008.
In 2008 there were 28,572 people killed or seriously injured in acci... Read >
Author: catherine15th August 2009
Insurance fraud is a big business within the UK, nearly rising a quarter in two years. The financial downturn has also encouraged wannabe liars to put pen to paper and file fake accident claims, in the hope of seeing some money.
The Association of Brit... Read >
Author: catherine15th August 2009
July 21st, 2009There seems to be so much contradictory advice out there when it comes to swine flu so it is no wonder that many people are confused. No more so than when it comes to travel. With some holiday makers being turned away at check-in because t... Read >
Author: Keith Macgregro13th August 2009
July 21st, 2009There seems to be so much contradictory advice out there when it comes to swine flu so it is no wonder that many people are confused. No more so than when it comes to travel. With some holiday makers being turned away at check-in because t... Read >
Author: Neil Dennis18th July 2009
Earlier this year, research from the Association of British Insurers showed that over 13 million working people are not saving enough. It went on to estimate that half of British consumers planned to consider saving more money for the future. The big ques... Read >
Author: alangill12318th July 2009
You may not have heard of the term PPI or payment protection insurance, but there is a high probability you will have been asked if you want it. There are 20 million PPI policies existing in the UK. They are meant to cover you when you take out a form of ... Read >
Author: michael challiner16th July 2009
According to the Association of British Insurers almost three-quarters of British households possess home contents insurance and slightly more than six in ten have buildings insurance. These are impressive figures to some, yet in this day and age when mos... Read >
Author: Adam Singleton27th June 2009
Whiplash injuries typically occur in motor collisions where a stationary vehicle is hit from the rear by another vehicle. Injury occurs when the impact of the collision pushes your vehicle forwards suddenly and forcefully causing the neck to jerk backward... Read >
Author: StartClaims22nd June 2009
Policies such as those for life insurance are forgotten about by a higher number of people than we might expect. This is because such policies are long term, sometimes 20 years or more, and holders can often move house or simply lose their documents durin... Read >
Author: MarkeD13th June 2009
Floods are not seasonal, and can happen at anytime of the year. So as we head into summertime, just how ready are you - and your home - if there's more water than sunshine?
In June 2007, Britain suffered nightmare flooding, which resulted in around £3... Read >
Author: MarkeD13th June 2009
The Association of British Insurers has recently reported an increase in the number of fraudulent claims that its members are receiving. This is at the same time as statistics relating to burglary go up in the wake of the recession. At a time when people ... Read >
Author: Chris13th June 2009
Home insurance doesn’t actually exist as a policy. Whilst this might seem like an outrageous statement to make, home insurance is actually a conglomerate of two other types of insurance, buildings insurance and contents insurance. Whilst these are often... Read >
Author: Chris13th June 2009
In the current economic climate people are always looking for ways to save money. The Association of British Insurers has reported concerns that people are trying to save pennies by under insuring important things like their possessions and cars. If you a... Read >
Author: Chris06th June 2009
The flooding, during the summer of 2007, has saddled the UK insurance industry with a huge, one billion pound claims bill. More bad weather would push this figure even higher.
A 24-hour emergency helpline is offered to customers by most major insurers,... Read >
Author: michael challiner05th June 2009
A home insurance company has revealed that consumer home policy purchasing has dropped, as property owners are instead, opting for no-claim discount protection as the credit crunch grips its financial cruelty on the nation.
Therefore, in order to save ... Read >
Author: catherine04th June 2009
As financial worries increasingly prompt Britons to attempt to review their finances and reduce their debts, one aspect that may be overlooked is the pension. With various surveys demonstrating the extent to which people are finding themselves having to c... Read >
Author: Graeme Knights04th June 2009
Not having insurance could leave those consumers on low incomes at greater financial risk, it has been suggested. The news comes as research carried out by the Association of British Insurers (ABI) reveals that just over a third of people (35 per cent) li... Read >
Author: MANPREET04th June 2009
When the going gets tough, the tough sometimes get fraudulent. Recent figures released by the ABI (Association of British Insurers) have shown a record level of fraudulent insurance claims, proving people are willing to use their insurance policies as a w... Read >
Author: MarkeD01st June 2009
A home insurance company has revealed that consumer home policy purchasing has dropped, as property owners are instead, opting for no-claim discount protection as the credit crunch grips its financial cruelty on the nation.
