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Articles, tagged with "joint accounts"

Credit Card Debt after Divorce

23rd September 2009
It is true that marriages are made in heaven. But everything falls flat on their butt once a marriage hits the rocks. Every bit of reconciliation fails and divorce seems to be the only way out. If everything – both financial and other aspects - is settl... Read >
Author: wbdoyle

Credit and Divorce

23rd September 2009
Mary and Bill recently divorced. Their divorce decree stated that Bill would pay the balances on their three joint credit card accounts. Months later, after Bill neglected to pay off these accounts, all three creditors contacted Mary for payment. She refe... Read >
Author: wbdoyle

Getting Credit When You’re Over 62

15th September 2009
If you’re an older consumer who has paid with cash all your life, you may find it difficult to open a credit account. That’s because you have “no credit history” of how you paid on credit. If your income has decreased, you may find it harder to ge... Read >
Author: wbdoyle

Divorce and credit card debt

15th September 2009
Protect your good credit --Your divorce does not releive you from any joint credit card debt you may have had while you wer married. You are responsible for joint accounts from any credit card s you may have along with car loans and home mortgages. Even i... Read >
Author: wbdoyle

Divorce and Credit–Are You Liable

15th September 2009
Bill and Susie recently divorced. Their divorce decree stated that Bill would pay the balances on their three joint credit card accounts. Months later, after Bill neglected to pay off these accounts, all three creditors contacted Susie for payment. She re... Read >
Author: wbdoyle

Credit Cards and Divorce

15th September 2009
If you’ve recently divorced or are going through a divorce, one of the important issues that you should settle is how any joint debts are to be handled. This includes mortgages on a jointly owned home and any joint credit cards that you have. You also n... Read >
Author: wbdoyle

Divorce And Debts

03rd September 2009
Having a divorce is very discouraging since its the start of a new life all alone. However, debts are some of the problems shared among couples in a divorce just as assets are shared between the two people. Before planning a divorce, the first thing you s... Read >
Author: Mary Mukami Gachonde

How To Avoid Damaging Your Credit When Contemplating Divorce

18th July 2009
It wasn’t too long ago that severe financial problems stemming from divorce had a dramatic effect primarily on women. But these days many men are now confronting these issues because of the ever-increasing numbers of women who are pursuing high paying j... Read >
Author: TopLawyer

How To Avoid Damaging Your Credit When Contemplating Divorce

17th July 2009
It wasn’t too long ago that severe financial problems stemming from divorce had a dramatic effect primarily on women. But these days many men are now confronting these issues because of the ever-increasing numbers of women who are pursuing high paying j... Read >
Author: HairCareHints

Divorce and Credit

17th July 2009
Mary and Bill recently divorced. Their divorce decree stated that Bill would pay the balances on their three joint credit card accounts. Months later, after Bill neglected to pay off these accounts, all three creditors contacted Mary for payment. She refe... Read >
Author: James T. Mahan

way to get bad credit mortgage refinance

16th July 2009
A long year ago, it was hard to get a loan to buy a house even with bad credit but today, there were many options are available. But one can’t say true today. Many online lenders have programs for mortgage loans and refinancing as well. You can turn an... Read >
Author: Diane Anderson

Understanding Joint Accounts

08th July 2009
Joint accounts are particularly beneficial in a situation where the finances of two or more individuals are linked, whether by paying shared rent, mortgages or household bills. As well as being convenient for settling shared outgoings, joint accounts can ... Read >
Author: Adam Singleton

Who Owns Who in the Banking Sector

13th June 2009
The financial turmoil of the past 18 months has led to a wave of consolidation in the banking industry, making it even harder to ensure you're not putting all your eggs in one basket. We take a look at today's banking sector to find out who actually ow... Read >
Author: MarkeD

Simple Steps to Improving your Credit Rating

05th June 2009
The first step to improving your credit rating is to check your credit report. This contains the history of your credit accounts and repayment record and is one of the main sources of information used to calculate your credit score. Make sure it’s accur... Read >
Author: Andrew Regan

Top tips on how to keep your money safe

11th May 2009
These are worrying times for savers. Not only have interest rates fallen to record lows, slashing the returns people can earn on their money, but there have also been a number of high profile banking collapses. Unsurprisingly, many consumers have been le... Read >
Author: MarkeD

Divorce - Not a Ticket Out of Credit Card Debt

24th April 2009
Money, as you know, is a major cause of divorce. One spouse is responsible, the other is a spendthrift. The couple gets in over their heads and the responsible spouse decides to get out and stop living under that burden. He or she may breathe a huge si... Read >
Author: John Rasor

Love, Marriage, and Credit Scores

09th April 2009
Credit can play a major part in love relationships, and considering it before you take those vows can prevent future heartaches. Pre-marriage counselors will tell you to come to an agreement about how you'll handle finances, and then stick to the agreemen... Read >
Author: John Rasor

Credit cards: Should you share with your new spouse?

