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25th September 2009
I was going over our server logs and noticed that someone had come looking for the answer to, “What is the difference between FDIC and NCUA Insured?”
Wow, I felt really silly because I didn’t actually have the answer posted. After all, it is an ... Read >
Author: Chris Duncan24th September 2009
The third biggest financial goal for a family is saving for a college education. Buying a house and retirement are the first two goals. With the cost of higher education on the rise, parents are beginning to try and set aside money for education as soon a... Read >
Author: wbdoyle17th September 2009
In the world of investment, one will come across many terms that relate to the different types of investments and how they operate. Among the terms is the money market investment, which basically refers to the global financing market that offers short ter... Read >
Author: Peter Gitundu16th September 2009
Many consumers have found that putting money into CD's (certificate of deposit) accounts is a good way to earn additional interest over regular savings accounts. Just like the regular savings account that most of us are familiar with, money that you put i... Read >
Author: MANISH15th September 2009
If you’re an older consumer who has paid with cash all your life, you may find it difficult to open a credit account. That’s because you have “no credit history” of how you paid on credit. If your income has decreased, you may find it harder to ge... Read >
Author: wbdoyle11th September 2009
It is a necessary evil. If and when you decide to buy a house, you will have to have a track record of good credit for a number of years. And with all the sub-prime mortgage loans going under, mortgage bankers are scrutinizing applications with a fine t... Read >
Author: wbdoyle07th September 2009
For anyone new to investing, the options can be nothing short of overwhelming. Most individuals only know the money investing basics such as stocks, bonds, and the fluctuating news coming from Wall Street. But investing can be a safe, simple way to put yo... Read >
Author: cbelden13th August 2009
Did you ever dream of owning a private bank account in Monaco or Switzerland or a Caribbean island? Luxury private bank accounts and secret bank accounts are not only the privilege of the very rich, but you have to find the right way of going about openin... Read >
Author: Offshorebanking19th July 2009
CD annuities are also known as fixed rate annuities. These plans have many features in common with bank Certificates of Deposit (CD). They offer a guaranteed fixed interest rate, which has been established for a certain number of years. CD annuities also ... Read >
Author: Steven Hart16th July 2009
The Bail Reform Act of 1984 and the Presumption for Release on Bond
By: Houston Criminal Defense Attorney John Floyd and Paralegal Billy Sinclair
On June 18, 2009, a federal grand jury returned a 21-count indictment against Houston businessman and c... Read >
Author: John T. Floyd12th July 2009
Saving is basically putting aside money or a way to utilize your present income for future use.
One saves for several reasons such as for a college education, buying a new car, for a new TV set you wish to acquire in three to four months time, for dow... Read >
Author: Mitchel Crane06th July 2009
Entering retirement is a good time to strategize on how best to allocate your resources to achieve your goals. Maintaining your strategy will keep you on track. In this article I'll review the basics of allocation.
At retirement you have some 20 or 30 ... Read >
Author: Shane Flait04th July 2009
If you are ready to invest money for a future event, such as retirement or a child’s college education, you have several options. You do not have to invest in risky stocks or ventures. You can easily invest your money in ways that are very safe, which w... Read >
Author: rika04th July 2009
Many people already own IRAs, but they don’t know that they don’t have to keep the plan where it is. Actually, they have total control over where their IRA funds are invested. IRA annuities offer a safe alternative and can guarantee the safety of the ... Read >
Author: Steven Hart30th June 2009
A variety of helpful Minnesota banking services are available for customers with diverse needs. Minnesota banking services are targeted towards individual and business customers who need basic services like checking accounts, savings accounts, certificate... Read >
Author: Robert Palmer30th June 2009
Fixed income annuities can be complicate and difficult to understand. When considering the purchase of fixed income annuities, it is important to have a good understanding of how these plans are structured and how they work.
A fixed income annuity rece... Read >
Author: Steven Hart13th June 2009
Here is a checklist of different types of income, as specifically applicable to the category of taxpayer known as Investors. The other categories – Employees, Small Business Owners & the Self-Employed and Retirees - will be discussed in future articles... Read >
Author: kinal12th June 2009
Have you followed the wealth building path to nowhere, over and again? Have you put your faith in money making ideas only to be disappointed in the outcome? Maybe you haven’t even attempted to start building your wealth for fear of failure. No matter... Read >
Author: nbridges12th June 2009
Along the way, you may make a few investing mistakes, however there are big mistakes that you absolutely must avoid if you are to be a successful investor. For instance, the biggest investing mistake that you could ever make is to not invest at all, or to... Read >
Author: nicole04th June 2009
There are literally tens of billions in unrequested money across the country in every state.