Therefore, in order to save ... Read >
Author: catherine13th May 2009
It is estimated that 20% of all motorists who are involved in a rear-end crash later suffer from whiplash injury. At least 200,000 people in Great Britain suffer from whiplash annually.
Figures from the Association of British Insurers revealed that ou... Read >
Author: catherine12th May 2009
How does the “sum-insured” method of deciding the level of cover differ from the “bedroom-rated” method? Levels of cover may be selected in different ways. With sum-insured cover, you need to calculate the cost to replace your possessions and your... Read >
Author: michael challiner08th May 2009
The amount of whiplash injuries and as a consequence, whiplash claims, are rising in light of the economic climate.
The Association of British Insurers (ABI) have stated that they receive around 1,200 claims every day. With the average amount paid out ... Read >
Author: Darren28th March 2009
It is estimated that insurers uncover £5 million worth of fraudulent insurance claims a report published by an industry body claims. The Association of British Insurers (ABI) found that 24,000 claims last year were found to be dishonest, amounting to an ... Read >
Author: Eugene Henry13th March 2009
Q: I have heard that the car insurance group I am in will decide how much my premiums will be. What is a car insurance group and how does it work?
A: In the United Kingdom car insurance rates are set, in part, by what car insurance group your vehicle i... Read >
Author: David Ackland12th March 2009
In 2008, the Association of British Insurers (ABI) became vexed by the lengthy claims process so therefore stated that the procedure needed to be reformed.
ABI figures displayed that the average car accident personal injury claim took 730 days to settl... Read >
Author: catherine05th March 2009
According to official data, whiplash can occur at speeds as low as five miles an hour and nearly 20 per cent of people involved in rear-end collisions later suffer whiplash symptoms. At least 200,000 people in the UK are affected by whiplash each year.
... Read >
Author: Mildred25th February 2009
Critical Illness Cover (CIC) pays you the lump sum insured, which is tax-free, if you are diagnosed with a life-threatening illness which renders you incapable of working.
People are living longer with conditions which might have been a death sentence... Read >
Author: michael challiner25th February 2009
Premiums for Critical Illness Cover (CIC) are rising as a result of the increasing number of claims and advances in medical research. If you are diagnosed with a life threatening illness, CIC ensures that you will benefit from a tax free lump sum, to carr... Read >
Author: michael challiner20th February 2009
Critical Illness Cover (CIC) will pay you a tax-free lump sum following diagnosis of a life- threatening condition.
However CIC is becoming more expensive, as the number of claims increases and advances in medical science introduce a range of new treatme... Read >
Author: michael challiner20th February 2009
With the UK in recession, the sudden heavy snowfall across Britain has created a major impact towards the economy, costing Britain’s financial system billions of pounds as the country came to a standstill.
With taxis and London transport out of servic... Read >
Author: Arti20th February 2009
The recent heavy snowfall over many regions of the UK has made a severe impact to all Brits across the country.
With thousands of schools and businesses closed, and with none of the London busses in operation, what used to be the busy streets of London, ... Read >
Author: Arti01st February 2009
Van drivers who insist on not taking out insurance are on the governments radar under new proposals revealed.
Those who drive without insurance will need to frantically check their rear view mirrors as the government have revealed that a major crackdow... Read >
Author: Darren01st February 2009
A new proposal by the government to met out fines to uninsured drivers has been welcomed by the insurance industry as a positive step, which will help both the insurer's and law-abiding drivers who end up paying extra in premiums because of the uninsured.... Read >
Author: Darell Joyce01st February 2009
A new proposal by the government to mete out fines to uninsured drivers has been welcomed by the insurance industry as a positive step, which will help both the insurer's and law-abiding drivers who end up paying extra in premiums because of the uninsured... Read >
Author: Darell Joyce01st February 2009
Whiplash claims induced by whiplash injuries has increased by 25% over the past five years with 1,200 people now claiming for the neck injury every day according to the Association of British Insurers (ABI).
Whiplash is not the most dramatic of persona... Read >
Author: Catherine01st February 2009
Whiplash claims induced by whiplash injuries has increased by 25% over the past five years with 1,200 people now claiming for the neck injury every day according to the Association of British Insurers (ABI).
Whiplash is not the most dramatic of persona... Read >
Author: Catherine White30th January 2009
You are probably going to need life assurance if you want to insure your health or your income should you become ill and unable to work- something which is especially important for single people or people with dependents, including a same-sex partner.
Th... Read >
Author: michael challiner21st January 2009
The number of compensation claims for personal injuries is on the rise, new figures have revealed.