27th March 2009
You can if you want to - simply add his or her name as an authorized user on your account, and have him/her do the same for you. Then you'll each be issued cards on each other's accounts and both be able to use all of your combined accounts. But should... Read >

Debt Management and Your Spouse

26th March 2009
Debt management and Your Spouse Sometimes in life, the partner we choose has a different spending philosophy than we do. It may be the case that your spouse is more of a spender than you are, or vice-versa. In order to keep an even balance, and family ... Read >
Author: Robert Palmer

Spot a Cheating Spouse by Personal Investigation

06th January 2009
If your spouse is acting strangely, such as she wearing a new perfume, coming home late, or she is suddenly slimmer than before. Yes, you are probably wearing a green hat. Out from work and sports, you should spend more time listening to your gut. If yo... Read >
Author: yangguang01

Was Your Credit Score Lowered as a Result of Your Divorce?

17th December 2008
I cannot think of anything that challenges me as much as my divorce did. I've also had some wonderful accomplishments in my life because of those challenges. I see lots of single moms, in particular, struggling over financial matters once they are divor... Read >
Author: Len Stauffenger

Avoid Pitfalls when Writing Obituaries

27th October 2008
Identity theft even applies to the dead. Write your obituaries with identity theft in mind because the deceased's identity is an irresistible target for thieves. There are tips that you can follow to avoid identity theft. Victims of identity theft Id... Read >
Author: Melanie Walters

Avoid Identify Theft from Obituaries

21st October 2008
Identity theft even applies to the dead. Write your obituaries with identity theft in mind because the deceased's identity is an irresistible target for thieves. There are tips that you can follow to avoid identity theft. Victims of identity theft Id... Read >
Author: Melanie Walters

Mind Your Money Matters™ - Beginning Divorce

29th September 2008
Keeping an eye on your finances is always a good idea no matter what stage of life you are in. But when planning to divorce it is imperative to keep tabs on all of your financial details so that you don’t get short changed when the final divorce decree... Read >
Author: Lisa_Decker

First Home Saver Accounts are here

24th September 2008
The Labor Government has recently passed legislation which will see the introduction of First Home Saver Accounts, as promised by Prime Minister Rudd in his election campaign. By providing a combination of lower taxes and Government contribution, the new ... Read >
Author: Michael Quinn

Why You Should Make Your Spouse's Finances Your Business.

18th September 2008
We read about embezzlement of finances a lot in politics but this might happen to you as well. Your relationship might be perfect in all other areas and you tend to assume that even the finances are ok. This is a great misconception which has shocked so m... Read >
Author: Francis K Githinji

Why You Should Make Your Spouse's Finances Your Business.

18th September 2008
We read about embezzlement of finances a lot in politics but this might happen to you as well. Your relationship might be perfect in all other areas and you tend to assume that even the finances are ok. This is a great misconception which has shocked so m... Read >
Author: Francis K Githinji

Do You Know About A Joint Account?

12th August 2008
A joint account is a good option for those individuals who want or need more than one person authorized to use a bank account. Generally speaking, when you open a new checking or savings account at a bank or credit union your name will appear on the accou... Read >
Author: Nadia Daud

Do You Know About A Joint Account?

12th August 2008
A joint account is a good option for those individuals who want or need more than one person authorized to use a bank account. Generally speaking, when you open a new checking or savings account at a bank or credit union your name will appear on the accou... Read >
Author: Nadia Daud

Divorce lawyer NYC: Breathe in an air of freedom

22nd July 2008
Divorce is always looked upon with a tinge of sadness by those, who have gone through it. The traumatic memories have a bearing on the psyche of the couples involved and most of times they try to find ways and means to avoid it. The emotional turmoil whic... Read >
Author: Steve Waganer

The Truth Behind Common Myths About Your Credit Report

22nd July 2008
It is truly amazing to note the number of "facts" that many people think they know about credit reports and how various factors affect your credit score that are just simply untrue. For as much importance that is placed on having as good of a credit repor... Read >
Author: Jon Arnold

Some legal information when you are living together by agreement.

25th June 2008
Living Together By Agreement As more and more couples make the choice not to marry, the Government is being called upon to introduce legislative guidance to protect the interest of cohabiting couples. Why couples decide not to marry is immaterial. B... Read >
Author: David Harland

Divorce Lawyer New York: Peace assured one more time

18th June 2008
Incidences of divorces are increasing at an alarming pace today. It breaks the heart of many to see the families crumbling and an overall happy atmosphere being turned into a hell. Many consider the side effects of a divorce far more harming to the kids t... Read >
Author: damey

What does "manage your credit" mean, anyway?

