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29th September 2009
When you have been in business for a while, you know that success isn’t just about winning jobs or selling products. It’s also about getting paid. And the sooner the better.
Check by phone offers credit card convenience for check customers. Check b... Read >
Author: wbdoyle15th September 2009
Many consumers understand the value of regularly monitoring their credit reports. Identity theft affects millions annually. Furthermore, credit report errors can result in credit card or loan denials. Sadly, many people do not take the necessary precautio... Read >
Author: wbdoyle11th September 2009
The federal Fair Debt Collections Practices Act (15 USC 1692) applies to businesses which collect debts for other businesses. They do not apply to a firm which is collecting its own past-due accounts.
When a collection agency contacts you
The firs... Read >
07th September 2009
Sad but true...a low credit score will keep you away from living a better life. Your credit score determines all your payments, like mortgage, car, insurance, and even your credit card rates. More over, most employers will also check your credit score whe... Read >
Author: mickle03rd August 2009
I am often asked how a credit report will it look after filing Chapter 7 Bankruptcy. The answer in most cases is — not as good as it did before bankruptcy. But that isn’t necessarily a reason not to file. And in some cases, filing for bankruptcy may a... Read >
Author: MarcTow28th July 2009
If your credit has turned sour due to a sudden job loss or other circumstance beyond your control, there is no need to put your plans of homeownership on the back burner. Now is the time to become a proactive borrower in order to improve your credit and y... Read >
Author: Amanda Hash17th July 2009
Your debts are piled up to an extent that you can't see past them. Your view into your financial future is blocked by your unpromising present. You're feeling hopeless and helpless. Well, don't despair. There is hope and there is help.
If you are ... Read >
Author: Robert Palmer09th July 2009
What’s Your Credit Score?
What? You don’t Know? Or it’s a solid 650.
Is that a combined score, and individual score or a score directly from FICO?
What difference does it make any way! It actually makes a big difference especially when YOU are t... Read >
Author: denise manniello07th July 2009
To live a modern and a convenient way of life, you must make certain investments to make this possible. This involves buying your own house, owning a car, and other major purchases. You might not have all the money in the world, but there are lending inst... Read >
Author: F. Morgan30th June 2009
How to repair your credit without any difficulty
Today’s rising expenses and living costs makes an increasing number of people fall into debt. This debt problem can lead to lots of psychological problems, and even to people feeling that there is no ... Read >
Author: Michael Podgoetsky15th June 2009
It never ceases to surprise me how confused most people are about credit report. This article is a brief summary of the top four myths of credit.
Myth One: “Data in my credit file can’t be altered.”
Truth: The Fair Credit Reporting Act r... Read >
Author: Wendy Polisi17th March 2009
My credit report was a joke. I had far too many student loans, medical bills, and other crap on my report. If there's a score for truly crappy credit, that was mine. And guess what else? Because my credit stunk, I got denied a couple of jobs and then my c... Read >
Author: steve magill06th March 2009
There are two major reasons most people go into business for themselves; freedom to make their own decisions and the anticipation of making more money. Owning your own business has its rewards and pitfalls. Here are some common pitfalls of starting a ne... Read >
Author: billpr09 16th February 2009
If you are one of the heaps of Americans that have got awful credit, there are many things that you want to understand in order to amend your credit score. With these points you will be better armed and have a greater prospect at success.
The first and... Read >
Author: Budman02nd February 2009
The Asterisk Dialer is the most efficient dialer on the market, giving an account the capacity to make over 1,000,000 during an 8-hour day – higher capacity than any other hosted solution. This dialer proves to be the best option for a call center perf... Read >
Author: Sallingo14th January 2009
Delinquent accounts result in millions of dollars of losses for businesses every year, meaning that they are always looking for ways to increase their bad debt recovery ratio to offset some of the losses. When a customer falls behind on payments or fails ... Read >
Author: MIKE SELVON09th January 2009
Collection agencies are hired to collect on past due accounts by creditors; this may be on a personal or business loan. Some debt collection agencies will purchase the delinquent accounts from creditors for a fraction of the cost and then will pursue the ... Read >
Author: MIKE SELVON09th January 2009
Private detectives, attorneys and collection agencies all currently make use of databases like reverse phone lookups in their business.
However, just about any business would find such a service useful. Here are just some of the ways phone number ident... Read >
Author: Janelle Elizabeth06th January 2009
If a creditor or lender is not able to get one of their customers to pay or make satisfactory arrangements on a defaulted loan, then they may require the assistance of a debt collection services company. This type of company is called a collection agency ... Read >
Author: MIKE SELVON24th September 2008
Does everyone you know have a nicer, newer car than you? Would you like to buy a new car but you have bad credit and don't know how? There are several options to upgrading your old clunker to a nice,new model by using bad credit auto finance. There are n... Read >
Author: patmorgan22nd August 2008
In this tough economy, when every dollar counts, it is crucial to learn how to do credit repair yourself. Each and every day, thousands of desperate people are needlessly running to credit repair agencies spending hundreds, even thousands of dollars tryi... Read >
Author: Alex Navas18th June 2008
Lots of Americans have damaged credit and many others have bad credit. This is a difficult situation to be in because if you want to buy a car or if you want to rent an apartment, even get a job, it is likely your credibility will be checked.
