Articles, tagged with "annuity contract", page 4
25th November 2009
Is an immediate fixed annuity the right choice for you and your retirement? What is this you ask? It is a contract written up between you and the insurance company of your choice. You must make an investment in this contract. After you do, it will pay you...
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Author:
FrankRod
12th November 2009
This guide explains your options if you have saved or are saving for your retirement in money purchase pension such as:
a personal pension or stakeholder pension
a group personal pension
a retirement annuity contract
a free-standing additional vol...
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Author:
Brown
26th October 2009
Are you baffled about annuities? Not certain what they are and how they can benefit you? We introduce you to the annuity and reveal you why they may perhaps be of appeal to you!
Are you beginning to think about you're economic stability for you and...
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Author:
jvillan
26th October 2009
The fixed annuity is similar in many ways to CDs issued by a bank, but the difference is that they are intended to fund the buyer's retirement. These are for the most part very low in risk and can be converted to cash much easier than a typical CD as well...
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Author:
AdvisorWorld.com
22nd October 2009
Annuity Settlement Options
Individual investors have a variety of decisions to make when investing into annuities, including settlement options, premium options, and additional benefit riders. While many investors utilize annuities for either capital p...
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Author:
Eli
02nd September 2009
The most important factor when trying to decide which fixed annuity to purchase is the guaranteed rate. However, this is not a feature of variable annuities, and often customers find it difficult to know how to find the best variable annuity contract for...
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Author:
Steven Hart
26th August 2009
An annuity policy that was appropriate for a purchaser at one point in time may not always be the best investment option at a later date. Financial situations change as investors age. In addition, annuity companies are continuously updating their products...
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Author:
Steven Hart
25th August 2009
The advantages that you receive by selling annuities
Making sales are an important source to make a profit by selling and making opportunities in the case of sales for financial advisors. You could opt for annuity sales in the case of lump-sum charge ...
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Author:
Jennifer Walter
15th August 2009
CD-type annuities and CDs have been confusing investors over the years because of their similar names. Although similarities exist between the two types of investments, CD-type annuities and CDs are different investment vehicles which provide different be...
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Author:
Steven Hart
05th August 2009
Single premium immediate annuities or SPIAs are fixed annuities that are purchased with a single deposit amount and start making payments immediately. Investments in SPIAs are ideal for providing an immediate income in retirement.
SPIAs can provide the...
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Author:
Steven Hart
30th July 2009
In general, an annuity is a contract in which an investor pays a premium or a series of premiums, and in return the insurer makes a series of income payments. Normally, annuities are purchased to secure future retirement income for individuals.
There a...
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Author:
Steven Hart
16th July 2009
There is considerable discussion about whether you should consider annuities good or bad. The short answer is that it depends. You'll need to go a little further to really answer the answer to the question: are annuities good or bad?
What the Experts...
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Author:
Steven Hart
07th July 2009
When considering the annuity advantage, the tax-deferred accumulation of assets immediately comes to mind. Another annuity advantage involves the fact that annuities can provide both low-risk and high-gain potential for investors.
Best of Both Worlds...
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Author:
Steven Hart
30th June 2009
Equity annuities offer a good way to manage retirement risk. Equity annuities provide potentially high investment returns without the fear of losing principal, as is the case with traditional investment products. Equity annuities work by placing most of t...
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Author:
Steven Hart
30th June 2009
One aspect to living is that we never know when we'll die. Having saved money for their retirement income, retirees often worry that they'll outlive their savings since life expectancies are increasing.
An annuity is an investment that is uniquely addr...
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Author:
Shane Flait