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21st September 2009
Nearly all people in South Africa possess more debt than they can manage. With debt in today's market, it is no wonder at the amount of citizens searching for assistance with monetary stress. As debt consolidation has started to be more standard, debt cou... Read >
Author: NeilBrandt16th September 2009
Credit card companies, as part of the financial industry, use a massive array of jargon. If you understand the terms you can stay on top of your credit card debt. While you can't be expected to recognize all the technical terms, some of them are quite imp... Read >
Author: wbdoyle15th September 2009
If you are struggling to afford just the minimum payments on your credit cards, you are not alone. A large percentage of the people you pass on the street each day are suffering under the weight of the exact same stress. They are also concerned about upco... Read >
Author: wbdoyle11th September 2009
Nowadays, credit cards offer many features designed to appeal to everyone -- from cash back and rebate offers to point systems and frequent flyer miles. Many of these offers work to your advantage only if you make large and frequent purchase. On the same ... Read >
Author: wbdoyle25th August 2009
In today’s world there is no escaping consumerism. This is the way we survive because we cannot do without basic needs. The trick here though is to consume just what you need and save as much as you can. It is so easy to get into debt because we may bel... Read >
Author: Mercy13th August 2009
In order to take out a loan from commercial banks or from other lending firms, you need a good credit score to do so. There are five basic components of a credit score and they are payment history, debt balance, credit history time span, new credit and va... Read >
Author: F. Morgan10th August 2009
In the present economic situation many of us are experiencing severe financial anxiety and for some of our creditors are increasingly becoming increasingly aggressive, and eager to to take action against us, as we are not in a position to clear the bill... Read >
Author: James Andrew Anderson30th July 2009
You have a mounting pile of debt. Can't pay mortgage, can't pay credit cards, and can't afford groceries. What are you going to do? There are a number of options available to you, let's take a look at a couple of them.
In some situations if you can't p... Read >
Author: John Phillips29th July 2009
Transfer credit cards or balance transfer credit cards are a recent development in the history of credit cards.Suppose you are a credit card holder with a balance debt of $ 7000.Now you decide to switch to a new card.But you have a liability outstanding o... Read >
Author: rojdesouza@gmail.com23rd July 2009
Balance Transfer Credit Cards or Transfer Credit Cards offer to the cardholder the facility of balance transfer. By this facility,an outstanding debt balance on your one credit card can be transferred to another that is newer or less used. But the credit... Read >
Author: rojdesouza@gmail.com27th June 2009
Pre-qualifying for a property gives you more assurance that the lender will approve your property purchase loan. When you pre-qualify before you purchase, you are in a better position to buy the property. The owner of the property that you are interested ... Read >
Author: Preethi Sundar 18th June 2009
"The average American family has approximately $10,000 in credit card debt. To make things worse, most of them are only making the minimum payments due each month. Credit card companies actually love it when people only make the minimum payment, becaus... Read >
Author: Suze Fulton01st June 2009
Students loans are meant to help poor students get higher education that would otherwise be hard for them to acquire due to their parents low incomes. Arrangements are made for the student to get the financial aid they require and pay for it later, once t... Read >
Author: Peter Gitundu20th May 2009
If you have been paying unnecessarily high interest rates on your credit card then you might consider choosing a low interest credit card. Of late there has been an increase in interest rates not only in Australia but also across the world. Our credit car... Read >
Author: Mel C08th May 2009
This question should be answered in the same way as most other questions about financial services products. When you understand what lies behind the label and realise what the product offers (i.e. just what it does), then it's a question of whether the pr... Read >
Author: MarkeD31st March 2009
1. First of all, it is very important to make and to have a copy of your simple Budget Sheet detailing all your incomings and outgoings. This way you will have all of your figures in front of you at the commencement of negotiations.
2 When dealing with... Read >
Author: Kev Dawson27th March 2009
First of all, it is vital that we understand what is the meaning of APR? APR stands for “Annual Percentage Rate” which means the amount which comes our of your pocket in case you fail to pay the full credited amount on the due date. In other words, it... Read >
Author: heenavasvani 27th March 2009
First of all, it is vital that we understand what is the meaning of APR? APR stands for “Annual Percentage Rate” which means the amount which comes our of your pocket in case you fail to pay the full credited amount on the due date. In other words, it... Read >
Author: heenavasvani 11th March 2009
This question should be answered in the same way as most other questions about financial services products. When you understand what lies behind the label and realise what the product offers (i.e. just what it does), then it’s a question of whether the ... Read >
Author: MarkeD20th February 2009
A personal economic stimulus package is not in the plans of our government. But you can stimulate your own economy by eliminating your credit card debt.
Everyday, we hear the news of the debated economic stimulus package. We sit back and wonder how t... Read >
Author: True Debt Advisor09th January 2009
The slowing economy hit retailers hard this past shopping season. Many stores depend on the holiday gift giving season for up to 40% of their annual sales. When the December sales don't produce enough revenue, many face the real prospect of closing down... Read >
Author: True Debt Advisor26th November 2008
This series of articles on Key Credit Repair Tips to Improve your credit report scores describes the common pitfalls that laypersons commit without having sufficient understanding of the credit reporting system and the solutions to help repair their credi... Read >
Author: Joey Lee22nd August 2008
Every month figures show that credit card is on the up and up. In a buy now - worry about it later society it is all to easy to end up in serious debt that seems out of control.