As each state unclaimed wealth offices take in more than they dole out, have you ever wondered, how much of it belongs to you?
There's almost $33 bill... Read >
Author: Topearner15th May 2009
Most people have a wealth manager, and don't know who it is. It's their friendly neighborhood banker. Or rather, they are clients of a wealth manager. They deposit funds, the bank pays them interest, and gives them access to and security for their fund... Read >
Author: srini12th May 2009
Certificates of deposits or CD are short to medium-term debt instruments issued by banks, thrift institutions, and credit unions. CDs are insured by the FDIC for banks or by the NCUA for credit unions. CDs are similar to savings accounts in that they are ... Read >
Author: emily wulan11th May 2009
In practice there are only three different types of investment you can make.
These are cash, bonds and stocks. Cash is simply holding a deposit account with a cash balance. Bonds are fixed investments where the return is known and guaranteed when you s... Read >
Author: mattglad06th May 2009
Certificates of Deposit (CDs) are a popular form of financial investment these days because they are considered to be more safe than many other types of savings and investments. This information is important for you to consider for your financial safety a... Read >
Author: Mentor06th May 2009
Certificates of Deposit (CDs) are a popular form of financial investment these days because they are considered to be more safe than many other types of savings and investments. This information is important for you to consider for your financial safety a... Read >
Author: Mentor28th April 2009
The statement of cash flows is one of the main financial statements. The balance sheet, income statement, and cash flow statement are three generally accepted financial statements used by most businesses for financial reporting. All three statements are ... Read >
Author: hitechaccounting16th April 2009
Have today’s low interest rates got you down? That depends, really, on whether you are borrowing or you are investing. For the sake of this discussion, let’s assume for a moment that you are on the investing side of the equation.
With the equity ma... Read >
Author: Joseph Hollak09th April 2009
Privacy, Asset Protection and greater freedom of movement are just some of the qualities that lure investors offshore.
Some people are happy to have their money safely locked away, an insurance policy against volatile stock markets, currency fluctuatio... Read >
Author: Offshorebanking03rd April 2009
Overall, there are three different kinds of investments. These include stocks, bonds, and cash. Sounds simple, right? Well, unfortunately, it gets very complicated from there. You see, each type of investment has numerous types of investments that fall un... Read >
Author: jamulco27th March 2009
Have you ever had to lean down to clear a doorway or strained to reach a book off the top shelf? Then you'll understand how uncomfortable it can be to be the wrong size. This holds true with taxes as well - a good number of tax benefits are available only... Read >
Author: Ron Finkelstein17th March 2009
The economy is up and down. Stocks are up and down. Heck, life is up and down. But, when it comes to investments, there is one vehicle above all others that provides safety and return. Those are just two of the benefits of having certificates of depos... Read >
Author: Corwin18th February 2009
I congratulate all who have not sold out of their stock mutual funds, realizing that monies invested in the stock markets are there for the medium-to-long term goods and services that we will buy as we age.
Yet I want to invite those who may have sold ... Read >
Author: Debra L. Morrison17th February 2009
Overall, there are three different kinds of investments. These include stocks, bonds, and cash. Sounds simple, right? Well, unfortunately, it gets very complicated from there. You see, each type of investment has numerous types of investments that fall un... Read >
Author: jamulco16th February 2009
Those who succeed in finances have something in common: knowledge of how the market works and farsightedness. Though you may not be an expert in finances, it is important (if you want your financial life to go with ease), to think ahead and be prepared fo... Read >
Author: Amanda Hash22nd January 2009
Are you one of the few who despite the financial turmoil has been able to save some cash? Do you have cash on hand because you sold the rest of your stock or mutual fund portfolio after watching it drop? If the answer is yes, I have one question for you, ... Read >
Author: Robert Palmer16th January 2009
Overall, there are three different kinds of investments. These include stocks, bonds, and cash. Sounds simple, right? Well, unfortunately, it gets more complex from there. You see, each type of investment has numerous types of investments that fall under ... Read >
Author: terry detty08th January 2009
When it comes to choice of low risk investments that offer a reasonable return, many people find themselves torn between annuities and CDs.
