|
23rd September 2009
Charging consumers multiple times for single credit card transactions is unfair, numerous consumer groups claim.
The practice where people are charged multiple times for a single credit card transaction needs to be halted, it has been suggested.
Fol... Read >
Author: Sam Gooch11th July 2009
Although a significant number of Australians are aware of the charges and conditions attached to their credit cards, they could be doing more to avoid being hit with fees, it has been reported.
In research carried out by CoreData on the behalf of news.... Read >
Author: Which4u04th July 2009
Aussies are showing a steely determination in getting to grips with their finances, it has been suggested.
With concerns about the economic downturn growing, people are increasingly turning their backs on their "big borrowing ways", Karina Barrymore, w... Read >
Author: Which4u02nd July 2009
Many years ago, acquiring finance was truly a painful process. Prospective homeowners were under the complete control of Bank Managers, who offered very few options and who required a staggering number of prerequisites to be fulfilled before even consider... Read >
Author: EvaJudge15th June 2009
An increase in credit card usage has been driven by the government's financial stimulus measures, an industry expert claims.
Speaking at the International Consumer Credit Card Summit held in Sydney, Eddie Grobler, executive vice-president for MasterCar... Read >
Author: Which4u14th May 2009
New South Wales is located in the south east of Australia and is the most populated state in the country. Consequently, the area is home to the largest economy in Australia (around 33 percent) and is a popular location for the establishment of a diverse ... Read >
Author: MarkeD05th May 2009
Who Sets Interest Rates?
The federal bank in any given nation controls all financial matters in the economy. The Australian federal bank is known as the Reserve Bank of Australia, and it controls official interest rate levels, also known as the cash rate... Read >
Author: Scott Jamieson17th April 2009
Home loan lender
Following the global financial-services crisis that became known as the “credit crunch” in late 2007, it was clear that home loan lenders in Australia were setting their variable interest rates to meet their own funding costs.
T... Read >
Author: Scott Jamieson17th April 2009
Three factors made the property market look more attractive to investors in early 2009:
1. The Rudd Government announced the home owner’s grant for first home buyers would double to $14,000 until 30 June 2009.
2. The Reserve Bank of Australia cut the ... Read >
Author: Scott Jamieson09th April 2009
The good news is that home finance interest rates are heading south! The Reserve bank of Australia like other banks around the world has been effectively reducing the cost of home finance by cutting the Official Cash Rate over the past few months. Austral... Read >
Author: Mark Bona09th April 2009
First home buyers, investors and those looking to upgrade their property by way of home improvements or the purchase of a bigger home are all in a better position to do so than they were some six months ago when home finance interest rates were looking li... Read >
Author: Mark Bona09th April 2009
There are not too many benefits coming out of the world wide credit crisis, but one at least, is the reducing home finance interest rates that we are now experiencing in Australia. Home finance is becoming more affordable as the Reserve Bank of Australia ... Read >
Author: Mark Bona09th April 2009
There are not too many benefits coming out of the world wide credit crisis, but one at least, is the reducing home finance interest rates that we are now experiencing in Australia. Home finance is becoming more affordable as the Reserve Bank of Australia ... Read >
Author: Mark Bona04th April 2009
If this year you are looking to change your habits and avoid shopping sprees fuelled by a credit card you can't afford to pay off then you may be looking for other spending options. An alternative to the credit card is a debit card such as Visa debit whic... Read >
Author: Click4credit02nd April 2009
The Reserve Bank of Australia (RBA) has decided to keep interest rates on hold, disappointing current homeowners and property investors who have been the biggest beneficiaries of dropping rates over the past few months.
So far, the RBA has made 5 inter... Read >
Author: Scott Jamieson02nd April 2009
What are interest rates and who are they determined by?
Every country has a federal bank. For instance, in America, it’s the Federal Reserve and in Australia, it’s the Reserve Bank of Australia (RBA). They determine financial matters in a country, ... Read >
Author: Scott Jamieson28th February 2009
The Reserve Bank of Australia (RBA) is the federal bank of Australia. Anything that happens financially in Australia will largely depend on this organisation – they issue the bank notes we spend and they give the Federal Government its banking services.... Read >
Author: Scott Jamieson20th February 2009
Fixed rate home loan
A fixed rate home loan is a home loan that locks in a specific interest rate to be charged on repayments over a specific period of time.
