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Articles, tagged with "fdic"

Why a High Yield Savings Account Still Makes Sense in a Low Rate Environment

29th September 2009
One might think a high yield savings account in a ridiculously low rate economy like today's would be a waste of time but that thinking would be wrong. Despite the low savings rates evident in all the print and media ads an online high yield savings acco... Read >
Author: Jim S

What an Online Savings Account for Kids Will Teach Them About Money

29th September 2009
An online savings account for kids has a lot to offer in terms of teaching children about what money is, how it works, and how it can work for them. Getting an online savings account for kids also makes learning how to move money quickly and electronical... Read >
Author: Jim S

Top 9-Month Certificate of Deposit Rates across the US.

28th September 2009
Trying to search for high 9 Month CD Rates. Well, you can stop searching now... Top 9-month CD interest Rates aren't easy to track down. The 9-month term is considered an odd term CD and many banks don't have them. Often times, those that do, have ... Read >
Author: Corwin

Differences Betweeen FDIC and NCUA

25th September 2009
I was going over our server logs and noticed that someone had come looking for the answer to, “What is the difference between FDIC and NCUA Insured?” Wow, I felt really silly because I didn’t actually have the answer posted. After all, it is an ... Read >
Author: Chris Duncan

Social Security system is inefficient

24th September 2009
Ah.. Social Security… It’s wonderful program that takes 12.4% of your income each year in order to secure you your future. Let’s analyze Social Security a bit, shall we? The purpose of Social Security is to help the average American save money fo... Read >
Author: wbdoyle

Annuities

23rd September 2009
Those with fixed incomes or living on their retirement savings are often looking for a safe, low risk place to invest their money. They will often turn to annuities, which are sold through insurance companies. Basically, an annuity is a contract between y... Read >
Author: Raymond A Heisler

The FDIC is Broke

22nd September 2009
American bank deposits are insured up to $250k by the FDIC, the Federal Deposit Insurance Corporation. This number was $100k for many years, until some of our Congress critters realized two things: * Many banks were going to fail * They had... Read >
Author: Robert Bell

Prepaid Cash Cards

17th September 2009
Prepaid cash cards are similar to debit cards, however, debit cards are attached to a bank account, while the former are known as nonbanking cards. Simply put, these cards are not linked to a bank account and come with fees every time you have to reload t... Read >
Author: Louis Tsui

House Foreclosures

16th September 2009
House Foreclosures refer to the defaulted loan and tax properties being taken over by the lenders or tax authorities and being put on sale in auction for recovery of their debt. This has made possible for most prospective first time buyers and many in... Read >
Author: juliethompson

Questionable Credit Repair Offers

16th September 2009
If you have a bad credit record, you know how hard it can be to secure new credit or seek new employment. While you may be willing to do whatever it takes to repair your credit rating, some companies not only offer illegal advice or methods, but also mis... Read >
Author: wbdoyle

ONE from American Express - Promises Savings For The Hardworking American

16th September 2009
The year 2005 was a witness to the introduction of ONE from American Express. This was a card equipped with a ‘Savings Accelerator Plan’, depositing 1% of the eligible purchases into your high yielding FDIC insured savings account. Advantages of ON... Read >
Author: wbdoyle

CD Rates Right for your Cash?

10th September 2009
Small businesses are faced with a problem in getting a return on their investments. How can you get a decent return on your money, without compromising its safety? If you go too safe you may be sacrificing returns, if you go too risky you could bankrupt y... Read >
Author: Michael

Edit Guide - 3 Easy Steps to see if you qualify for a modification guides

07th September 2009
There are many changes in the financial world today, leaving a huge vacuum of uncertainty about you and your home. There are some simple steps to see if you qualify for a modification guides to avoid losing your home. In an economy in trouble today, i... Read >
Author: Lleep Morroth

Living slothful is costing you funds!

04th September 2009
Laziness is a blight and the end consequence of naught except procrastination. One of the seven fatal sins known as sloth, laziness was even punishable by death in Christian legends. Those who were guilty were fed to the snake pits in anguish. Poorer y... Read >
Author: Robert Bell

Making Informed Choices On Mutual Funds Investing

04th September 2009
Many people are turning to mutual funds as a way of investing for their future. This is especially common with people who need finances for school fees, upkeep in retirement or to buy a home. This type of investment has a number of different securities th... Read >
Author: Peter Gitundu

Cash Gifting or FDIC Who Do You Trust?