According to the Association of British Insurers (ABI), whiplash claims have rocketed by 25 per cent within the past five years with 1,200 people filing ... Read >
Author: Manani21st January 2009
The increasing number of personal injury claims being made will affect everyone throughout 2009, it has been revealed.
Last month, the Association of British Insurers (ABI) had announced that the major increase in payouts for compensation claims from t... Read >
Author: Arti Manani21st January 2009
The number of compensation claims for personal injuries is on the rise, new figures have revealed.
According to the Association of British Insurers (ABI), whiplash claims have rocketed by 25 per cent within the past five years with 1,200 people filing ... Read >
Author: Arti Manani20th January 2009
As the weather is forecasted to worsen within the next few days, so is the UK economy.
According to experts, it is predicted that the UK economy is set to deepen throughout 2009.
As more people struggle for cash with Woolworths officially seeing its... Read >
Author: Arti Manani20th January 2009
Has your holiday been ruined by the almost continuous rain this summer? It is infuriating to have to pay out for a holiday you did not enjoy, but, never mind, worse things can happen. Rain can also bring problems much nearer home…. in fact to the founda... Read >
Author: michael challiner20th January 2009
The 2007 floods were unbelievable. Anyone watching the television coverage couldn’t fail to be horrified by the extent of the damage, not to mention the sad loss of lives. There were families who lost virtually everything within their homes and repairs ... Read >
Author: michael challiner16th January 2009
According to the AA’s British Insurance Premium Index, the average car insurance policy has risen from £594 - £629 over the last year. The reasons for this are that cars are safer now and therefore more people survive accidents even though they may s... Read >
Author: michael challiner16th January 2009
The Association of British Insurers has labeled the growing number of whiplash personal injury claims as an epidemic - and the AA have revealed recent analysis proves the actual cost of these spiraling numbers of claims.
It has been reported, that in the... Read >
Author: michael challiner16th January 2009
As the seemingly fabricated speeding conviction figures are escalating it is obvious that motorists are not realising where they will ultimately end up paying more – for insurers the speed cameras have given them a golden handshake because when a motori... Read >
Author: michael challiner17th December 2008
Home insurance is not something you can just forget about during the winter time, nor in an economic downturn. The position is simple - the rate of burglaries in November is higher than in other months, and with the economic situation as bad as it is, the... Read >
Author: George Carr15th December 2008
Recent reports have been suggesting that the UK has become the whiplash capitol of the world with the ABI citing poorly fitted head restraints as the main reason for the 25 percent increase in whiplash claims. The ramifications of this for everyone else i... Read >
Author: Seamus Swords12th December 2008
Some people think that insuring the contents of their home is not worth the money, but could they afford to replace all their personal items if they were lost or destroyed?
Depending upon the level of cover purchased, home contents insurance provides c... Read >
Author: Adam Singleton01st December 2008
When the Crocodile Hunter Steve Irwin died recently after he pulled a deadly stingray barb from his own chest, people not just in Australia, but the entire world grieved for the animal-loving icon. The tributes to Irwin came from far and wide with childre... Read >
Author: michael challiner01st December 2008
Life insurance is a useful investment to have in your portfolio. It can give you peace of mind, with the knowledge that your family have been provided for in the event of your death. Alternatively it may provide you with a nest egg if you have chosen an e... Read >
Author: michael challiner01st December 2008
Much has been written about critical illness (CI) products over the past couple of years. This has highlighted both negatives and positives about the complicated type of insurance cover.
Research has shown there is a lack of trust in some of claim proc... Read >
Author: michael challiner01st December 2008
When the London bombings occurred on July 7th in 2005, many people felt a sense of unease and concern about living in Great Britain’s capital. There were reports that people were too frightened to use the underground train network and then of course the... Read >
Author: michael challiner15th October 2008
It used to be an inalienable right of every Briton that a ‘man’s home was his castle’. He was the boss in his own home and he could admit only whom he wanted to his property. However, in the 21st century that is no longer true as there are now an ... Read >
Author: Isla Campbell10th October 2008
Regularly reviewing your insurances is part of maintaining good personal financial discipline. Not only should you check that you are getting the best premiums, but when reviewing your building insurance policy you should also check that your level of c... Read >
Author: Isla Campbell30th September 2008
Consumers viewpoint improving drainage systems throughout the UK as the first priority in an attempt to demote the gamble of flooding around the country, according to new examine.