So, inste... Read >
Author: ajeetkhurana03rd June 2008
Time Is of the Essence
Successful debt collection begins with immediate action. It is never a good idea to wait more than 90 days to begin trying to recover debt on past-due accounts. This is where a good collection agency comes into play.
The age... Read >
Author: D.C. Fawcett08th April 2008
Nothing More Important
Credit repair can be a daunting task. You may have mixed feelings about past credit issues, concerns about confronting creditors, and uncertainty about the credit repair process. But taking action is essential. A nationally recog... Read >
Author: Jim Kemish06th February 2008
Most people these days expect to be able to pay with a credit card, whether they are at the local gas station or working with an independent service industry person who runs a business out of his or her home.
If you are a business owner who has been r... Read >
Author: Source One Merchant Services 18th January 2008
Ever than before numbers of borrowers are falling prey to bad credit hunts. So far the reason, a great influx of borrowers is turning to expensive bad credit loans. Before we go any further let’s have a look upon the reasons behind getting into adverse ... Read >
Author: Turk Malloy18th April 2007
Bad Credit condition of an individual is considered as the worst imagination as creates long lasting impression on future finance planning’s. All future dreams related to mortgage loans will remain on a shaky track. Don’t worry we are here to help you... Read >
Author: Anand Kumar11th April 2007
Bad Credit condition of an individual is considered as the worst imagination as creates long lasting impression on future finance planning’s. All future dreams related to mortgage loans will remain on a shaky track. Don’t worry we are here to help you... Read >
Author: Anand Kumar30th March 2007
Business to Business Collections
Lawsuits should be used as a last resort when attempting to collect money owed. Any lawyer will tell you that a lawsuit is a very inefficient and expensive way to resolve contract disputes, and it also means you lose cont... Read >
Author: Robert Palmer01st March 2007
Faqs On Bankruptcy Part2
Unfortunately the answer is no. Once-delinquent, past-due accounts still show up as severe negatives even if they have subsequently been paid off. It's important to note that credit reports don't just show your current credit sit... Read >
Author: Rockmond Dunbar26th January 2007
In my last article I started discussing how to negotiate debts. In this article I'll cover the remainder of what you can and cannot do when addressing old debt.
Old debt doesn't go away unless you pay it off. It's that simple. The original creditor mig... Read >
Author: Tired Dad Of Four09th November 2006
Medical Management Nightmares
The logistical business side of the medical field can get ugly. Using the right tools and software medical practitioners can tame wild side of a medical practice.
For tho... Read >
Author: 10x Marketing09th June 2006
One of the most important parts of your financial well being is your credit score. The higher it is the easier it is to qualify for loans, lines of credit and credit cards. A high credit score will also allow you to qualify for lower interest rates for al... Read >
Author: Andrew Bicknell05th January 2006
Are YOu Getting Deeper and Deeper in to Debt?
www.debts.tv has gained vast recognition in the last few years with the outstanding difference they created in gifting hundreds of people a debt free life by offering the best debt management plans. www.deb... Read >
Author: Narayan Kulkarni31st August 2005
COLLECTING PAST DUE ACCOUNTS: - Demand The Balance in Full"
By Jim Finucan
2005 Tiare Publications
A collection call, in itself, is a demand for the balance to be paid
in full. That's your goal every time you pick up the phone to call a
debtor.... Read >
Author: Jim Finucan31st August 2005
COLLECTING PAST DUE ACCOUNTS: Letting a Call Get Personal
By Jim Finucan
2005 Tiare Publications
338 words
"How about you? Didn't you ever fall behind on a bill and couldn't
pay on time?"
When a debtor says something like this be careful! ... Read >
Author: Jim Finucan15th August 2005
COLLECTING PAST DUE ACCOUNTS: Dealing With Deadbeats
By Jim Finucan
2005 Tiare Publications
239 words
A deadbeat is someone who feels no regret about sticking someone
else with a bill. He can bounce checks, hang up on a collector and
then ... Read >
Author: Jim Finucan11th August 2005
COLLECTING PAST DUE ACCOUNTS: - Things You Should Never Say
By Jim Finucan
2005 Tiare Publications
221 words
There are a number of lines which have no place in a collections
call. If you find yourself using one or more of them or something
... Read >
Author: Jim Finucan10th August 2005
By: Carrie Reeder
Millions of consumers across the globe are searching for a way out of debt. Credit card bills, loans, and other unsecured debts have left many people unable to meet their monthly expenses. If you have found yourself in this position... Read >
Author: Carrie Reeder10th August 2005
By: Carrie Reeder
A home equity loan allows you to borrow against the equity you have built in your house. Even if you have no equity, you may be able to borrow up to 125% of the value of your home. You can use the extra cash to consolidate bills,... Read >
Author: Carrie Reeder
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