02nd September 2009
By Big Mike St Louis 81 Banks have already been shut down based on the FDIC running out of funds and more banks will follow because the FDIC is running out of money. If you have money in the bank or planning on putting a large amount in the bank you ... Read >
Author: bigmikestlouis

Casgh Gifting or FDIC Who Do You Trust??

02nd September 2009
The FDIC will either have to borrow money from the treasary who already as you know is in a huge deficet with china or they will have to increase fees for customers either way its still going to fall apart sooner or later and the Federal Reserve System wi... Read >

Obama's Home Mortgage Modification Program - Hope for Those who Need Help

26th August 2009
Years ago when economist began to predict that a global economic crisis was eminent, most people choose to ignore them. Unfortunately, they were right. People may have been able to ignore the changing economic times even a year ago, but no one can ignor... Read >
Author: Lindsy Emery

Feldman Law Center - What Do Higher Taxes Mean for Loan Modifications?

21st August 2009
Feldman Law Center In tòday's unpredictable ecònòmy, yòu can't take anything fòr granted. Yòu dòn't knòw if yòu will have a jòb tòmòrròw, if yòu'll be asked tò take an unpaid vacatiòn, òr if the interest rate òn yòur hòme mòrtgage wi... Read >
Author: Luther Odonnell

Stay in Business Using Factoring for Small Businesses

19th August 2009
Equifax, Inc. states that commercial bankruptcies among the nation's more than 25 million small businesses increased by nearly 81 percent in June 2009 from June 2008. More than 1,000 emergency loans have been granted to small businesses in the United s... Read >
Author: kgabriel

Ben Bernanke: Chief of the Economic Police Sector?

16th August 2009
If it is not bad enough that the Fed has nearly infinite control over money and interest rates and are able to absolutely control the economy from an office building, the Obama administration is proposing that the Fed serve as a controller to detect activ... Read >

STAR, ITS partner to offer payroll cards

11th August 2009
Enid, Okla. – Employers all across Indiana will soon have the option of offering the convenience of an ITS® Visa Payroll Card to their employees because of a recent agreement between Interactive Transaction Services and STAR Financial Bank. The agre... Read >
Author: Tania Warnock, ITS Marketing Director

Get Your Money Back: Reclaiming Unfair Bank Charges

10th August 2009
Banks are known to unfairly charge their customers "extortionate fees" so that a lot of people are having a hard time saving money. These fees also potentially drive many customers even deeper into debt. A lot of people may not be aware but you can actual... Read >
Author: Yossarian

Credit Card Advances Less Costly Than Payday Loans

08th August 2009
Payday lending is big business today. Right now, about 22,000 payday loan stores are collecting about $6 Billion per year from cash-strapped consumers. Some of those consumers are caught in a never-ending cycle of borrowing, repayment, and borrowing again... Read >
Author: John Rasor

What is a Loan Modification & How Do I Modify My Mortgage?

04th August 2009
What is a Mortgage Loan Modification? A home loan modification is a process whereby the terms of the existing mortgage are modified to new terms that are more agreeable to the homeowner and lender. What’s the basic idea behind mortgage modificatio... Read >
Author: Loan Modification

Seven Conventional Alternatives To Foreclosure

02nd August 2009
According to RealtyTrac, 1 out of 84 homeowners received at least 1 foreclosure filing during the first half of 2009, and for the 4th straight month, more than 300,000 foreclosure filings were reported nationwide. The FDIC reports that the 2 most general ... Read >
Author: NVRE

Loan Modifications - What are the Standard FDIC Guidelines?

21st July 2009
In the past year, in this uncertain and troubled economy, over 600,000 people have lost their job and many others are finding it hard to keep their jobs. Companies that offer mortgages are collapsing and the incidences of bankruptcy are increasing due to... Read >
Author: Lindsy Emery

Does the Government Advocate Debt Settlement?

20th July 2009
Some people wonder whether debt settlement is a safe or wise course of action. For those who look to the government provide advice on how to get back on their feet, the question is simple: does the government advocate debt settlement. The answer is equ... Read >
Author: Isaac Gervais

Mortgage Modification - Find Out If You Are Eligible

18th July 2009
Mortgage modification is becoming increasingly common in light of today's tough economic climate. But how do you know if you are eligible for the mortgage modification loan process?Optimism is scarce in a recession like this one. Small and large companies... Read >
Author: Jennifer Hayes

Should I Do A Loan Modification?