The outcome of a consumer evaluate available by the Association of Brit... Read >
Author: Jarred Sadler19th September 2008
The recent floods in Britain have devastated thousands of people, destroying homes and leaving many homeless. The homeowners of the affected areas are going to be hit with even more bad news as the out of pocket insurance companies are planning to raise p... Read >
Author: barryloughran@live.co.uk09th September 2008
When you take a life insurance policy out, you need to make sure you read all the small print and only obtain the cover you will actually need. Most insurance policies are black and white; depending on the severity of your illness you may or may not be ab... Read >
Author: barryloughran@live.co.uk09th September 2008
Having a critical illness policy is not just a measure of precaution for the future. It can also be considered as a means to save you money. The idea of having a critical illness policy is fine. But it can be rather tricky when choosing a critical illness... Read >
Author: Billy Leverton08th September 2008
According to a new survey done by Sainsbury's Finance, one in four Britons plans to holiday without travel insurance and risk having to spend thousands in repatriation costs. Nearly a third of those claim they do not need travel insurance, while a fifth ... Read >
Author: Neil Dennis04th September 2008
When global warming first arrived on the nation's radar few would have predicted that it would have caused such a problem in the insurance industry.
More than half a million homes in England may soon become uninsurable because of the propensity of cert... Read >
22nd August 2008
Last summer the UK experienced some of the worst cases of floods on record and many people lost their homes and business. The insurance industry had to pay out nearly £3 billion in claims and as such have been trying to come to an arrangement with the ... Read >
Author: Karl Bantleman21st August 2008
If you've ever been involved in a road accident, then you will know that the suffering doesn't end once you've left hospital, been patched up and reached the safety of home.
Because it's then that you have to start dealing with the aftermath. The pa... Read >
Author: Christian Ward20th August 2008
It is traditionally known as 'car insurance', but could the recent increase in web-based comparison websites be making drivers confused? The Association of British Insurers classifies it as 'motor insurance', and the official body for compensating the vic... Read >
Author: Christian Ward20th August 2008
Car insurance premiums have risen steeply in the last year at a rate of 5.9%, which is almost three times the rate of inflation as measured by the Consumer Price Index. The cause of this rise is being touted as an increase in the amount of compensation be... Read >
Author: Christian Ward20th August 2008
Daily headlines about superbugs, falling staff levels and patchy quality of care in hospitals have led to many people turning their backs on the NHS and choosing private cover.
The latest figures from the Association of British Insurers show that afte... Read >
Author: Christian Ward13th August 2008
Not having insurance could leave those consumers on low incomes at greater financial risk, it has been suggested. The news comes as research carried out by the Association of British Insurers (ABI) reveals that just over a third of people (35 per cent) li... Read >
Author: ASHUG13th August 2008
Not having insurance could leave those consumers on low incomes at greater financial risk, it has been suggested. The news comes as research carried out by the Association of British Insurers (ABI) reveals that just over a third of people (35 per cent) li... Read >
Author: ASHUG28th July 2008
Not having insurance could leave those consumers on low incomes at greater financial risk, it has been suggested. The news comes as research carried out by the Association of British Insurers (ABI) reveals that just over a third of people (35 per cent) li... Read >
Author: RAM25th July 2008
Most people can’t wait to finish working so they can go on that much dreamed about holiday, however, it’s going to cost them when they get there. The majority of travel insurance policies are unavailable for people over the age of 65 as a result of th... Read >
Author: Hadassah24th July 2008
The number of personal injury claims has been going up steadily and so to the number of payouts, this in turn is leading to a rise in insurance premiums as the number people claiming compensation after being involved in an accident is rising. These are th... Read >
Author: Saurav Dutt24th July 2008
Personal injury has been on the proverbial reform menu for quite sometime and no official news from Whitehall has been forthcoming as to what shape the reforms will take. Although voices of frustration have been mounting for well over a year, no indicatio... Read >
Author: Saurav Dutt24th July 2008
Insurance companies are planning to abolish an exemption allowing them to treat gay couples differently to heterosexual couples, after the Association of British Insurers says there is no need for insurance providers to differentiate between those in a c... Read >
Author: Hadassah24th July 2008
Recent reports of insurance rules and regulations have unearthed unfair policy acceptation for those in a civil partnership. Thankfully changes are already underway.