Annuities are financial products, mostly offered by insurance companies, in which the person taking the annuity ... Read >
Author: Steven Hart31st December 2008
Overall, there are three different kinds of investments. These include stocks, bonds, and cash. There is quite a bit to discover about each different investment.
The stock market can be very scary for those that know little or nothing about investing.... Read >
Author: James16th December 2008
If you are anxious to get your investments started, you can get started right away without having a lot of knowledge about the stock market. Start by being a conservative investor with a low risk tolerance. This will give you a way to making your money gr... Read >
Author: jamulco16th December 2008
If you are anxious to get your investments started, you can get started right away without having a lot of knowledge about the stock market. Start by being a conservative investor with a low risk tolerance. This will give you a way to making your money gr... Read >
Author: jamulco15th December 2008
If you are anxious to get your investments started, you can get started right away without having a lot of knowledge about the stock market. Start by being a conservative investor with a low risk tolerance. This will give you a way to making your money gr... Read >
Author: jamulco01st December 2008
Retirement may be a long way off for you – or it might be right around the corner. No matter how near or far it is, you’ve absolutely got to start saving for it now. However, saving for retirement isn’t what it used to be with the increase in cost o... Read >
Author: jamulco18th November 2008
Financial investments come in many shapes, sizes, colors and flavors for example /www.bryantsuretybonds.com/>surety bonds. There are so many different options available today, that sometimes it can be very difficult to discover which is the best one for y... Read >
Author: Robert Palmer30th October 2008
There are certain rules regarding Roth IRA investing, but there are a variety of investment types that are allowed. Many people are unaware of investing IRA money in real estate, because typically a brokerage or a bank is handling their account.
Anyone... Read >
Author: Jim Riley30th October 2008
In order to make self directed Roth IRA investments, you need a few things. First, you have to find a trustee that allows self investing. Most custodians that offer IRAs, 401Ks and Roth accounts focus on mutual funds and certificates of deposit or CDs. Bu... Read >
Author: Jim Riley30th October 2008
Of all the jobs in banking, one of note is a head teller job. A head teller is the person most people relate to with a bank. Most of the bank’s daily transactions are conducted by them. Getting your checks cashed, accepting deposits and loan payments ... Read >
Author: BrendanFranklin29th September 2008
Do you have some extra cash lying around doing nothing? Do you want to make more money than you are making at your job? Even if you don't have cash at the moment, you can save some up and start investing. Start investing and you can start making more m... Read >
Author: Samantha Asher08th September 2008
Imagine that you are living in a desirable city in a desirable condo and that all the residents have just been presented with a projected repair bill from their Home Owner Association (HOA) for $80,000 - per condo unit. It can (and has!) happened.
... Read >
Author: Jerry Clifford01st September 2008
Overall, investing is a great way to build wealth or a ‘nest egg’ for your retirement. If you invest regular amounts of money on a consistent basis over a long period of time, you are more likely to be successful in reaching your financial goals. By k... Read >
Author: mac grueber26th August 2008
One of the great things about having a revocable living trust is that you know your estate will not fall into probate after your death. But, even if you have a trust, there is still a risk that your trust will fall into probate after your death. Why? One ... Read >
Author: Steven W. Allen15th August 2008
An adjustable-rate mortgage (ARM), also known as a floating-rate mortgage or variable-rate mortgage, has interest rates that fluctuate according to its index. The index, in turn, is influenced by the economic climate. Consequently your monthly payments wi... Read >
Author: Anita18th July 2008
FDIC insured Certificates of Deposit are a safe and attractive investment. FDIC insured CDs are safe because they are insured up to $100,000 for an individual account. They are attractive because they pay a stable interest rate that generally doesn’t ... Read >
Author: Corwin17th July 2008
Home buyers will find it easier to qualify for an adjustable rate mortgage over a fixed rate mortgage. Adjustable rate mortgages (ARMs), also called variable rate mortgages or floating rate mortgages, are attractive to home buyers because of their low in... Read >
Author: Karen Bellas20th June 2008
When it comes to investing your money, you'll probably know by now that you have numerous options to choose from.
In fact, it can feel like a bit of a minefield and sometimes you may not know if you've made the right choice.
Should you choose a bond... Read >
Author: Ray Prince27th February 2008
Word count: 637
Character width: 60
Resource box: 4 lines
Seniors Financial Planning Calls For Common Sense!
