Articles, tagged with "fair credit reporting act", page 5
29th December 2010
Sometimes, it’s a little bit peculiar to think that some people are willing to spend extra money to obtain credit repair by attorneys. The bottom line here is that, what do these lawyers do in order to fix your credit score? If you are desperate to improv...
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Author:
Herschel
29th December 2010
Negative remarks on the credit report is cause by late payments and non-payments of loans and credit including utility bills that are not paid on time. Basic necessities such as the utility bills should be paid on or before due date or else it will make a...
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Author:
Herschel
29th December 2010
It could be a financial inconvenience to have inaccurate information on your consumer credit reporting agency record. Reports show that a large number of these records held by the top three credit bureaus Experian, Equifax, and TransUnion contain inaccura...
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Author:
Herschel
29th December 2010
Having bad credit is something that you do not have to take sitting down. It could prevent you from making certain financial transactions or even from getting a job. A bad credit record could even cost you more money in terms of interest payments on loans...
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Author:
Herschel
29th December 2010
Bad credit becomes a commonplace for millions of people who lost their jobs due to the global economic crisis that started in 2008. For this reason, many properties are foreclosed and mortgages are unpaid resulting to the decline of demand in the real est...
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Author:
Herschel
29th December 2010
Almost all people will do anything to improve credit standing and boost credit score. This goal seems to be impossible to achieve especially with the current financial difficulties brought about by the global crisis that started in 2008. So if you are on ...
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Author:
Herschel
24th December 2010
You might not know what your credit score but you would have an idea of how high or low it is likely to be with the kind of information that is contained in your credit record. Under the Fair Credit Reporting Act (FCRA), you have the right to know what i...
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Author:
Herschel
24th December 2010
Whether you are aware of it or not, information about you is being collected, kept in a database, and used by certain institutions. There United States government has a statutory regulation in the Fair Credit Reporting Act or the FCRA with regard to the ...
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Author:
Herschel
22nd December 2010
In order to help people be more aware of how their credit is standing, a lot of websites are now offering services such as providing free credit reports. The service has been made available to Americans by the Fair Credit Reporting Act. Every year, Americ...
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Author:
EstelDavenportz
22nd December 2010
Credit history repair is a must for everyone to get on the right path to a rewarding financial future. Even if your scores are in the 600s, you need to make sure all is correct on your report and that you are getting the highest scores available to you.
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Author:
Sheri Woodstein
15th December 2010
You cannot legally remove accurate and timely negative information from a credit report - no matter how often you may have heard otherwise. But if you choose to dispute information you deem inaccurate or incomplete on your credit report, you have the lega...
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Author:
Mark Andrade
15th December 2010
Many insurance providers use the customer's credit report as an important variable when calculating future premiums. So you should definitely keep that in mind when looking for a new insurance policy, because there will be a lot of people looking into you...
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Author:
Norris Rios
09th December 2010
The objective of a credit repair agency is first of all to increase your credit rating. But how do they go about carrying this out? No it's possible to legally make your accurate bad credit items disappear. Unfortunately inaccuracies do happen and they ca...
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Author:
John Stevens
07th December 2010
Some people think that paying their loans on time is enough to get a high credit score. Although timely payments will surely help in getting a high credit score, you still have to do other things such as obtaining your credit reports and knowing your cred...
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Author:
Nazima Golamaully
07th December 2010
If you are planning to apply for a home or auto loan, you should check your credit score first. Major purchases and loans such as home and auto loans require a good, if not high, credit score. This is why it is important to know your credit score first be...
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Author:
Nazima Golamaully