Article:
Recently this month the association of British insurers have decided t... Read >
Author: Jennifer Quirk23rd July 2008
The Association of British Insurers (ABI) is warning home owners, who live in areas that are at more risk of flooding, that their properties may not be covered by home insurance policies, unless the Government, intervene and create measures that will limi... Read >
Author: Ruth22nd July 2008
More than half a million homes in England could be ineligible for home insurance unless action is taken to protect them against flooding, the insurance industry warned today. The Association of British Insurers (ABI) warned that its members could stop off... Read >
Author: Sofia Abasolo21st July 2008
Cancer-stricken Susan Hurrell sought legal aid to take one of the UK’s biggest insurance companies to court for damages. But she was refused because no-one was prepared to represent her on a no-win-no-fee basis. But now the dying grandmother is celebrat... Read >
Author: Sofia Abasolo18th July 2008
Life insurance is incredibly important, providing reassurance in the event of your death, contraction of critical illness or terminal illness amongst other things. The policy will provide you and your loved ones with financial support in adverse circumsta... Read >
Author: Steve Weston11th July 2008
It is particularly vital to take out life insurance if you are self-employed, according to the Association of British Insurers. They are urging those going into business for themselves to think about the employee benefits that they will be losing out on w... Read >
Author: Phil 07th July 2008
The government has released figures that show there are more than 2m vehicles on the road in Britain without insurance, that is 1 in 15 vehicles being illegally driven, uninsured on British roads.
The immediate impact this is having is cost, each year ... Read >
Author: Jemma06th July 2008
The British government today announced that flood-hit households will soon know when they can expect to return to their homes.
In a statement, Floods Recovery Minister John Healey said he has heard from the Association of British Insurers about how in... Read >
Author: Mildred01st July 2008
In the UK, almost one in ten insurance claims is found to be fraudulent, costing the industry £1.6 billion a year and adding an estimated £40 a year to the average insurance premium, according to the Association of British Insurers (ABI).
Malcolm Tar... Read >
Author: Seamus Swords30th June 2008
A new survey has suggested that claimants are vehemently opposed to the governments proposed reforms of the personal injury claims process. The survey of over 1,000 claimants was undertaken by Thompsons Solicitors and it collated opinions on the proposal ... Read >
Author: Saurav Dutt27th June 2008
Since its introduction in 2001, a moratorium to protect against the availability of a person's genetic test results to life insurance providers has proven successful.
Until recently, this temporary ban was due to expire in 2011, but, due to its success... Read >
Author: Daniel Collins23rd June 2008
It is traditionally known as ‘car insurance’, but could the recent increase in web-based comparison websites be making drivers confused? The Association of British Insurers classifies it as ‘motor insurance’, and the official body for compensating... Read >
Author: Isla Campbell21st June 2008
1.15 million people confess to having driven a car in the last year without any car insurance, according to a survey by Sainsbury’s Car Insurance. The survey revealed that 19% said it was because they couldn’t afford it, 19% said they didn’t think i... Read >
Author: Sofia Abasolo20th June 2008
The future of personal injury litigation and its effect of personal injury solicitors hang in the balance after The Association of British Insurers (ABI) has continued to voice its concerns over expediting a much needed overhaul of the system.
The ABI ... Read >
Author: Saurav Dutt20th June 2008
Figures for people taking out private health insurance has exceeded six million for the first time, according to the Association of British Insurers (ABI). Reasons behind this include policy holders, who are becoming increasingly wary of unhygienic hospi... Read >
Author: Ruth13th June 2008
A new report claims that personal injury claims will push the cost of insurance up by 28 per cent over the next five years.
The number of people claiming compensation after being involved in an accident has risen considerably, at great cost to insurer... Read >
Author: Carys Robshaw03rd June 2008
Global Warming will have unprecedented repercussions on all facets of society. The insurance sector is another potential victim, especially the home insurance market with research suggesting that the current value of claims could double or even triple by ... Read >
Author: Saurav Dutt30th May 2008
It has been reported that some travel insurance policies are not offering cover for baggage lost by customers flying out of Heathrow's Terminal 5. Thousands of items of luggage have been lost and delayed in the recent turmoil, and the British Airways' web... Read >
Author: Sofia Abasolo23rd May 2008
Those paying monthly insurance premiums should not be affected by an increase in claims revealed an industry expert.