16th July 2009
With so many thousands of homeowners having trouble paying their mortgages, Loan Modification is one of the best options in order to lower their monthly payment and avoid foreclosure. * Going Through a Financial Hardship? * Have an Adjustable Rate Lo... Read >

HVCC Home Appraisal and Short Sales

16th July 2009
Though reply times on short sale offers change from lender to lender, it can take two weeks or as long as ninety days to get approved. This is why it's imperative that buyers and their representatives understand and accept that time period before they mak... Read >
Author: Ender Wiggins

Tribute Gold MasterCard Review

05th July 2009
The Tribute Gold MasterCard is designed especially for those with current or past financial difficulties. It is issued through the First Bank of Delaware a leader in sub prime lending.It will report monthly to all three major bureaus. Simply by paying you... Read >
Author: dmoskel

Ways To Find A Good Real Estate Bargain

29th June 2009
When you want to give a head start to your real estate investment career you can start off by purchasing small, older apartments situated at a good location and available at smaller down payments. When you are a new investor and you are not sure what sort... Read >
Author: Charles

Feldman Law Center - The Problems in Dealing Directly with Indy Mac

28th June 2009
Feldman Law Center - News by Feldman Law Center -- According to a story in The Ventura County Star, Indy Mac (now named OneWest Bank after its seizure by FDIC last July and its subsequent sale to private investors) doesn’t seem to enjoy dealing directly... Read >
Author: Feldman Law Center

Commercial Real Estate Financing: Who Controls the Third Party Reports?

11th June 2009
Well, this weekend marked the official end of the 2008 NFL season with the NFC defeating the AFC in the Pro Bowl in Hawaii. NOW what am I going to do on Sundays??? I guess I’ll have to find some useful things to occupy my time … like tennis, martial... Read >
Author: craighigdon

Working Capital Loans - Good Banks and Bad Banks

11th June 2009
The world of banking has recently changed dramatically for most small business owners. Many commercial borrowers are angry as well as confused by the new business banking landscape. One of the most perplexing situations is a realization that there are now... Read >
Author: Stephen Bush

Stimulus Questions No One is Asking

06th June 2009
Amid the frenzy of homeowners facing foreclosure, potential buyers struggling to obtain loans and banks, lenders and realtors trying to stay afloat, I feel like there are lots of questions that no one is asking! Correction, the regular guy on the street l... Read >
Author: Butch Grimes

Best Online Accounts Guide

05th June 2009
It goes without saying that only reputable online firms offer the best online accounts (whether a bank account, a trading account or a merchant account). And so, if you want to try out your money-luck on the internet (and be successful later on) by obtai... Read >
Author: mark

Offshore Debit Card: the Anti-Freeze Shield

03rd June 2009
The global financial crisis that plagued the economies of the world has now reached new ground, now not even cash in bank is safe from its terror. The harsh times caused by massive inflation, rising commodity pricing and huge job layoffs had caused anxiet... Read >
Author: darewin ocampo

Online Banking and Savings Accounts

29th May 2009
Online savings accounts and banking may be a good option for someone who does a lot of financial transactions online. Most 'brick and mortar' banks offer online banking, and there are numerous institutions that can only be found online. The same servic... Read >
Author: Mel C

Mortgage Modification Information Your Questions Answered

20th May 2009
How has it reached a point that so many people are requesting mortgage modification information? The FDIC or the Federal Deposit Insurance Corporation recently showcased their plan to systematically avoid foreclosures on some 1.5 million home mortgage rep... Read >
Author: Lindsy Emery

Home Mortgage Modifications The Long Awaited Financial Lifeboat

20th May 2009
When economists started warning investors of the impending global economic crises some years back, most of their ranting fell on deaf ears. Unfortunately for us laymen, nobody is deaf anymore. There is no doubt that if people weren�t feeling the pinch a... Read >
Author: Lindsy Emery

Who Qualifies for a Loan Modification? - Feldman Law Center

15th May 2009
During these trying times when mortgages, real estate prices and other financial arrangements are completely unstable, many homeowners are asking how they can qualify for a loan modification. Both the FDIC and the federal treasury are strongly supporting... Read >
Author: Feldman Law Center