By Raymond Angus
© Raymond Angus - All Rights reserved
Seniors financial planning is not some arcane philosophy.
One doesn't r... Read >
Author: Raymond Angus11th February 2008
Learn a way to reduce taxation legally using your ex-pat or global investor status. Given the reports in the limelight about the issues a few expatriates have lived through in acquiring banking services at the time of their repatriation, there is consider... Read >
Author: Doug Snistosa20th January 2008
If you are ready to invest money for a future event, such as retirement or a child’s college education, you have several options. You do not have to invest in risky stocks or ventures. You can easily invest your money in ways that are very safe, which w... Read >
Author: Bo Sandkvist19th January 2008
Along the way, you may make a few investing mistakes, however there are big mistakes that you absolutely must avoid if you are to be a successful investor. For instance, the biggest investing mistake that you could ever make is to not invest at all, or to... Read >
Author: Bo Sandkvist19th January 2008
Retirement may be a long way off for you – or it might be right around the corner. No matter how near or far it is, you’ve absolutely got to start saving for it now. However, saving for retirement isn’t what it used to be with the increase in cost o... Read >
Author: Bo Sandkvist19th October 2007
Thanks to the increasing numbers of hurricanes, storms, floods, tornadoes, and earthquakes in recent years, home insurance rates have gone through the roof. Here's how to get cheap homeowners insurance rates with a top company.Decide How Much Insurance Yo... Read >
Author: Brian Stevens30th July 2007
Technology has changed the face of banking by offering banking institutions that are exclusively online and that offer easy to use accounts such as the internet savings account.
Banking institutions like ING Direct, HSBC Bank, or GMAC Bank, offer a va... Read >
Author: CharleyHwang01st July 2007
Copyright (c) 2007 Wee Dilts
Secrets of Securing A Home Loan
Four Typical Buyer Questions
1. How do I qualify for a loan?
Start by meeting with a lender. The lender will help you explore options for financing a home.
2. How do I select a le... Read >
Author: FSBOFRIEND.COM08th June 2007
Sadly whether we like to admit it or not, Divorce is a growing part of society’s day to day existence. More and more of us are getting divorced on a much more regular basis and some even seem to be making career moves out. Of course divorce is one of t... Read >
Author: Scott James16th May 2007
Rather than spend your hard earned money hiring a financial planner or consulting with one, there are actually countless software programs that would help you in managing your finances. These programs are efficient tools for planning and making all those... Read >
Author: Alan30th April 2007
The self directed IRA is popular because of the flexibility it gives you. In fact, many people will buy property with their self directed IRA.
One of the advantages of a self directed IRA is the ability to invest in rental properties and such. This is... Read >
Author: Barry Waxler03rd April 2007
For those who are trying to trace the connection between CDs and funds, let's clear it at the onset. The CDs under discussion are not the compact discs you play, but the Certificates of Deposit (CDs) that you invest on to grow your money in the bank or ot... Read >
Author: Wain Roy03rd April 2007
What if I already have a power of attorney? How will the financial directive help me still? A boilerplate power of attorney is intended to give your agent general powers. A Financial Directive has very specific powers granted by the Principal (you) to the... Read >
Author: Rocco Beatrice10th February 2007
Did you know that IRAs can hold CDs (Certificates of Deposit)? If you are nearing retirement and are tired of fretting over your nest egg, your best and safest return may be with a federally insured bank (FDIC) or credit union (NCUA) CD.
Although many... Read >
Author: Chris Duncan08th February 2007
From radio spots and junk mail to television and newspaper
ads, American consumers are bombarded with invitations to
utilize various banking and checking services. And even though
they come with the obligatory fine print, so much of it remains a
m... Read >
Author: Chemain Evans05th February 2007
You want your money to grow and work for you, but risk makes you uncomfortable. Is there a way to do it safely? You bet there is.
There is a rule of investing that is ancient and unchanging. It has guided the investment strategies of people since the v... Read >
Author: Winston Goldstein05th February 2007
If Warren Buffet made billions investing money, why can’t you? Well, the key is to understand what you are doing and how to apply it to your investing.
The first thing that a successful investor needs is a plan. You have to have a good idea of your ... Read >
Author: Winston Goldstein04th January 2007
This is an awesome business!
You can find private lenders who will change your life and help you take your business to an incredible level of success.