Colin Ettinger, president of the Association of Personal Injury Lawyers, said: “Whenever there has been an investigation into whether... Read >
Author: Linsey Summers21st May 2008
Hiring a lawyer in a personal injury claim is a must-have cost for anyone considering making a claim. The mere thought of going through the legal wrangling without someone on side who knows the law intimately is enough to put most people off making a cla... Read >
Author: Jack Harris20th May 2008
It is particularly vital to take out life insurance if you are self-employed, according to the Association of British Insurers. They are urging those going into business for themselves to think about the employee benefits that they will be losing out on w... Read >
Author: Mark Skinner20th May 2008
Increasingly extreme and unpredictable weather could force up the cost of home insurance dramatically this year. According to an insurance industry report 90% of industry professionals believe that premiums are set to soar in areas most affected by floods... Read >
Author: Mark Skinner20th May 2008
Fake insurance claims amount to £1.6 billion pound per year and increase premiums by £40 for each customer reveal industry experts.
A report by the Association of British Insurers (ABI) show that up to 400 members agreed payment of the claims because... Read >
Author: Linsey Summers20th May 2008
If you are a chain-smoker, heavy drinker or are extremely overweight, you are likely to find it difficult obtaining a life insurance policy with reasonable premium rates. However, sexual orientation should now have no bearing on the availability to you o... Read >
Author: Jenny Longmuir20th May 2008
The stranger originated life insurance (Stoli) trend that has grown in the US has sparked an inquiry by the City watchdog to see if the craze is spreading to the UK insurance market.
The practice sees senior citizens targeted by companies such as ... Read >
Author: Phil 20th May 2008
The insurance industry has warned that many new homes could be left on the housing market and become uninsurable unless the government introduces new rigid planning controls for flood risk areas.
By the year 2020, a third of the 3 million proposed ... Read >
Author: Sarah Othman15th May 2008
The recent weather in the UK is testament to the ongoing havoc being wreaked by climate change. We had a summer than was more like a tropical monsoon season, with flooding in many parts of the country and some very wet people in others.
An earthquake ... Read >
Author: Jack Harris15th May 2008
How much you pay for your home insurance premium could be affected in the future by global warming. With the number of freak weather incidents rising, with gusting winds, severe storms and flooding now more common place, then good home insurance is an eve... Read >
Author: Drew Swainston15th May 2008
Car insurance premiums have risen steeply in the last year at a rate of 5.9%, which is almost three times the rate of inflation as measured by the Consumer Price Index. The cause of this rise is being touted as an increase in the amount of compensation be... Read >
Author: Danielle Fletcher15th May 2008
The Department for Transport have said that eight out of ten accidental deaths involving 15 to 19 year old men in Great Britain are road casualties. With figures like this it is easy to see why car insurance premiums are higher for young drivers than fo... Read >
Author: Sarah Othman15th May 2008
The Department for Transport have said that eight out of ten accidental deaths involving 15 to 19 year old men in Great Britain are road casualties. With figures like this it is easy to see why car insurance premiums are higher for young drivers than fo... Read >
Author: Sarah Othman09th May 2008
Norwich Union has announced that it has already changed its policy on insurance claims after the guidelines published recently by the industry’s umbrella body. The numerous refusals from insurers to pay out on policies after it came to light that cu... Read >
Author: Jemma09th May 2008
Young drivers are struggling more to afford motoring, the combination of soaring fuel prices and the rising cost of insurance is making it this way, it is possible to keep costs down though.
Younger, inexperienced drivers present more of a risk to in... Read >
Author: Jemma08th May 2008
Young drivers are struggling more to afford motoring, the combination of soaring fuel prices and the rising cost of insurance is making it this way, it is possible to keep costs down though.
Younger, inexperienced drivers present more of a risk to insu... Read >
Author: Jemma03rd May 2008
You know what it’s like; you’ve retired and want to enjoy life now you’re free of work.
For some this can involve investing in trips abroad – be it a relaxing cruise or an adventure sports holiday, involving activities such as bungee jumping an... Read >
Author: DCollins01st May 2008
The government has released figures that show there are more than 2m vehicles on the road in Britain without insurance, that is 1 in 15 vehicles being illegally driven, uninsured on British roads.