New Millennium Bank Secured Credit Card - Review

07th May 2009
The New Millennium Secured MasterCard is designed for those people who are looking for a card to help repair their credit score. Have you ever used something as collateral?This means that if you want to purchase something but don?t have the full amount of... Read >
Author: dmoskel

Certificates of Deposit (CDs) - How to Protect Your Financial Wealth

06th May 2009
Certificates of Deposit (CDs) are a popular form of financial investment these days because they are considered to be more safe than many other types of savings and investments. This information is important for you to consider for your financial safety a... Read >
Author: Mentor

Certificates of Deposit (CDs) - How to Protect Your Financial Wealth

06th May 2009
Certificates of Deposit (CDs) are a popular form of financial investment these days because they are considered to be more safe than many other types of savings and investments. This information is important for you to consider for your financial safety a... Read >
Author: Mentor

Mortgage Modification - 3 Easy Steps to Know If You Qualify for a Mortgage Modification

04th May 2009
There are many changes in today�s financial world that leaves a big gap of uncertainty concerning you and your home. There are easy steps to know if you qualify for a mortgage modification to prevent you from losing your home. In today�s troubled ... Read >
Author: Lindsy Emery

FDIC Guidelines for Loan Modifications

04th May 2009
According to the FDIC, guidelines for loan modifications maintain two primary principles: 1. Evaluate the amount a borrower can afford by multiplying the borrowers gross monthly income time the HTI (Housing To Income) ratio, less taxes and insurance t... Read >
Author: Lindsy Emery

Obama's Making Home Affordable Initiative

01st May 2009
In a plan that promises to keep seven to nine million borrowers from losing their homes, the Obama administration announced its "Making Home Affordable" initiative. The Treasury Department released detailed guidelines about how it plans to help Americans... Read >
Author: Robert Palmer

Money in the Bank

16th April 2009
With the financial markets continuing to plummet, you may be hesitant about investing your hard-earned money in stocks. Whether buying stocks for the long-term or engaging in day trading, there is no guarantee that the dollars used for stock shares will e... Read >
Author: Robert Palmer

The Differences Between Payday Loan APRs and Credit Card and Banking Fees

27th March 2009
You need quick cash and you’re not sure where to turn. Should you tap into your available credit on your credit cards or take out a short-term payday loan? Quite frankly, there is no right or wrong decision regarding short-term cash solutions. What m... Read >
Author: Janet Gaither

The Differences Between Payday Loan APRs and Credit Card and Banking Fees

27th March 2009
You need quick cash and you’re not sure where to turn. Should you tap into your available credit on your credit cards or take out a short-term payday loan? Quite frankly, there is no right or wrong decision regarding short-term cash solutions. What m... Read >
Author: Janet Gaither

Payday Advances: Providing a Better Solution than Costly Bank Overdraft Fees

27th March 2009
We’ve all been there before: our paycheck doesn’t make it into our account on time, and before we know it, we are dealing with bounced checks and overdraft fees. If you are struggling to make ends meet, and you make the mistake of bouncing checks, ... Read >
Author: Janet Gaither

On-Line Bank Certificate of Deposit Rates in TX

24th March 2009
So today we'll bring you some On-line Bank CD Rates in TX. Texas is a big state, so does that mean huge interest rates. I've heard their cockroaches are as big as skateboards and their spiders are as large as cars. My favorite are the Bus sized Jackolopes... Read >
Author: Corwin

Benefits of having Certificates of Deposit investments

17th March 2009
The economy is up and down. Stocks are up and down. Heck, life is up and down. But, when it comes to investments, there is one vehicle above all others that provides safety and return. Those are just two of the benefits of having certificates of depos... Read >
Author: Corwin

Wealth Secrets: Don't Make Dumb Money Decisions

13th March 2009
You can't stop investing just because the real estate and stock markets are declining. If you do, you are actually placing yourself at greater risk due to the forces of inflation. So, while your dollars are staying the same, apparently safe in your FDI... Read >
Author: Alexis Martin Neely

Tired of spending hours searching for free foreclosure listings online?