25th April 2008
The other day I was having lunch with a friend at a deli, which had just run out of Swiss cheese. "Oh for Pete's sake," my friend blurted out. "What kind of sandwich place doesn't have Swiss cheese?" That got me thinking—not about cheese—but about ... Read >
Author: TrueCredit

Can you really protect your credit rating?

18th April 2008
your credit rating is basically your personal finance history, whatever accounts and forms of credit you'd had in the past and any missed payments, defaults or notices on those accounts are marked on your credit rating. Finance companies use credit report... Read >
Author: SimonDuffy

Can you really protect your credit rating?

18th April 2008
your credit rating is basically your personal finance history, whatever accounts and forms of credit you'd had in the past and any missed payments, defaults or notices on those accounts are marked on your credit rating. Finance companies use credit report... Read >
Author: SimonDuffy

You're Credit Report during a Divorce- What to avoid

07th February 2008
I have seen credit reports get littered with collections, charge offs, foreclosures, late payments, and just a total disregard for obligations during a divorce. We all know divorce can be a bad experience for anyone that is going through it. There are tim... Read >
Author: Mike Clover

The Cost of Missed Loan Payments

23rd January 2008
Credit History If you miss payments then this can stay on your credit report for up to 3 years. However if you are unfortunate enough to have a County Court Judgement (CCJ), or worse still, have become bankrupt then this still stay on your credit report ... Read >
Author: Paul Hockney

Credit Cards and Divorce

21st September 2007
Divorce might be a very painful process and money issue often makes it even more unpleasant. You need to divide both assets and liabilities. The situation can be especially complicated if you have joint credit card accounts or your spouse is an authorized... Read >
Author: Sharon Henry

Warning to Happily Married Couples with Joint Accounts

20th July 2007
Credit held jointly can haunt you...especially after a divorce. With the divorce rate as high as it is (about 43% of all first marriages end within 15 years according to a study by the National Center for Health Statistics) be sure of your long-term relat... Read >
Author: Stephen Snyder

Advice for Couples Headed for Divorce After Bankruptcy

29th November 2006
Staying married is tough. That's one of the reasons so many people give up.But staying together after a bankruptcy is really tough. Not only do you have your personal issues to work through, but you're constantly getting conflicting financial advice that ... Read >
Author: Stephen Snyder

Joint Bank Accounts And The Problem Of Divorce

11th October 2006
If you are in the unfortunate situation of getting divorced, then you may be wondering how to sort out your joint bank accounts. Whether the divorce is amicable or not, it is important that you both agree on how to split the monetary funds in your joint a... Read >
Author: Peter Kenny

Credit and Divorce

12th August 2006
Say you recently got divorced, and your divorce decree states that your late husband (or wife), is responsible for your two visa card balances. Time goes on after the divorce, and you get a call from the credit card company stating th... Read >
Author: jason bracken

Divorce and your Finances

05th July 2006
When considering divorce and your finances there may be a number of issues one may be concerned with. Not only must you worry about dividing assets but locating possible hidden ones as well. Deciding on selling these assets and splitting the profits can b... Read >
Author: Hope Ocampo

Credit Cards and Divorce

30th May 2006
If you've recently divorced or are going through a divorce, one of the important issues that you should settle is how any joint debts are to be handled. This includes mortgages on a jointly owned home and any joint credit cards that you have. You also nee... Read >
Author: Joseph Kenny

The Top 5 Things Couples Argue About

22nd February 2006
All couples argue from time to time, and, in a general sense, turns out we're all arguing about the same things. According to relationship psychotherapist Paula Hall, the top five things that couples argue about are (and roughly in this order): Money ... Read >
Author: Brian Vaszily

Credit Card Debt after Divorce

01st January 2006
It is true that marriages are made in heaven. But everything falls flat on their butt once a marriage hits the rocks. Every bit of reconciliation fails and divorce seems to be the only way out. If everything both financial and other aspects - is settled... Read >
Author: Jakob Jelling

You Were Served Divorce Papers? A 3 Day Action Plan

12th December 2005
Copyright 2005 The Divorce Center P.A. Today Don't panic - best decisions are made with a cool, calm head Sit down, relax, and read the divorce papers several times. Don't call your spouse in anger - no contact is best for now. Read up on... Read >
Author: Howard Iken

What Schools Should Teach About Credit: How to Help Your Teen Prepare for a Strong Financial Future

18th August 2005
What Schools Should Teach About Credit: How to Help Your Teen Prepare for a Strong Financial Future Copyright 2004 Jeanette Joy Fisher Real Estate Credit Help Center http://www.recredithelp.com/ Our college-bound son just bought his fi... Read >
Author: Jeanette Joy Fisher