The immediate impact this is having is cost, each year ... Read >
Author: Jemma30th April 2008
Norwich Union has announced that it has already changed its policy on insurance claims after the guidelines published recently by the industry’s umbrella body. The numerous refusals from insurers to pay out on policies after it came to light that custom... Read >
Author: Jemma16th April 2008
The Association of British Insurers (ABI) believes government proposals to boost the country’s housing stock significantly are inherently flawed. Where southern England is intersected by major rivers, the surrounding land is prone to flooding. However... Read >
Author: mlauterwein06th April 2008
This is really a fact that anything can happen with anyone at anytime. I don’t want to make you afraid but this is a fact. Anyone can fall terminally ill or may experience a severe accident or may loose his/her job. The financial implications of any of ... Read >
Author: Allan03rd April 2008
If you have an accident in your car, it's reasonable to expect your insurer to pay out for damages. And if the car is a write-off (meaning it would cost more to repair than the car is worth – if repairable at all), then your insurer is expected to pay y... Read >
Author: Jay Tillotson27th March 2008
Drivers are infuriated that some insurers are knocking hundreds of pounds from written-off payments.
There are clear rules that have been laid out for insurers to follow for car write-offs. The Association of British Insurers says that your insurer ha... Read >
Author: Gill11th February 2008
Summary: Majority of people in the UK do not take financial planning seriously although the level of personal loans in the nation is increasing rapidly.
It seems that people are more interested in maintaining their lifestyle paying scant regards to fi... Read >
Author: Amenda06th February 2008
When insurance is taken out on our homes it is most probably presumed that everything in them is covered, however, this is not necessarily the case.
The possible exception is the information on the items that we may take with us when we leave home, nam... Read >
Author: Gill06th February 2008
Thousands of people every year take out insurance to cover them whilst they are out of the country on holiday, but how far does that cover go?
For many, winter sports such as skiing and snowboarding make for the ideal holiday but with people still rely... Read >
Author: Gill31st January 2008
Life insurance is vital for everyone but certain groups rely on it more than others. People who are self-employed are at particular risk if they are not fully covered as the benefits they receive will be reduced. Self-employed people will not receive any ... Read >
Author: Karl Bantleman24th January 2008
Just as 18th birthdays are marked by a first appearance at a pub to enjoy a legal drink, 17th birthdays have become synonymous with stepping behind the wheel of a car for the first time. However, that tradition may soon fade away.
New measures put forw... Read >
Author: LuckySeven21st January 2008
Many experts within the financial sector predict that car insurance premiums are likely to increase by around 20%. This is due to various factors such as the increasing amount of people claiming on insurance, the amount of uninsured drivers and people lyi... Read >
Author: Karl Bantleman18th January 2008
Each and every year thousands of drivers take to the roads without any form of insurance. As you know car insurance is required by law and any car on the road in the UK must have a minimum of third party cover in place against it.
The British police f... Read >
Author: Chris Rowlands14th November 2007
The Association of British Insurers (ABI) estimates that one in three Britons are without any form of life insurance, and of those that do have cover a further one in three may be under-insured. However, those headline figures don’t show the full pictur... Read >
Author: Andrew Regan29th August 2007
New rules imposed by the Financial Services Authority (FSA) regarding the way that personal loans are sold online are good news for consumers. Prior to the FSA intervention payment protection, cover was automatically included with most personal loans boug... Read >
Author: Adam Singleton24th August 2007
The Association of British Insurers had also published model definitions for exclusions in critical illness cover. Some common exclusions found in many critical illness policies are as follows: Aviation, criminal acts, drug abuse, HIV/AIDS, failure to fol... Read >
Author: Billy Leverton24th August 2007
Critical illness insurance is one of the most common types of insurance policies in the UK. Since critical illness insurance was brought in the UK during the mid 1980’s till now, there has been a lot of evolution. Back in the year 1990, critical illness... Read >
Author: Billy Leverton24th August 2007
The Association of British Insurers had also published in its Statement of Best Practice for Critical Illness Cover May 2002, the model definitions for additional conditions covered. When you compare policies, you could do so in regards with the core crit... Read >
Author: Billy Leverton14th August 2007
Should you fall prey to a critical illness in the future, the impact on your dependents and yourself could be considerable. For example, if you had stroke, heart attack or cancer you may consider taking out a critical illness cover. When you fall critical... Read >
Author: Billy Leverton14th August 2007
The sale of critical illness cover has been considerable in the UK and Ireland during the late 1990’s. For many companies, critical illness insurance may have been a source of revenue profits. Critical illness cover was mainly sold to young adults as pr... Read >
Author: Billy Leverton01st August 2007
A serious health problem takes all happiness out of one's life. Not only you lose much of your mental peace, but also you pass through some financial hard-up, as the cost of treatment is capable of making big hole in your pocket. The health survey in UK s... Read >
Author: Darlene Kaitlin05th June 2007
Any form of insurance can be seen as a risk.