02nd March 2009
It does not require a real estate license, or the need to go through expensive realty sites to find complete, current foreclosure listings directly from the source. Bank owned homes, mortgage lender property and other REO real estate can be found o... Read >
Author: FindAnyForeclosure

Discover the Best CD Rates in The Market

24th February 2009
If you have a certificate of deposit (CD), you should be mindful of the CD rates. This will basically inform you of how much percentage your money will grow over a period of months of year. Though a CD can be one of the best investments you’ll ever have... Read >
Author: Alice Campbell

Certificate Of Deposit As Safe Investment Alternative

22nd January 2009
Are you one of the few who despite the financial turmoil has been able to save some cash? Do you have cash on hand because you sold the rest of your stock or mutual fund portfolio after watching it drop? If the answer is yes, I have one question for you, ... Read >
Author: Robert Palmer

Citigroup and Bank of America reported losses

21st January 2009
Citigroup had moved up its earnings announcement, as it sought to placate anxious investors. Reports emerged early this week that Citigroup was accelerating moves to dismantle parts of its troubled financial empire. But some Wall Street analysts and inves... Read >
Author: tugsearch

How Derivatives Sank Our Banks

09th January 2009
Most people do not know what CDS's, Credit Default Swaps, are or have even heard of them, but they have the potential to sink every bank in the country! No joke. Banks have trillions on the line with these CDS's and they are losing big. Credit Default Swa... Read >
Author: svfox

Total Visa Card - Review

08th January 2009
The Total Visa was designed for individuals with a low credit score. It is an unsecured card. It reports to all the major bureaus monthly. With on time monthly payments you can start to build a positive payment history. This is a large part of your ... Read >
Author: CardSuggest

Centennial Gold Credit Card - Review

08th January 2009
The Centennial card is issued by The First Premier Bank a member of the FDIC. This is an unsecured card created for individuals looking for a second chance. There are easy requirements for approval; however it does carry some fees. This includes a one ... Read >
Author: CardSuggest

Money Market Account

16th December 2008
When investing in a money market account it is important to know what exactly a money market account is. A money market account is an account that you deposit money into that has a relatively high interest rate. A great added bonus with a money market acc... Read >
Author: Robert Palmer

Global Recession: 7 Answers to Your 7 Business Building Questions

15th December 2008
During a recession many of us will not exceed the FDIC limits on their deposits and will need extra income working from home. Meanwhile, you heard that you can make a decent living building an Internet business from scratch, but you do need an instruction... Read >
Author: aaewc

Government Jobs with Security Clearance: Agencies or Contractors?

11th December 2008
Good news for those looking to get in on government jobs! There's plenty of them, and with good salaries, working for either government agencies or government contractors. If you're qualified, well trained and hold a security clearance, the question to ... Read >
Author: Tom Gardner

What Is The Definition Of High Risk Investment

04th December 2008
Many people are searching for a technical definition of a “high-risk” investment. Ultimately they will find that there is no official definition for high-risk and in fact most common investments are fairly high-risk. Many modern investment strategie... Read >
Author: Bradley A Johnson

Safe Place To Save Your Money

02nd December 2008
The stock market has lost trillions of dollars, and a lot of that lost value was in people's retirement accounts. It can be really tough to find a safe place to save or invest these days. While this article is not intended to provide any sort of investmen... Read >
Author: marilyn katz

Prepare for a Job Loss Before It Is Too Late

02nd December 2008
Unemployment figures are at alarming levels now. And the predictions about future US employment retes tell us we should expect those numbers to grow. This is no time for American workers to adapt a wait and see attitude. You should be prepared before you ... Read >
Author: marilyn katz

Buying a Property Listed As Short Sale

01st December 2008
Investors and savvy real estate buyers know that a short sale listing may denote a great deal waiting to be made. Conversely, it may speak of a lengthy negotiation process that scares off those needing or wanting to make a real estate deal quickly and ... Read >
Author: Lender411

Loan modifications are a mixed benefit for lenders

11th November 2008
Looking for a solution to the mortgage crisis and the disaster that was caused by the subprime mortgage blowup, governmental agencies as well as lenders have discovered that loan modifications are perhaps offering the best possible solution for the bank a... Read >
Author: Lender411

Foot Pain Can Impact Small Businesses in Hard Economic Times

11th November 2008
All over the media, there are reports of hard economic times. The newspaper, radio and and television stories abound with reports that the stock market lost over $8 trillion in equity this year. Powerful corporate stocks like GM and Merrill Lynch are coll... Read >
Author: Dr. Christopher Segler

Roth IRA Investment and Real Estate - The Perfect Combination!

