Articles, tagged with "fair isaac", page 4

Don’t make these credit mistakes

A good credit score is not only vital to financial health, but to many other aspects of your life as well. But what many people do not realize is that there are many things they can do to unintentionally sabotage their financial picture and their cred... Read >
Author: groshan fabiola

How to Remove Unauthorized Credit Inquiries From Your Credit Reports

A credit inquiry is nothing more than a record of who pulled your credit reports and when. It's a federal requirement for the credit reporting agencies to keep a comprehensive record of these inquiries for 24 months.Some inquiries lower your credit scores... Read >
Author: Stephen Snyder

Free Credit Report – Why You Need One!

What's my Credit Rating? Why is it important? If you're like most of us, you probably don't even think about your credit rating until it's time to apply for a credit card, mortgage or car loan. A little known fact is that people with a 'good' or 'ex... Read >
Author: Beth Gabriel

Free Credit Report – Part II

My FICO score is less than perfect – what can I do? In my first lesson, "Free Credit Report – Why You Need One!", we discussed why your FICO (Fair, Isaac; named for the company that created it) score is so important to your credit rating. This number ... Read >
Author: Beth Gabriel

Your FICO Score and Purchasing San Diego Real Estate

You have found your perfect piece of San Diego real estate, and now you only need secure a real estate mortgage at a great rate. Simple, right? Definitely not! Before a mortgage makes that real estate yours, the lender is going to check your credit sco... Read >
Author: John Harris

How to Get Your First Mortgage

When it comes to lifetime markers getting a first mortgage is a major event. With a mortgage you're magically transformed from occupant to owner and from tenant to titleholder. Applying for a mortgage used to be seen as a battle of sorts, a competition wh... Read >
Author: P Miller

Credit Scores: How Are They Calculated?

Copyright 2006 Edward Vegliante Most people know that credit scores determine what and how much you can borrow from lenders, but very few are actually knowledgeable about how credit scores are calculated. When you attempt to borrow money from a financi... Read >
Author:

Home Buying 101 -- How's Your Credit?

Starting a home buying process means answering a lot of questions: How much of a mortgage can you afford? How are your cash reserves? How's your credit? What size house do you need? The more questions you ask in advance, the smoother the process will ... Read >
Author: Brandon Cornett

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