You pay a monthly or annual premium to an insurance company for a set amount of cover, effectively passing the risk to the insurance company. As long as you pay the premiums you'll continue to be covered, fo... Read >
Author: Ray Prince25th May 2007
Critical illness cover is a very popular type of insurance. Surveys show that many people suffer from a critical illness before they reach the age of 65. If you do not have a critical illness cover, you should consider getting one. Critical illness cover ... Read >
Author: Billy Leverton17th May 2007
If you have tried to renew your home or car insurance recently you may well have noticed insurance premiums starting to increase. One of the main contributing factors in this increase is a rise in fraudulent insurance claims.
Fraudulent claims are mad... Read >
Author: Peter Ecob02nd May 2007
Recent research carried out by the Association of British Insurers, has shown that there may be as many as 2 million drivers on the road in this country without any form of insurance.
“Why?” you ask, is this? The problem itself comes from the fact... Read >
Author: Chris Rowlands26th April 2007
Critical illness insurance is not just a measure of precaution for the future. It can also be considered as a means to save you money. The idea of having a critical illness insurance is fine. But it can be rather tricky when choosing a critical illness po... Read >
Author: Billy Leverton06th February 2007
Britons are drinking too much, shout the headlines. Out of those who live in Great Britain, two thirds say they drink to excess at least once a week and almost a quarter hurt themselves while they are intoxicated. This is according to a report by the Drin... Read >
Author: michael challiner17th November 2006
Thousands of women with family histories of breast and ovarian cancer could pay higher insurance premiums or even be denied cover altogether under new proposals from the insurance industry.
The Association of British Insurers (ABI) is expected to lodge... Read >
Author: michael challiner26th September 2006
The ABI (Association of British Insurers) represents the collective interests of the UK's insurance industry. The Association speaks out on issues of common interest; helps to inform and participate in debates on public policy issues; and also acts as an ... Read >
Author: Alison White31st August 2006
You can buy pretty much everything over the Internet these days and this most certainly applies to insurance. But the process of buying something over the telephone or Internet means that you do not have the benefit of having a person in front of you to e... Read >
Author: michael challiner21st August 2006
In about every four in ten cases when someone applies for Life Insurance, the insurer has to obtain a medical report from a General Practitioner.
They need the reports when someone has declared that they have a medical condition on their life insurance a... Read >
Author: michael challiner16th August 2006
According to the Association of British Insurers we can expect, over the next 50 years, an incredible 150% rise in the number of car drivers aged 70 and over, who hold a full driving licence. The fact that the "baby boomers" are now reaching retirement a... Read >
Author: michael challiner16th August 2006
You have taken out a critical illness insurance policy so that if you ever are in the unfortunate situation of developing a life threatening condition, you will be compensated.
But what if you wind up with a critical illness that is not guarded against... Read >
Author: michael challiner16th August 2006
If you have been a person who has previously had cancer and wants to go on an overseas holiday, you may find that you have your work cut out for you when it comes to finding an affordable travel insurance policy.
In fact, there are some insurance firms... Read >
Author: michael challiner13th August 2006
You see people these days talking on their top-of-the-range mobile phones or listening to their costly MP3 players everywhere. So it can come as no surprise that latest police statistics reveal that the number of street muggings and robberies increased by... Read >
Author: michael challiner12th April 2006
UNINSURED drivers aren't just a danger to your life and vehicle they can cause serious damage to your wallet, too.
That's according to recent findings from the Association of British Insurers, who claim that around a million drivers don't have insur... Read >
Author: Amber McNaught20th September 2005
Critical illness insurance:
Critical illness insurance will cover you in the event of a serious illness such as cancer, coronary artery by-pass surgery, heart attack, kidney failure, major organ transplant, multiple sclerosis and stroke. Additional co... Read >
Author: Rachel Lane18th August 2005
Global warming may have been lurking on our horizon for a number of years and historical records of terrorists have existed for thousands of years, but we are coming into a new age where we try and financially protect ourselves against such problems and i... Read >
Author: Rachel Lane05th August 2005
Life insurance is typically taken out to offer valuable financial protection for your family in the event of your death, upon which a payment is made to your financial beneficiaries, heirs or family members. The extent of this payment will depend on your... Read >
Author: Rachel Lane
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