30th October 2008
When you talk with your friends about Roth IRA investment, don't be surprised if they mention real estate. Many smart investors are turning away from stocks and turning towards the real estate market. There are a number of success stories. Why consider... Read >
Author: Jim Riley

Want to Increase Your Roth IRA Rate of Returns?

30th October 2008
Your Roth IRA rate of returns depends on your investment choices. Your Roth IRA income limit, on the other hand, depends on the tax year and your filing status. If you make the safest choices, your Roth IRA rate of returns will be in the "lowest" perce... Read >
Author: Jim Riley

How to buy foreclosed properties

27th October 2008
A foreclosure property auction takes place when the property owner is not able to pay the mortgage fees on the property and so he has to give up the land to pay back what is owned. The property is sold to the public through government sales programs. FDIC... Read >
Author: ron victor

Ways To Find A Good Real Estate Bargain

23rd October 2008
Ways To Find A Good Real Estate Bargain When you want to give a head start to your real estate investment career you can start off by purchasing small, older apartments situated at a good location and available at smaller down payments. When you are a ... Read >
Author: Charles Petty

How to buy foreclosed properties

23rd October 2008
A foreclosure property auction takes place when the property owner is not able to pay the mortgage fees on the property and so he has to give up the land to pay back what is owned. The property is sold to the public through government sales programs. FDIC... Read >
Author: ron victor

How to buy foreclosed properties

23rd October 2008
A foreclosure property auction takes place when the property owner is not able to pay the mortgage fees on the property and so he has to give up the land to pay back what is owned. The property is sold to the public through government sales programs. FDIC... Read >
Author: ron victor

Find Highest Online CD Rates

13th October 2008
Banks are competing hard for your investments and offering high onine CD Rates. A thoughtful search strategy can return some of the best online CD Rates in the country. Just pick your favorite search engine and try a few of these. First indentify the... Read >
Author: Corwin

Government Bailout & The Second Great Depression

06th October 2008
How To Protect Yourself Let’s face it; we are now entering the Unites States of America’s Second Great Depression. It will have devastating effects on the American people, businesses, and what is left of our growing economy. This is not a minor ... Read >
Author: Jason Allen Miller

Is your money safe?

29th September 2008
Due to the recent down turn in the economy some people are worried about their money. If you have money in the stock market it might be kind of risky right now, but if you like risk then keep your money in it. Just remember you make your profit when you b... Read >
Author: Derek Anders

The Government Doesn't Want Our Prospects to Know About Annuity Insurance...Why?

26th September 2008
Copyright (c) 2008 Bill Broich In this day in age where the financial markets are in disarray and the future of so many people's money is in doubt why would the government want to make it a rule (a punishable offense) to not allow the industry to infor... Read >
Author: Bill

Lenders mitigate losses with Loan Modifications

22nd September 2008
In a day and age where foreclosure signs are dotting the neighborhoods in the same way that sold signs used to be seen up and down the streets just a few short years ago, lenders are struggling to keep investors interested in them with a mountain of bad d... Read >
Author: Lender411

The Unique Potential Of Loan Modifications

19th September 2008
With foreclosures plaguing the mortgage industry and a softening real estate market making it virtually impossible for homeowners with their backs to the wall to quickly unload properties they can no longer afford, there is a new foreclosure avoidance too... Read >
Author: Lender411

Get a Certificate of Deposit - Know the Facts About Making Money

16th August 2008
A certificate of deposit better known as a CD is a deposit made based on time. It is a very common product that is offered to customers of credit unions and banks. More Information on getting : Debt Relief Today CD'S are act similar to a savings acc... Read >
Author: bryan

FDIC Offer Government Homeowner Loans

01st July 2008
The credit crunch is hitting many homeowners both here and in the United States. Many have called for the government here in the United Kingdom to provide some sort of relief directly to homeowners rather than ploughing money into the banks. As many f... Read >
Author: Carys Robshaw

Maximizing Your Savings Returns

08th May 2008
Now that you have found some extra money each month, what should you do with it? Don't bury it in a coffee can out in the back yard or hide it underneath your mattress; begin searching for banks that will work hard for you. Start out locally, with a ba... Read >
Author: Nicholas Hunt

Payday Loans

09th April 2008
Payday loans are usually small, short-term loans that are also known as cash advances. These loans are increasingly popular as the person taking out the loan doesn’t need to have a good credit rating; they merely have to present some information, usuall... Read >
Author: cash loan

What is a Short Sale ?