As you prepare to find these lenders, it is practical to stop and consider just who they are and... Read >
Author: Alan Cowgill23rd November 2006
Determining what type and amount of life insurance is right for you require some careful thought and it sometimes seems a secret decoder ring. In addition to term life, whole life, senior life insurance and universal life polices, these days, there are a ... Read >
Author: Sky Joe15th September 2006
Is a sideways stock market and bad investment decisions preventing you from building wealth in your retirement account? If so, you might be interested in a small, but growing, trend among smart and savvy individual retirement account ownersinvesting thei... Read >
Author: Jason Lee07th August 2006
As interest rates are on the rise, altering your investment strategy is a must, it is time to check up on your most recent interest paymenyts and receipts. Most banks will not bumps up their payments to you until you ask, so you are likely being paid much... Read >
Author: Adam Coyle16th June 2006
Copyright 2006 Ronald Hudkins
An IRA is an IRA is an IRA, unless it's a Roth IRA. Roth IRAs, which burst upon the investment scene not so long ago, offers some attractive departures from traditional IRAs, especially if it's being used as a retirement ... Read >
Author: Ronald Hudkins20th May 2006
An ARM is a mortgage that has an interest rate that adjusts periodically, often every six or 12 months. At these intervals, the interest rate is adjusted using an index and a margin. The index is a financial index that is used to gage general interest rat... Read >
Author: Adam VanBuskirk15th May 2006
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Two Major Benefits of Having Private Lenders
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I started my business by using banks, savings, credit cards, lines of c... Read >
Author: Alan Cowgill27th April 2006
Secured personal loans are those, which require collateral or security of a savings account, stocks, bonds, certificates of deposit etc. You are also not obliged to spend the loan money according to lender's consent. You are all independent in this regard... Read >
Author: James Taylor20th April 2006
If you are like millions of Americans, you have spent several years saving your hard-earned cash. However, most of the time a simple interest-earning savings account is not enough! If you intend to prepare adequately for your future, you need to investig... Read >
Author: Scott Brown20th April 2006
The better question might be: Why do you own bonds today?
Lately we've seen more damage done to bond accounts than any time in the past few years. I'm warning friends and foes alike, if they own bonds in their accounts here in the spring of 2006, be p... Read >
Author: Thomas Mullooly06th April 2006
An interesting question to be sure. Naturally, when investing funds into Certificates of Deposit (CDs), you want to know how much you are going to earn. If you are receiving your funds monthly, then the APR (Annual Percentage Rate) is what you are inter... Read >
Author: Chris Duncan16th March 2006
If you want an investment that maintains your principal, Certificates of Deposit (CDs) are a great way to go. As with most investments, we all hope to time the market at its highest, but without a crystal ball that proves to be difficult. The best advice ... Read >
Author: Chris Duncan23rd February 2006
If you fall into the Baby Boomer generation, having been born between 1946 and 1964, this 3rd stage of life, retirement, is right in front of you. Keep in mind, that potentially, this is the longest stage of life, possibly lasting 20-30 years. Dont' fail... Read >
Author: Kent Smith19th February 2006
Copyright 2006 Donovan Baldwin
The year was 1981, the state was Florida, and I had just flown back from Germany for my father's funeral. My sister and her family were down from New York, and, a few days after the funeral, we were sitting with my mothe... Read >
Author: Donovan Baldwin04th October 2005
Credit unions are cooperative banking and financial companies. They are usually non-profit and cater to a particular group of people that work or live in the same place, for example. Credit unions are owned by the accountholders, who also participate in... Read >
Author: jay moncliff04th October 2005
If you are looking for a safe investment and you have between $100 -$1,000 to invest, you should consider a certificate of deposit or CD. When purchased through a bank, CD's are
federally insured up to $100,000.
When you invest in a certificate o... Read >
Author: James Dimmitt26th August 2005
This is a common question that many consumers have. Many people do not realize that there are even different types of personal loans. Each type of personal loan, secured and unsecured, have different requirements.
We will look at the requirements for a... Read >
Author: Beth Pardue24th August 2005
Once you have added a new customer to your book of business, plan on keeping that customer until you have all of their business, and the business of their family and friends.
This way you can ensure having their business forever.
When working as a b... Read >
Author: Jay Conners13th August 2005
By: James Dimmitt
If you are looking for a safe investment and you have between $100 -$1,000 to invest, you should consider a certificate of deposit or CD. When purchased through a bank, CD's are federally insured up to $100,000.
When you inves... Read >
Author: James Dimmitt
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