But the options seem limited; you probably think that it's almost impossib... Read >
Author: Click4credit15th July 2008
Now days it seems that credit cards are almost a necessity, rather than a luxury, which has caused many people to have a huge problem with credit card debt. Many people now have more than one credit card with a balance and you may even be one of those peo... Read >
Author: A.C. West27th March 2008
The credit card is one of the most dynamic products in the consumer finance market. It is always evolving and now offers so many variations to fit the wide range of cardholders' needs. If you are in the market for a credit card, getting the best credit ca... Read >
Author: Click4credit08th February 2008
In order to maximize your mortgage interest deduction, you need to first get your house in order. Many people recognize that the deduction for home mortgage interest is one of the most potent tax breaks available today. Most people are surprised at how ... Read >
Author: Tom Wheelwright24th July 2007
What ever you owe you need to pay back and with interest. This is the rule of debt game. Once you are in the game, you need to follow the rule. You need to help yourself if you want to get out of debt. Debt reduction always begin at home and you can get r... Read >
Author: Cornie Herring05th July 2007
Debt consolidation credit card is a wonderful way of reducing your debt on a number of credit cards. In this method, a person who is not able to pay large amounts of debt on various credit cards is offered a new credit cad with low rate of interest or 0... Read >
Author: apurva26th June 2007
Debt consolidation credit card is a wonderful way of reducing your debt on a number of credit cards. In this method, a person who is not able to pay large amounts of debt on various credit cards is offered a new credit cad with low rate of interest or 0% ... Read >
Author: apurva26th June 2007
Debt consolidation credit card is a wonderful way of reducing your debt on a number of credit cards. In this method, a person who is not able to pay large amounts of debt on various credit cards is offered a new credit cad with low rate of interest or 0% ... Read >
Author: apurva20th June 2007
There has been a lot of talk recently about taking advantage of 0% balance transfer credit card offers. Applying for a balance transfer credit card can reduce your interest fees and balance transfer credit cards are ideal for the consumer looking to cons... Read >
Author: Art Taylor16th November 2006
Other then the carelessness and recklessness towards paying debts, there are lots of reason due to which a person falls in debts. These are job changes resulting into income fluctuations, personal reasons, illness of family member and many such incidences... Read >
Author: Tess Ocean13th October 2006
Balance transfer credit cards are gaining popularity as a temporary solution to ever-increasing debt problems. However, what many users don't know is that recent legislation makes it much easier for credit card companies to collect on existing debts, than... Read >
Author: Robert Alan05th July 2006
Credit cards, as part of the financial industry, use a massive array of jargon. You can't be expected to recognise all these technical terms, and some of them are quite important so here's a quick guide, in alphabetical order.
Affinity card. This is ... Read >
Author: Masni Rizal Mansor04th July 2006
Debt consolidation loans provide ways and means to get out of debt spiral. If you candidly summarise your debts, you will understand that it will take years to pay of all your debts with current repayment level. Credit cards acts as catalyst to multiply y... Read >
Author: Alexa Wilsoon16th June 2006
Nowadays, credit cards offer many features designed to appeal to everyone -- from cash back and rebate offers to point systems and frequent flyer miles. Many of these offers work to your advantage only if you make large and frequent purchase. On the same ... Read >
Author: Robert Alan02nd April 2006
Balance transfer credit cards can be a lifesaver for a person looking to get out of debt. Balance transfer credit cards allow the cardholder to transfer balances free of charge and provide low interest rates on the money that is transferred, helping the ... Read >
Author: Willard Robert01st April 2006
Credit cards are an easy way to immediate gratification to spend and buy with money you don't have and it often forces many to run into debt and even bankruptcy. It is therefore crucial to weigh the pros and cons before filling out any old application for... Read >
Author: chad mcdonald14th November 2005
Online debt consolidation programs help individuals to research, apply and take part in debt reduction programs. The consumer can manage the financing of debts at the click of a mouse. With the problem of excessive debt growing on today, online debt conso... Read >
Author: Mansi Gupta14th October 2005
A Credit Card Jargon Buster
Michael Knowles
Credit cards, as part of the financial industry, use a massive array of jargon. You can't be expected to recognise all these technical terms, and some of them are quite important � so here's a quick guide,... Read >
Author: Michael Knowles14th October 2005
If you have multiple debts, you may well be wishing you had a debt elimination wand to wave and make all the debts disappear. You would probably wish even harder for that magic wand if you were falling behind with, or at least struggling hard to keep up w... Read >
Author: Roy Thomsitt21st September 2005
By Doug Krieger
Eh? I can think of scores of reasons to move to Canada (or opt for the Mexican Riviera) . . . any place but Babylon the Great: The USA. The War in Iraq . . . or better yet: The entire Military-Industrial Complex sucking the life-blo... Read >
Author: Doug Krieger12th August 2005
What is Debt Settlement?
Debt settlement is the process of negotiating with your creditors so that you are able to pay off a certain percentage of the debt amount that you owe. A debt settlement company will use different types of strategies to nego... Read >
Author: Life Insurance For Seniors
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