27th March 2008
Benefits to the Seller of the property The seller wins by avoiding foreclosure by selling their home before the foreclosure auction even if they owe more than its worth. If sellers were to sell their home foreclosures the traditional real estate t... Read >
Author: D.C. Fawcett

What is a Short Sale ?

27th March 2008
Benefits to the Seller of the property The seller wins by avoiding foreclosure by selling their home before the foreclosure auction even if they owe more than its worth. If sellers were to sell their home foreclosures the traditional real estate t... Read >
Author: D.C. Fawcett

The Risks of Banking Offshore

19th March 2008
If you are looking for a way to keep your money safe, keep your transactions private and lower your tax burden, you may be considering opening an offshore bank account. An offshore bank account can be a good idea for some people, but there are some things... Read >
Author: earnest

Private Money in Real Estate Investment – Prospecting 101

10th March 2008
Anyone who invests in real estate needs money to do so. Most private individuals go to a bank or lender and take out a mortgage when they want to buy property. However, when you are in the business of real estate investment, finding sources of capital t... Read >
Author: Judson Voss

Why Are Foreclosures Like The Superbowl, World Series and Summer Olympics?

11th February 2008
Imagine if the Superbowl, World Series and the Summer Olympics all happened during the same weekend! Well, that is what we are seeing with the number of foreclosures in this country-except that this "sports extravaganza" is lasting all year long. The t... Read >
Author: Robert Lam

Everything You Need To Know About Banking

17th August 2007
Most of us know what a bank is. We know that in order to better manage our financial life; we should have both a checking and savings account at a minimum. We also know their services are similar across the board for most banks. Some of these services ... Read >
Author: Strativia

Everything You Need To Know About Banking

15th August 2007
Most of us know what a bank is. We know that in order to better manage our financial life; we should have both a checking and savings account at a minimum. We also know their services are similar across the board for most banks. Some of these services ... Read >
Author: Strativia

Attarct Wealth

03rd July 2007
If you aren't content with just earning interest on your money with a savings account, you could make with several better investing options. The next pace up would be a money market account. These are somewhat like savings accounts, but they gross a highe... Read >
Author: Chris

Attract Wealth

01st July 2007
If you aren't content with just earning interest on your money with a savings account, you could make with several better investing options. The next pace up would be a money market account. These are somewhat like savings accounts, but they gross a highe... Read >
Author: Chris

ONE From American Express – For The Spender Who Loves To Save

31st May 2007
American Express introduced One, a great card for consumers afflicted with a common American-tendency – impulse buying. One from American Express is an exceptional option for the meticulous Americans who wish to save a little money into their kitty for ... Read >
Author: creditwisdom

ONE from American Express – Promises Savings For The Hardworking American

31st May 2007
The year 2005 was a witness to the introduction of ONE from American Express. This was a card equipped with a ‘Savings Accelerator Plan’, depositing 1% of the eligible purchases into your high yielding FDIC insured savings account. Advantages of ON... Read >
Author: creditwisdom

Are You Looking for an Online Banking Services Without Fees Attached? Try ING Direct

21st May 2007
ING Direct is an online banking web site that is very convenient for people. Since it is not the kind of bank with branches, but rather an online bank, ING Direct offers services without fees attached. One kind of service that ING Direct provides is... Read >
Author: Peter Gitundu

The Benefits Of Owning A Business Savings Account

10th May 2007
If you own a small business, you’re likely much than mindful of the demand to optimize every decision made when your money is concerned. If your business has access to funds that aren’t promptly needed, trying making the money work for you and your co... Read >
Author: CharleyHwang

Ten Things the Average Person Does Not Know About Annuities

25th April 2007
Deferred annuities possess characteristics found nowhere else. They play an important part in seniors' portfolios. Seniors hold billions of dollars in deferred annuities. However, my experience is that the average person knows little about the unique a... Read >
Author: Robert D. Cavanaugh, CLU

Invest on CDs, Step up Your Funds

03rd April 2007
For those who are trying to trace the connection between CDs and funds, let's clear it at the onset. The CDs under discussion are not the compact discs you play, but the Certificates of Deposit (CDs) that you invest on to grow your money in the bank or ot... Read >
Author: Wain Roy