The fixed rate home loan suits you if you are worried that interest rates might rise. It p... Read >
Author: Scott Jamieson30th January 2009
When it comes to saving money away for a rainy day, a savings account from a reliable financial institution is one of the most conventional answers. If you want to save a fair amount, a savings account will deliver the most flexible usage in a way that bo... Read >
Author: Scott Jamieson22nd January 2009
Australia may be one of the last, great unspoiled destinations on Earth, but like a lot of other locales, the country is having its own problems with the property market as 2009 kicks into gear. Experts are divided on the property market forecast - neithe... Read >
Author: Hugh McInnes06th January 2009
In recent years all areas of the Australian finance industry have seen some increased competition but perhaps no area more than the credit card sector. In the past few years hundreds of Aussie credit card options have launched offering consumers with a hu... Read >
Author: Click4credit03rd December 2008
Interest rates are talked about almost as much as the weather, particularly when they are on the rise. Their decision to raise or lower interest rates is based on such information as consumer confidence, retail sales, the price of bank to bank credit inte... Read >
Author: Melanie Click02nd December 2008
What are personal loans?
Personal Loans are lent out by banks, or other financial institutions, to individuals. Banks and individuals agree on certain terms and conditions before the money is lent. This usually includes the amount to be borrowed, the i... Read >
Author: Scott Jamieson02nd December 2008
What are personal loans?
A personal loan can be defined as a single payout lent by a financial institution to a person. There are many conditions and agreements that must be established before the money is lent out. Terms usually include the sum to b... Read >
Author: Scott Jamieson02nd December 2008
What are personal loans?
A personal loan can be defined as a single payout lent by a financial institution to a person. There are many terms and conditions that must be established before the money is lent out. Terms usually include the sum to be lent,... Read >
Author: Scott Jamieson02nd December 2008
What are personal loans?
A personal loan can be defined as a single payout lent by an institution to an individual. There are many terms and agreements that must be settled upon before the money is lent out. Terms usually include the amount to be bor... Read >
Author: Scott Jamieson09th September 2008
Property group announces, the reason being global bank interest rate hike, which forces the customers to shun away from investing in real estate. It is expected that the unit price could slash to a massive ten percent by the coming year, which is the majo... Read >
Author: seoteam07th July 2008
Mortgage repayments have gone up alongside credit card and personal loan rates with the latest cash rate rises by the Reserve Bank of Australia. Even though this has spelt bad news for many people there are still some ways to make good of this situation, ... Read >
Author: Ed Wood03rd July 2008
Credit can be a powerful thing, but only in a beneficial way if it is managed responsibly. At the start of 2008 the total outstanding balance on credit cards in Australia was $43.25 billion, of which $31billion is accruing interest. According to figures r... Read >
Author: Edward Woodward21st May 2008
Over last few weeks, some of the strongest behaving currencies have experienced measurable corrections against US Dollar. After marking all time highs, Euro pulled back about 700 pips and Swiss Franc bounced almost 1000 pips, Japanese Yen lost 900 pips.... Read >
Author: Mike P. Kulej20th May 2008
Credit can be a powerful thing, but only in a beneficial way if it is managed responsibly. At the start of 2008 the total outstanding balance on credit cards in Australia was $43.25 billion, of which $31billion is accruing interest. According to figures r... Read >
Author: Ed Wood27th March 2008
SYDNEY (AFP) — Boom in Asia and bust in the United States are buffeting Australia's economy, Prime Minister Kevin Rudd warned Monday as he outlined plans to rein in inflation.
In his first major speech on the economy since his Labor party swept John... Read >
Author: ...26th March 2008
SYDNEY (AFP) — Boom in Asia and bust in the United States are buffeting Australia's economy, Prime Minister Kevin Rudd warned Monday as he outlined plans to rein in inflation.
In his first major speech on the economy since his Labor party swept John... Read >
Author: ...26th March 2008
SYDNEY (AFP) — Boom in Asia and bust in the United States are buffeting Australia's economy, Prime Minister Kevin Rudd warned Monday as he outlined plans to rein in inflation.
In his first major speech on the economy since his Labor party swept John... Read >
Author: ...25th February 2008
“The stock market is designed to transfer money from the active to the Patient” Warren Buffet
Those investors who panicked and sold shares following the 10% fall in Australian Equities a few weeks ago, obviously did not take heed of this famous ... Read >
Author: Wiley24709th April 2007
On Wednesday April 4, the Reserve Bank of Australia (RBA) decided leave the official cash rate on hold at 6.25%, saving homeowners the much anticipated 0.25% increase in variable mortgage rates. Many analysts are tipping the RBA is waiting on official Mar... Read >
Author: Rhys07th April 2007
Why budget?
There has been a significant amount of talk recently about household debt, house prices, the ability to make mortgage repayments, the ever increasing ability of Australian consumers to keep spending.
On the 30th of March, http://www.thea... Read >
Author: Rhys09th November 2006
You probably hear the name of it on the radio or TV news almost every day, but how much do you understand about the responsability of the Reserve Bank of Australia? Known as the RBA, Australia’s central bank plays an key role in the economic system of o... Read >
Author: Bruce Taylor
|