Investing in Pre-Foreclosures (Reproduction)

02nd March 2007
Real estate investing is the very recurrent wealth builder, and a change from working a job to achieving wealth through real estate investing is now becoming increasingly well documented.1.) When people are in great default on their mortgage they stopped ... Read >
Author: Maximus Mejo

Good Old Mom And Dad Saving And Investing The Old Fashioned Way

21st February 2007
I have tried for a few years now to get my parents to switch from their traditional low-interest brick and mortar savings account. However, they are stuck in their low minimum investing lifestyle. They simply have no desire to learn about investing beca... Read >
Author: Chad Surges

Saving Money on Banking and Credit Services

08th February 2007
From radio spots and junk mail to television and newspaper ads, American consumers are bombarded with invitations to utilize various banking and checking services. And even though they come with the obligatory fine print, so much of it remains a m... Read >
Author: Chemain Evans

An Overview of ING Direct

26th January 2007
Are you looking for a convenient banking website? If you are, then you should give ING Direct a try. This online banking website offers services with no fees attached because it is unlike the traditional brick and mortar banks. This online bank is FDIC in... Read >
Author: Morgan Hamilton

It's Never Too Early to Begin Investing for Retirement

13th December 2006
I think that it would be a good idea for me to think about investing for retirement now that I'm in my late 30’s. Some people I know told me that the social security fund isn't going to be around when it's time for my generation to start collecting. If ... Read >
Author: Morgan Hamilton

Is the Fox Auditing the Hen House?

17th November 2006
When you ask your doctor for a second opinion, do you really want him to give you his opinion again? No. You want a second opinion. An independent evaluation. Too many financial institutions do this very thing on a daily basis ? they hire the same co... Read >
Author: Brian Hayes

Mortgage Investment and Interest Rates

15th November 2006
By Anthony Simon Invest in yourself - Invest in Your Own mortgage and reduce those interest charges. Let's begin with the premise that you are a homeowner, have a mortgage and have at least a small amount of money left each month to invest. Where ... Read >
Author: Hayley Gordon

Offshore Panama Bank Accounts - Open In 5 Days

09th November 2006
You can obtain a Panama Bank Account without having to come to Panama! Documents Required - A copy of a Passport, letter of reference from a recognized bank that is able to send and receive international wire transfers and a letter of reference from an... Read >
Author: Ronald Edwards

CD's are Building Favor

07th August 2006
As interest rates are on the rise, altering your investment strategy is a must, it is time to check up on your most recent interest paymenyts and receipts. Most banks will not bumps up their payments to you until you ask, so you are likely being paid much... Read >
Author: Adam Coyle

A Primer on Reverse Mortgages

19th July 2006
Economists report that as housing prices have skyrocketed over the past several years, the amount of money that households are saving through 401(k) plans and FDIC insured savings accounts has fallen. For many people approaching retirement age that means... Read >
Author: Peter Amaral

Mortgage Investment and Interest Rates

07th July 2006
Invest in yourself - Invest in Your Own mortgage and reduce those interest charges. Let's begin with the premise that you are a homeowner, have a mortgage and have at least a small amount of money left each month to invest. Where do you invest it? Yo... Read >
Author: Hayley Gordon

Details of the American Express One Application

18th June 2006
This American Express One card offers their card holders a very unique savings accelerator plan that no other credit card offers today. Any card holder has the ability earn up to 1% on selected merchandise and from selected merchants. The rebates that are... Read >
Author: Joshua Shapiro

The Lowdown on American Express One

08th June 2006
Credit cards in general encourage consumers to spend, but the opposite is true for the One from American Express. Unlike cash back reward cards, the American Express One card will deposit cash rebates of 1% of purchase value into a high yield savings acco... Read >
Author: Eric Wasselman

Open an Online Savings Account (A Newbie's Guide)

31st May 2006
The basic steps for opening an online savings account are the same for all online banks. Various online banks are present and these offer different services and benefits but to varying degrees. Before opening a virtual bank account, it is important to kno... Read >
Author: Stanley McMahon

How To Make Your Raise Really Pay

13th August 2005
By: James Dimmitt Were you lucky enough to get a pay raise recently? If so, what are you planning to do with it? Here are 4 tips on how to make your raise pay real dividends for you now and into the future: 1) Open a savings account Baby b... Read >
Author: James Dimmitt